Home and Auto Insurance Legal Disclaimers

All products and services are subject to the terms and conditions of the applicable insurance contract. In the event of any conflict, the terms and conditions of the insurance contract will govern.

As a result of government-run car insurance plans, RBC Insurance® does not offer car insurance in Manitoba, Saskatchewan and British Columbia.

 

1) The Online discount is not available in all provinces, and where available varies by province, type of insurance, renewal term and auto plan membership. Other exclusions and limitations also apply.

2) Certain conditions apply.

3) The saving is only applied to the cost of insurance and represents the average total savings when compared to the underwriter’s standard individual product rates. Each product must be separately underwritten. $850 is the average total savings for clients in Ontario on home and auto insurance when more than one vehicle is insured. $900 is the average total savings for those same home and auto clients (and their spouses) when they also purchase a new RBC Simplified® Term life insurance policy. This offer can’t be combined with any other offer and may be changed or cancelled without notice.

3c) The savings is only applied to the cost of insurance. Each product must be separately underwritten. The savings are applicable to RBC Insurance clients who purchase through or have at least two of the following RBC insurance policies currently in force: home insurance, auto insurance or RBC Simplified® Term life insurance policy. This offer can’t be combined with any other offer and may be changed or cancelled without notice. Certain conditions apply.

4) On qualifying vehicles.

5) Service provided by Aviva General Insurance Company. Available in select urban areas. When you opt in for the Valet Service you are agreeing to have your car repaired with a vendor from the Preferred Vendor Program. In some instances a flatbed truck may not be suitable.

6) RBC Insurance does not offer car insurance for camper units or trailers that are parked permanently and used as a dwelling.

7) All products and services are subject to the terms and conditions of the applicable insurance contract.

8) The Loss of Vehicle Use endorsement provides coverage for reasonable costs up to the limit in your policy. Certain conditions apply.

9) To qualify for this endorsement, you must be an Ontario resident, have been licensed 15 or more years ago and be accident-free for the last 6 years.

10) Car insurance is not offered in British Columbia, Manitoba and Saskatchewan.

11) Certain conditions apply. This discount also excludes endorsements (any additional (usually optional) enhancements that you add to your policy.)

12) Certain conditions apply. Available on auto policies only. Maximum reduction of $250. Not available in Newfoundland and the Territories.

13) Car insurance is government-regulated in these provinces.

14) Feature applies to the vehicle on which it is purchased. Must qualify for 6- or 7- star driving record.

15) Certain conditions apply.

16) $0 deductible applies to policies that start with a $250 deductible and after policy experiences five consecutive claim-free renewals.

17) Certain conditions apply. Advance Property feature applies up to 180 days in advance of your renewal date.

18) Available in some areas and times.

19) For the lifetime of the insured driver as long as they own the vehicle.

20) Service provided by Aviva General Insurance Company.Service not available in Quebec. Quebec residents may call 1-800-769-2526 for questions about their policy and coverages.

21) Certain conditions apply. The discount is 7% for condo policies. This discount also excludes endorsements (any additional, optional enhancements that you add to your policy).

22) Certain conditions apply. The claims-free discount is 10% for homeowners policies and 5% for condo and renters policies.

23) Coverage is for loss or damage caused by Specified Perils or resulting from the sudden and accidental collapse of the storage building.

24) This endorsement is not available for your Condominium Unit. Certain conditions and exclusions apply.

25) Coverage limit depends on type of coverage selected.