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Get the facts about disability in Canada.

Many Canadians have misconceptions when it comes to disability. As a result, most working adults aren’t financially prepared for an illness or injury. Here, we shed some light on the most common misconceptions—and what you can do to protect yourself.

 
“It won’t happen to me.”

“It won’t happen to me.”

1 in 7 Canadians are disabled at any given time.1 Find out what your risks are for disability.

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“I’m careful—I won’t get hurt.”

“I’m careful—I won’t get hurt.”

Most disabilities are not caused by a workplace accident or unhealthy lifestyle.2

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“I have coverage at work.”

“I have coverage at work.”

There’s a limit to most employer-sponsored plans. Make sure you’re really covered.

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“I can live off my savings.”

“I can live off my savings.”

The average length of a disability over 90 days is 35 months. Will your savings really cover you?

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Did You Know?Did You Know?

  • 1 in 3 Canadians will experience a period of disability lasting longer than 90 days1
  • Less than 10% of disabilities are caused by accidents
  • An average 30-year old Canadian has over 3 million dollars of income at risk due to disability
 
 

Take ActionTake Action

Protect your most valuable asset—your ability to earn an income.

 
 

1) Statistics Canada, Commissioners disability table A.
2) World Health Organization—Disease and Injury country estimates [Retrieved November 2013]