{"id":15256,"date":"2024-10-30T11:49:26","date_gmt":"2024-10-30T11:49:26","guid":{"rendered":"https:\/\/www.rbcinsurance.com\/en-ca\/?page_id=15256"},"modified":"2026-02-25T11:32:17","modified_gmt":"2026-02-25T16:32:17","slug":"injury-illness-insurance-coverage","status":"publish","type":"page","link":"https:\/\/www.rbcinsurance.com\/en-ca\/injury-illness-insurance-coverage\/","title":{"rendered":"Injury & Illness Insurance Coverages"},"content":{"rendered":"\n
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Home<\/a><\/span><\/span><\/p>\n\n\n\n

Injury & illness<\/mark> insurance<\/mark><\/h1>\n\n\n\n

Financial protection in case of accidents or unforeseen health changes, with plans starting as low as $10.50 per month1<\/a><\/sup>.<\/p>\n\n\n\n

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Book a call with an advisor<\/a><\/div>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n

Types of injury & illness insurance coverages<\/h2>

RBC Injury & illness insurance coverage is a reliable way to protect yourself and your loved ones if you become ill or injured. Coverage can support financial stability and provide access to recovery resources to help you cope during a challenging time.<\/span><\/p><\/div>

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Disability insurance<\/h4>\n\n\n\n

Help protect your income and lifestyle in case you become unable to work due to injury or illness.<\/p>\n\n\n\n

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Highlights<\/h5><\/div>
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Flexible options including the Family Compassionate Care Rider<\/a>, a first-of-its-kind.<\/p>\n\n\n\n

Fills coverage gaps in Canada Pension Plan (CPP) and Quebec Pension Plan (QPP) disability benefits.<\/p>\n\n\n\n

Helps you return to work such as rehabilitation, job retraining and more.<\/p>\n\n\n\n

Most employer-sponsored plans end if you leave your job. A disability insurance plan from RBC Insurance can go with you.<\/p>\n<\/div><\/div>\n<\/div>\n<\/div>\n\n\n\n

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Learn more<\/a><\/div>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n
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Critical illness insurance<\/h4>\n\n\n\n

Receive a one-time payment and gain access to recovery resources if you develop a serious illness.<\/p>\n\n\n\n

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Highlights<\/h5><\/div>
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Use your benefit to maintain financial stability, access cutting-edge medical services or to aid your recovery in some other way.<\/p>\n\n\n\n

Get a world-renowned specialist from Teladoc Medical Experts<\/a>1<\/a><\/sup> to review your medical records to confirm your diagnosis, no matter where you live.<\/p>\n\n\n\n

Get help dealing with fear and anxiety and learn how to address the needs of the mind, body and spirit.<\/p>\n<\/div><\/div>\n<\/div>\n<\/div>\n\n\n\n

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Learn more<\/a><\/div>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n
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Hospital insurance<\/h4>\n\n\n\n

Get a daily benefit amount to help cover out of pocket expenses you may have while being in hospital.<\/p>\n\n\n\n

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Fills gaps in Government and employer health plans some costs associated with being hospitalized.<\/p>\n\n\n\n

Use the tax-free cash benefit any way you wish\u2014for example, for a private or semi-private room, in-home care, daycare for your kids and more.<\/p>\n\n\n\n

Acceptance is guaranteed if you are a customer of any RBC company, between age 18-69 and a Canadian resident.<\/p>\n\n\n\n

No medical exam is required.<\/p>\n<\/div><\/div>\n<\/div>\n<\/div>\n\n\n\n

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Benefits of injury & illness insurance<\/span><\/h2>\n<\/div>\n\n\n\n
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Medical specialists<\/h4>\n<\/div>\n\n\n\n

Faster access to medical specialists to help diagnose and treat your health condition.<\/p>\n<\/div>\n<\/div>\n\n\n\n

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Outstanding claims support<\/h4>\n<\/div>\n\n\n\n

Exceptional in-house claims team that will support you through stressful times.<\/p>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n

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Protection against the unexpected<\/h4>\n<\/div>\n\n\n\n

Getting sick or injured might mean you can’t work, but it doesn’t have to wipe out your savings.<\/p>\n<\/div>\n<\/div>\n\n\n\n

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Support when you need it most<\/h4>\n<\/div>\n\n\n\n

Injury & Illness Insurance Coverage can help protect your income and lifestyle throughout your life.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n

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Get professional advice<\/h4>\n<\/div>\n\n\n\n

Get trusted guidance from a licensed advisor who will help you make the best choice.<\/p>\n\n\n\n

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Book a call<\/a><\/div>\n<\/div><\/div>\n<\/div>\n\n\n\n
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Injury & illness insurance tools and calculators<\/h2>\n\n\n\n

Get quotes, compare plans and find tips to understand your illness and injury insurance options and find the coverage that\u2019s right for you.<\/p>\n<\/div>\n\n\n\n

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Disability insurance Calculator<\/h4>\n<\/div>\n\n\n\n

Answer a couple questions and we’ll recommend the right amount of coverage.<\/p>\n\n\n\n

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Get started<\/a><\/div>\n<\/div><\/div>\n<\/div>\n\n\n\n
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Critical illness insurance calculator<\/h4>\n<\/div>\n\n\n\n

Estimate how much critical illness insurance coverage you might need to protect yourself.<\/p>\n\n\n\n

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Get started<\/a><\/div>\n<\/div><\/div>\n<\/div>\n\n\n\n
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Compare injury & illness insurance plans<\/h4>\n<\/div>\n\n\n\n
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There\u2019s a plan to suit your unique situation and needs\u2014let\u2019s help you find it.<\/p>\n<\/div>\n\n\n\n

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Compare disability insurance plans<\/a><\/p>\n<\/div>\n\n\n\n

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Compare critical illness insurance plans<\/a> <\/strong><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n

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Find the accident and sickness insurance that’s right for you<\/h2>\n\n\n\n

Call an RBC Insurance Advisor today or request an advisor contact you about personal injury insurance and accident insurance.<\/p>\n\n\n\n

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Get an advisor’s help<\/a><\/div>\n<\/div><\/div>\n\n\n\n

or<\/p>\n\n\n\n

Call 1-866-262-7924<\/a><\/p>\n<\/div>\n\n\n\n

Want to meet? Find an advisor or store.<\/a><\/p>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n

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Frequently asked questions<\/span><\/span> about injury & illness insurance<\/h2><\/div>
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