Questions About The Hospital Cash Plan
We answer the most common questions about the hospital cash plan.
Q: How long can I receive a benefit?
A: You can receive money for a hospital stay of up to 365 days.
Q: If I die while hospitalized, who will receive the benefits?
A: Your estate.
Q: Can I enrol my spouse later?
A: Yes, you can contact us to enrol your spouse at any time.
Q: Can I enrol my children later?
A: Yes, you can contact us to enrol your children at any time.
Q: Are all my children covered for one monthly amount?
A: Yes.
Q: I'm not married to my partner. Is he/she covered?
A: As long as you've been living with your partner for at least one year, he or she can be covered too.
Q: Does my plan provide coverage outside Canada?
A: Yes, the coverage is worldwide. However, it's important for you to know that the RoyalRecoverAssist insurance plan is not travel insurance. RBC Insurance offers travel insurance separately.
Q: Can I get this plan at my branch?
A: RoyalRecoverAssist is not available through your local RBC Royal Bank branch. It's available over the phone.
Q: How do I make a claim?
A: It's easy. Just call the toll-free number on your certificate and tell us that you have a claim. We'll send you a simple form to complete and help you understand what to do.
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