{"id":15063,"date":"2024-10-30T11:57:55","date_gmt":"2024-10-30T11:57:55","guid":{"rendered":"https:\/\/www.rbcinsurance.com\/en-ca\/?page_id=15063"},"modified":"2026-03-27T15:45:57","modified_gmt":"2026-03-27T19:45:57","slug":"retirement","status":"publish","type":"page","link":"https:\/\/www.rbcinsurance.com\/en-ca\/retirement\/","title":{"rendered":"Retirement"},"content":{"rendered":"\n<div class=\"wp-block-rbc-callout-card calloutCard calloutCard__HeroImageBackground  hasDarkBg\" style=\"background:url(https:\/\/www.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2021\/06\/retirement-insurance-hero-Desktop.webp) no-repeat;--bghero-mobi-url:url(https:\/\/www.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2021\/06\/retirement-insurance-hero-Mobile.webp)\">\n<div class=\"wp-block-columns cols-hero-wrapper is-layout-flex wp-container-core-columns-is-layout-28f84493 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column col-front is-layout-flow wp-block-column-is-layout-flow\">\n<p class=\"rbc-yoast-breadcrum\"><span class=\"rbc-yoast-breadcrum-span\"><span><a href=\"https:\/\/www.rbcinsurance.com\/en-ca\/\">Home<\/a><\/span><\/span><\/p>\n\n\n\n<h1 class=\"wp-block-heading rbc-callout-heading has-white-color has-text-color has-link-color wp-elements-e7978cb1d3f9a8bda9adb3e147661557\" id=\"h-retirement-investment-solutions\"><mark style=\"background-color:rgba(0, 0, 0, 0);color:#FEDF01\" class=\"has-inline-color\">Retirement<\/mark> investment solutions<\/h1>\n\n\n\n<p class=\"rbc-override-margin p-large\">Whether you\u2019re building up your nest egg or ready to turn your hard-earned savings into retirement income, our solutions can help you make the most of your money.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\"><div>\n<div class=\"wp-block-button btn is-style-accent accent\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.rbcinsurance.com\/request-a-call\/retirement\/index.html\" data-dig-id=\"LP-15063-4f7aa04d\" data-dig-category=\"LP\" data-dig-action=\"button click\" data-dig-label=\"Book a call with an advisor-https:\/\/www.rbcinsurance.com\/request-a-call\/retirement\/index.html \">Book a call with an advisor<\/a><\/div>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-comparison-block comparisonBlock  menuItems__dropdown hideMenu\"><div class=\"comparisonBlock__header\"><h2><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-rbc-bright-blue-tint-1-color\">Retire with security<\/mark><\/h2><p class=\"rbc-override-margin p-large\"><span class=\"partial__border-bottom\">You\u2019ve earned your retirement and you should enjoy it to the fullest. Retirement investment solutions help ensure you have reliable income and financial security, so you can have peace of mind in your next chapter. If you need help creating an income plan, a licensed RBC Insurance advisor can give you the direction you need to reach your goals.<\/span><\/p><\/div><div class=\"comparisonBlock__content\"><div class=\"comparisonBlock__content-left\">\n<div class=\"selectDropdown__wrapper\">\n\t\t<div class=\"selectDropdown__container\">\n\t\t<div class=\"selectDropdown selectDropdown__default  selectDropdown__floating \" \t\t\tdata-option_name=\"\" style=\"width:100%\">\n\t\t\t<button class=\"selectDropdown__button\" aria-haspopup=\"listbox\" aria-expanded=\"false\">\n\t\t\t\t<span class=\"selectDropdown__title\" data-default_title=\"What are you interested in\">\n\t\t\t\t\tWhat are you interested in\t\t\t\t<\/span>\n\t\t\t\t<span class=\"selectDropdown__chevron\"><\/span>\n\t\t\t<\/button>\n\t\t\t<ul class=\"selectDropdown__list\" role=\"listbox\" tabindex=\"-1\">\n\t\t\t\t\t\t\t\t\t<li\n\t\t\t\t\t\tclass=\"selectDropdown__list__item selected\"\n\t\t\t\t\t\tdata-option_value=\"0\"\n\t\t\t\t\t\trole=\"option\"\n\t\t\t\t\t\ttabindex=\"0\"\n\t\t\t\t\t\taria-selected=\"false\"\n\t\t\t\t\t\t\t\t\t\t\t\tdata-option_url=\"\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div class=\"selectDropdown__list__item__content\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"selectDropdown__list__item__name\">\n\t\t\t\t\t\t\t\t\tWhat are you interested in\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t<\/div>\n\t\t\t<\/div>\t\n<\/div>\n<div class=\"comparisonBlock__menuItems\"><div class=\"comparisonBlock__menuItem\" tabindex=\"0\">What are you interested in<\/div><\/div><\/div><div class=\"comparisonBlock__content-right\">\n<div class=\"wp-block-rbc-comparison-cards comparisonCards\"><div class=\"comparisonCards__header\"><h2 class=\"comparisonCards__heading\">What retirement solutions are you interested in?<\/h2><p class=\"rbc-override-margin\">Discover retirement solutions designed to provide steady income and financial security, such as payout annuities and segregated funds, tailored to meet your long-term goals.<\/p><\/div><div class=\"comparisonCards__cards carousel-wpr\" id=\"xjwdg38pn\">\n<div class=\"wp-block-rbc-comparison-card comparisonCard\">\n<div class=\"wp-block-group is-vertical is-layout-flex wp-container-core-group-is-layout-2256ceb0 wp-block-group-is-layout-flex\">\n<div class=\"wp-block-group comparisonCard__topContent is-layout-flow wp-block-group-is-layout-flow\">\n<h4 class=\"wp-block-heading\" id=\"h-payout-annuities\">Payout Annuities<\/h4>\n\n\n\n<p>RBC payout annuities can give you guaranteed income for life.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity w-100\"\/>\n<\/div>\n\n\n\n<div class=\"wp-block-group comparisonCard__highlights is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-rbc-highlights-card highlightsCard\"><div class=\"highlightsCard__heading\"><h5>Benefit highlights<\/h5><\/div><div class=\"highlightsCard__items\">\n<p>Guarantee your retirement income<\/p>\n\n\n\n<p>Minimize your taxes<\/p>\n\n\n\n<p>Provide security to loved ones<\/p>\n<\/div><\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-vertical is-layout-flex wp-container-core-group-is-layout-fe9cc265 wp-block-group-is-layout-flex\">\n<div class=\"wp-block-group comparisonCard__cta is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\"><div>\n<div class=\"wp-block-button btn is-style-primary primary\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.rbcinsurance.com\/en-ca\/annuities\/\" data-dig-id=\"LP-15063-eefd2c57\" data-dig-category=\"LP\" data-dig-action=\"button click\" data-dig-label=\"Explore payout annuities-https:\/\/www.rbcinsurance.com\/en-ca\/annuities\/ \">Explore payout annuities<\/a><\/div>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-comparison-card comparisonCard\">\n<div class=\"wp-block-group is-vertical is-layout-flex wp-container-core-group-is-layout-2256ceb0 wp-block-group-is-layout-flex\">\n<div class=\"wp-block-group comparisonCard__topContent is-layout-flow wp-block-group-is-layout-flow\">\n<h4 class=\"wp-block-heading\" id=\"h-segregated-funds\">Segregated Funds<\/h4>\n\n\n\n<p>Segregated funds give your money the chance to grow, while providing built-in guarantees to keep it safe.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity w-100\"\/>\n<\/div>\n\n\n\n<div class=\"wp-block-group comparisonCard__highlights is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-rbc-highlights-card highlightsCard\"><div class=\"highlightsCard__heading\"><h5>Benefit highlights<\/h5><\/div><div class=\"highlightsCard__items\">\n<p>Guarantee your original investment<\/p>\n\n\n\n<p>Lock-in market gains<\/p>\n\n\n\n<p>Provide security to loved ones<\/p>\n\n\n\n<p>Protect your money from creditors<\/p>\n<\/div><\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-vertical is-layout-flex wp-container-core-group-is-layout-fe9cc265 wp-block-group-is-layout-flex\">\n<div class=\"wp-block-group comparisonCard__cta is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\"><div>\n<div class=\"wp-block-button btn is-style-primary primary\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.rbcinsurance.com\/en-ca\/retirement\/segregated-funds\/\" data-dig-id=\"LP-15063-eefd2c57\" data-dig-category=\"LP\" data-dig-action=\"button click\" data-dig-label=\"Explore segregated funds-https:\/\/www.rbcinsurance.com\/en-ca\/retirement\/segregated-funds\/ \">Explore segregated funds<\/a><\/div>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div><div class=\"comparisonCards__sliderNav\" id=\"nav_xjwdg38pn\"><div class=\"comparisonCards__navArrow comparisonCards__prevArrow\"><\/div><div class=\"comparisonCards__sliderDots\"><\/div><div class=\"comparisonCards__navArrow comparisonCards__nextArrow\"><\/div><\/div><\/div>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-layout-selector layoutSelector layoutSelector__layout2\">\n<div class=\"wp-block-group is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group layoutSelector__header is-layout-flow wp-block-group-is-layout-flow\">\n<h2 class=\"wp-block-heading\" id=\"h-retirement-planning-tools-amp-calculators\"><span class=\"partial__border-bottom\">Retirement planning tools &amp; calculators<\/span><\/h2>\n<\/div>\n\n\n\n<div class=\"wp-block-group layoutSelector__cards-container layoutSelector__is-flex layoutSelector__direction-row is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-rbc-information-card informationCard\" style=\"--icon-url:url(undefined);background-color:#EDF7FC\">\n<div class=\"wp-block-group informationCard__content is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group informationCard__icon-group is-layout-flow wp-block-group-is-layout-flow\">\n<h4 class=\"wp-block-heading\" id=\"h-payout-annuity-calculator\">Payout annuity calculator<\/h4>\n<\/div>\n\n\n\n<p>Calculate and compare your potential income from an Annuity or RRIF.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\"><div>\n<div class=\"wp-block-button btn is-style-secondary secondary\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.rbcinsurance.com\/annuities\/annuity-calculator.html\" data-dig-id=\"LP-15063-47465a22\" data-dig-category=\"LP\" data-dig-action=\"button click\" data-dig-label=\"Get started-https:\/\/www.rbcinsurance.com\/annuities\/annuity-calculator.html \">Get started<\/a><\/div>\n<\/div><\/div>\n<\/div>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" src=\"https:\/\/www.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2021\/06\/calculator-illustration-200x200-1.svg?quality=80&amp;w=1024\" alt=\"illustration of a calculator\" class=\"wp-image-18500\"\/><\/figure>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-information-card informationCard\" style=\"--icon-url:url(undefined);background-color:#EDF7FC\">\n<div class=\"wp-block-group informationCard__content is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group informationCard__icon-group is-layout-flow wp-block-group-is-layout-flow\">\n<h4 class=\"wp-block-heading\" id=\"h-compare-rbc-gif-series\">Compare RBC GIF Series<\/h4>\n<\/div>\n\n\n\n<p>Quickly evaluate different RBC Guaranteed Investment Funds to find your best option.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\"><div>\n<div class=\"wp-block-button btn is-style-secondary secondary\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.rbcinsurance.com\/en-ca\/retirement\/compare-rbc-gif-series\/\" data-dig-id=\"LP-15063-56db44cd\" data-dig-category=\"LP\" data-dig-action=\"button click\" data-dig-label=\"Compare now-https:\/\/www.rbcinsurance.com\/en-ca\/retirement\/compare-rbc-gif-series\/ \">Compare now<\/a><\/div>\n<\/div><\/div>\n<\/div>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"200\" height=\"201\" src=\"https:\/\/www.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2024\/09\/insurance-claim.webp?quality=80&amp;w=200\" alt=\"Compare GIFs online\" class=\"wp-image-15967\" srcset=\"https:\/\/www.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2024\/09\/insurance-claim.webp 200w, https:\/\/www.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2024\/09\/insurance-claim.webp?resize=150,150 150w\" sizes=\"auto, (max-width: 200px) 100vw, 200px\" \/><\/figure>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-information-card informationCard\" style=\"--icon-url:url(undefined);background-color:#F7F8FA\">\n<div class=\"wp-block-group informationCard__content is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group informationCard__icon-group is-layout-flow wp-block-group-is-layout-flow\">\n<h4 class=\"wp-block-heading\" id=\"h-fund-prices-amp-performance\">Fund prices &amp; performance<\/h4>\n<\/div>\n\n\n\n<p>Stay informed with up-to-date fund prices and performance to make smart decisions.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\"><div>\n<div class=\"wp-block-button btn is-style-secondary secondary\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/lipper.rbcinsurance.com\/rbc\/list#FundDetail\" data-dig-id=\"LP-15063-56db44cd\" data-dig-category=\"LP\" data-dig-action=\"button click\" data-dig-label=\"View more-https:\/\/lipper.rbcinsurance.com\/rbc\/list#FundDetail \">View more<\/a><\/div>\n<\/div><\/div>\n<\/div>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" src=\"https:\/\/www.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2021\/06\/hand-phone-illustration-200x200-1.svg?quality=80&amp;w=1024\" alt=\"illustration of a hand holding a smart phone\" class=\"wp-image-18501\"\/><\/figure>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-layout-selector layoutSelector layoutSelector__layout6\">\n<div class=\"wp-block-group is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group layoutSelector__header is-layout-flow wp-block-group-is-layout-flow\">\n<h2 class=\"wp-block-heading\" id=\"h-benefits-of-retirement-investment-solutions\"><span class=\"partial__border-bottom\">Benefits of retirement investment solutions<\/span><\/h2>\n<\/div>\n\n\n\n<div class=\"wp-block-group layoutSelector__cards-container layoutSelector__is-flex layoutSelector__direction-row is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group layoutSelector__is-flex layoutSelector__direction-col flex-2\/3 is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group layoutSelector__is-flex layoutSelector__direction-row is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-rbc-information-card informationCard  has-icon\" style=\"--icon-url:url(https:\/\/www.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2024\/10\/investment.svg);background-color:#F7F8FA\">\n<div class=\"wp-block-group informationCard__content is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group informationCard__icon-group is-layout-flow wp-block-group-is-layout-flow\">\n<h4 class=\"wp-block-heading\" id=\"h-easy-to-start-investing\">Easy to start investing<\/h4>\n<\/div>\n\n\n\n<p>You can start with as little as $50 per month in a segregated fund, so it\u2019s easy to build and preserve your savings.<\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-information-card informationCard  has-icon\" style=\"--icon-url:url(https:\/\/www.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2021\/06\/Umbrella.svg);background-color:#F7F8FA\">\n<div class=\"wp-block-group informationCard__content is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group informationCard__icon-group is-layout-flow wp-block-group-is-layout-flow\">\n<h4 class=\"wp-block-heading\" id=\"h-income-plans-made-just-for-you\">Income plans made just for you<\/h4>\n<\/div>\n\n\n\n<p>Our wide range of Payout Annuities means you can create an income plan that will meet your specific needs.<\/p>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group layoutSelector__is-flex layoutSelector__direction-row is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-rbc-information-card informationCard  has-icon\" style=\"--icon-url:url(https:\/\/www.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2021\/06\/Advisor.svg);background-color:#F7F8FA\">\n<div class=\"wp-block-group informationCard__content is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group informationCard__icon-group is-layout-flow wp-block-group-is-layout-flow\">\n<h4 class=\"wp-block-heading\" id=\"h-our-solutions-come-with-expert-advice\">Our solutions come with expert advice<\/h4>\n<\/div>\n\n\n\n<p>A licensed RBC Insurance advisor can help you figure out if you\u2019re on track with your retirement plan and give you the direction you need to reach your goals.<\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-information-card informationCard  has-icon\" style=\"--icon-url:url(https:\/\/www.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2024\/09\/loan-protection.svg);background-color:#F7F8FA\">\n<div class=\"wp-block-group informationCard__content is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group informationCard__icon-group is-layout-flow wp-block-group-is-layout-flow\">\n<h4 class=\"wp-block-heading\" id=\"h-team-of-expert-investors-managing-your-money\">Team of expert investors managing your money<\/h4>\n<\/div>\n\n\n\n<p>Our line-up of segregated funds is backed by RBC Global Asset Management\u2122, Canada\u2019s leading money manager.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group flex-1\/3 is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-rbc-information-card informationCard  isHighlighted\" style=\"--icon-url:url(undefined);background-color:#006AC3\">\n<div class=\"wp-block-group informationCard__content is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group informationCard__icon-group is-layout-flow wp-block-group-is-layout-flow\">\n<h4 class=\"wp-block-heading\" id=\"h-get-professional-advice\">Get professional advice<\/h4>\n<\/div>\n\n\n\n<p>Get trusted guidance from a licensed advisor who will help you make the best choice.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\"><div>\n<div class=\"wp-block-button btn is-style-accent accent\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.rbcinsurance.com\/request-a-call\/retirement\/index.html\" data-dig-id=\"LP-15063-be373456\" data-dig-category=\"LP\" data-dig-action=\"button click\" data-dig-label=\"Book a call-https:\/\/www.rbcinsurance.com\/request-a-call\/retirement\/index.html \">Book a call<\/a><\/div>\n<\/div><\/div>\n<\/div>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" src=\"https:\/\/www.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2024\/10\/life-insurance-advisor.svg?quality=80&amp;w=1024\" alt=\"Talk to an advisor\" class=\"wp-image-16487\"\/><\/figure>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-article-cards articleCards\"><div class=\"articleCards__header\"><h2>Learn more about retirement<\/h2><\/div><div class=\"articleCards__container\"><div class=\"articleCards__cards carousel-wpr\">\n<div class=\"wp-block-rbc-article-card-single articleCardSingle\"><div class=\"articleCardSingle__image\"><img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/www.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2022\/09\/Thumbnail-default-17-2.jpg\" alt=\"Featured Image\"\/><\/div><div class=\"articleCardSingle__content\" style=\"background-color:#F7F8FA\"><span class=\"cardTag\">Retirement<\/span><h4 class=\"rbc-override-margin\">Planning For Retirement With Spousal RRSPs<\/h4><p class=\"rbc-override-margin truncate-text-lines-3\">Use a spousal RRSP to help you and your spouse plan for retirement.<\/p><p class=\"articleCardSingle__postLink\"><a href='https:\/\/www.rbcinsurance.com\/en-ca\/advice-learning\/retirement\/planning-for-retirement-with-spousal-rrsps'>Read more<\/a><\/p><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-article-card-single articleCardSingle\"><div class=\"articleCardSingle__image\"><img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/www.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2021\/06\/life-insurance-retirement.webp\" alt=\"Featured Image\"\/><\/div><div class=\"articleCardSingle__content\" style=\"background-color:#F7F8FA\"><span class=\"cardTag\">Retirement<\/span><h4 class=\"rbc-override-margin\">Do You Need Life Insurance When You Are Retired?<\/h4><p class=\"rbc-override-margin truncate-text-lines-3\">You\u2019re nearing retirement, but do you still need life insurance? Learn why older Canadians may still need life insurance and how to choose the right coverage for you.<\/p><p class=\"articleCardSingle__postLink\"><a href='https:\/\/www.rbcinsurance.com\/en-ca\/advice-learning\/retirement\/do-you-need-life-insurance-when-retired-canada'>Read more<\/a><\/p><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-article-card-single articleCardSingle\"><div class=\"articleCardSingle__image\"><img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/www.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2023\/12\/What_is_estate_planning.jpg\" alt=\"Featured Image\"\/><\/div><div class=\"articleCardSingle__content\" style=\"background-color:#F7F8FA\"><span class=\"cardTag\">Retirement<\/span><h4 class=\"rbc-override-margin\">What Is Estate Planning?<\/h4><p class=\"rbc-override-margin truncate-text-lines-3\">Estate planning allows you to protect the wealth you&#8217;ve accumulated over your lifetime while helping you better secure your family&#8217;s financial future.\n\n<\/p><p class=\"articleCardSingle__postLink\"><a href='https:\/\/www.rbcinsurance.com\/en-ca\/advice-learning\/retirement\/what-is-estate-planning'>Read more<\/a><\/p><\/div><\/div>\n<\/div><div class=\"articleCards__sliderNav\"><div class=\"articleCards__navArrow articleCards__prevArrow\"><\/div><div class=\"articleCards__sliderDots\"><\/div><div class=\"articleCards__navArrow articleCards__nextArrow\"><\/div><\/div><\/div><\/div>\n\n\n\n<div style=\"height:50px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-e3757797 wp-block-buttons-is-layout-flex\" style=\"margin-top:0;margin-bottom:0;padding-top:0;padding-right:0;padding-bottom:0;padding-left:0\"><div>\n<div class=\"wp-block-button has-custom-width wp-block-button__width-75 btn before is-style-secondary secondary\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.rbcinsurance.com\/en-ca\/advice-learning\/retirement\/\" data-dig-id=\"LP-15063-13d79575\" data-dig-category=\"LP\" data-dig-action=\"button click\" data-dig-label=\"Learn more about retirement-https:\/\/www.rbcinsurance.com\/en-ca\/advice-learning\/retirement\/ \">Learn more about retirement<\/a><\/div>\n<\/div><\/div>\n\n\n\n<section class=\"wp-block-rbc-rbc-legal-collapsible disclaimer\" aria-label=\"Legal Disclaimers\"><div class=\"section-inner\"><p><button class=\"collapse-toggle collapsed\" data-target=\"#collapseDisclaimer\" data-toggle=\"collapse\" aria-expanded=\"false\" aria-controls=\"collapseDisclaimer\" data-dig-id=\"LP-15063-299f5ae4\" data-dig-category=\"LP\" data-dig-action=\"legal close\" data-dig-label=\"legal close\" action-closed=\"legal close\" action-opened=\"legal open\" label-close=\"legal open\" label-open=\"legal close\"><span>View Legal Disclaimers<\/span><span>Hide Legal Disclaimers<\/span><\/button><\/p><div class=\"collapse-content collapse\" id=\"collapseDisclaimer\"><div class=\"collapse-inner\"><div class=\"table-wpr\">\n<p>The information within this site is not intended to provide tax advice. You should seek independent tax advice from a tax professional or advisor.<br><\/p>\n\n\n\n<p><strong>Any amount that is allocated to a segregated fund is invested at the risk of the contract holder and may increase or decrease in value.&nbsp;<\/strong>RBC Guaranteed Investment Funds are segregated funds and are referred to as individual variable annuity contracts. RBC Life Insurance Company is the sole issuer and guarantor of the guarantee provisions contained in these Contracts. The underlying mutual funds and portfolios available in these Contracts are managed by RBC Global Asset Management Inc. Details of the applicable Contract are contained in the&nbsp;<a href=\"https:\/\/www.rbcinsurance.com\/salesresourcecentre\/file-111360.pdf\" data-dig-id=\"LP-15280-6bea8211\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"RBC GIF Information Folder and Contract\" class=\"rbc-link-format standalone-pdf\" data-icon-class=\"standalone-pdf\">RBC GIF Information Folder and Contract<\/a><\/p>\n<\/div><\/div><\/div><\/div><\/section>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":159,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"templates\/new-rbci-design.php","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-15063","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.3 (Yoast SEO v27.3) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Retirement Investment 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