{"id":29943,"date":"2025-11-14T08:21:08","date_gmt":"2025-11-14T13:21:08","guid":{"rendered":"https:\/\/www.rbcinsurance.com\/en-ca\/?page_id=29943"},"modified":"2026-02-26T14:25:16","modified_gmt":"2026-02-26T19:25:16","slug":"newcomer-health-plan-coverage","status":"publish","type":"page","link":"https:\/\/www.rbcinsurance.com\/en-ca\/group-benefits\/plan-administrator\/reference-guide\/newcomer-health-plan-coverage\/","title":{"rendered":"RBC Insurance Newcomer Health Plan Coverage"},"content":{"rendered":"\n<div class=\"wp-block-rbc-resource-wrapper resourceWrapper tabListStickyWrapper\">\n<div class=\"wp-block-group resourceWrapper__col-left tabListHeadings is-layout-flow wp-block-group-is-layout-flow\">\n<span class=\"rbc-yoast-breadcrum-span\"><span><a href=\"https:\/\/www.rbcinsurance.com\/en-ca\/\">Home<\/a><\/span><\/span>\n\n\n\n<h1 class=\"wp-block-heading\" id=\"h-newcomer-health-plan\">Newcomer Health Plan<\/h1>\n\n\n\n<p><span class=\"partial__border-bottom\">Quick reference guide<\/span><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-overview\"><a href=\"#h-overview\" class=\"jumpLink\">Overview<\/a><\/h2>\n\n\n\n<ul class=\"wp-block-list list-core-block second-level-inherit third-level-inherit is-style-blue-disc\">\n<li>Coverage for hospital and medical services<\/li>\n\n\n\n<li>For employees under 75 years of age and their dependents*<\/li>\n\n\n\n<li>No waiting period and no deductible<\/li>\n\n\n\n<li>Digitally integrated into the RBC Insurance <a href=\"https:\/\/www.plan-administrators.groupinsurance.rbc.com\/login\" data-dig-id=\"LP-29943-38fb349c\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Plan Administrator Online Portal\" class=\"rbc-link-format\">Plan Administrator Online Portal<\/a><\/li>\n\n\n\n<li>Simple management of employees, integrated billing, reporting, and more!<\/li>\n\n\n\n<li>Administered in partnership with Cowan Benefits Ltd.<\/li>\n\n\n\n<li>Refer to the <a href=\"https:\/\/www.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2021\/06\/113585-RBC-Insurance-Newcomer-Health-Plan_At-a-Glance_EN.pdf\" data-dig-id=\"LP-29943-b6f57460\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Benefits at a glance\" class=\"rbc-link-format\">Benefits at a glance<\/a> for detailed information<\/li>\n<\/ul>\n\n\n\n<p><\/p>\n\n\n\n<p>*Who are not eligible for coverage under a government health insurance plan.<\/p>\n\n\n\n<div class=\"wp-block-rbc-file-list fileList\">\n<p><strong>Downloadable PDFs mentioned<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-rbc-list\">\n<li class=\"wp-block-rbc-list-item\">\n<p><a href=\"https:\/\/www.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2021\/06\/113585-RBC-Insurance-Newcomer-Health-Plan_At-a-Glance_EN.pdf\" data-dig-id=\"LP-29943-74f8e015\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Benefits at a glance\" class=\"rbc-link-format pdf-link\" data-icon-class=\"pdf-link\">Benefits at a glance<\/a><\/p>\n\n\n\n<p><strong>Links mentioned<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list  list-core-block second-level-inherit third-level-inherit\">\n<li><a href=\"https:\/\/www.plan-administrators.groupinsurance.rbc.com\/login\" data-dig-id=\"LP-29943-38fb349c\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Plan Administrator Online Portal\" class=\"rbc-link-format icon-before attachment-icon\" data-icon-class=\"icon-before attachment-icon\">Plan Administrator Online Portal<\/a><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-is-rbc-insurance-newcomer-health-plan-rbc-insurance-nhp-right-for-your-group\"><a href=\"#h-is-rbc-insurance-newcomer-health-plan-rbc-insurance-nhp-right-for-your-group\" class=\"jumpLink\">Is RBC Insurance Newcomer Health Plan (RBC Insurance NHP) right for your group?<\/a><\/h2>\n\n\n\n<p>To ensure accurate member coverage, the Plan Administrator must be prepared to manage and monitor all administrative events for RBC Insurance NHP.<\/p>\n\n\n\n<p>To complete the add-on process, all Plan Members must have a valid email address.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-group-eligibility\"><a href=\"#h-group-eligibility\" class=\"jumpLink\">Group eligibility<\/a><\/h2>\n\n\n\n<p>\u2705Groups with enrolment-based billing<\/p>\n\n\n\n<p>\u274cGroups with self-accounting billing<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-coverage-types\"><strong><a href=\"#h-coverage-types\" class=\"jumpLink\">Coverage Types<\/a><\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"706\" height=\"235\" src=\"https:\/\/www.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2021\/06\/Newcomer-Coverage-Types-E.png?quality=80&amp;w=1024\" alt=\"\" class=\"wp-image-30312\" srcset=\"https:\/\/www.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2021\/06\/Newcomer-Coverage-Types-E.png 706w, https:\/\/www.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2021\/06\/Newcomer-Coverage-Types-E.png?resize=300,100 300w, https:\/\/www.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2021\/06\/Newcomer-Coverage-Types-E.png?resize=420,140 420w\" sizes=\"auto, (max-width: 706px) 100vw, 706px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-rates-and-renewal\"><a href=\"#h-rates-and-renewal\" class=\"jumpLink\">Rates and renewal<\/a><\/h2>\n\n\n\n<p>The renewal period for RBC Insurance NHP starts every April 1, with a rate guaranteed for 12 months. RBC Insurance will communicate annually to Plan Administrators and advisors before March 1 with the rates for the next guarantee period.<br>Please refer to the <a href=\"https:\/\/assets.rbcinsurance.com\/m\/4155235f70835959\/original\/Newcomer-Health-Plan-NHP-Rate-Guide.pdf\" data-dig-id=\"LP-29943-e9771b4d\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"RBC Insurance NHP Rate Sheet\" class=\"rbc-link-format\">RBC Insurance NHP Rate Sheet<\/a> for current rate information.<\/p>\n\n\n\n<div class=\"wp-block-rbc-file-list fileList\">\n<p><strong>Downloadable PDFs mentioned<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-rbc-list\">\n<li class=\"wp-block-rbc-list-item\">\n<p><a href=\"https:\/\/assets.rbcinsurance.com\/m\/4155235f70835959\/original\/Newcomer-Health-Plan-NHP-Rate-Guide.pdf\" data-dig-id=\"LP-29943-296200d3\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"RBC Insurance NHP Rate Sheet\" class=\"rbc-link-format\">RBC Insurance NHP Rate Sheet<\/a><\/p>\n<\/li>\n<\/ul>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-plan-administrator-responsibilities\"><a href=\"#h-plan-administrator-responsibilities\" class=\"jumpLink\">Plan Administrator Responsibilities<\/a><\/h2>\n\n\n\n<p>As a Plan Administrator for the RBC Insurance Newcomer Health Plan you will need to:<\/p>\n\n\n\n<ul class=\"wp-block-list list-core-block second-level-inherit third-level-inherit is-style-blue-disc\">\n<li>Add newcomer hires via the <a href=\"https:\/\/www.plan-administrators.groupinsurance.rbc.com\/login\" data-dig-id=\"LP-29943-45289400\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Plan Administrator Online Portal\" class=\"rbc-link-format\">Plan Administrator Online Portal<\/a>.<\/li>\n\n\n\n<li>Monitor each newcomer\u2019s receipt of coverage under any Government Health Insurance Plan (GHIP)<\/li>\n\n\n\n<li>Terminate the newcomer\u2019s RBC Insurance NHP Coverage on the Plan Administrator Online Portal within 31 days of the newcomer\u2019s receipt of GHIP coverage.<\/li>\n\n\n\n<li>Review the monthly billing statements. RBC Insurance NHP coverage billing details are integrated with all other coverages and benefits in the Billing Statement accessible through the Plan Administrator Online Portal.<\/li>\n<\/ul>\n\n\n\n<div class=\"wp-block-rbc-file-list fileList\">\n<p><strong>Links mentioned<\/strong><\/p>\n\n\n\n<p><a href=\"https:\/\/www.plan-administrators.groupinsurance.rbc.com\/login\" data-dig-id=\"LP-29943-19023872\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Plan Administrator Online Portal\" class=\"rbc-link-format icon-before attachment-icon\" data-icon-class=\"icon-before attachment-icon\">Plan Administrator Online Portal<\/a><\/p>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-plan-member-eligibility\"><a href=\"#h-plan-member-eligibility\" class=\"jumpLink\">Plan member eligibility<\/a><\/h2>\n\n\n\n<ul class=\"wp-block-list  list-core-block second-level-inherit third-level-inherit\">\n<li>\u2705 Available to employees under 75 years of age and their dependents<\/li>\n\n\n\n<li>\u2705 Available to temporary foreign workers and newcomers to Canada<\/li>\n\n\n\n<li>\u2705 Employees awaiting coverage under a Government Health Insurance Plan (GHIP) or Canadians returning from overseas and serving the waiting period for GHIP coverage.<\/li>\n\n\n\n<li>\u274c RBC Insurance NHP plan members are not eligible to enrol via the Self-Enrolment feature<\/li>\n<\/ul>\n\n\n\n<p><\/p>\n\n\n\n<p>Please refer to the <a href=\"https:\/\/www.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2021\/06\/113585-RBC-Insurance-Newcomer-Health-Plan_Benefits-Summary_EN.pdf\" data-dig-id=\"LP-29943-689d34d8\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"RBC Insurance NHP Benefit Booklet\" class=\"rbc-link-format\">RBC Insurance NHP Benefit Booklet<\/a> for more details<\/p>\n\n\n\n<div class=\"wp-block-rbc-file-list fileList\">\n<p><strong>Downloadable PDFs mentioned<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-rbc-list\">\n<li class=\"wp-block-rbc-list-item\">\n<p><a href=\"https:\/\/www.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2021\/06\/113585-RBC-Insurance-Newcomer-Health-Plan_Benefits-Summary_EN.pdf\" data-dig-id=\"LP-29943-26b00dc0\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"RBC Insurance NHP Benefit Booklet\" class=\"rbc-link-format pdf-link\" data-icon-class=\"pdf-link\">RBC Insurance NHP Benefit Booklet<\/a><\/p>\n<\/li>\n<\/ul>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-adding-new-hires\"><a href=\"#h-adding-new-hires\" class=\"jumpLink\">Adding new hires<\/a><\/h2>\n\n\n\n<ul class=\"wp-block-list list-core-block second-level-inherit third-level-inherit is-style-blue-disc\">\n<li>The plan member\/new hire must complete the <a href=\"https:\/\/www.rbcinsurance.com\/salesresourcecentre\/file-717169.pdf\" data-dig-id=\"LP-29943-7e7bc863\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Group Enrolment Form\" class=\"rbc-link-format\">Group Enrolment Form<\/a> and indicate whether they want to opt-in for the RBC Insurance NHP coverage. Plan members must provide a valid email address to complete the add-on process.<\/li>\n\n\n\n<li>There is no waiting period for RBC Insurance NHP.<\/li>\n\n\n\n<li>All eligible employees must be enroled within 61 days.<\/li>\n\n\n\n<li>The Plan Administrator can then enrol the plan member via the <a href=\"https:\/\/www.plan-administrators.groupinsurance.rbc.com\/login\" data-dig-id=\"LP-29943-19023872\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Plan Administrator Online Portal\" class=\"rbc-link-format\">Plan Administrator Online Portal<\/a> via the \u2018<a href=\"https:\/\/www.rbcinsurance.com\/en-ca\/group-benefits\/plan-administrator\/reference-guide\/how-to\/#h-add-a-plan-member\" data-dig-id=\"LP-29943-18ce1660\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Add Member\" class=\"rbc-link-format\">Add Member<\/a>\u2019 process:\n<ul class=\"wp-block-list list-core-block second-level-inherit third-level-inherit is-style-black-disc mar-l-hlf mob-mar-l-hlf\">\n<li>Confirm the plan member has a valid work permit and does not have GHIP coverage in place<\/li>\n\n\n\n<li>Opt in to enrol in RBC Insurance NHP<\/li>\n\n\n\n<li>Select Coverage Type: Single, Couple, or Family<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n\n\n\n<div class=\"rbci-tw-alert bannerNotice\"><div class=\"wp-block-rbc-banner-notice rbc-banner-block-header-div default\"><div><p class=\"rbc-banner-block-header\">Please note<\/p><\/div><\/div><div class=\"rbc-banner-block-description-p \"><div class=\"buttonSection\">\n<p class=\"call-link\">This is the only method to enrol in RBC Insurance NHP coverage. Enrolment for plan members with RBC Insurance NHP benefit cannot be completed using the Self-Enrolment Tool.<\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-file-list fileList\">\n<p><strong>Downloadable PDFs mentioned<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-rbc-list\">\n<li class=\"wp-block-rbc-list-item\">\n<p><a href=\"https:\/\/www.rbcinsurance.com\/salesresourcecentre\/file-717169.pdf\" data-dig-id=\"LP-29943-7e7bc863\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Group Enrolment Form\" class=\"rbc-link-format pdf-link\" data-icon-class=\"pdf-link\">Group Enrolment Form<\/a><\/p>\n\n\n\n<p><strong>Links mentioned<\/strong><\/p>\n\n\n\n<p><a href=\"https:\/\/www.plan-administrators.groupinsurance.rbc.com\/login\" data-dig-id=\"LP-29943-19023872\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Plan Administrator Online Portal\" class=\"rbc-link-format icon-before attachment-icon\" data-icon-class=\"icon-before attachment-icon\">Plan Administrator Online Portal<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/www.rbcinsurance.com\/en-ca\/group-benefits\/plan-administrator\/reference-guide\/how-to\/#h-add-a-plan-member\" data-dig-id=\"LP-29943-18ce1660\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Add Member\" class=\"rbc-link-format icon-before attachment-icon\" data-icon-class=\"icon-before attachment-icon\">Add Member<\/a><\/p>\n<\/li>\n<\/ul>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-terminating-rbc-insurance-nhp-coverage\"><a href=\"#h-terminating-rbc-insurance-nhp-coverage\" class=\"jumpLink\">Terminating RBC Insurance NHP coverage<\/a><\/h2>\n\n\n\n<div class=\"rbci-tw-alert bannerNotice\"><div class=\"wp-block-rbc-banner-notice rbc-banner-block-header-div default\"><div><p class=\"rbc-banner-block-header\">IMPORTANT<\/p><\/div><\/div><div class=\"rbc-banner-block-description-p \"><div class=\"buttonSection\">\n<p class=\"call-link\">Plan Administrators are responsible for monitoring each newcomer\u2019s receipt of coverage under any Government Health Insurance Plan (GHIP) and subsequently terminating RBC Insurance NHP Coverage on the <a href=\"https:\/\/www.plan-administrators.groupinsurance.rbc.com\/login\" data-dig-id=\"LP-29943-e8309392\" data-dig-label=\"Plan Administrator Online Portal \" data-dig-action=\"link click\" data-dig-category=\"LP\" class=\"rbc-link-format\">Plan Administrator Online Portal<\/a> within 31 days of newcomer\u2019s receipt of coverage under any Government Health Insurance Plan (GHIP)<\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-file-list fileList\">\n<p><strong>Links mentioned<\/strong><\/p>\n\n\n\n<p><a href=\"https:\/\/www.plan-administrators.groupinsurance.rbc.com\/login\" data-dig-id=\"LP-29943-19023872\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Plan Administrator Online Portal\" class=\"rbc-link-format icon-before attachment-icon\" data-icon-class=\"icon-before attachment-icon\">Plan Administrator Online Portal<\/a><\/p>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-can-plan-members-expect\"><a href=\"#h-what-can-plan-members-expect\" class=\"jumpLink\">What can plan members expect?<\/a><\/h2>\n\n\n\n<p>New hire\/plan members can expect to:<\/p>\n\n\n\n<ul class=\"wp-block-list list-core-block second-level-inherit third-level-inherit is-style-blue-disc\">\n<li>Complete the <a href=\"https:\/\/www.rbcinsurance.com\/salesresourcecentre\/file-717169.pdf\" data-dig-id=\"LP-29943-46444fff\" data-dig-label=\"Group Enrolment\" data-dig-action=\"link click\" data-dig-category=\"LP\" class=\"rbc-link-format\">Group Enrolment Form<\/a> to opt into RBC Insurance NHP<\/li>\n\n\n\n<li>Receive an RBC Insurance NHP Welcome Package via email including a Welcome Letter, a RBC Insurance NHP Booklet, a Claim form, a Direct deposit form, and an eCard.<\/li>\n\n\n\n<li>Gain access to multi-lingual service 8am-5pm ET and to Cowan\u2019s mobile-friendly member site with a suite of eServices, available to members 24\/7.<\/li>\n\n\n\n<li>Receive health care services in Canada. Service providers on the Cowan Preferred Provider Network can bill directly to Cowan, or a member can submit a paper claim via email to Cowan, if the member has paid for eligible services. Please refer to the <a href=\"https:\/\/www.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2021\/06\/113585-RBC-Insurance-Newcomer-Health-Plan_Benefits-Summary_EN.pdf\" data-dig-id=\"LP-29943-da0e2f68\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"RBC Insurance NHP Benefit Booklet\" class=\"rbc-link-format\">RBC Insurance NHP Benefit Booklet<\/a> for more information.<\/li>\n<\/ul>\n\n\n\n<div class=\"wp-block-rbc-file-list fileList\">\n<p><strong>Downloadable PDFs mentioned<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-rbc-list\">\n<li class=\"wp-block-rbc-list-item\">\n<p><a href=\"https:\/\/www.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2021\/06\/113585-RBC-Insurance-Newcomer-Health-Plan_Benefits-Summary_EN.pdf\" data-dig-id=\"LP-29943-26b00dc0\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"RBC Insurance NHP Benefit Booklet\" class=\"rbc-link-format pdf-link\" data-icon-class=\"pdf-link\">RBC Insurance NHP Benefit Booklet<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/www.rbcinsurance.com\/salesresourcecentre\/file-717169.pdf\" data-dig-id=\"LP-29943-46444fff\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Group Enrolment\" class=\"rbc-link-format pdf-link\" data-icon-class=\"pdf-link\">Group Enrolment Form<\/a><\/p>\n<\/li>\n<\/ul>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-contact-information-for-plan-members\"><a href=\"#h-contact-information-for-plan-members\" class=\"jumpLink\">Contact information for plan members<\/a><\/h2>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-28f84493 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<p>Cowan<br>700-1420 Blair Towers Place<br>Ottawa (Ontario) Canada<br>K1J 9L8<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<p>Toll Free: <strong>1-888-509-7797<\/strong><br>Monday to Friday 8:00 am to 5:00 pm ET<br><a href=\"mailto:clients@cowangroup.ca\" class=\"rbc-link-format\">clients@cowangroup.ca<\/a><\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-file-list fileList\">\n<p><strong>Contact information mentioned<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-rbc-list\">\n<li class=\"wp-block-rbc-list-item\">\n<p><a href=\"mailto:clients@cowangroup.ca\" data-dig-id=\"LP-29943-eebfc50c\" data-dig-category=\"LP\" data-dig-action=\"link click\" class=\"rbc-link-format email-link\" data-icon-class=\"email-link\">clients@cowangroup.ca<\/a><\/p>\n<\/li>\n<\/ul>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-resources-are-available\"><strong><a href=\"#h-what-resources-are-available\" class=\"jumpLink\">What resources are available<\/a><\/strong><\/h2>\n\n\n\n<div class=\"wp-block-rbc-file-list fileList\">\n<p><strong>Downloadable PDFs mentioned<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list  list-core-block second-level-inherit third-level-inherit\">\n<li><a href=\"https:\/\/www.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2021\/06\/113585-RBC-Insurance-Newcomer-Health-Plan_Benefits-Summary_EN.pdf\" data-dig-id=\"LP-29943-a5256bd3\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Newcomer Health Plan Booklet\" class=\"rbc-link-format pdf-link\" data-icon-class=\"pdf-link\">Newcomer Health Plan Booklet<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2021\/06\/113585-RBC-Insurance-Newcomer-Health-Plan_At-a-Glance_EN.pdf\" data-dig-id=\"LP-29943-44989cae\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Benefits at a glance\" class=\"rbc-link-format pdf-link\" data-icon-class=\"pdf-link\">Benefits at a glance<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2021\/06\/Approved_NHP-Rate-Sheet-EN.pdf\" data-dig-id=\"LP-29943-8c80eb29\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Rate Sheet\" class=\"rbc-link-format pdf-link\" data-icon-class=\"pdf-link\">Rate Sheet<\/a><\/li>\n<\/ul>\n\n\n\n<p><strong>Contact information mentioned<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-rbc-list\">\n<li class=\"wp-block-rbc-list-item\">\n<p><a class=\"rbc-link-format email-link\" data-icon-class=\"email-link\" href=\"mailto:clients@cowangroup.ca\" data-dig-id=\"LP-29943-eebfc50c\" data-dig-action=\"link click\" data-dig-category=\"LP\">clients@cowangroup.ca<\/a><\/p>\n<\/li>\n<\/ul>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group resourceWrapper__col-right is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-rbc-tabs-list tabsList\"><p class=\"tabsList__heading\">On this page<\/p><div class=\"tabsList__wrapper\"><button class=\"selectDropdown__button\" aria-haspopup=\"listbox\" aria-expanded=\"false\"><span class=\"selectDropdown__title\">Overview<\/span><span class=\"selectDropdown__chevron\"><\/span><\/button><ul class=\"tabsList__items selectDropdown__list\"><li class=\"selectDropdown__list__item tabsList__item selected\"><a href=\"#h-overview\">Overview<\/a><\/li><li class=\"selectDropdown__list__item tabsList__item \"><a href=\"#h-is-rbc-insurance-newcomer-health-plan-rbc-insurance-nhp-right-for-your-group\">Is RBC Insurance Newcomer Health Plan (RBC Insurance NHP) right for your group?<\/a><\/li><li class=\"selectDropdown__list__item tabsList__item \"><a href=\"#h-group-eligibility\">Group eligibility<\/a><\/li><li class=\"selectDropdown__list__item tabsList__item \"><a href=\"#h-coverage-types\">Coverage Types<\/a><\/li><li class=\"selectDropdown__list__item tabsList__item \"><a href=\"#h-rates-and-renewal\">Rates and renewal<\/a><\/li><li class=\"selectDropdown__list__item tabsList__item \"><a href=\"#h-plan-administrator-responsibilities\">Plan Administrator Responsibilities<\/a><\/li><li class=\"selectDropdown__list__item tabsList__item \"><a href=\"#h-plan-member-eligibility\">Plan member eligibility<\/a><\/li><li class=\"selectDropdown__list__item tabsList__item \"><a href=\"#h-adding-new-hires\">Adding new hires<\/a><\/li><li class=\"selectDropdown__list__item tabsList__item \"><a href=\"#h-terminating-rbc-insurance-nhp-coverage\">Terminating RBC Insurance NHP coverage<\/a><\/li><li class=\"selectDropdown__list__item tabsList__item \"><a href=\"#h-what-can-plan-members-expect\">What can plan members expect?<\/a><\/li><li class=\"selectDropdown__list__item tabsList__item \"><a href=\"#h-contact-information-for-plan-members\">Contact information for plan members<\/a><\/li><li class=\"selectDropdown__list__item tabsList__item \"><a href=\"#h-what-resources-are-available\">What resources are available<\/a><\/li><\/ul><\/div><\/div>\n<\/div>\n<\/div>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":203,"featured_media":0,"parent":23167,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"templates\/resources.php","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-29943","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.3 (Yoast SEO v27.3) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Newcomer Health Plan Coverage | RBC Insurance<\/title>\n<meta name=\"robots\" content=\"noindex, follow\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Newcomer Health Plan Coverage | RBC Insurance\" \/>\n<meta property=\"og:url\" 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