| |
Choose the Protection that Best Suits Your Needs
You can choose from up to three different levels of coverage,
depending on the type of property you own and the protection
you want.
You can also customize your coverage to suit your unique
needs, for example by listing, or scheduling, valuable items
such as jewellery and furs separately to make sure they're
adequately protected.
 |
Get a Quote
It's guaranteed for 60 days†. And, you may be eligible for an online discount just by getting a quote††.
|
 |
Property insurance comparison chart
This chart shows you at a glance the limits of protection
provided by each type of insurance coverage.
| Liability
Coverage: |
| Coverage |
Enhanced
Plus |
Enhanced |
*
Basic |
| Personal Liability |
$1,000,000 |
$1,000,000 |
$1,000,000 |
| Personal
Belongings: |
| Coverage |
Enhanced
Plus |
Enhanced |
*
Basic |
| Lawn, Trees, Plants,
Shrubs |
$1,000/item $15,000/total |
*$1,000/item $15,000/total |
$1,000/item $15,000/total |
| Fire Department Charges |
$5,000 |
$5,000 |
$5,000 |
| Non Owned Property |
$25,000 |
$25,000 |
$25,000 |
| Property While Travelling |
$10,000 |
$10,000 |
$10,000 |
| Student Owned Property |
$10,000 |
$10,000 |
$10,000 |
| Property in or on
Auto |
$2,500 |
$2,000 |
$2,000 |
| Books, Software, Tools,
Equipment (Business) |
$5,000 |
$3,500 |
$2,500 |
| Securities |
$5,000 |
$3,500 |
$2,500 |
| Money, coins, bullion |
$500 |
$500 |
$500 |
| Goldware, Silverware,
Pewterware |
$10,000 |
$10,000 |
$10,000 |
| Watercraft |
$2,500 |
$2,000 |
$1,500 |
| Watercraft Motors |
$1,000 |
$1,000 |
$1,000 |
| Farm/ Agricultural
Buildings |
$10,000 |
* $5,000 |
$5,000 |
| Software (personal) |
$5,000 |
$3,500 |
$2,500 |
| Tractors, riding mowers,
snowblowers |
$5,000 |
$5,000 |
$5,000 |
| Pets |
$2,000 |
$2,000 |
$2,000 |
| Sports memorabilia,
cards, comics |
$1,000 |
$1,000 |
$1,000 |
| Jewellery |
$5,000 (extension
for precious stones) $7.5k) |
$3,500 (extension
for precious stones $5k) |
$2,500 (extension
for precious stones $5k) |
| Fur Garments |
$2,500 |
$2,000 |
$2,000 |
| Manuscripts, Stamps |
$1,000 |
$1,000 |
$1,000 |
| Coin Collections |
$500 |
$500 |
$500 |
| Bikes |
$1,000 |
$1,000 |
$1,000 |
| Guns & Ammunition |
$1,000 |
$1,000 |
$1,000 |
| Credit Cards |
$5,000 |
$3,500 |
$2,500 |
| Counterfeit Money |
$1,000 |
$1,000 |
$1,000 |
| Debris Removal |
$20,000 |
$20,000 |
$20,000 |
| Freezer |
NO LIMIT |
NO LIMIT |
$2,500 |
| Lock & Key |
$500 |
$500 |
$500 |
* Not available with condominium unit
owner and tenant policies.
|
Homeowner Insurance
Choose from Enhanced Plus, Enhanced or Basic Coverage. |
|
|
Condominium Owner Insurance
Choose from Enhanced Plus or Enhanced Coverage. |
|
|
Tenant Insurance
Choose from Enhanced Plus or Enhanced Coverage. |
|
|
|
 |
Get a Quote
It's guaranteed for 60 days†. And, you may be eligible for an online discount just by getting a quote††.
|
|
|
|
|
All products and services are subject to the terms and conditions of the applicable insurance contract. In the event of any conflict, the terms and conditions of the insurance contract will govern.
All Licensed Insurance Advisors of RBC General Insurance Company are salaried employees.
†This guarantee from RBC Insurance is based on the accuracy of the information given and it remaining unchanged. Information provided is subject to verification.
††The Online Discount is not available in all provinces, and where available varies by province, type of insurance, renewal term, and auto plan membership. Other exclusions and limitations also apply.
|
|
