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DisabilityA serious illness or sudden accident can happen in an instant—leaving you unable to work and earn money. While your other health insurance can help with the medical bills, you may need disability income protection insurance to help replace lost income. At RBC Insurance, we can offer you a plan tailored to your unique needs.
We offer several plans to help meet your disability insurance needs:
Use our calculator to estimate how much disability insurance coverage you might need:
1) The critical illness insurance benefit is paid when you are diagnosed with a covered critical illness, as defined in the policy, and satisfy the survival period, as defined in the policy.
2) With the Enhanced Coverage hospital insurance plan, there is an elimination period of 3 days before benefits are paid if you are hospitalized as a result of illness. This means that if you are hospitalized as a result of illness for 3 days or less, no benefit will be paid.
A licensed RBC Insurance® advisor can explain your options and help you choose the right health insurance plan.