Back to Protect Your Family with Insurance

Make sure you have enough coverage.

If you own a car, you know you need to have auto insurance. What you may not realize is how important it is to purchase more than the minimum in third-party liability insurance.

This insurance covers you if your vehicle injures someone or damages their property and you are held legally liable. While every province requires a minimum amount of liability coverage, this amount is unlikely to be enough if the courts order you to pay a substantial amount of money in damages. To help avoid this potentially devastating effect on your family's finances, it's wise to purchase additional liability coverage.

It's also recommended that you purchase coverage for your vehicle in the event of collision, fire, theft, vandalism or other situations.

Tip: Replace your child's car seat if you are ever in an accident. Ask your insurer if they will provide a new one.

Some ways to save money on your auto insurance:

1. Shopping for a bigger, safer vehicle?
   If you're planning to switch to a newer vehicle with more safety features and room for your family, get a no-obligation auto insurance quote first and compare the cost to insure different makes and models. You'll save up to 5%⁽¹⁾ on your auto insurance when you get your quote online.
   

   Start my quote

   
   
2. Own more than one vehicle?
   Insure multiple vehicles with us and you could save up to 15%⁽²⁾ on certain sections of your automobile policy.
3. Own a home?
   Consider insuring both your home and auto with us. Doing so could save you up to 12%⁽³⁾ on your auto policy premium.

Find more tips, advice and answers

For even more tips and advice on auto insurance, click here. Or, visit our Auto Insurance site for additional details on your coverage options and to explore the benefits of choosing RBC Insurance^®.

1) The Online Discount is not available in all provinces, and where available varies by province, type of insurance, renewal term, and auto plan membership. Other exclusions and limitations also apply.

²⁾ This discount applies to certain sections of your policy and to certain classes of auto insurance.

³⁾ Certain conditions apply. This discount also excludes endorsements (any additional (usually optional) enhancements that you add to your policy.)