{"id":28693,"date":"2025-07-29T09:17:41","date_gmt":"2025-07-29T13:17:41","guid":{"rendered":"https:\/\/www.rbcinsurance.com\/en-ca\/?page_id=28693"},"modified":"2025-07-29T09:17:43","modified_gmt":"2025-07-29T13:17:43","slug":"other-terms","status":"publish","type":"page","link":"https:\/\/www.rbcinsurance.com\/en-ca\/home-insurance\/other-terms\/","title":{"rendered":"Terms to Know &#8211; Other Property Insurance"},"content":{"rendered":"\n<p><\/p>\n\n\n<div class=\"yoast-breadcrumbs\"><span class=\"rbc-yoast-breadcrum-span\"><span><a href=\"https:\/\/www.rbcinsurance.com\/en-ca\/\">Home<\/a><\/span> &gt; <span><a href=\"https:\/\/www.rbcinsurance.com\/en-ca\/home-insurance\/\">Home Insurance<\/a><\/span> &gt; <span class=\"breadcrumb_last\" aria-current=\"page\">Terms to Know &#8211; Other Property Insurance<\/span><\/span><\/div>\n\n\n<p><\/p>\n\n\n\n<h1 class=\"wp-block-heading\" id=\"h-terms-to-know-other-property-insurance\"><span class=\"partial__border-bottom\">Terms to know &#8211; Other property insurance<\/span><\/h1>\n\n\n\n<div class=\"wp-block-rbc-faq faq mar-t-dbl mob-mar-t-dbl\"><div class=\"faq__content\">\n<div class=\"wp-block-rbc-rbc-collapsible-accordion accordion\" id=\"&quot;accordionSet1\">\n<div class=\"wp-block-rbc-rbc-collapsible-panel\"><div class=\"accordion-panel\"><button id=\"accordion-titletxd8m8vl\" class=\"collapse-toggle collapsed\" data-target=\"#accordiontxd8m8vl\" data-toggle=\"collapse\" data-parent=\"#accordionSet1\" aria-expanded=\"false\" data-dig-id=\"LP-28693-9e833747\" aria-controls=\"accordiontxd8m8vl\" data-dig-category=\"LP\" data-dig-action=\"collapsible closed\" data-dig-label=\"Equipment (for watercraft)\" action-closed=\"collapsible closed\" action-opened=\"collapsible open\"><div>Equipment (for watercraft)<\/div><\/button><div class=\"collapse-content collapse\" id=\"accordiontxd8m8vl\" role=\"region\" aria-labelledby=\"accordion-titletxd8m8vl\"><div class=\"collapse-inner\">\n<p>This includes your watercraft&#8217;s equipment and miscellaneous accessories, including boat trailers. Miscellaneous accessories refer to the on-board items which are not permanently attached to the insured boat(s), and pertain to its use and safety. This includes boat covers, anchors, nautical charts, life preservers, lines, paddles, fire extinguishers, seat cushions, flares, horns, flaps, batteries, boxes, battery chargers, pumps, sails and similar equipment.<\/p>\n\n\n\n<p>Equipment does not include water skis or other water-related sports equipment.<\/p>\n<\/div><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-rbc-collapsible-panel\"><div class=\"accordion-panel\"><button id=\"accordion-titleiq66vxpb\" class=\"collapse-toggle collapsed\" data-target=\"#accordioniq66vxpb\" data-toggle=\"collapse\" data-parent=\"#accordionSet1\" aria-expanded=\"false\" data-dig-id=\"LP-28693-52f3e27e\" aria-controls=\"accordioniq66vxpb\" data-dig-category=\"LP\" data-dig-action=\"collapsible closed\" data-dig-label=\"Motor (for watercraft)\" action-closed=\"collapsible closed\" action-opened=\"collapsible open\"><div>Motor (for watercraft)<\/div><\/button><div class=\"collapse-content collapse\" id=\"accordioniq66vxpb\" role=\"region\" aria-labelledby=\"accordion-titleiq66vxpb\"><div class=\"collapse-inner\">\n<p>This includes your watercraft&#8217;s motor(s), gasoline tank(s), connecting line(s) and battery(s) used with it.<\/p>\n<\/div><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-rbc-collapsible-panel\"><div class=\"accordion-panel\"><button id=\"accordion-titlevq2o4tda\" class=\"collapse-toggle collapsed\" data-target=\"#accordionvq2o4tda\" data-toggle=\"collapse\" data-parent=\"#accordionSet1\" aria-expanded=\"false\" data-dig-id=\"LP-28693-6b4ae948\" aria-controls=\"accordionvq2o4tda\" data-dig-category=\"LP\" data-dig-action=\"collapsible closed\" data-dig-label=\"Specified perils \u2013 Revenue property\" action-closed=\"collapsible closed\" action-opened=\"collapsible open\"><div>Specified perils \u2013 Revenue property<\/div><\/button><div class=\"collapse-content collapse\" id=\"accordionvq2o4tda\" role=\"region\" aria-labelledby=\"accordion-titlevq2o4tda\"><div class=\"collapse-inner\">\n<p>Revenue property is insured under Specified Perils coverage, which provides protection against the specific, named risks listed in your policy. This means that your building itself (or condo unit), any detached structures such as a fence or storage shed (if applicable) and your personal property like furniture (but not your tenants&#8217; property) are insured against specific, named sudden and accidental risks of direct physical loss or damage such as:<\/p>\n\n\n\n<ul class=\"wp-block-list list-core-block second-level-inherit third-level-inherit is-style-blue-disc\">\n<li>Fire and Lightning<\/li>\n\n\n\n<li>Explosions<\/li>\n\n\n\n<li>Falling Objects<\/li>\n\n\n\n<li>Impact by Aircraft or Land Vehicles<\/li>\n\n\n\n<li>Riot<\/li>\n\n\n\n<li>Water Damage<\/li>\n\n\n\n<li>Smoke<\/li>\n\n\n\n<li>Windstorm or Hail<\/li>\n\n\n\n<li>Vandalism or Malicious Acts (Vandalism or malicious damage caused by your tenant(s), their employees, their guests or invitees, or members of their household is not covered.)<\/li>\n\n\n\n<li>Transportation<\/li>\n\n\n\n<li>Theft<\/li>\n<\/ul>\n<\/div><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-rbc-collapsible-panel\"><div class=\"accordion-panel\"><button id=\"accordion-titleo19z92fn\" class=\"collapse-toggle collapsed\" data-target=\"#accordiono19z92fn\" data-toggle=\"collapse\" data-parent=\"#accordionSet1\" aria-expanded=\"false\" data-dig-id=\"LP-28693-50bc0ddc\" aria-controls=\"accordiono19z92fn\" data-dig-category=\"LP\" data-dig-action=\"collapsible closed\" data-dig-label=\"Specified perils \u2013 Seasonal property\" action-closed=\"collapsible closed\" action-opened=\"collapsible open\"><div>Specified perils \u2013 Seasonal property<\/div><\/button><div class=\"collapse-content collapse\" id=\"accordiono19z92fn\" role=\"region\" aria-labelledby=\"accordion-titleo19z92fn\"><div class=\"collapse-inner\">\n<p>Seasonal property is insured under Specified Perils coverage, which provides protection against the specific, named risks listed in your policy. This means that your building itself, any detached structures such as a fence or storage shed (if applicable) and your personal property like furniture are insured against specific, named sudden and accidental risks of direct physical loss or damage such as:<\/p>\n\n\n\n<ul class=\"wp-block-list list-core-block second-level-inherit third-level-inherit is-style-blue-disc\">\n<li>Fire and Lightning<\/li>\n\n\n\n<li>Explosion<\/li>\n\n\n\n<li>Falling Objects<\/li>\n\n\n\n<li>Impact by Aircraft or Land Vehicles<\/li>\n\n\n\n<li>Riot<\/li>\n\n\n\n<li>Water Escape and Rupture and Freezing<\/li>\n\n\n\n<li>Smoke<\/li>\n\n\n\n<li>Windstorm or Hail<\/li>\n\n\n\n<li>Vandalism or Malicious Acts<\/li>\n\n\n\n<li>Burglary Damage (except losses by theft)<\/li>\n<\/ul>\n<\/div><\/div><\/div><\/div>\n<\/div>\n<\/div><\/div>\n\n\n\n<div class=\"rbci-tw-alert bannerNotice\"><div class=\"wp-block-rbc-banner-notice rbc-banner-block-header-div default\"><div><p class=\"rbc-banner-block-header\"><strong>Note<\/strong><\/p><\/div><\/div><div class=\"rbc-banner-block-description-p \"><div class=\"buttonSection\">\n<p class=\"call-link\">The information above is a summary only and does not include all terms, conditions, limits and exclusions.<\/p>\n<\/div><\/div><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Terms to know &#8211; Other property insurance<\/p>\n","protected":false},"author":203,"featured_media":0,"parent":15274,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"templates\/new-rbci-design.php","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-28693","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.8 (Yoast SEO v27.8) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Terms to Know - Other Property Insurance | RBC Insurance<\/title>\n<meta name=\"description\" content=\"Important terms to know about property insurance.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.rbcinsurance.com\/en-ca\/home-insurance\/other-terms\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Terms to Know - Other Property Insurance | RBC Insurance\" \/>\n<meta property=\"og:description\" content=\"Important terms to know about property insurance.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.rbcinsurance.com\/en-ca\/home-insurance\/other-terms\/\" \/>\n<meta property=\"og:site_name\" content=\"RBC Insurance\" \/>\n<meta property=\"article:modified_time\" content=\"2025-07-29T13:17:43+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2021\/06\/personal-insurance-mobile.webp?quality=80\" \/>\n\t<meta property=\"og:image:width\" content=\"880\" \/>\n\t<meta property=\"og:image:height\" content=\"463\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/webp\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.rbcinsurance.com\\\/en-ca\\\/home-insurance\\\/other-terms\\\/\",\"url\":\"https:\\\/\\\/www.rbcinsurance.com\\\/en-ca\\\/home-insurance\\\/other-terms\\\/\",\"name\":\"Terms to Know - Other Property Insurance | RBC Insurance\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.rbcinsurance.com\\\/en-ca\\\/#website\"},\"datePublished\":\"2025-07-29T13:17:41+00:00\",\"dateModified\":\"2025-07-29T13:17:43+00:00\",\"description\":\"Important terms to know about property insurance.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.rbcinsurance.com\\\/en-ca\\\/home-insurance\\\/other-terms\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.rbcinsurance.com\\\/en-ca\\\/home-insurance\\\/other-terms\\\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.rbcinsurance.com\\\/en-ca\\\/home-insurance\\\/other-terms\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.rbcinsurance.com\\\/en-ca\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Home Insurance\",\"item\":\"https:\\\/\\\/www.rbcinsurance.com\\\/en-ca\\\/home-insurance\\\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Terms to Know &#8211; 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