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How do I take the next step?
Coverage and Benefits¹

How old do I have to be to apply for coverage?
Who should apply?
How long will I be insured?
How much money can I chose for my beneficiary to receive in the event of my death?^�
Is the death benefit tax-free?
Other Features¹

What other features should I know about?
What other optional benefits are available?
Premiums

Are the premiums guaranteed when I buy the insurance?
I realize renewal premiums are disclosed upfront, but how often will premiums increase?
How long do I have to pay premiums?
Cancellation

If I cancel my policy before its expiration, do I get part of my money back?
If I became disabled, would I still have to pay the insurance premiums during disability?

^†Note: The level of coverage that you qualify for depends upon your personal situation (for example, your income and age).