Main Residence

Tenant

The owner of the property you're renting almost certainly has insurance on the building itself. They may also have coverage for certain items inside your rental unit, such as the carpets, light fittings and appliances. So you may wonder why you need coverage too.

Here are three excellent reasons:

1. Your landlord's insurance most likely does not cover any upgrades you may have made to your rental unit and paid for yourself. For example, you may have installed upgraded carpets or added built-in shelving units in the closets.
2. Your landlord's insurance will not cover your personal belongings. Your jewellery, artwork, furniture, entertainment equipment and other valuable belongings will not be protected.
3. You may not be protected against personal liability should you accidentally damage a neighbour's property or should someone be injured while visiting your home.

You have two coverage options

	Enhanced Plus Coverage You want the broadest coverage available for your upgrades in your home and for your personal belongings.
	Enhanced Coverage You want to protect your upgrades and your personal belongings in your home against most unexpected situations.

Learn more about property insurance

	Choosing the Right Coverage Property insurance covers more than your property. It can protect your entire financial future too.

Each type of tenant insurance can be extended to cover seasonal properties, boats and more.

Pay less for your insurance Insure your tenants package and auto together and save money. Get a Quote It's guaranteed for 60 days.

All products and services are subject to the terms and conditions of the applicable insurance contract. In the event of any conflict, the terms and conditions of the insurance contract will govern.

All Licensed Insurance Advisors of RBC General Insurance Company are salaried employees.