We are pleased to offer you travel insurance exclusively from RBC Insurance^®.

Liability Release – please read carefully

If you Decline travel insurance, you agree that you will not hold your travel agent, travel agency, or RBC Insurance responsible for any expenses incurred from any sources as a result of:

	Your refusal to purchase travel insurance at the time of initial deposit and for the full amount and duration of the trip;
	Credit card insurance coverage: Restricted benefits, conditions and/or exclusions related to your credit card travel insurance, or Insufficient protection offered by your credit card travel insurance, or Non-existing coverage of your credit card travel insurance;
	Any additional single supplement costs if your travelling companion is unable to travel and you still choose to travel;
	Any additional costs if insurance is not purchased at the time of deposit, such as: Increase in premium Change in medical condition Increase supplier penalties