Level Protection Death Benefit<\/span><\/h1>\n\n\n\nLevel protection pays a death benefit equal to either your coverage amount or the amount accumulated in your policy, whichever is greater.<\/p>\n\n\n\n
It’s a cost-effective choice that\u2019s ideal when your coverage needs are unlikely to change over time because, as your policy\u2019s accumulation value grows, the insurance component of your policy is reduced and so are your costs. Conversely, if your policy\u2019s accumulation value is reduced because of market conditions or because you make a withdrawal, your costs will increase. This option may be right for you if your primary goal is to accumulate money on a tax-advantaged basis and maintain a fixed amount of protection with no planned withdrawals.<\/p>\n","protected":false},"excerpt":{"rendered":"
Level Protection Death Benefit Level protection pays a death benefit equal to either your coverage amount or the amount accumulated in your policy, whichever is greater. It’s a cost-effective choice that\u2019s ideal when your coverage needs are unlikely to change over time because, as your policy\u2019s accumulation value grows, the insurance component of your policy […]<\/p>\n","protected":false},"author":203,"featured_media":0,"parent":13770,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"templates\/new-rbci-design.php","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-25429","page","type-page","status-publish","hentry"],"pp_force_visibility":null,"pp_subpost_visibility":null,"pp_inherited_force_visibility":null,"pp_inherited_subpost_visibility":null,"acf":[],"yoast_head":"\n
Level Protection Death Benefit | RBC Insurance<\/title>\n<meta name=\"description\" content=\"Level protection pays a death benefit equal to the coverage amount or accumulated policy value, whichever is greater, a cost-effective choice for stable coverage needs.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.rbcinsurance.com\/en-ca\/life-insurance\/level-protection\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Level Protection Death Benefit | RBC Insurance\" \/>\n<meta property=\"og:description\" content=\"Level protection pays a death benefit equal to the coverage amount or accumulated policy value, whichever is greater, a cost-effective choice for stable coverage needs.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.rbcinsurance.com\/en-ca\/life-insurance\/level-protection\/\" \/>\n<meta property=\"og:site_name\" content=\"RBC Insurance\" \/>\n<meta property=\"article:modified_time\" content=\"2025-05-06T13:53:55+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2021\/06\/personal-insurance-mobile.webp?quality=80\" \/>\n\t<meta property=\"og:image:width\" content=\"880\" \/>\n\t<meta property=\"og:image:height\" content=\"463\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/webp\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.rbcinsurance.com\/en-ca\/life-insurance\/level-protection\/\",\"url\":\"https:\/\/www.rbcinsurance.com\/en-ca\/life-insurance\/level-protection\/\",\"name\":\"Level Protection Death Benefit | RBC Insurance\",\"isPartOf\":{\"@id\":\"https:\/\/www.rbcinsurance.com\/en-ca\/#website\"},\"datePublished\":\"2025-05-06T13:53:54+00:00\",\"dateModified\":\"2025-05-06T13:53:55+00:00\",\"description\":\"Level protection pays a death benefit equal to the coverage amount or accumulated policy value, whichever is greater, a cost-effective choice for stable coverage needs.\",\"breadcrumb\":{\"@id\":\"https:\/\/www.rbcinsurance.com\/en-ca\/life-insurance\/level-protection\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.rbcinsurance.com\/en-ca\/life-insurance\/level-protection\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.rbcinsurance.com\/en-ca\/life-insurance\/level-protection\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.rbcinsurance.com\/en-ca\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Life insurance\",\"item\":\"https:\/\/www.rbcinsurance.com\/en-ca\/life-insurance\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Level Protection Death Benefit\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.rbcinsurance.com\/en-ca\/#website\",\"url\":\"https:\/\/www.rbcinsurance.com\/en-ca\/\",\"name\":\"RBC Insurance\",\"description\":\"Personal Insurance\",\"publisher\":{\"@id\":\"https:\/\/www.rbcinsurance.com\/en-ca\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.rbcinsurance.com\/en-ca\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.rbcinsurance.com\/en-ca\/#organization\",\"name\":\"RBC Insurance\",\"url\":\"https:\/\/www.rbcinsurance.com\/en-ca\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.rbcinsurance.com\/en-ca\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2021\/06\/rbc-logo-shield.svg?quality=80&w=1024\",\"contentUrl\":\"https:\/\/www.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2021\/06\/rbc-logo-shield.svg?quality=80&w=1024\",\"width\":\"1024\",\"height\":\"1024\",\"caption\":\"RBC Insurance\"},\"image\":{\"@id\":\"https:\/\/www.rbcinsurance.com\/en-ca\/#\/schema\/logo\/image\/\"},\"description\":\"RBC Insurance offers personal insurance such as car, home, life, health, travel and creditor insurance, plus retirement investment solutions to Canadians.\",\"telephone\":\"1-800-769-2568\",\"legalName\":\"RBC Insurance Services Inc.\",\"numberOfEmployees\":{\"@type\":\"QuantitativeValue\",\"minValue\":\"1001\",\"maxValue\":\"5000\"}}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Level Protection Death Benefit | RBC Insurance","description":"Level protection pays a death benefit equal to the coverage amount or accumulated policy value, whichever is greater, a cost-effective choice for stable coverage needs.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.rbcinsurance.com\/en-ca\/life-insurance\/level-protection\/","og_locale":"en_US","og_type":"article","og_title":"Level Protection Death Benefit | RBC Insurance","og_description":"Level protection pays a death benefit equal to the coverage amount or accumulated policy value, whichever is greater, a cost-effective choice for stable coverage needs.","og_url":"https:\/\/www.rbcinsurance.com\/en-ca\/life-insurance\/level-protection\/","og_site_name":"RBC Insurance","article_modified_time":"2025-05-06T13:53:55+00:00","og_image":[{"width":880,"height":463,"url":"https:\/\/www.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2021\/06\/personal-insurance-mobile.webp?quality=80","type":"image\/webp"}],"twitter_card":"summary_large_image","twitter_misc":{"Est. reading time":"1 minute"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/www.rbcinsurance.com\/en-ca\/life-insurance\/level-protection\/","url":"https:\/\/www.rbcinsurance.com\/en-ca\/life-insurance\/level-protection\/","name":"Level Protection Death Benefit | RBC Insurance","isPartOf":{"@id":"https:\/\/www.rbcinsurance.com\/en-ca\/#website"},"datePublished":"2025-05-06T13:53:54+00:00","dateModified":"2025-05-06T13:53:55+00:00","description":"Level protection pays a death benefit equal to the coverage amount or accumulated policy value, whichever is greater, a cost-effective choice for stable coverage needs.","breadcrumb":{"@id":"https:\/\/www.rbcinsurance.com\/en-ca\/life-insurance\/level-protection\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.rbcinsurance.com\/en-ca\/life-insurance\/level-protection\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/www.rbcinsurance.com\/en-ca\/life-insurance\/level-protection\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.rbcinsurance.com\/en-ca\/"},{"@type":"ListItem","position":2,"name":"Life insurance","item":"https:\/\/www.rbcinsurance.com\/en-ca\/life-insurance\/"},{"@type":"ListItem","position":3,"name":"Level Protection Death Benefit"}]},{"@type":"WebSite","@id":"https:\/\/www.rbcinsurance.com\/en-ca\/#website","url":"https:\/\/www.rbcinsurance.com\/en-ca\/","name":"RBC Insurance","description":"Personal Insurance","publisher":{"@id":"https:\/\/www.rbcinsurance.com\/en-ca\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.rbcinsurance.com\/en-ca\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.rbcinsurance.com\/en-ca\/#organization","name":"RBC Insurance","url":"https:\/\/www.rbcinsurance.com\/en-ca\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.rbcinsurance.com\/en-ca\/#\/schema\/logo\/image\/","url":"https:\/\/www.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2021\/06\/rbc-logo-shield.svg?quality=80&w=1024","contentUrl":"https:\/\/www.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2021\/06\/rbc-logo-shield.svg?quality=80&w=1024","width":"1024","height":"1024","caption":"RBC Insurance"},"image":{"@id":"https:\/\/www.rbcinsurance.com\/en-ca\/#\/schema\/logo\/image\/"},"description":"RBC Insurance offers personal insurance such as car, home, life, health, travel and creditor insurance, plus retirement investment solutions to Canadians.","telephone":"1-800-769-2568","legalName":"RBC Insurance Services Inc.","numberOfEmployees":{"@type":"QuantitativeValue","minValue":"1001","maxValue":"5000"}}]}},"jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/www.rbcinsurance.com\/en-ca\/wp-json\/wp\/v2\/pages\/25429","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.rbcinsurance.com\/en-ca\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.rbcinsurance.com\/en-ca\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.rbcinsurance.com\/en-ca\/wp-json\/wp\/v2\/users\/203"}],"replies":[{"embeddable":true,"href":"https:\/\/www.rbcinsurance.com\/en-ca\/wp-json\/wp\/v2\/comments?post=25429"}],"version-history":[{"count":4,"href":"https:\/\/www.rbcinsurance.com\/en-ca\/wp-json\/wp\/v2\/pages\/25429\/revisions"}],"predecessor-version":[{"id":26582,"href":"https:\/\/www.rbcinsurance.com\/en-ca\/wp-json\/wp\/v2\/pages\/25429\/revisions\/26582"}],"up":[{"embeddable":true,"href":"https:\/\/www.rbcinsurance.com\/en-ca\/wp-json\/wp\/v2\/pages\/13770"}],"wp:attachment":[{"href":"https:\/\/www.rbcinsurance.com\/en-ca\/wp-json\/wp\/v2\/media?parent=25429"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}