Questions About Commercial Auto Insurance
We answer the most common questions about our commercial auto insurance.
Q: Why should I purchase commercial auto insurance?
A: First and foremost, provincial regulations require you to insure your vehicles. Equally important, commercial auto insurance helps keep you in business by providing third-party liability coverage as well as options that can include coverage for physical damage to business-owned vehicles and loss of vehicle use.
Q: Will commercial auto insurance cover my employees if they are injured in an accident while driving?
A: Generally, no. Workers' compensation insurance should cover injuries sustained by your workers while operating your business vehicles.
Q: My employees use their own vehicles to make their deliveries. Will my commercial auto insurance cover them and third-party liability?
A: If your employees use their personal vehicles to perform their jobs, their personal auto insurance is their primary coverage. However, General Liability Insurance will cover your business for third-party liability claims arising from auto accidents. Call us at 1-877-917-6925 for more general information about this insurance.
Q: I have a fleet of business vehicles. How can RBC Insurance help me?
A: The RBC Insurance program offers access to fleet insurance for businesses that own five or more vehicles. When you call us at 1-877-917-6925, we can connect you with a commercial insurance specialist who will explain how this could work for your business.
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