Check out some of our lowest rates on RBC YourTerm plans and riders*
Your clients have a wide range of insurance needs. That’s why we’re committed to providing them with flexible solutions that can help save them money.
We have lowered our rates for clients looking for coverage amounts of $500,000 and above and sharpened our rates in the $250,000 to $499,999 band for clients looking for lower coverage.
*Rates for Traditional T10/20 riders on UL remain unchanged
See how we stack up against the competition:
| Male - Term 10 - $500K | Age 35 | Age 40 |
|---|---|---|
| Rank 1 - RBC Insurance | $250 | $314 |
| Rank 2 - Competitor | $255 | $315 |
| Female - Term 20 - $500K | Age 35 | Age 40 |
|---|---|---|
| Rank 1 - RBC Insurance | $255 | $373 |
| Rank 2 - Competitor | $260 | $380 |
| Male - Term 20 - $1MM | Age 40 | Age 45 |
|---|---|---|
| Rank 1 - RBC Insurance | $951 | $1,529 |
| Rank 2 - Competitor | $960 | $1,550 |
| Female - Term 20 - $2MM | Age 35 | Age 45 |
|---|---|---|
| Rank 1 - RBC Insurance | $842 | $2,116 |
| Rank 2 - Competitor | $850 | $2,130 |
Source: LifeGuide, 2022.03 Initial annual premiums rounded to the nearest dollar. RBC Insurance premium rates illustrated above are for standalone policies only. Rates reflect standard non-smokers.
RBC Insurance is committed to making the sales process more convenient and quicker for both you and your clients.
RBC Term eApplication
Electronic application to help you meet the needs of your clients by further reducing paper, streamlining the application process and providing an even greater client experience.
Digital Signature
Digital signature technology is available for the RBC YourTerm eApplication. Your clients can now use a personal device such as a computer, phone, or tablet to sign the application remotely. All they need is a personal email address and a mobile phone number.
Why choose RBC YourTerm Life Insurance?
With RBC YourTerm eApplication and Digital Signature technology, you can streamline the application process and make your clients’ experiences simpler and more convenient.
Full selection of term lengths from 10 to 40 years, with yearly renewable term (YRT).
Exchange an RBC YourTerm 10 within the first 5 years to a RBC YourTerm 15, 20, or 30 with no underwriting.
Switch an eligibleDisclaimer1 inforce Term 10 and Term 20 policy to an RBC YourTerm policy.
Convertible to RBC Growth Insurance™, RBC Growth Insurance Plus™, RBC Universal Life™ and Term 100.
Additional details on our RBC YourTerm product
Materials (Advisor Use)
Advisor Tools
Contact Us
For more information, please contact your MGA or RBC Insurance sales consultant:
Call 1-866-235-4332
Call 1-866-235-4332
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