Protect Your Valuable Belongings
While your property insurance does cover your personal
belongings up to a specified total value, some items are
so valuable that they should be listed or scheduled separately
in your policy.
Watercraft
As long as you use your watercraft for private pleasure
purposes only, you can protect it, its motor and its trailer
against most unexpected situations. You can also extend coverage
to a wide range of accessories such as anchors, life preservers,
paddles, fire extinguishers and more.
Some restrictions do apply, such as the age and experience
of the operator and the age of the boat. Also, in the event
of a claim, a deductible will apply unless you experience
a total loss on your boat, its motor or trailer.
Valuable personal belongings
Your property insurance automatically provides coverage
for your personal belongings. However, if you ever have to
claim for items that are particularly valuable - such as
jewellery, furs, photographic equipment or collections of
coins, stamps or even comic books - you may find that you
do not have sufficient coverage.
That's why we strongly recommend that you protect items
of value separately, insuring them as Valuable Personal Belongings.
You'll be protecting them against most unexpected situations.
To make sure you don't miss any of your valuable personal
belongings, photograph or videotape them and keep a record
of their serial numbers and receipts.
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Get a Quote
It's guaranteed for 60 days†. And, you may be eligible for an online discount just by getting a quote††.
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All products and services are subject to the terms and conditions of the applicable insurance contract. In the event of any conflict, the terms and conditions of the insurance contract will govern.
All Licensed Insurance Advisors of RBC General Insurance Company are salaried employees.
†This guarantee from RBC Insurance is based on the accuracy of the information given and it remaining unchanged. Information provided is subject to verification.
††The Online Discount is not available in all provinces, and where available varies by province, type of insurance, renewal term, and auto plan membership. Other exclusions and limitations also apply.
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