{"id":15244,"date":"2024-10-30T12:26:37","date_gmt":"2024-10-30T12:26:37","guid":{"rendered":"https:\/\/www.rbcinsurance.com\/en-ca\/?page_id=15244"},"modified":"2026-04-02T13:51:51","modified_gmt":"2026-04-02T17:51:51","slug":"ontario-car-insurance","status":"publish","type":"page","link":"https:\/\/www.rbcinsurance.com\/en-ca\/auto-car-insurance\/ontario-car-insurance\/","title":{"rendered":"Car Insurance in Ontario"},"content":{"rendered":"\n
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Car insurance<\/mark> in Ontario<\/mark><\/h1>\n\n\n\n

Discover great rates and a range of insurance coverage options in Ontario when you get a free quote and buy car insurance online.2<\/a><\/sup><\/p>\n\n\n\n

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Get a car insurance quote<\/a><\/div>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n
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Great rates and expert advice on car insurance in Ontario<\/h2>\n\n\n\n

Drivers in Ontario experience many different situations, from sitting in rush-hour highway traffic in Toronto or Mississauga, to navigating winter road conditions in Ottawa or further north. When it comes to car insurance in Ontario, certain types of coverage are mandatory for Ontario drivers, and you can add optional auto insurance coverages for extra protection.<\/p>\n<\/div>\n<\/section>\n\n\n\n

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How to save on car insurance in Ontario<\/span><\/h2>\n<\/div>\n\n\n\n
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Bundle your home & auto insurance<\/h4>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n
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Insure multiple vehicles<\/h4>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n
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Install winter tires<\/h4>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n
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Preferred group insurance rates<\/h4>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n
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Retiree discount<\/h4>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n
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Enrol in the driving app and save<\/h4>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n
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The biggest way to save<\/p>\n\n\n\n

Save up to $805<\/mark> on combined home and auto insurance in Ontario3<\/a><\/sup><\/h2>\n\n\n\n

Save big when you bundle auto insurance and coverage for your primary residence.<\/p>\n\n\n\n

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Start my combined quote<\/a><\/div>\n\n\n\n
Read more about bundling savings<\/a><\/div>\n<\/div><\/div>\n<\/div>\n\n\n\n
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\"Car<\/figure>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n
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Advantages and benefits of car insurance in Ontario<\/h2>\n\n\n\n

Get these benefits with your car insurance, no matter what coverage you pick.<\/p>\n<\/div>\n\n\n\n

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Lifetime guarantee on covered repairs<\/h4>\n<\/div>\n\n\n\n

Enjoy a lifetime guarantee on any repairs made through an expansive vendor network.<\/p>\n<\/div>\n<\/div>\n\n\n\n

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Liability coverage<\/h4>\n<\/div>\n\n\n\n

Helps protect you financially if you are legally liable for injuring someone or causing damage to another person\u2019s property while driving your vehicle.<\/p>\n<\/div>\n<\/div>\n\n\n\n

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Simple claim process and anonymous advices<\/h4>\n<\/div>\n\n\n\n

Friendly representatives make the claims process quick and convenient. Get claims advice without affecting your policy or premium.<\/p>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n

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Accident benefits coverage<\/h4>\n<\/div>\n\n\n\n

Replaces lost income, pays for medical or other expenses and may provide a death benefit to loved ones if a covered accident were to happen.<\/p>\n<\/div>\n<\/div>\n\n\n\n

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Direct compensation for property damage coverage<\/h4>\n<\/div>\n\n\n\n

Will repair or replace your vehicle (or its contents) if you\u2019re involved in a collision in Ontario and aren\u2019t at fault. This is important coverage and can only be removed at the request of the policyholder by speaking to one of our Insurance Advisors.<\/p>\n<\/div>\n<\/div>\n\n\n\n

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Uninsured motorist and automobile coverage<\/h4>\n<\/div>\n\n\n\n

Helps pay for the costs of repairs if an uninsured driver is at fault. Benefits are provided if you or your family are hurt or kiIled in an accident caused by an uninsured driver.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n

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Optional coverages to protect your vehicle<\/h4>\n\n\n\n

Explore a range of additional important auto insurance coverage to protect your vehicle, recommended by RBC Insurance.<\/p>\n<\/div>\n\n\n\n

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