{"id":27900,"date":"2026-04-13T15:35:47","date_gmt":"2026-04-13T19:35:47","guid":{"rendered":"https:\/\/www.rbcinsurance.com\/en-ca\/?page_id=27900"},"modified":"2026-04-13T15:59:58","modified_gmt":"2026-04-13T19:59:58","slug":"personal-accident-insurance","status":"publish","type":"page","link":"https:\/\/www.rbcinsurance.com\/en-ca\/life-insurance\/personal-accident-insurance\/","title":{"rendered":"Personal Accident Insurance"},"content":{"rendered":"\n<div class=\"wp-block-rbc-callout-card calloutCard calloutCard__HeroImageBackground  hasDarkBg\" style=\"background:url(https:\/\/www.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2021\/06\/personal-accident_insurance_hero-1441.webp) no-repeat;--bghero-mobi-url:url(https:\/\/www.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2021\/06\/personal-accident_insurance_hero-mobile.webp)\">\n<div class=\"wp-block-columns cols-hero-wrapper is-layout-flex wp-container-core-columns-is-layout-28f84493 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column col-front is-layout-flow wp-block-column-is-layout-flow\">\n<p class=\"rbc-yoast-breadcrum\"><span class=\"rbc-yoast-breadcrum-span\"><span><a href=\"https:\/\/www.rbcinsurance.com\/en-ca\/\">Home<\/a><\/span><\/span><\/p>\n\n\n\n<h1 class=\"wp-block-heading rbc-callout-heading\" id=\"h-personal-accident-insurance\"><mark style=\"background-color:rgba(0, 0, 0, 0);color:#FFFFFF\" class=\"has-inline-color\">Personal accident <\/mark><mark style=\"background-color:rgba(0, 0, 0, 0);color:#FEDF01\" class=\"has-inline-color\">insurance<\/mark><\/h1>\n\n\n\n<p class=\"rbc-override-margin p-large\">If you\u2019re an RBC client, age 18 to age 69, and a Canadian resident<sup><a href=\"#legal-1\" data-dig-id=\"LP-27900-66f027c7\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"1\" class=\"rbc-link-format\"><mark style=\"background-color:rgba(0, 0, 0, 0);color:#FFFFFF\" class=\"has-inline-color\">1<\/mark><\/a><\/sup>, your acceptance is guaranteed.<\/p>\n\n\n\n<button class=\"wp-block-rbc-modal-dialog-trigger modalDialogTrigger\" data-modal-dialog-class=\"personal-accident-english\">\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\"><div>\n<div class=\"wp-block-button btn before is-style-secondary secondary\"><a class=\"wp-block-button__link wp-element-button\" data-dig-id=\"LP-27900-11e5ae73\" data-dig-category=\"LP\" data-dig-action=\"button click\" data-dig-label=\"Enrol online\">Enrol online<\/a><\/div>\n<\/div><\/div>\n<\/button>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading has-text-align-center mar-t-dbl mob-mar-t-dbl pad-t-dbl mob-pad-t-dbl\" id=\"h-rbc-nbsp-client-protect-your-family-against-a-sudden-and-unexpected-injury-1\">RBC&nbsp;client? Protect your family against a sudden and unexpected injury.<sup><a href=\"#legal-1\" data-dig-id=\"LP-27900-46ee6076\" data-dig-label=\"1\" data-dig-action=\"link click\" data-dig-category=\"LP\" class=\"rbc-link-format\">1<\/a><\/sup><\/h2>\n\n\n\n<p class=\"has-text-align-center\">If you&#8217;re an RBC&nbsp;customer, personal accident insurance can help cover day-to-day expenses and help your loved ones maintain their standard of living, should a fatal accident happen to you or your spouse. You may also enrol your spouse or partner (if you have been living with your partner for at least one year) for family coverage if he or she is from age 18 to age 69.<\/p>\n\n\n\n<div class=\"wp-block-rbc-layout-selector layoutSelector layoutSelector__layout7\">\n<div class=\"wp-block-group is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group layoutSelector__cards-container layoutSelector__is-flex layoutSelector__direction-row is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group layoutSelector__is-flex layoutSelector__direction-col flex-gap-0 flex-1\/3 is-layout-flow wp-block-group-is-layout-flow\">\n<h3 class=\"wp-block-heading\" id=\"h-you-should-consider-rbc-s-personal-accident-insurance-if\">You should consider RBC&#8217;s personal accident insurance if:<\/h3>\n\n\n\n<ul class=\"wp-block-rbc-list default is-style-checkmark-icon\">\n<li class=\"wp-block-rbc-list-item\">\n<p>You&#8217;re a Canadian resident<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Are currently customer of any RBC&nbsp;company<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Want to supplement existing life insurance<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Don&#8217;t qualify for other types of life insurance<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Work in a high-risk occupation<\/p>\n<\/li>\n<\/ul>\n<\/div>\n\n\n\n<div class=\"wp-block-group layoutSelector__is-flex layoutSelector__direction-col flex-2\/3 is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group layoutSelector__is-flex layoutSelector__direction-row is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-rbc-information-card informationCard pad-r-0 mob-pad-r-0 pad-l-0 mob-pad-l-0  isHighlighted\" style=\"--icon-url:url(undefined);background-color:#006AC3\">\n<div class=\"wp-block-group informationCard__content is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group informationCard__icon-group is-layout-flow wp-block-group-is-layout-flow\">\n<h4 class=\"wp-block-heading has-text-align-center\" id=\"h-18-69\">18 &#8211; 69<\/h4>\n<\/div>\n\n\n\n<p class=\"has-text-align-center\">Eligible ages<\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-information-card informationCard pad-r mob-pad-r pad-l mob-pad-l  isHighlighted\" style=\"--icon-url:url(undefined);background-color:#006AC3\">\n<div class=\"wp-block-group informationCard__content is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group informationCard__icon-group is-layout-flow wp-block-group-is-layout-flow\">\n<h4 class=\"wp-block-heading has-text-align-center\" id=\"h-50k-250k\">$50K &#8211; $250K<\/h4>\n<\/div>\n\n\n\n<p class=\"has-text-align-center\">Coverage available<sup><a href=\"#legal-2\" data-dig-id=\"LP-27900-552dca55\" data-dig-label=\"2\" data-dig-action=\"link click\" data-dig-category=\"LP\" class=\"rbc-link-format\"><mark style=\"background-color:rgba(0, 0, 0, 0);color:#FFFFFF\" class=\"has-inline-color\">2<\/mark><\/a><\/sup><\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-information-card informationCard  isHighlighted\" style=\"--icon-url:url(undefined);background-color:#006AC3\">\n<div class=\"wp-block-group informationCard__content is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group informationCard__icon-group is-layout-flow wp-block-group-is-layout-flow\">\n<h4 class=\"wp-block-heading has-text-align-center\" id=\"h-affordable\"><strong>Affordable<\/strong><\/h4>\n<\/div>\n\n\n\n<p class=\"has-text-align-center\">as low as $4.75 per month<\/p>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group layoutSelector__is-flex layoutSelector__direction-row is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-rbc-information-card informationCard  isHighlighted\" style=\"--icon-url:url(undefined);background-color:#006AC3\">\n<div class=\"wp-block-group informationCard__content is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group informationCard__icon-group is-layout-flow wp-block-group-is-layout-flow\">\n<h4 class=\"wp-block-heading mar-t-hlf mob-mar-t-hlf\" id=\"h-easy-qualification\">Easy qualification<\/h4>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div style=\"height:99px\" aria-hidden=\"true\" class=\"wp-block-spacer pad-l-dbl mob-pad-l-dbl pad-r-dbl mob-pad-r-dbl mar-l-dbl mob-mar-l-dbl mar-r-dbl mob-mar-r-dbl\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-layout-selector layoutSelector layoutSelector__layout3\">\n<div class=\"wp-block-group is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group layoutSelector__header is-layout-flow wp-block-group-is-layout-flow\">\n<h2 class=\"wp-block-heading\" id=\"h-benefits-of-personal-accident-insurance\">Benefits of personal accident insurance<\/h2>\n\n\n\n<p class=\"p-large\"><span class=\"partial__border-bottom\">The flexible, affordable and convenient way to help protect the ones you love<sup><a href=\"#legal-1\" data-dig-id=\"LP-27900-d9e3d86b\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"1\" class=\"rbc-link-format\">1<\/a><\/sup>.<\/span><\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-group layoutSelector__cards-container layoutSelector__is-flex layoutSelector__direction-col is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group layoutSelector__is-flex layoutSelector__direction-row is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-rbc-information-card informationCard  has-icon\" style=\"--icon-url:url(https:\/\/www.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2021\/06\/check-circle.svg);background-color:#EDF7FC\">\n<div class=\"wp-block-group informationCard__content is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group informationCard__icon-group is-layout-flow wp-block-group-is-layout-flow\">\n<h4 class=\"wp-block-heading\" id=\"h-easy-qualification-0\">Easy qualification<\/h4>\n<\/div>\n\n\n\n<p>Personal accident insurance can be an ideal alternative if you are unable to qualify for other types of life insurance. Acceptance is guaranteed if you&#8217;re an RBC customer, age 18 to age 69, and a Canadian resident.<br><\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-information-card informationCard  has-icon\" style=\"--icon-url:url(https:\/\/www.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2021\/06\/Wallet.svg);background-color:#F7F8FA\">\n<div class=\"wp-block-group informationCard__content is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group informationCard__icon-group is-layout-flow wp-block-group-is-layout-flow\">\n<h4 class=\"wp-block-heading\" id=\"h-affordable-0\"><strong>Affordable<\/strong><\/h4>\n<\/div>\n\n\n\n<p>Premiums for personal accident insurance are typically lower than for other types of life insurance. Premiums start as low as $4.75 per month.<\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-information-card informationCard  has-icon\" style=\"--icon-url:url(https:\/\/www.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2021\/06\/Tax-Rate.svg);background-color:#F7F8FA\">\n<div class=\"wp-block-group informationCard__content is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group informationCard__icon-group is-layout-flow wp-block-group-is-layout-flow\">\n<h4 class=\"wp-block-heading\" id=\"h-tax-free-benefit\">Tax-free benefit<\/h4>\n<\/div>\n\n\n\n<p>Your beneficiaries will receive a tax-free death benefit if you pass away due to a covered accident.<sup><a href=\"#legal-3\" data-dig-id=\"LP-27900-95251e82\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"3\" class=\"rbc-link-format\">3<\/a><\/sup><\/p>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group layoutSelector__is-flex layoutSelector__direction-row is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-rbc-information-card informationCard  has-icon\" style=\"--icon-url:url(https:\/\/www.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2021\/06\/Thumbs-Up.svg);background-color:#F7F8FA\">\n<div class=\"wp-block-group informationCard__content is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group informationCard__icon-group is-layout-flow wp-block-group-is-layout-flow\">\n<h4 class=\"wp-block-heading\" id=\"h-convenient\"><strong>Convenient<\/strong><\/h4>\n<\/div>\n\n\n\n<p>No medical or physical exam is required to apply.<\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-information-card informationCard  has-icon\" style=\"--icon-url:url(https:\/\/www.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2024\/09\/policy-icon.svg);background-color:#F7F8FA\">\n<div class=\"wp-block-group informationCard__content is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group informationCard__icon-group is-layout-flow wp-block-group-is-layout-flow\">\n<h4 class=\"wp-block-heading\" id=\"h-risk-free\"><strong>Risk-free<\/strong><\/h4>\n<\/div>\n\n\n\n<p>If you change your mind within 30 days, cancel for a full refund.<\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-information-card informationCard  has-icon\" style=\"--icon-url:url(https:\/\/www.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2021\/06\/adjustment.svg);background-color:#F7F8FA\">\n<div class=\"wp-block-group informationCard__content is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group informationCard__icon-group is-layout-flow wp-block-group-is-layout-flow\">\n<h4 class=\"wp-block-heading\" id=\"h-inflation-adjustment\"><strong>Inflation adjustment<\/strong><\/h4>\n<\/div>\n\n\n\n<p>Coverage amount can increase by 5% every two years.<sup><a href=\"#legal-2\" data-dig-id=\"LP-27900-1f1703cc\" data-dig-label=\"2\" data-dig-action=\"link click\" data-dig-category=\"LP\" class=\"rbc-link-format\">2<\/a><\/sup><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-layout-selector layoutSelector layoutSelector__layout7\">\n<div class=\"wp-block-group is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group layoutSelector__cards-container layoutSelector__is-flex layoutSelector__direction-row is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group layoutSelector__is-flex layoutSelector__direction-col flex-gap-0 flex-1\/3 is-layout-flow wp-block-group-is-layout-flow\">\n<h3 class=\"wp-block-heading\" id=\"h-what-s-covered\">What&#8217;s covered?<\/h3>\n\n\n\n<p>Your policy covers you (and your spouse, if you purchase spousal coverage) until age 80.<\/p>\n\n\n\n<div style=\"height:25px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>The information is intended as a summary only. Please see a sample&nbsp;<a href=\"https:\/\/www.worldprotect.com\/personal-accident-insurance\/_assets-custom\/popups\/sample-certificates.html\" data-dig-id=\"LP-27900-830ea96d\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Certificate of Insurance\" class=\"rbc-link-format\">Certificate of Insurance<\/a>&nbsp;for complete coverage exclusions.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-group layoutSelector__is-flex layoutSelector__direction-col flex-2\/3 is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group layoutSelector__is-flex layoutSelector__direction-row is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-rbc-information-card informationCard\" style=\"--icon-url:url(undefined);background-color:#F7F8FA\">\n<div class=\"wp-block-group informationCard__content is-layout-flow wp-block-group-is-layout-flow\">\n<ul class=\"wp-block-list list-core-block second-level-inherit third-level-inherit is-style-blue-disc\">\n<li><strong>Accidental death<\/strong>: If you die within one year, directly as a result of injuries caused by an accident only (other than an air travel accident), we will pay the Accidental Death benefit to your beneficiary or estate.<\/li>\n\n\n\n<li><strong>Air travel accident<\/strong>: If you die within one year, directly as a result of injuries caused by an air travel accident only, we will pay:\n<ul class=\"wp-block-list list-core-block second-level-inherit third-level-inherit is-style-black-disc\">\n<li class=\"mar-l-hlf mob-mar-l-hlf\">The Accidental Death benefit if you are a fare-paying passenger on a regularly scheduled commercial airline flight<\/li>\n\n\n\n<li class=\"mar-l-hlf mob-mar-l-hlf\">50% of the Accidental Death benefit if you are a pilot, crewmember, or non-fare paying passenger on a regularly scheduled commercial airline flight<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>Child care benefit<\/strong>: We will reimburse money paid for child care expenses for each dependent child under 16 years of age to his\/her legal guardian. We will pay 2% of the Accidental Death benefit or $2,000, whichever is less, each year, up to a maximum of five years or until the dependent child is 16 years of age, whichever is earlier.<\/li>\n\n\n\n<li><strong>Education Benefit<\/strong>: We will reimburse money paid for tuition expenses for each dependent child under 23 years of age who is either a full-time student at an accredited post-secondary institution on the date of your accident, or has enrolled in an accredited post-secondary institution within one year of your accident up to a maximum of 5% of the Accidental Death benefit or $5,000, whichever is less, each year for up to five years.<\/li>\n<\/ul>\n\n\n\n<div style=\"height:25px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>With family coverage only, you also receive additional coverage until age 80 for:<\/p>\n\n\n\n<div style=\"height:25px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<ul class=\"wp-block-list list-core-block second-level-inherit third-level-inherit is-style-blue-disc\">\n<li><strong>Spousal job training benefit<\/strong>: We will reimburse your spouse for eligible job training expenses, up to a maximum of 5% of the Accidental Death benefit or $5,000, whichever is less, each year for up to three years. Your spouse must apply for the training courses within 12 months of your death, and the training courses must be with an accredited occupational training program.<\/li>\n\n\n\n<li><strong>When we don&#8217;t pay<\/strong><sup><a href=\"#legal-4\" data-dig-id=\"LP-27900-06768164\" data-dig-label=\"4\" data-dig-action=\"link click\" data-dig-category=\"LP\" class=\"rbc-link-format\">4<\/a><\/sup>: If you or your spouse are over age 70 and die within one year directly as a result of injuries caused by an accident, we will pay 50% of the Accidental Death benefit. In addition, we will not pay benefits if you or your spouse&#8217;s death results from:\n<ul class=\"wp-block-list list-core-block second-level-inherit third-level-inherit is-style-black-disc\">\n<li class=\"mar-l-hlf mob-mar-l-hlf\">Intentional self-injury, suicide or attempted suicide (whether sane or insane)<\/li>\n\n\n\n<li class=\"mar-l-hlf mob-mar-l-hlf\">Committing or attempting to commit a criminal act<\/li>\n\n\n\n<li class=\"mar-l-hlf mob-mar-l-hlf\">Alcohol, narcotics or drugs<\/li>\n\n\n\n<li class=\"mar-l-hlf mob-mar-l-hlf\">Natural causes; illness or disease<\/li>\n\n\n\n<li class=\"mar-l-hlf mob-mar-l-hlf\">Having medical treatment or surgery, except if the medical treatment or surgery was needed because of an accident<\/li>\n\n\n\n<li class=\"mar-l-hlf mob-mar-l-hlf\">War or insurrection<\/li>\n\n\n\n<li class=\"mar-l-hlf mob-mar-l-hlf\">Use (or threat of use) of biological, chemical or nuclear weapons and\/or devices<\/li>\n\n\n\n<li class=\"mar-l-hlf mob-mar-l-hlf\">High-risk activities &#8211; including but not limited to participating in a contest of speed, riding or driving as a professional in any kind of race for prize money or profit, scuba diving, skydiving, parachuting, hang-gliding, rock or mountain climbing, bungee jumping<\/li>\n\n\n\n<li class=\"mar-l-hlf mob-mar-l-hlf\">An air travel accident, except if you or your spouse were a paying passenger on a regularly scheduled commercial airline flight<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li>To be eligible for benefits, coverage must have been in effect both at the time of the accident and at the time of death.<\/li>\n<\/ul>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group layoutSelector__cards-container layoutSelector__is-flex layoutSelector__direction-row is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group layoutSelector__is-flex layoutSelector__direction-col flex-gap-0 flex-1\/3 is-layout-flow wp-block-group-is-layout-flow\">\n<h3 class=\"wp-block-heading\" id=\"h-about-your-premiums\">About your premiums<\/h3>\n\n\n\n<p><\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-group layoutSelector__is-flex layoutSelector__direction-col flex-2\/3 is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group layoutSelector__is-flex layoutSelector__direction-row is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-rbc-information-card informationCard\" style=\"--icon-url:url(undefined);background-color:#F7F8FA\">\n<div class=\"wp-block-group informationCard__content is-layout-flow wp-block-group-is-layout-flow\">\n<ul class=\"wp-block-list list-core-block second-level-inherit third-level-inherit is-style-blue-disc\">\n<li>Your payments will not increase with age, however it is possible for group rates to change in the future.<\/li>\n<\/ul>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-faq-wrapper faqWrapper  menuItems__dropdown\"><div class=\"faqWrapper__header\"><h2><span class=\"partial__border-bottom\">Frequently asked questions<\/span><\/h2><\/div><div class=\"faqWrapper__content\"><div class=\"faqWrapper__content-left\">\n<div class=\"selectDropdown__wrapper\">\n\t\t<div class=\"selectDropdown__container\">\n\t\t<div class=\"selectDropdown selectDropdown__default  selectDropdown__floating \" \t\t\tdata-option_name=\"\" style=\"width:100%\">\n\t\t\t<button class=\"selectDropdown__button\" aria-haspopup=\"listbox\" aria-expanded=\"false\">\n\t\t\t\t<span class=\"selectDropdown__title\" data-default_title=\"Eligibility\">\n\t\t\t\t\tEligibility\t\t\t\t<\/span>\n\t\t\t\t<span class=\"selectDropdown__chevron\"><\/span>\n\t\t\t<\/button>\n\t\t\t<ul class=\"selectDropdown__list\" role=\"listbox\" tabindex=\"-1\">\n\t\t\t\t\t\t\t\t\t<li\n\t\t\t\t\t\tclass=\"selectDropdown__list__item selected\"\n\t\t\t\t\t\tdata-option_value=\"0\"\n\t\t\t\t\t\trole=\"option\"\n\t\t\t\t\t\ttabindex=\"0\"\n\t\t\t\t\t\taria-selected=\"false\"\n\t\t\t\t\t\t\t\t\t\t\t\tdata-option_url=\"\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div class=\"selectDropdown__list__item__content\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"selectDropdown__list__item__name\">\n\t\t\t\t\t\t\t\t\tEligibility\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t<li\n\t\t\t\t\t\tclass=\"selectDropdown__list__item \"\n\t\t\t\t\t\tdata-option_value=\"1\"\n\t\t\t\t\t\trole=\"option\"\n\t\t\t\t\t\ttabindex=\"0\"\n\t\t\t\t\t\taria-selected=\"false\"\n\t\t\t\t\t\t\t\t\t\t\t\tdata-option_url=\"\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div class=\"selectDropdown__list__item__content\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"selectDropdown__list__item__name\">\n\t\t\t\t\t\t\t\t\tApplying for coverage\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t<li\n\t\t\t\t\t\tclass=\"selectDropdown__list__item \"\n\t\t\t\t\t\tdata-option_value=\"2\"\n\t\t\t\t\t\trole=\"option\"\n\t\t\t\t\t\ttabindex=\"0\"\n\t\t\t\t\t\taria-selected=\"false\"\n\t\t\t\t\t\t\t\t\t\t\t\tdata-option_url=\"\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div class=\"selectDropdown__list__item__content\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"selectDropdown__list__item__name\">\n\t\t\t\t\t\t\t\t\tPremiums\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t<li\n\t\t\t\t\t\tclass=\"selectDropdown__list__item \"\n\t\t\t\t\t\tdata-option_value=\"3\"\n\t\t\t\t\t\trole=\"option\"\n\t\t\t\t\t\ttabindex=\"0\"\n\t\t\t\t\t\taria-selected=\"false\"\n\t\t\t\t\t\t\t\t\t\t\t\tdata-option_url=\"\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div class=\"selectDropdown__list__item__content\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"selectDropdown__list__item__name\">\n\t\t\t\t\t\t\t\t\tCoverage details\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t<\/div>\n\t\t\t<\/div>\t\n<\/div>\n<div class=\"faqWrapper__menuItems\"><div class=\"faqWrapper__menuItem\" tabindex=\"0\">Eligibility<\/div><div class=\"faqWrapper__menuItem\" tabindex=\"0\">Applying for coverage<\/div><div class=\"faqWrapper__menuItem\" tabindex=\"0\">Premiums<\/div><div class=\"faqWrapper__menuItem\" tabindex=\"0\">Coverage details<\/div><\/div><p class=\"faqWrapper__helpText\">Still have questions? <a href=\"https:\/\/www.rbcinsurance.com\/en-ca\/contact-us\/\" data-dig-id=\"LP-27900-82b93894\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Contact us.\" class=\"rbc-link-format\">Contact us.<\/a><\/p><\/div><div class=\"faqWrapper__content-right\">\n<div class=\"wp-block-rbc-faq faq\"><div class=\"faq__header\"><h3>Eligibility<\/h3><\/div><div class=\"faq__content\">\n<div class=\"wp-block-rbc-rbc-collapsible-accordion accordion\" id=\"&quot;accordionSet1\">\n<div class=\"wp-block-rbc-rbc-collapsible-panel\"><div class=\"accordion-panel\"><button id=\"accordion-title3485c0b4\" class=\"collapse-toggle collapsed\" data-target=\"#accordion3485c0b4\" data-toggle=\"collapse\" data-parent=\"#accordionSet1\" aria-expanded=\"false\" data-dig-id=\"LP-27900-3485c0b4\" aria-controls=\"accordion3485c0b4\" data-dig-category=\"LP\" data-dig-action=\"collapsible closed\" data-dig-label=\"Who can enrol for Personal Accident Protection coverage?\" action-closed=\"collapsible closed\" action-opened=\"collapsible open\"><div>Who can enrol for Personal Accident Protection coverage?<\/div><\/button><div class=\"collapse-content collapse\" id=\"accordion3485c0b4\" role=\"region\" aria-labelledby=\"accordion-title3485c0b4\"><div class=\"collapse-inner\">\n<p>You are eligible to enrol for coverage if you are:<\/p>\n\n\n\n<ul class=\"wp-block-list list-core-block second-level-inherit third-level-inherit is-style-blue-disc\">\n<li>A current customer of any RBC&nbsp;company, and<\/li>\n\n\n\n<li>Age 18 to age 69, and<\/li>\n\n\n\n<li>A Canadian resident<\/li>\n<\/ul>\n\n\n\n<p>You may also enrol your spouse or partner (if you have been living with your partner for at least one year) for family coverage if he or she is from age 18 to age 69.<\/p>\n<\/div><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-rbc-collapsible-panel\"><div class=\"accordion-panel\"><button id=\"accordion-title96c3d44d\" class=\"collapse-toggle collapsed\" data-target=\"#accordion96c3d44d\" data-toggle=\"collapse\" data-parent=\"#accordionSet1\" aria-expanded=\"false\" data-dig-id=\"LP-27900-96c3d44d\" aria-controls=\"accordion96c3d44d\" data-dig-category=\"LP\" data-dig-action=\"collapsible closed\" data-dig-label=\"I'm not married to my partner. Can he or she enrol for Personal Accident Protection coverage?\" action-closed=\"collapsible closed\" action-opened=\"collapsible open\"><div>I&#8217;m not married to my partner. Can he or she enrol for Personal Accident Protection coverage?<\/div><\/button><div class=\"collapse-content collapse\" id=\"accordion96c3d44d\" role=\"region\" aria-labelledby=\"accordion-title96c3d44d\"><div class=\"collapse-inner\">\n<p>As long as you&#8217;ve been living with your partner for at least one year and he or she is from age 18 to age 69, you can purchase family coverage to protect both yourself and your partner.<\/p>\n<\/div><\/div><\/div><\/div>\n<\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-faq faq\"><div class=\"faq__header\"><h3>Applying for coverage<\/h3><\/div><div class=\"faq__content\">\n<div class=\"wp-block-rbc-rbc-collapsible-accordion accordion\" id=\"&quot;accordionSet1\">\n<div class=\"wp-block-rbc-rbc-collapsible-panel\"><div class=\"accordion-panel\"><button id=\"accordion-title29638839\" class=\"collapse-toggle collapsed\" data-target=\"#accordion29638839\" data-toggle=\"collapse\" data-parent=\"#accordionSet1\" aria-expanded=\"false\" data-dig-id=\"LP-27900-29638839\" aria-controls=\"accordion29638839\" data-dig-category=\"LP\" data-dig-action=\"collapsible closed\" data-dig-label=\"How do I enrol for Personal Accident Protection?\" action-closed=\"collapsible closed\" action-opened=\"collapsible open\"><div>How do I enrol for Personal Accident Protection?<\/div><\/button><div class=\"collapse-content collapse\" id=\"accordion29638839\" role=\"region\" aria-labelledby=\"accordion-title29638839\"><div class=\"collapse-inner\">\n<p><a href=\"https:\/\/online.worldprotect.com\/cgi-bin\/personal-accident-insurance\/en\/index.cgi\" data-dig-id=\"LP-27900-4512204f\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Enrol online\" class=\"rbc-link-format\">Enrol online<\/a><\/p>\n\n\n\n<ul class=\"wp-block-list list-core-block second-level-inherit third-level-inherit is-style-blue-disc\">\n<li>Call&nbsp;1-888-659-0199, or from Qu\u00e9bec&nbsp;1-888-659-0099<\/li>\n<\/ul>\n\n\n\n<p>This plan is not available through RBC Royal Bank branches.<\/p>\n<\/div><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-rbc-collapsible-panel\"><div class=\"accordion-panel\"><button id=\"accordion-title2250ce83\" class=\"collapse-toggle collapsed\" data-target=\"#accordion2250ce83\" data-toggle=\"collapse\" data-parent=\"#accordionSet1\" aria-expanded=\"false\" data-dig-id=\"LP-27900-2250ce83\" aria-controls=\"accordion2250ce83\" data-dig-category=\"LP\" data-dig-action=\"collapsible closed\" data-dig-label=\"Can I cancel my Personal Accident Protection coverage at any time?\" action-closed=\"collapsible closed\" action-opened=\"collapsible open\"><div>Can I cancel my Personal Accident Protection coverage at any time?<\/div><\/button><div class=\"collapse-content collapse\" id=\"accordion2250ce83\" role=\"region\" aria-labelledby=\"accordion-title2250ce83\"><div class=\"collapse-inner\">\n<p>Yes. You can cancel at any time by calling us at&nbsp;1-800-845-9750.<\/p>\n<\/div><\/div><\/div><\/div>\n<\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-faq faq\"><div class=\"faq__header\"><h3>Premiums<\/h3><\/div><div class=\"faq__content\">\n<div class=\"wp-block-rbc-rbc-collapsible-accordion accordion\" id=\"&quot;accordionSet1\">\n<div class=\"wp-block-rbc-rbc-collapsible-panel\"><div class=\"accordion-panel\"><button id=\"accordion-titled0425982\" class=\"collapse-toggle collapsed\" data-target=\"#accordiond0425982\" data-toggle=\"collapse\" data-parent=\"#accordionSet1\" aria-expanded=\"false\" data-dig-id=\"LP-27900-d0425982\" aria-controls=\"accordiond0425982\" data-dig-category=\"LP\" data-dig-action=\"collapsible closed\" data-dig-label=\"Will my premium payments for the Personal Accident Protection plan ever increase?\" action-closed=\"collapsible closed\" action-opened=\"collapsible open\"><div>Will my premium payments for the Personal Accident Protection plan ever increase?<\/div><\/button><div class=\"collapse-content collapse\" id=\"accordiond0425982\" role=\"region\" aria-labelledby=\"accordion-titled0425982\"><div class=\"collapse-inner\">\n<p>Your payments will not increase with age. While it is possible for the group rates to change, you alone will not be targeted for an increase. If the rates do change, we will provide you with a 60-day notice.<\/p>\n<\/div><\/div><\/div><\/div>\n<\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-faq faq\"><div class=\"faq__header\"><h3>Coverage details<\/h3><\/div><div class=\"faq__content\">\n<div class=\"wp-block-rbc-rbc-collapsible-accordion accordion\" id=\"&quot;accordionSet1\">\n<div class=\"wp-block-rbc-rbc-collapsible-panel\"><div class=\"accordion-panel\"><button id=\"accordion-titleb407f7d3\" class=\"collapse-toggle collapsed\" data-target=\"#accordionb407f7d3\" data-toggle=\"collapse\" data-parent=\"#accordionSet1\" aria-expanded=\"false\" data-dig-id=\"LP-27900-b407f7d3\" aria-controls=\"accordionb407f7d3\" data-dig-category=\"LP\" data-dig-action=\"collapsible closed\" data-dig-label=\"Is a medical exam required to enrol for Personal Accident Protection coverage?\" action-closed=\"collapsible closed\" action-opened=\"collapsible open\"><div>Is a medical exam required to enrol for Personal Accident Protection coverage?<\/div><\/button><div class=\"collapse-content collapse\" id=\"accordionb407f7d3\" role=\"region\" aria-labelledby=\"accordion-titleb407f7d3\"><div class=\"collapse-inner\">\n<p>No, acceptance is guaranteed as long as you meet the eligibility requirements. You will not have to answer any health questions to apply.<\/p>\n<\/div><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-rbc-collapsible-panel\"><div class=\"accordion-panel\"><button id=\"accordion-title7d74b72d\" class=\"collapse-toggle collapsed\" data-target=\"#accordion7d74b72d\" data-toggle=\"collapse\" data-parent=\"#accordionSet1\" aria-expanded=\"false\" data-dig-id=\"LP-27900-7d74b72d\" aria-controls=\"accordion7d74b72d\" data-dig-category=\"LP\" data-dig-action=\"collapsible closed\" data-dig-label=\"When does Personal Accident Protection coverage start and end?\" action-closed=\"collapsible closed\" action-opened=\"collapsible open\"><div>When does Personal Accident Protection coverage start and end?<\/div><\/button><div class=\"collapse-content collapse\" id=\"accordion7d74b72d\" role=\"region\" aria-labelledby=\"accordion-title7d74b72d\"><div class=\"collapse-inner\">\n<p>Once we process your enrolment form you will receive a Certificate of Insurance in the mail, which will state your coverage effective date.<\/p>\n\n\n\n<p>Your coverage ends on the earlier of:<\/p>\n\n\n\n<ul class=\"wp-block-list list-core-block second-level-inherit third-level-inherit is-style-blue-disc\">\n<li>The date of your death<\/li>\n\n\n\n<li>The date you reach age 80 years old<\/li>\n\n\n\n<li>The date you request to cancel your life insurance<\/li>\n\n\n\n<li>The date you stop paying your insurance premiums (you have a 30-day grace period after payment is due)<\/li>\n\n\n\n<li>The date you are no longer a Canadian resident<\/li>\n\n\n\n<li>The date we stop offering it because the group policy under which this coverage is provided is cancelled<\/li>\n<\/ul>\n<\/div><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-rbc-collapsible-panel\"><div class=\"accordion-panel\"><button id=\"accordion-titlefd1e5528\" class=\"collapse-toggle collapsed\" data-target=\"#accordionfd1e5528\" data-toggle=\"collapse\" data-parent=\"#accordionSet1\" aria-expanded=\"false\" data-dig-id=\"LP-27900-fd1e5528\" aria-controls=\"accordionfd1e5528\" data-dig-category=\"LP\" data-dig-action=\"collapsible closed\" data-dig-label=\"Who is the underwriter and insurer for the Personal Accident Protection plan?\" action-closed=\"collapsible closed\" action-opened=\"collapsible open\"><div>Who is the underwriter and insurer for the Personal Accident Protection plan?<\/div><\/button><div class=\"collapse-content collapse\" id=\"accordionfd1e5528\" role=\"region\" aria-labelledby=\"accordion-titlefd1e5528\"><div class=\"collapse-inner\">\n<p>RBC Life Insurance Company is the underwriter and insurer. Personal Accident Protection is a group policy issued to the Royal Bank of Canada.<\/p>\n<\/div><\/div><\/div><\/div>\n<\/div>\n<\/div><\/div>\n<p class=\"faqWrapper__helpText\">Still have questions? <a href=\"https:\/\/www.rbcinsurance.com\/en-ca\/contact-us\/\" data-dig-id=\"LP-27900-82b93894\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Contact us.\" class=\"rbc-link-format\">Contact us.<\/a><\/p><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-callout-card calloutCard calloutCard__image\" style=\"background-color:#F7F8FA\">\n<div class=\"wp-block-columns cols is-layout-flex wp-container-core-columns-is-layout-28f84493 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column col-left is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-28f84493 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h2 class=\"wp-block-heading\" id=\"h-enrol-now-it-s-quick-and-easy\">Enrol now\u2014it&#8217;s quick and easy<\/h2>\n\n\n\n<p class=\"rbc-override-margin p-large\">If you\u2019re an RBC client, age 18 to age 69, and a Canadian resident, your acceptance is guaranteed.<\/p>\n\n\n\n<div class=\"wp-block-group is-layout-flow wp-block-group-is-layout-flow\">\n<button class=\"wp-block-rbc-modal-dialog-trigger modalDialogTrigger\" data-modal-dialog-class=\"personal-accident-english\">\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\"><div>\n<div class=\"wp-block-button btn before is-style-primary primary\"><a class=\"wp-block-button__link wp-element-button\" data-dig-id=\"LP-27900-11e5ae73\" data-dig-category=\"LP\" data-dig-action=\"button click\" data-dig-label=\"Enrol online\">Enrol online<\/a><\/div>\n<\/div><\/div>\n<\/button>\n\n\n\n<p class=\" get-your-free-quote \">or<\/p>\n\n\n\n<p class=\" get-your-free-quote \"><a href=\"tel:18886590199\" data-dig-id=\"LP-27900-a6442143\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Call&nbsp;1-888-659-0199\" class=\"rbc-link-format\">Call&nbsp;1-888-659-0199<\/a><\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<p>From Qu\u00e9bec:&nbsp;<a href=\"tel:18886590099\" data-dig-id=\"LP-27900-c6c83e47\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"1-888-659-0099\" class=\"rbc-link-format\">1-888-659-0099<\/a><\/p>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column col-right is-layout-flow wp-block-column-is-layout-flow\">\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"599\" height=\"506\" src=\"https:\/\/www.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2024\/10\/family-protected.png?quality=80&amp;w=599\" alt=\"\" class=\"wp-image-21284\" srcset=\"https:\/\/www.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2024\/10\/family-protected.png 599w, https:\/\/www.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2024\/10\/family-protected.png?resize=300,253 300w, https:\/\/www.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2024\/10\/family-protected.png?resize=420,355 420w\" sizes=\"auto, (max-width: 599px) 100vw, 599px\" \/><\/figure>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<section class=\"wp-block-rbc-rbc-legal-collapsible disclaimer\" aria-label=\"Legal Disclaimers\"><div class=\"section-inner\"><p><button class=\"collapse-toggle collapsed\" data-target=\"#collapseDisclaimer\" data-toggle=\"collapse\" aria-expanded=\"false\" aria-controls=\"collapseDisclaimer\" data-dig-id=\"LP-27900-3fc9872a\" data-dig-category=\"LP\" data-dig-action=\"legal close\" data-dig-label=\"legal close\" action-closed=\"legal close\" action-opened=\"legal open\" label-close=\"legal open\" label-open=\"legal close\"><span>View Legal Disclaimers<\/span><span>Hide Legal Disclaimers<\/span><\/button><\/p><div class=\"collapse-content collapse\" id=\"collapseDisclaimer\"><div class=\"collapse-inner\"><div class=\"table-wpr\">\n<div class=\"wp-block-rbc-rbc-disclaimer-block\"><div class=\"table-row\" id=\"legal-5\"><div class=\"table-cell\"><span class=\"offscreen\">Legal Disclaimer<\/span><sup><\/sup><\/div><div class=\"table-cell\">\n<p>RBC Life Insurance Company is the underwriter and insurer. Personal Accident Protection is a group policy issued to the Royal Bank of Canada.<\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-rbc-disclaimer-block\"><div class=\"table-row\" id=\"legal-1\"><div class=\"table-cell\"><span class=\"offscreen\">Legal Disclaimer<\/span><sup>1<\/sup><\/div><div class=\"table-cell\">\n<p>You are eligible to enrol for personal accident insurance if you are a current customer of any RBC company, age 18 to 69, and a Canadian resident. Online enrolment is not available for Quebec residents.<\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-rbc-disclaimer-block\"><div class=\"table-row\" id=\"legal-2\"><div class=\"table-cell\"><span class=\"offscreen\">Legal Disclaimer<\/span><sup>2<\/sup><\/div><div class=\"table-cell\">\n<p>If your coverage amount does not change for two consecutive years, the amount of your coverage increases by 5%. For example, if you have $200,000 in coverage for two years and die due to an accident, your beneficiary will be entitled to $210,000. The maximum number of times we will increase the original accidental death benefit due to inflation is 10 times.<\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-rbc-disclaimer-block\"><div class=\"table-row\" id=\"legal-3\"><div class=\"table-cell\"><span class=\"offscreen\">Legal Disclaimer<\/span><sup>3<\/sup><\/div><div class=\"table-cell\">\n<p>Note that probate fees are applicable if you have not designated a beneficiary and the proceeds of your policy become part of your estate.<\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-rbc-disclaimer-block\"><div class=\"table-row\" id=\"legal-4\"><div class=\"table-cell\"><span class=\"offscreen\">Legal Disclaimer<\/span><sup>4<\/sup><\/div><div class=\"table-cell\">\n<p>The information above is intended as a summary only. Please see a sample&nbsp;<a href=\"https:\/\/www.worldprotect.com\/personal-accident-insurance\/_assets-custom\/popups\/sample-certificates.html\" data-dig-id=\"LP-27900-001e6cbe\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Certificate of Insurance\" class=\"rbc-link-format\">Certificate of Insurance<\/a>&nbsp;for complete coverage exclusions.<\/p>\n<\/div><\/div><\/div>\n<\/div><\/div><\/div><\/div><\/section>\n\n\n\n<div class=\"wp-block-rbc-modal-dialog modalDialog personal-accident-english\">\n<button class=\"wp-block-rbc-html-element modalDialog__trigger body-content-editor hide\">\n<p>Province modal trigger<\/p>\n<\/button>\n\n\n\n<div id=\"modalDialog__container--id\" class=\"wp-block-group modalDialog__container hide align-center is-layout-flow wp-block-group-is-layout-flow\">\n<dialog open aria-modal=\"true\" aria-labelledby=\"modalDialog__accessibility--label--id\" aria-describedby=\"modalDialog__accessibility--describedby--id\" id=\"modalDialog__content--id\" class=\"wp-block-rbc-html-element modalDialog__content modal-status-no-status modal-layout-fixed modal-mobile-layout-fullscreen\">\n<button aria-label=\"Close dialog\" class=\"wp-block-rbc-html-element modalDialog__dismissIcon\">\n<img decoding=\"async\" src=\"https:\/\/www.rbcinsurance.com\/en-ca\/wp-content\/plugins\/rbc-blocks\/assets\/img\/ui\/ui-dismissible-blue.svg\" alt=\"Dismiss Icon\" class=\"wp-block-rbc-html-element\"\/>\n<\/button>\n\n\n\n<div class=\"wp-block-group modalDialog__header is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group modalDialog__headerWrapper is-nowrap is-layout-flex wp-container-core-group-is-layout-6c531013 wp-block-group-is-layout-flex\">\n<div class=\"wp-block-rbc-icon-block modalDialog__icon hide\"><img loading=\"lazy\" decoding=\"async\" width=\"75\" height=\"75\" class=\"icon icon-20\" src=\"https:\/\/www.rbcinsurance.com\/en-ca\/wp-content\/plugins\/rbc-blocks\/\/assets\/img\/ui\/ui-tooltip-blue.svg\" alt=\"ui\/ui-tooltip-blue\"\/><\/div>\n\n\n\n<h4 class=\"wp-block-heading modalDialog__heading mar-b-0 mob-mar-b-0\" id=\"modalDialog__heading--id\">Province of residence<\/h4>\n<\/div>\n\n\n\n<p class=\"modalDialog__subheading hide\">Modal Dialog Subheading<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-group modalDialog__body is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"selectDropdown__wrapper\">\n\t\t<div class=\"selectDropdown__container\">\n\t\t<div class=\"selectDropdown selectDropdown__default wp-block-rbc-select-control selectDropdown__floating selectDropdown__provinces\" \t\t\tdata-option_name=\"\" style=\"width:100%\">\n\t\t\t<button class=\"selectDropdown__button\" aria-haspopup=\"listbox\" aria-expanded=\"false\">\n\t\t\t\t<span class=\"selectDropdown__title\" data-default_title=\"Select your province\">\n\t\t\t\t\tSelect your province\t\t\t\t<\/span>\n\t\t\t\t<span class=\"selectDropdown__chevron\"><\/span>\n\t\t\t<\/button>\n\t\t\t<ul class=\"selectDropdown__list\" role=\"listbox\" tabindex=\"-1\">\n\t\t\t\t\t\t\t\t\t<li\n\t\t\t\t\t\tclass=\"selectDropdown__list__item \"\n\t\t\t\t\t\tdata-option_value=\"AB\"\n\t\t\t\t\t\trole=\"option\"\n\t\t\t\t\t\ttabindex=\"0\"\n\t\t\t\t\t\taria-selected=\"false\"\n\t\t\t\t\t\t\t\t\t\t\t\tdata-option_url=\"https:\/\/online.worldprotect.com\/cgi-bin\/personal-accident-insurance\/en\/index.cgi?locP=ST\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div class=\"selectDropdown__list__item__content\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"selectDropdown__list__item__name\">\n\t\t\t\t\t\t\t\t\tAlberta\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t<li\n\t\t\t\t\t\tclass=\"selectDropdown__list__item \"\n\t\t\t\t\t\tdata-option_value=\"BC\"\n\t\t\t\t\t\trole=\"option\"\n\t\t\t\t\t\ttabindex=\"0\"\n\t\t\t\t\t\taria-selected=\"false\"\n\t\t\t\t\t\t\t\t\t\t\t\tdata-option_url=\"https:\/\/online.worldprotect.com\/cgi-bin\/personal-accident-insurance\/en\/index.cgi?locP=TU\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div class=\"selectDropdown__list__item__content\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"selectDropdown__list__item__name\">\n\t\t\t\t\t\t\t\t\tBritish Columbia\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t<li\n\t\t\t\t\t\tclass=\"selectDropdown__list__item \"\n\t\t\t\t\t\tdata-option_value=\"MB\"\n\t\t\t\t\t\trole=\"option\"\n\t\t\t\t\t\ttabindex=\"0\"\n\t\t\t\t\t\taria-selected=\"false\"\n\t\t\t\t\t\t\t\t\t\t\t\tdata-option_url=\"https:\/\/online.worldprotect.com\/cgi-bin\/personal-accident-insurance\/en\/index.cgi?locP=ET\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div class=\"selectDropdown__list__item__content\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"selectDropdown__list__item__name\">\n\t\t\t\t\t\t\t\t\tManitoba\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t<li\n\t\t\t\t\t\tclass=\"selectDropdown__list__item \"\n\t\t\t\t\t\tdata-option_value=\"NB\"\n\t\t\t\t\t\trole=\"option\"\n\t\t\t\t\t\ttabindex=\"0\"\n\t\t\t\t\t\taria-selected=\"false\"\n\t\t\t\t\t\t\t\t\t\t\t\tdata-option_url=\"https:\/\/online.worldprotect.com\/cgi-bin\/personal-accident-insurance\/en\/index.cgi?locP=FT\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div class=\"selectDropdown__list__item__content\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"selectDropdown__list__item__name\">\n\t\t\t\t\t\t\t\t\tNew Brunswick\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t<li\n\t\t\t\t\t\tclass=\"selectDropdown__list__item \"\n\t\t\t\t\t\tdata-option_value=\"NL\"\n\t\t\t\t\t\trole=\"option\"\n\t\t\t\t\t\ttabindex=\"0\"\n\t\t\t\t\t\taria-selected=\"false\"\n\t\t\t\t\t\t\t\t\t\t\t\tdata-option_url=\"https:\/\/online.worldprotect.com\/cgi-bin\/personal-accident-insurance\/en\/index.cgi?locP=FD\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div class=\"selectDropdown__list__item__content\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"selectDropdown__list__item__name\">\n\t\t\t\t\t\t\t\t\tNewfoundland and Labrador\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t<li\n\t\t\t\t\t\tclass=\"selectDropdown__list__item \"\n\t\t\t\t\t\tdata-option_value=\"NT\"\n\t\t\t\t\t\trole=\"option\"\n\t\t\t\t\t\ttabindex=\"0\"\n\t\t\t\t\t\taria-selected=\"false\"\n\t\t\t\t\t\t\t\t\t\t\t\tdata-option_url=\"https:\/\/online.worldprotect.com\/cgi-bin\/personal-accident-insurance\/en\/index.cgi?locP=FL\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div class=\"selectDropdown__list__item__content\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"selectDropdown__list__item__name\">\n\t\t\t\t\t\t\t\t\tNorthwest Territories\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t<li\n\t\t\t\t\t\tclass=\"selectDropdown__list__item \"\n\t\t\t\t\t\tdata-option_value=\"NS\"\n\t\t\t\t\t\trole=\"option\"\n\t\t\t\t\t\ttabindex=\"0\"\n\t\t\t\t\t\taria-selected=\"false\"\n\t\t\t\t\t\t\t\t\t\t\t\tdata-option_url=\"https:\/\/online.worldprotect.com\/cgi-bin\/personal-accident-insurance\/en\/index.cgi?locP=FK\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div class=\"selectDropdown__list__item__content\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"selectDropdown__list__item__name\">\n\t\t\t\t\t\t\t\t\tNova Scotia\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t<li\n\t\t\t\t\t\tclass=\"selectDropdown__list__item \"\n\t\t\t\t\t\tdata-option_value=\"NU\"\n\t\t\t\t\t\trole=\"option\"\n\t\t\t\t\t\ttabindex=\"0\"\n\t\t\t\t\t\taria-selected=\"false\"\n\t\t\t\t\t\t\t\t\t\t\t\tdata-option_url=\"https:\/\/online.worldprotect.com\/cgi-bin\/personal-accident-insurance\/en\/index.cgi?locP=FM\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div class=\"selectDropdown__list__item__content\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"selectDropdown__list__item__name\">\n\t\t\t\t\t\t\t\t\tNunavut\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t<li\n\t\t\t\t\t\tclass=\"selectDropdown__list__item \"\n\t\t\t\t\t\tdata-option_value=\"ON\"\n\t\t\t\t\t\trole=\"option\"\n\t\t\t\t\t\ttabindex=\"0\"\n\t\t\t\t\t\taria-selected=\"false\"\n\t\t\t\t\t\t\t\t\t\t\t\tdata-option_url=\"https:\/\/online.worldprotect.com\/cgi-bin\/personal-accident-insurance\/en\/index.cgi?locP=GF\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div class=\"selectDropdown__list__item__content\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"selectDropdown__list__item__name\">\n\t\t\t\t\t\t\t\t\tOntario\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t<li\n\t\t\t\t\t\tclass=\"selectDropdown__list__item \"\n\t\t\t\t\t\tdata-option_value=\"PE\"\n\t\t\t\t\t\trole=\"option\"\n\t\t\t\t\t\ttabindex=\"0\"\n\t\t\t\t\t\taria-selected=\"false\"\n\t\t\t\t\t\t\t\t\t\t\t\tdata-option_url=\"https:\/\/online.worldprotect.com\/cgi-bin\/personal-accident-insurance\/en\/index.cgi?locP=HW\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div class=\"selectDropdown__list__item__content\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"selectDropdown__list__item__name\">\n\t\t\t\t\t\t\t\t\tPrince Edward Island\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t<li\n\t\t\t\t\t\tclass=\"selectDropdown__list__item \"\n\t\t\t\t\t\tdata-option_value=\"QC\"\n\t\t\t\t\t\trole=\"option\"\n\t\t\t\t\t\ttabindex=\"0\"\n\t\t\t\t\t\taria-selected=\"false\"\n\t\t\t\t\t\t\t\t\t\t\t\tdata-option_url=\"error-modal-quebec\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div class=\"selectDropdown__list__item__content\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"selectDropdown__list__item__name\">\n\t\t\t\t\t\t\t\t\tQuebec\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t<li\n\t\t\t\t\t\tclass=\"selectDropdown__list__item \"\n\t\t\t\t\t\tdata-option_value=\"SK\"\n\t\t\t\t\t\trole=\"option\"\n\t\t\t\t\t\ttabindex=\"0\"\n\t\t\t\t\t\taria-selected=\"false\"\n\t\t\t\t\t\t\t\t\t\t\t\tdata-option_url=\"https:\/\/online.worldprotect.com\/cgi-bin\/personal-accident-insurance\/en\/index.cgi?locP=KC\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div class=\"selectDropdown__list__item__content\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"selectDropdown__list__item__name\">\n\t\t\t\t\t\t\t\t\tSaskatchewan\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t<li\n\t\t\t\t\t\tclass=\"selectDropdown__list__item \"\n\t\t\t\t\t\tdata-option_value=\"YT\"\n\t\t\t\t\t\trole=\"option\"\n\t\t\t\t\t\ttabindex=\"0\"\n\t\t\t\t\t\taria-selected=\"false\"\n\t\t\t\t\t\t\t\t\t\t\t\tdata-option_url=\"https:\/\/online.worldprotect.com\/cgi-bin\/personal-accident-insurance\/en\/index.cgi?locP=QL\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div class=\"selectDropdown__list__item__content\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"selectDropdown__list__item__name\">\n\t\t\t\t\t\t\t\t\tYukon\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t<\/div>\n\t\t\t<\/div>\t\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group modalDialog__actions is-layout-flow wp-block-group-is-layout-flow\">\n<button class=\"wp-block-rbc-html-element modalDialog__buttonTertiaryWrapper hidden\">\n<p class=\"modalDialog__buttonTertiary hide\">Button Label<\/p>\n<\/button>\n\n\n\n<div class=\"wp-block-buttons modalDialog__buttonsGroup is-layout-flex wp-block-buttons-is-layout-flex\"><div>\n<div class=\"wp-block-button modalDialog__buttonSecondary btn is-style-tertiary tertiary hide\"><a class=\"wp-block-button__link wp-element-button\" href=\"#\" data-dig-id=\"LP-27900-8877f278\" data-dig-category=\"LP\" data-dig-action=\"button click\" data-dig-label=\"Button Label-# \">Button Label<\/a><\/div>\n\n\n\n<div class=\"wp-block-button modalDialog__buttonPrimary btn is-style-primary primary\"><a class=\"wp-block-button__link wp-element-button\" href=\"#\" data-dig-id=\"LP-27900-f996e3eb\" data-dig-category=\"LP\" data-dig-action=\"button click\" data-dig-label=\"Continue-# \">Continue<\/a><\/div>\n<\/div><\/div>\n<\/div>\n\n\n\n<button aria-label=\"Close dialog\" class=\"wp-block-rbc-html-element modalDialog__dismissIcon--focusOff hide\">\n<img decoding=\"async\" src=\"https:\/\/www.rbcinsurance.com\/en-ca\/wp-content\/plugins\/rbc-blocks\/assets\/img\/ui\/ui-dismissible-blue.svg\" alt=\"Dismiss Icon\" class=\"wp-block-rbc-html-element\"\/>\n<\/button>\n\n\n\n<div class=\"wp-block-group modalDialog__accessibility hide is-layout-flow wp-block-group-is-layout-flow\">\n<p class=\"modalDialog__accessibility--label hide\" id=\"modalDialog__accessibility--label--id\">Province of residence<\/p>\n\n\n\n<p class=\"modalDialog__accessibility--describedby hide\" id=\"modalDialog__accessibility--describedby--id\">Province of residence dropdown menu<\/p>\n<\/div>\n<\/dialog>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-modal-dialog modalDialog error-modal-quebec\">\n<button class=\"wp-block-rbc-html-element modalDialog__trigger body-content-editor hide\">\n<p>Quebec modal trigger<\/p>\n<\/button>\n\n\n\n<div id=\"modalDialog__container--id\" class=\"wp-block-group modalDialog__container hide align-center is-layout-flow wp-block-group-is-layout-flow\">\n<dialog open aria-modal=\"true\" aria-labelledby=\"modalDialog__accessibility--label--id\" aria-describedby=\"modalDialog__accessibility--describedby--id\" id=\"modalDialog__content--id\" class=\"wp-block-rbc-html-element modalDialog__content modal-status-error modal-layout-fixed modal-mobile-layout-fullscreen\">\n<button aria-label=\"Close dialog\" class=\"wp-block-rbc-html-element modalDialog__dismissIcon\">\n<img decoding=\"async\" src=\"https:\/\/www.rbcinsurance.com\/en-ca\/wp-content\/plugins\/rbc-blocks\/assets\/img\/ui\/ui-dismissible-blue.svg\" alt=\"Dismiss Icon\" class=\"wp-block-rbc-html-element\"\/>\n<\/button>\n\n\n\n<div class=\"wp-block-group modalDialog__header is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group modalDialog__headerWrapper is-nowrap is-layout-flex wp-container-core-group-is-layout-6c531013 wp-block-group-is-layout-flex\">\n<div class=\"wp-block-rbc-icon-block modalDialog__icon\"><img loading=\"lazy\" decoding=\"async\" width=\"75\" height=\"75\" class=\"icon icon-20\" src=\"https:\/\/www.rbcinsurance.com\/en-ca\/wp-content\/plugins\/rbc-blocks\/\/assets\/img\/ui\/icon-error.svg\" alt=\"ui\/icon-error\"\/><\/div>\n\n\n\n<h4 class=\"wp-block-heading modalDialog__heading mar-b-0 mob-mar-b-0\" id=\"modalDialog__heading--id\">Online purchase eligibility<\/h4>\n<\/div>\n\n\n\n<p class=\"modalDialog__subheading hide\">Modal Dialog Subheading<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-group modalDialog__body is-layout-flow wp-block-group-is-layout-flow\">\n<p class=\"modalDialog__body--paragraph\" id=\"modalDialog__body--paragraph--id\">This product is not available for online purchase in Quebec. Please contact us at<br>1-888-659-0099 and one of our advisors will be happy to assist you.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-group modalDialog__actions hide is-layout-flow wp-block-group-is-layout-flow\">\n<button class=\"wp-block-rbc-html-element modalDialog__buttonTertiaryWrapper\">\n<p class=\"modalDialog__buttonTertiary hide\">Button Label<\/p>\n<\/button>\n\n\n\n<div class=\"wp-block-buttons modalDialog__buttonsGroup is-layout-flex wp-block-buttons-is-layout-flex\"><div>\n<div class=\"wp-block-button modalDialog__buttonSecondary btn is-style-tertiary tertiary hide\"><a class=\"wp-block-button__link wp-element-button\" href=\"#\" data-dig-id=\"LP-27900-d250755d\" data-dig-category=\"LP\" data-dig-action=\"button click\" data-dig-label=\"Button Label-# \">Button Label<\/a><\/div>\n\n\n\n<div class=\"wp-block-button modalDialog__buttonPrimary btn is-style-primary primary\"><a class=\"wp-block-button__link wp-element-button\" href=\"#\" data-dig-id=\"LP-27900-965e19be\" data-dig-category=\"LP\" data-dig-action=\"button click\" data-dig-label=\"Button Label-# \">Button Label<\/a><\/div>\n<\/div><\/div>\n<\/div>\n\n\n\n<button aria-label=\"Close dialog\" class=\"wp-block-rbc-html-element modalDialog__dismissIcon--focusOff hide\">\n<img decoding=\"async\" src=\"https:\/\/www.rbcinsurance.com\/en-ca\/wp-content\/plugins\/rbc-blocks\/assets\/img\/ui\/ui-dismissible-blue.svg\" alt=\"Dismiss Icon\" class=\"wp-block-rbc-html-element\"\/>\n<\/button>\n\n\n\n<div class=\"wp-block-group modalDialog__accessibility hide is-layout-flow wp-block-group-is-layout-flow\">\n<p class=\"modalDialog__accessibility--label hide\" id=\"modalDialog__accessibility--label--id\">Online purchase eligibility<\/p>\n\n\n\n<p class=\"modalDialog__accessibility--describedby hide\" id=\"modalDialog__accessibility--describedby--id\">This product is not available for online purchase in Quebec.<\/p>\n<\/div>\n<\/dialog>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>RBC&nbsp;client? Protect your family against a sudden and unexpected injury.1 If you&#8217;re an RBC&nbsp;customer, personal accident insurance can help cover day-to-day expenses and help your loved ones maintain their standard of living, should a fatal accident happen to you or your spouse. You may also enrol your spouse or partner (if you have been living [&hellip;]<\/p>\n","protected":false},"author":203,"featured_media":0,"parent":13770,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"templates\/new-rbci-design.php","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-27900","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.3 (Yoast SEO v27.3) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Personal Accident Insurance | RBC Insurance<\/title>\n<meta name=\"description\" content=\"Personal accident insurance can help cover expenses and help your loved ones maintain their standard of living, should a fatal accident happen to you or your spouse.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" 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