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Homeowner
If something happens, either to your home or to a detached
structure such as your garage, you can make a claim against
your Homeowner Insurance policy. As long as the cause of
loss is listed under your policy, we'll cover the cost of
repairs.
However, protecting your home isn't the only reason to
choose property insurance. Your coverage will also protect
your valuable personal items, such as jewellery, artwork,
furniture and computers.
Most important of all, property insurance protects you
against personal liability should anyone be injured while
visiting your property or should you accidentally damage
a neighbour's property.
You have three coverage options
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Enhanced
Plus Coverage
You want the broadest coverage available for your home
and personal belongings. |
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Enhanced
Coverage
You want to protect your home against most unexpected
situations. However, you also want to lower your premiums
by insuring your personal belongings against a limited
number of specific situations such as fire and theft. |
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Basic
Coverage
To reduce your premiums, you want to protect both your
home and your personal belongings against a limited number
of unexpected situations such as fire, lightning, windstorm
and hail. |
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Each type of Homeowner insurance can be extended to cover
secondary seasonal and rental properties, personal watercraft
and more.
All products and services are subject to the terms and conditions
of the applicable insurance contract. In the event of any
conflict, the terms and conditions of the insurance contract
will govern.
All Licensed Insurance Advisors of RBC General Insurance
Company are salaried employees.
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