Protecting Your Employees

Our Business Insurance Advice site lets you explore the different ways business insurance can help protect your company, your employees, as well as you and your family. You can also get tips on coverage options and answers to common questions.

You care about your employees and you want them to have access to affordable insurance coverage. At the same time, you want to attract and retain quality people.

See how the right employee benefits package can help you accomplish both goals:

Offer your employees a way to safeguard their income.

Even if your company has just two employees, you can offer them a convenient way to protect their most valuable asset—their ability to earn an income.

Disability income protection insurance is a key part of a competitive employee benefits package. It provides a monthly benefit that an employee can use to pay expenses if he or she is unable to work due to a covered illness or injury.

At RBC Insurance^®, our plans also include value-added services—such as return to work assistance—that benefit both your employees and your business.

Help your employees protect their loved ones' quality of life.

To offer an attractive employee benefits package, you may want to include, at a minimum, basic term life insurance that provides your employees with coverage to protect their loved ones' financial security. Beyond this, you can enhance your benefits package further by also giving them the option to purchase:

Additional insurance to supplement the basic coverage you are providing
Coverage for their dependent spouse and children

Whatever your company's needs, we can tailor a comprehensive benefits package that offers crucial protection for your employees and their families.

Give your employees access to affordable home and auto insurance.

Does your business employ 300 or more people? If yes, you can offer your employees preferred pricing on their home and auto insurance.

Group home and auto insurance offers real savings for your employees and great benefits for your business. For example, there is no minimum enrolment and your company has no administrative duties—we take care of it all. Plus, your employees will get the affordable coverage they need, a dedicated toll-free number, 24/7 claims service for emergencies, and more.

Want to know more?

Visit our Business Insurance site to explore your options and the benefits of choosing RBC Insurance.

Tell Me More

Employee Benefits
1-866-235-4332

Group Home & Auto Insurance
1-866-808-3270

Explore our solutions

We offer customizable employee benefits solutions for companies of all sizes.

We offer both short- and long-term disability income protection for companies with 10 or more employees. We offer long-term disability income protection for companies with 2-9 employees.

You can allow your employees to supplement the life insurance you provide by giving them the option to purchase additional coverage through payroll deduction.

Our life insurance coverage also provides your employees with 24-hour accidental death & dismemberment (AD&D) protection—even when they are not at work.

Next Tip

What services come with employee disability income protection insurance?
At RBC Insurance^® we offer return-to-work assistance, Best Doctors* service, convenient online administrative tools, a Work-Life Employee Assistance Program (EAP) and more.

What is the Best Doctors Service?
You, your employees, eligible spouses and dependents^†† can use this service to find information and access the best medical care worldwide.

What is the Work-Life Employee Assistance Program (EAP)?
This service provides confidential, 24-hour, toll-free access to professional advice, referrals and counseling to you, your employees and family members.

What types of life insurance can I offer my employees?
With RBC Insurance^®, you can offer your employees basic and supplemental term life coverage for themselves and term life coverage for their dependent spouse and children.

Is my business eligible for group home and auto insurance?
Our group home and auto insurance is available to employee groups of 300 or more, or professional associations with 1,000 or more members.

Next Question

All products and services are subject to the terms and conditions of the applicable insurance contract. Exclusions and/or limitations may apply. In the event of any conflict, the terms and conditions of the insurance contract will govern.

^†† Children under the age of 26.