Choose the Coverage You're
Comfortable With
You don't want to pay for more insurance coverage than
you need. At the same time, you don't want to compromise
on your coverage, just to save on your premiums.
That's why we offer a range of choices, allowing you to
personalize your insurance to suit your needs.
Choose your coverage
You can protect your home against most unexpected situations
- or you can choose the coverage that protects you against
only the most likely causes of loss. However, your home is
probably the biggest investment you will ever make in your
lifetime. That's why most people prefer to protect themselves
against all possibilities.
If you have some particularly valuable pieces of jewellery,
artwork or other items such as furs, you may want to have
them specifically listed (or scheduled) in your policy to
ensure that you are fully protected.
However, if you don't have many personal belongings, or
if you can afford to absorb the loss of items like jewellery,
artwork, stereo equipment or computers, you can choose a
lower level of coverage on your personal belongings.
Choose your deductible
When you experience a loss, you will likely have to pay
a small portion of the total claim, while your policy pays
the rest. This is known as a deductible. The deductible you
choose will affect your premium.
Choosing the Right Coverage
Property insurance can help safeguard your financial
future. That's why even tenants and condominium unit
owners should have coverage.
Learn more about property insurance
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Main Residence
The home you live in most of the year. |
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Other Properties
If you own a dwelling that you rent to generate income,
or if you own a seasonal or secondary property. |
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Personal Belongings
Your watercraft and other valuable personal articles. |
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Get a Quote
It's guaranteed for 60 days†. And, you may be eligible for an online discount just by getting a quote††.
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All products and services are subject to the terms and conditions of the applicable insurance contract. In the event of any conflict, the terms and conditions of the insurance contract will govern.
All Licensed Insurance Advisors of RBC General Insurance Company are salaried employees.
†This guarantee from RBC Insurance is based on the accuracy of the information given and it remaining unchanged. Information provided is subject to verification.
††The Online Discount is not available in all provinces, and where available varies by province, type of insurance, renewal term, and auto plan membership. Other exclusions and limitations also apply.
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