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If your teenager has their learner’s permit and is ready to drive, it’s up to you to make sure that they’re properly protected while they’re learning how to drive. So how do you do that?
First things first – call your insurer to add your teen to your insurance policy as soon as they have their learner’s permit. This makes sure that they’re properly covered, but don’t worry, since they’re required to have driver supervision at all times, your rates won’t be affected until they can legally drive on their own.
Next, consider enrolling your teen in a driver’s education course. It not only helps them to become a better driver, but most insurers offer discounts to drivers who’ve passed a course.
Some things to look for when selecting a school would be the amount of time spent in the class-room, versus in the car. It should be a good balance of both. Also, ask about the program – will they teach the basics to pass the test, or will they provide the skills your teen will need to become a safe and confident driver?
Once your teenager is legally allowed to drive, call your insurance company and let them know that your teen’s driving status has changed. It’s also a good time to let the insurance company know if your teen has passed a driver’s education course, so they can apply any discounts.
If you need more information about how, or when to add a teenager to your insurance policy, speak with your insurance advisor, they can help answer any questions you may have.