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Individuals & Families - Home and Property Insurance

Claims

  Concerned woman on phone

We're Always Here to Help

Something's happened to your home - a break-in, a fire. It's never happened to you before. You're not sure what to do. You can call us at:

1-800-ROYAL 2-6 (1-800-769-2526)

Try to have your insurance policy handy when you call, but don't worry if you don't have it. We'll still be able to assist you in your time of need. Home emergencies happen when you least expect them. But you can be prepared to handle them. We want to make sure that you know how to deal with a home emergency and understand what we can do to help make things easier. We're here to help you every step of the way - 24 hours a day, 7 days a week.

What to do if you have a home emergency

One of the most important things to do is to stay calm. Make sure that you and your family are safe. Don't enter the premises if you think it may be unsafe - don't take any chances. Make sure your home is secure and that any damage is contained. Leave your home immediately in case of fire.

What you do next will depend on severity of the home emergency that you have.

In general:

  • Call for fire, police or emergency medical assistance, as required.
  • If the loss involves a theft, report it to the police.
  • If you have lost your bank or credit cards, notify the credit card company or bank immediately.
  • Call us at the numbers shown above. We'll handle everything for you. We can arrange for a place to stay, cover out-of-pocket expenses and co-ordinate with skilled trades people to survey and repair any damage.

Learn more about property insurance

Property Damage Tips
We've compiled a list of tips from contractors with experience in restoring damage from fire, smoke and water. They could help you too.

Make sure you're fully protected

Take photographs of, or videotape all your belongings and keep a record of serial numbers and receipts. If you ever have to make a claim, your visual record of the missing or damaged items will make the process much easier.

To make a claim, call us at:

1-800-ROYAL 2-6 (1-800-769-2526)

We're here to help.

All products and services are subject to the terms and conditions of the applicable insurance contract. In the event of any conflict, the terms and conditions of the insurance contract will govern.

All Licensed Insurance Advisors of RBC General Insurance Company are salaried employees.

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Last modified: 01/24/2007 07:53:45