Questions & Answers about Vehicles and Insurance
Get an overview of the types of vehicles we can insure and more:
Have a different question? Find additional answers about:
Q. Do some vehicles cost less to insure than others?
A. Yes, particularly if they're less likely to be stolen or, statistically, less likely to be involved in an accident. Vehicles that are less expensive to repair will also typically cost less to insure.
Tip: If you're shopping for a new car and are looking for the better insurance value, we can give you a no-obligation quote for each of the models you're considering.
Q. Does RBC Insurance cover motorcycles and recreational vehicles?
A. Yes. We offer coverage for all kinds of personal (private passenger) vehicles, including:
- Cars, SUVs, Minivans or Pickup Trucks
- Motorcycles
- Motorhomes and RVs
- Campers and Trailers
- Snowmobiles
- All Terrain Vehicles (ATVs)
For more information, see:
Q. Does RBC Insurance cover commercial vehicles?
A. Yes, we can offer you access to commercial auto insurance coverage. However, we do not currently offer online quotes for any vehicles that are used for commercial purposes. To request an insurance quote for a commercial vehicle, please call us at 1 877 917-6925. Or, for more information, see the Commercial Auto Insurance page in our Business Insurance section.
We consider a vehicle to be used for commercial purposes if it meets, but is not limited to, any one of the following criteria:
- It is registered in the name of a company other than a company from which you are leasing it
- It displays a commercial sign
- It weighs more than 4500 kgs
- It is used primarily to transport materials, goods, tools or equipment in connection with an occupation or business
- It is rented out or used for funeral pickup, limousine, or taxi
- It is a panel/cargo van, or a van with the seats removed
Q. Does RBC Insurance cover vintage vehicles?
A. Yes. If you own a vintage vehicle that is over 25 years old, with antique or historical licence plates, our Contact Centre can offer you special coverage and a price to reflect your needs. We'll be pleased to give you your quote over the phone—just call 1 877 749-7224.
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