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Personal Insurance > Loan, Mortgage & Credit Protection

Loan, Mortgage & Credit Protection

Loan, mortgage and credit card insurance is a convenient and cost-effective way to safeguard your savings. It can also preserve your life or disability insurance for other things, including children's tuition, capital gains taxes, final arrangements, living expenses and more.

We offer the following optional insurance for clients with an RBC Royal Bank® loan, line of credit, mortgage or credit card:

 

You are on: Loan or Line of Credit Protection

You'll be pleased to know that our loan protection insurance, LoanProtector® is a low cost solution that provides you with life and disability insurance on your RBC Royal Bank® Personal Loan and Royal Credit Line® account, right when you need it most.

LoanProtector insurance acts as a financial safety net by paying off or reducing the outstanding insured balance of your personal loans and lines of credit in the event of your death. And, if you become disabled, it can help maintain your regular loan payments and pay a percentage of your qualifying credit line balance for up to 24 months.

You are on: Mortgage Protection

At RBC Royal Bank®, we offer the security of our mortgage protection, HomeProtector®. It allows you to not only safeguard yourself and your family's lifestyle, but also your assets and net worth.

HomeProtector life and disability insurance can pay off or reduce the outstanding insured portion of your RBC Royal Bank mortgage balance in the event of your death and maintain your regular mortgage payments for up to 24 months if you become disabled. You can feel better knowing your personal insurance will be there to take care of other obligations and your family.

You are on: Credit Card Balance Protection

Your credit card provides shopping convenience whether you use it for day-to-day expenses or for special purchases. Use it knowing that in times of financial difficulty, our credit card balance insurance, BalanceProtector®; can help ease your burden and help you maintain a good credit rating.

This valuable protection can pay the outstanding balance of your RBC Royal Bank® credit card in cases of death or critical illness. In cases of disability or involuntary job loss, it can pay a monthly benefit to your RBC Royal Bank credit card account based on the outstanding balance at the time of loss.

 
 

Call Us Today

A licensed RBC Insurance® advisor can explain your options and help you choose the right insurance policy.

Loan and Mortgage Protection

  • Call 1-800-769-2523

Credit Card Protection

  • Call 1-888-896-2766
 
 

Call Us Today

A licensed RBC Insurance® advisor can explain your options and help you choose the right insurance policy.

Loan and Mortgage Protection

  • Call 1-800-769-2523

Credit Card Protection

  • Call 1-888-896-2766
 
 

Mortgage Protection

Mortgage Protection

 
 

Call Us Today

A licensed RBC Insurance® advisor can explain your options and help you choose the right insurance policy.

Loan and Mortgage Protection

  • Call 1-800-769-2523

Credit Card Protection

  • Call 1-888-896-2766