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Personal Insurance > Insurance Advice Centre > Home & Property Insurance Advice > Protect your family with the right home insurance coverage

Protect your family with the right home insurance coverage

Home insurance can cover your home, your belongings, and your personal liability if you accidentally cause property damage or injure another person—or if anyone gets injured while on your property.

If you own a home or condo unit, you already have some insurance coverage in place. But, there are times when it's wise to re-evaluate your coverage:

  • If you're renovating to make room for a new baby or active kids, the value of your home will likely increase. Call your insurance company to make sure your insurance matches the new value of your home and its contents.
  • If you have the responsibility of a family, you might want to look at increasing your liability coverage from the standard amount.
  • If you rent, your landlord's insurance protects your landlord—not you. You still need insurance to cover your furniture, other personal belongings and any upgrades to the rental that you've paid for yourself. Renters insurance also provides the personal liability coverage described above.
 
 

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Protect What’s Important

Your insurance needs change as your life changes. See how to protect yourself during every life stage: