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Traditional Annuities
The following illustrates the features of traditional annuities and the choices available from RBC Insurance:
Single Premium Deferred Annuities (SPDAs)
SPDAs start with a one-time, lump-sum premium deposit. Occasionally, an SPDA will allow a limited number of additional premium payments, but rarely does this privilege extend beyond the first year. SPDAs generally earn higher interest rates than FPAs.
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All RBC Insurance annuities offer a variety of guaranteed income payout options, including:
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Income for Life
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Joint and Survivor Income for Life
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Income for Life with a Fixed Number of Years Guaranteed
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Income for a Fixed Number of Years
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Income of a Fixed Amount
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If you would like more information on traditional annuities from RBC Insurance, call 1-888-262-8131 or e-mail us at
salesdesk@rbc.com
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Annuities may not be available in all states. They contain limitations and exclusions, please consult the annuity contract or contact the company for full details.
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