{"id":15305,"date":"2024-10-30T12:05:44","date_gmt":"2024-10-30T12:05:44","guid":{"rendered":"https:\/\/www.rbcinsurance.com\/en-ca\/?page_id=15305"},"modified":"2026-03-11T16:42:19","modified_gmt":"2026-03-11T20:42:19","slug":"term-100-life-insurance","status":"publish","type":"page","link":"https:\/\/www.rbcinsurance.com\/en-ca\/life-insurance\/term-100-life-insurance\/","title":{"rendered":"Term 100 Life Insurance"},"content":{"rendered":"\n
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Home<\/a><\/span><\/span><\/p>\n\n\n\n

Term 100 life <\/mark>insurance<\/mark><\/h1>\n\n\n\n

Protect your family\u2019s financial future or help your heirs pay the capital gains tax on a cottage or other assets you leave to them.<\/p>\n\n\n\n

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Call 1-866-262-7918<\/a><\/div>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n
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A simple way to protect your family and pass on assets<\/h2>\n\n\n\n

 
Term 100 life insurance can give you peace of mind with level premiums and death benefits, all while keeping you covered for life and helping your family manage future expenses.<\/p>\n<\/div>\n<\/section>\n\n\n\n

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You should consider Term 100 life insurance if you:<\/h3>\n\n\n\n
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Prefer lifetime coverage that is simpler and costs less than Universal Life or Whole Life insurance<\/p>\n\n\n\n

Want to ensure your loved ones have adequate money to pay the taxes on assets you leave to them<\/p>\n<\/div><\/div>\n<\/div>\n\n\n\n

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18 – 85<\/h3>\n\n\n\n

Eligible ages*<\/h5>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n
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$50K and up<\/h3>\n\n\n\n

Coverage available<\/h5>\n<\/div>\n<\/div>\n\n\n\n
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Lifetime coverage<\/h3>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n
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Customizable add-ons<\/h3>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n
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Benefits of Term 100 life insurance<\/h2>\n\n\n\n

Simple and straightforward permanent coverage that can help protect your family and your estate.<\/span><\/p>\n<\/div>\n\n\n\n

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Lifetime coverage<\/h4>\n<\/div>\n\n\n\n

You\u2019re covered for life\u2014your protection does not end after a certain period.<\/p>\n<\/div>\n<\/div>\n\n\n\n

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Guaranteed premiums<\/h4>\n<\/div>\n\n\n\n

A portion of your premium purchases your insurance, while the rest earns interest that is not taxable while it remains in your policy.<\/p>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n

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Tax-free benefit1<\/a><\/sup><\/h4>\n<\/div>\n\n\n\n

You can leave a substantial amount of money to your beneficiaries, tax-free, when you pass away.<\/p>\n<\/div>\n<\/div>\n\n\n\n

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Death benefit<\/h4>\n<\/div>\n\n\n\n

If you pass away while you\u2019re insured, your policy provides a tax-free\u00b9<\/a> death benefit in the amount of your coverage to your beneficiaries or your estate.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n

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Compare your life insurance options<\/h4>\n<\/div>\n\n\n\n

There\u2019s a life insurance plan to suit your unique situation\u2014let\u2019s help you find it.<\/p>\n\n\n\n

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Compare now<\/a><\/div>\n<\/div><\/div>\n<\/div>\n\n\n\n
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Optional coverage2<\/a><\/sup><\/h4>\n\n\n\n

In case of death from accidental causes before age 85, your beneficiary will receive five times the Basic Coverage.<\/p>\n\n\n\n

The information provided is intended as a summary only. Please see a sample riders policy<\/a> for complete details on rider and optional coverage terms and conditions, including benefits and exclusions.<\/p>\n<\/div>\n<\/div>\n\n\n\n

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