{"id":25749,"date":"2025-04-14T13:31:43","date_gmt":"2025-04-14T17:31:43","guid":{"rendered":"https:\/\/www.rbcinsurance.com\/en-ca\/?page_id=25749"},"modified":"2025-06-03T11:20:54","modified_gmt":"2025-06-03T15:20:54","slug":"flex-plans","status":"publish","type":"page","link":"https:\/\/www.rbcinsurance.com\/en-ca\/group-benefits\/plan-administrator\/reference-guide\/flex-plans\/","title":{"rendered":"Flex Plans"},"content":{"rendered":"\n<div class=\"wp-block-rbc-resource-wrapper resourceWrapper tabListStickyWrapper\">\n<div class=\"wp-block-group resourceWrapper__col-left tabListHeadings is-layout-flow wp-block-group-is-layout-flow\">\n<p class=\"has-text-xs-font-size\"><span class=\"rbc-yoast-breadcrum-span\"><span><a href=\"https:\/\/www.rbcinsurance.com\/en-ca\/\">Home<\/a><\/span><\/span><\/p>\n\n\n\n<h1 class=\"wp-block-heading\" id=\"h-flex-plans\">Flex Plans<\/h1>\n\n\n\n<p><span class=\"partial__border-bottom\">Group Benefit Solutions Flex Plans plan members will have the option to select their extended health and dental Benefits.<\/span><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-new-hires\"><a href=\"#h-new-hires\" class=\"jumpLink\">New hires<\/a><\/h2>\n\n\n\n<p>To help you capture the required information to register your employee, first have your employee complete the <a href=\"http:\/\/www.rbcinsurance.com\/salesresourcecentre\/file-717169.pdf\" target=\"_blank\" data-dig-id=\"LP-25749-d4471d6d\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Group Enrollment Form\" class=\"rbc-link-format standalone-pdf\" data-icon-class=\"standalone-pdf\" rel=\"noreferrer noopener\">Group Enrollment Form<\/a> then sign into <a href=\"https:\/\/www.plan-administrators.groupinsurance.rbc.com\/?_ga=2.50514348.44299141.1744634961-454870899.1740764402\" target=\"_blank\" data-dig-id=\"LP-25749-1f07db2a\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Online Administration\" class=\"rbc-link-format newwindow-link\" data-icon-class=\"newwindow-link\" rel=\"noreferrer noopener\">Online Administration<\/a> to enrol your employee. If an employee does not select a module the employee should be placed in the plan option level with the lowest level of coverage. Keep the <a class=\"rbc-link-format standalone-pdf\" data-icon-class=\"standalone-pdf\" href=\"http:\/\/www.rbcinsurance.com\/salesresourcecentre\/file-717169.pdf\" target=\"_blank\" rel=\"noreferrer noopener\" data-dig-id=\"LP-25749-d4471d6d\" data-dig-label=\"Group Enrollment Form\" data-dig-action=\"link click\" data-dig-category=\"LP\">Group Enrollment Form<\/a> original on file. Refer to the \u2018How to\u2019 section \u2018Add a plan member\u2019 for detailed instructions.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-life-events\"><a href=\"#h-life-events\" class=\"jumpLink\">Life events<\/a><\/h2>\n\n\n\n<p>If a life event occurs, as outlined below, the employee may change classes within 60 days of the life event.<\/p>\n\n\n\n<p>To help you capture the required information to register any changes, first have your employee complete the <a href=\"https:\/\/www.rbcinsurance.com\/salesresourcecentre\/file-717192.pdf\" target=\"_blank\" data-dig-id=\"LP-25749-375233f3\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Group Benefits Change Form\" class=\"rbc-link-format standalone-pdf\" data-icon-class=\"standalone-pdf\" rel=\"noreferrer noopener\">Group Benefits Change Form<\/a>. Refer to the \u2018How to\u2019 section \u2018Modify or Correct an Error to Existing Information\u2019 for detailed instructions.<\/p>\n\n\n\n<p>All changes must be reported using <a class=\"rbc-link-format newwindow-link\" data-icon-class=\"newwindow-link\" href=\"https:\/\/www.plan-administrators.groupinsurance.rbc.com\/?_ga=2.50514348.44299141.1744634961-454870899.1740764402\" target=\"_blank\" rel=\"noreferrer noopener\" data-dig-id=\"LP-25749-1f07db2a\" data-dig-label=\"Online Administration\" data-dig-action=\"link click\" data-dig-category=\"LP\">Online Administration<\/a> within 60 days of the life event.<\/p>\n\n\n\n<p><strong>A Life event constitutes one of the following:<\/strong><\/p>\n\n\n\n<p>Adding a Dependant<\/p>\n\n\n\n<ul class=\"wp-block-rbc-list is-style-blue-disc\">\n<li class=\"wp-block-rbc-list-item\">\n<p>Marriage<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Qualifying a common-law partner<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Birth of a child<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Adoption of a child<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Accepting legal guardianship of a child<\/p>\n<\/li>\n<\/ul>\n\n\n\n<p>Removing a Dependant<\/p>\n\n\n\n<ul class=\"wp-block-rbc-list is-style-blue-disc\">\n<li class=\"wp-block-rbc-list-item\">\n<p>Divorce<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Legal separation<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Disqualifying a spouse\/partner<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Death of a spouse\/partner or child<\/p>\n<\/li>\n<\/ul>\n\n\n\n<p>Change in coverage<\/p>\n\n\n\n<ul class=\"wp-block-rbc-list is-style-blue-disc\">\n<li class=\"wp-block-rbc-list-item\">\n<p>Loss or gain of spouse&#8217;s coverage<\/p>\n\n\n\n<div class=\"rbci-tw-alert bannerNotice\"><div class=\"wp-block-rbc-banner-notice rbc-banner-block-header-div default\"><div><p class=\"rbc-banner-block-header\">Tip<\/p><\/div><\/div><div class=\"rbc-banner-block-description-p \"><div class=\"buttonSection\">\n<p class=\"call-link\">Life events can sometimes be stressful, let your plan members know that the EAP program provides access to qualified counsellors and valuable resources should they need support.<\/p>\n<\/div><\/div><\/div>\n<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-selection-period\"><a href=\"#h-selection-period\" class=\"jumpLink\">Selection period<\/a><\/h2>\n\n\n\n<p>Upon your selection date use your Benefit Selection Sheet and ensure plan members are alerted of the selection period and make their choice by the selection deadline. For those employees who wish to make a change, we recommend they complete Benefit Selection Sheet to make their selection.<\/p>\n\n\n\n<p>To make the changes sign into <a class=\"rbc-link-format newwindow-link\" data-icon-class=\"newwindow-link\" href=\"https:\/\/www.plan-administrators.groupinsurance.rbc.com\/?_ga=2.50514348.44299141.1744634961-454870899.1740764402\" target=\"_blank\" rel=\"noreferrer noopener\" data-dig-id=\"LP-25749-1f07db2a\" data-dig-label=\"Online Administration\" data-dig-action=\"link click\" data-dig-category=\"LP\">Online Administration<\/a> or once all employees have made their selection sign into <a class=\"rbc-link-format newwindow-link\" data-icon-class=\"newwindow-link\" href=\"https:\/\/www.plan-administrators.groupinsurance.rbc.com\/?_ga=2.50514348.44299141.1744634961-454870899.1740764402\" target=\"_blank\" rel=\"noreferrer noopener\" data-dig-id=\"LP-25749-1f07db2a\" data-dig-label=\"Online Administration\" data-dig-action=\"link click\" data-dig-category=\"LP\">Online Administration<\/a> WebShield Stats and download the census report. On the census report, note any employees who have made a class change.<\/p>\n\n\n\n<p>Email the census report to <a href=\"mailto:admin@groupinsurance.rbc.com\" class=\"rbc-link-format\">admin@groupinsurance.rbc.com<\/a> for the changes to occur. Note &#8211; any benefit selection changes will take effect on the benefit selection end date.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-group resourceWrapper__col-right is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-rbc-tabs-list tabsList\"><p class=\"tabsList__heading\">On this page<\/p><div class=\"tabsList__wrapper\"><button class=\"selectDropdown__button\" aria-haspopup=\"listbox\" aria-expanded=\"false\"><span class=\"selectDropdown__title\">New hires<\/span><span class=\"selectDropdown__chevron\"><\/span><\/button><ul class=\"tabsList__items selectDropdown__list\"><li class=\"selectDropdown__list__item tabsList__item selected\"><a href=\"#h-new-hires\">New hires<\/a><\/li><li class=\"selectDropdown__list__item tabsList__item \"><a href=\"#h-life-events\">Life events<\/a><\/li><li class=\"selectDropdown__list__item tabsList__item \"><a href=\"#h-selection-period\">Selection period<\/a><\/li><\/ul><\/div><\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":203,"featured_media":0,"parent":23167,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"templates\/resources.php","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-25749","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.3 (Yoast SEO v27.3) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Flex Plans | RBC Insurance<\/title>\n<meta name=\"robots\" content=\"noindex, follow\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Flex Plans | RBC Insurance\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.rbcinsurance.com\/en-ca\/group-benefits\/plan-administrator\/reference-guide\/flex-plans\/\" \/>\n<meta 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