{"id":40943,"date":"2026-09-17T08:57:12","date_gmt":"2026-09-17T12:57:12","guid":{"rendered":"https:\/\/www.rbcinsurance.com\/en-ca\/?page_id=40943"},"modified":"2026-09-28T14:15:33","modified_gmt":"2026-09-28T18:15:33","slug":"critical-illness-insurance-calculator","status":"publish","type":"page","link":"https:\/\/www.rbcinsurance.com\/en-ca\/health-insurance\/critical-illness-insurance-calculator\/","title":{"rendered":"Critical Illness Insurance Calculator"},"content":{"rendered":"\n<div class=\"wp-block-rbc-template-selector templateSelector template__criticalIllnessCalc toolsCalculators\" data-template=\"criticalIllnessCalc\">\n<div class=\"wp-block-group is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group toolsCalculators__col__left is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"rbc-pill-block\"><div class=\"wp-block-rbc-pill-block snipe pill  is-style-blue blue\" style=\"--icon-url:url(undefined)\"><span>Takes 5 minutes<\/span><\/div><\/div>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"h-critical-illness-insurance-calculator\" style=\"margin-top:0;margin-right:0;margin-bottom:0;margin-left:0;padding-top:0;padding-bottom:0\">Critical illness insurance calculator<\/h4>\n\n\n\n<h1 class=\"wp-block-heading\" id=\"h-how-much-critical-illness-insurance-do-you-need\">How much critical illness insurance do you need?<\/h1>\n\n\n\n<p class=\"toolsCalculators__desc  has-text-lg-font-size has-dove-grey-color has-text-color\">Use our critical illness insurance calculator to estimate how much coverage you need to replace lost income, cover expenses, and support your recovery if a critical illness prevents you from working.<\/p>\n\n\n\n<div class=\"wp-block-rbc-html-element toolsCalculators__motivatorCards\">\n<div class=\"wp-block-rbc-announcement-bar announcementBar  hasCustomIcon left announcementBar__fadeIn announcementBar__icon-medium announcementBarMotivator 132cb7a6-1348-4d76-af5b-4c1499702ff0 is-style-announcementBarMotivator\" id=\"a1cf5fe8-6bc2-444d-a72a-699efa1af394\"><div class=\"announcementBar__inner\" style=\"--icon-url:url(https:\/\/silver.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2026\/06\/Group-2085661412.svg)\">\n<p>If you don\u2019t make a claim, <strong>return of premium options<\/strong> ensure your premiums are paid back to you.*<\/p>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-announcement-bar announcementBar  announcementBar__hideIcon hasCustomIcon left announcementBar__fadeIn announcementBar__icon-medium is-style-announcementBarMotivator announcementBarMotivator c4b20a15-7e81-4aa0-b709-ee023ecf8b9b\" id=\"c5a15800-347a-42dd-9d5f-9f1428d9cac0\"><div class=\"announcementBar__inner\" style=\"--icon-url:url(https:\/\/silver.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2021\/06\/medical-square-1.svg)\">\n<p>Policies include <strong>access to leading medical experts<\/strong> for consultations and support.**<\/p>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-announcement-bar announcementBar  announcementBar__hideIcon hasCustomIcon left announcementBar__fadeIn announcementBar__icon-medium is-style-announcementBarMotivator announcementBarMotivator a3783f60-a644-40f3-b933-99db70bb4c88\" id=\"4896e6b8-ca93-435e-8773-86090ada464c\"><div class=\"announcementBar__inner\" style=\"--icon-url:url(https:\/\/silver.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2026\/08\/journey.svg)\">\n<p>Coverage <strong>evolves with you<\/strong>, giving you flexibility to meet your changing needs.<\/p>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-announcement-bar announcementBar  hasCustomIcon left announcementBar__fadeIn announcementBar__icon-medium is-style-announcementBarMotivator announcementBarMotivator a65bf8fb-10ca-4db6-8d48-b7acc133707e\" id=\"fc41f49c-77d7-4864-9380-36a93f4bebaf\"><div class=\"announcementBar__inner\" style=\"--icon-url:url(https:\/\/silver.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2021\/06\/target-icon.svg)\">\n<p>Our <strong>flexible term lengths<\/strong> let you select a policy that fits your needs and budget.<\/p>\n<\/div><\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group toolsCalculators__col__right toolsCalculators__steps is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-rbc-form-step-manager formStepManager formStepManager__primary\" data-form=\"userInfo\" data-sfconfigs=\"{&quot;campaignName&quot;:&quot;Web - CI Calculator: Non Lead&quot;,&quot;lineOfBusiness&quot;:&quot;health&quot;,&quot;leadType&quot;:&quot;Non Lead Critical Illness&quot;,&quot;leadDesc&quot;:&quot;Critical Illness - Not a lead&quot;,&quot;leadDescEmbedded&quot;:&quot;Embedded quote - Critical Illness - Not a lead&quot;,&quot;leadDetails&quot;:&quot;Not a lead - Get a quote - {lead_details} - Please be advised that there is a possibility that the user may have modified or adjusted the quote prior to the triggering of this data.&quot;,&quot;capturesLead&quot;:false}\">\n<div class=\"wp-block-rbc-form-step formStep  formStep__navSeparator formStep__stickyNav\" data-stepname=\"Income Info\" data-stepid=\"132cb7a6-1348-4d76-af5b-4c1499702ff0\">\n<div class=\"wp-block-group formStep__titleGroup is-layout-flow wp-block-group-is-layout-flow\">\n<h2 class=\"wp-block-heading\" id=\"h-tell-us-about-your-income\">Tell us about your income<\/h2>\n<\/div>\n\n\n\n<div class=\"wp-block-group formStep__inputFieldGroup is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group formStep__inputFieldGroup__col is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-rbc-input-field inputField inputField__isRequired  inputField__hideAsterisk inputField__income inputField__currencyFormat\" data-target=\"income\">\n<div class=\"wp-block-group inputField__label is-layout-flow wp-block-group-is-layout-flow\">\n<label class=\"wp-block-rbc-input-label inputLabel inputLabel__default inputLabel__weight__normal\" for=\"income\" aria-label=\"Your monthly income\"><span class=\"inputLabel__text\">Your monthly income<\/span><\/label>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-rbc-input-textbox input-textbox currency left format__currency clearDefault\"><div class=\"input-textbox-wrapper  input-textbox-indent\"><span class=\"input-textbox-prefix\">$<\/span><input type=\"text\" placeholder=\"\" id=\"income\" class=\"input-textbox-input textbox-class\" name=\"income\" value=\"\" style=\"width:100%;height:48px;min-height:48px\" data-min=\"0\" data-max=\"100000000000\"\/><\/div><div class=\"desc-msg\"><span class=\"desc-msg-span\">Estimate your monthly salary after tax, minus any disability coverage you have.<\/span><\/div><\/div>\n<\/div>\n<span class=\"inputField__error inputField__error__empty\">Enter your monthly income<\/span><span class=\"inputField__error inputField__error__invalid\">Please provide valid input<\/span><\/div>\n\n\n\n<div class=\"wp-block-rbc-input-field inputField  inputField__partnerIncome\">\n<div class=\"wp-block-group inputField__label is-layout-flow wp-block-group-is-layout-flow\">\n<label class=\"wp-block-rbc-input-label inputLabel inputLabel__default inputLabel__weight__normal\" for=\"partnerIncome\" aria-label=\"Spouse\/partner's monthly income (Optional)\"><span class=\"inputLabel__text\">Spouse\/partner&#8217;s monthly income <span>(Optional)<\/span><\/span><\/label>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-rbc-input-textbox input-textbox currency left format__currency clearDefault\"><div class=\"input-textbox-wrapper  input-textbox-indent\"><span class=\"input-textbox-prefix\">$<\/span><input type=\"text\" placeholder=\"\" id=\"partnerIncome\" class=\"input-textbox-input textbox-class\" name=\"partnerIncome\" value=\"0\" style=\"width:100%;height:48px;min-height:48px\"\/><\/div><div class=\"desc-msg\"><span class=\"desc-msg-span\">If a spouse\/partner would take unpaid leave to help you, estimate their monthly salary after tax.<\/span><\/div><\/div>\n<\/div>\n<span class=\"inputField__error inputField__error__empty\">This field cannot be blank<\/span><span class=\"inputField__error inputField__error__invalid\">Please provide valid input<\/span><\/div>\n<\/div>\n<\/div>\n<div class=\"formStep__navigation\"><div class=\"formStep__navigation__inner\"><div class=\"wp-block-button btn is-style-primary primary isNext\"><button type=\"button\" class=\"wp-block-button__link wp-element-button\" aria-label=\"Next\">Next<\/button><\/div><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-form-step formStep  formStep__navSeparator formStep__stickyNav\" data-stepname=\"Expenses\" data-stepid=\"c4b20a15-7e81-4aa0-b709-ee023ecf8b9b\" data-load-this-step-if-embedded=\"true\">\n<div class=\"wp-block-group formStep__titleGroup is-layout-flow wp-block-group-is-layout-flow\">\n<h2 class=\"wp-block-heading\" id=\"h-what-are-your-essential-monthly-expenses\">What are your essential monthly expenses?<\/h2>\n<\/div>\n\n\n\n<div class=\"wp-block-group formStep__inputFieldGroup is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group formStep__inputFieldGroup__col is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-rbc-input-field inputField  inputField__mortgage\">\n<div class=\"wp-block-group inputField__label is-layout-flow wp-block-group-is-layout-flow\">\n<label class=\"wp-block-rbc-input-label inputLabel inputLabel__default inputLabel__weight__normal\" for=\"mortgage\" aria-label=\"Mortgage or rent\"><span class=\"inputLabel__text\">Mortgage or rent<\/span><\/label>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-rbc-input-textbox input-textbox currency left format__currency clearDefault\"><div class=\"input-textbox-wrapper  input-textbox-indent\"><span class=\"input-textbox-prefix\">$<\/span><input type=\"text\" placeholder=\"\" id=\"mortgage\" class=\"input-textbox-input textbox-class\" name=\"mortgage\" value=\"0\" style=\"width:100%;height:48px;min-height:48px\"\/><\/div><div class=\"desc-msg\"><span class=\"desc-msg-span\">Enter your monthly payment amount.<\/span><\/div><\/div>\n<\/div>\n<span class=\"inputField__error inputField__error__empty\">This field cannot be blank<\/span><span class=\"inputField__error inputField__error__invalid\">Please provide valid input<\/span><\/div>\n\n\n\n<div class=\"wp-block-rbc-input-field inputField  inputField__householdExpenses\">\n<div class=\"wp-block-group inputField__label is-layout-flow wp-block-group-is-layout-flow\">\n<label class=\"wp-block-rbc-input-label inputLabel inputLabel__default inputLabel__weight__normal\" for=\"householdExpenses\" aria-label=\"Household expenses\"><span class=\"inputLabel__text\">Household expenses<\/span><\/label>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-rbc-input-textbox input-textbox currency left format__currency clearDefault\"><div class=\"input-textbox-wrapper  input-textbox-indent\"><span class=\"input-textbox-prefix\">$<\/span><input type=\"text\" placeholder=\"\" id=\"householdExpenses\" class=\"input-textbox-input textbox-class\" name=\"householdExpenses\" value=\"0\" style=\"width:100%;height:48px;min-height:48px\"\/><\/div><div class=\"desc-msg\"><span class=\"desc-msg-span\">Estimate your monthly cost for things like groceries, utilities, transportation, etc.<\/span><\/div><\/div>\n<\/div>\n<span class=\"inputField__error inputField__error__empty\">This field cannot be blank<\/span><span class=\"inputField__error inputField__error__invalid\">Please provide valid input<\/span><\/div>\n\n\n\n<div class=\"wp-block-rbc-input-field inputField  inputField__debts\">\n<div class=\"wp-block-group inputField__label is-layout-flow wp-block-group-is-layout-flow\">\n<label class=\"wp-block-rbc-input-label inputLabel inputLabel__default inputLabel__weight__normal\" for=\"debts\" aria-label=\"Loans and other debts\"><span class=\"inputLabel__text\">Loans and other debts<\/span><\/label>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-rbc-input-textbox input-textbox currency left format__currency clearDefault\"><div class=\"input-textbox-wrapper  input-textbox-indent\"><span class=\"input-textbox-prefix\">$<\/span><input type=\"text\" placeholder=\"\" id=\"debts\" class=\"input-textbox-input textbox-class\" name=\"debts\" value=\"0\" style=\"width:100%;height:48px;min-height:48px\"\/><\/div><div class=\"desc-msg\"><span class=\"desc-msg-span\">Enter your monthly payment amount.<\/span><\/div><\/div>\n<\/div>\n<span class=\"inputField__error inputField__error__empty\">This field cannot be blank<\/span><span class=\"inputField__error inputField__error__invalid\">Please provide valid input<\/span><\/div>\n<\/div>\n<\/div>\n<div class=\"formStep__navigation\"><div class=\"formStep__navigation__inner\"><div class=\"wp-block-button btn tertiary is-style-tertiary isPrev\"><button type=\"button\" class=\"wp-block-button__link wp-element-button\" aria-label=\"Back\">Back<\/button><\/div><div class=\"wp-block-button btn is-style-primary primary isNext\"><button type=\"button\" class=\"wp-block-button__link wp-element-button\" aria-label=\"Next\">Next<\/button><\/div><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-form-step formStep  formStep__navSeparator formStep__stickyNav\" data-stepname=\"Coverage\" data-stepid=\"a3783f60-a644-40f3-b933-99db70bb4c88\">\n<div class=\"wp-block-group formStep__titleGroup is-layout-flow wp-block-group-is-layout-flow\">\n<h2 class=\"wp-block-heading\" id=\"h-what-could-your-expenses-be-as-you-recover\">What could your expenses be as you recover?<\/h2>\n<\/div>\n\n\n\n<div class=\"wp-block-group formStep__inputFieldGroup is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group formStep__inputFieldGroup__col is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-rbc-input-field inputField\">\n<fieldset class=\"wp-block-rbc-single-select-group singleSelectGroup\" role=\"radiogroup\"><legend class=\"singleSelectGroup__legend\">A critical illness can bring unexpected costs that government and workplace plans don\u2019t cover. Select an <strong>estimated amount<\/strong> of support you\u2019d want for health and recovery expenses.<\/legend><div class=\"singleSelectGroup__cards\">\n<div class=\"wp-block-rbc-single-select singleSelect\" data-wp-interactive=\"rbc\/single-select\" data-wp-context=\"{&quot;name&quot;:&quot;recoveryExpense&quot;,&quot;value&quot;:&quot;10000&quot;}\" data-wp-init=\"actions.initFocus\" data-wp-on--click=\"actions.check\" data-wp-on--keydown=\"actions.handleKeyDown\" data-wp-on--focus=\"actions.handleFocus\" data-wp-class--is-checked=\"selectors.isChecked\" data-wp-bind--tabindex=\"selectors.tabIndex\" data-wp-bind--aria-checked=\"selectors.isChecked\" role=\"radio\"  aria-labelledby=\"singleSelect-recoveryExpense-10000-label\" aria-describedby=\"singleSelect-recoveryExpense-10000-desc\"><div class=\"singleSelect__content\"><p id=\"singleSelect-recoveryExpense-10000-label\" class=\"singleSelect__heading has-text-lg-font-size\">$10,000 (moderate expenses)<\/p><p id=\"singleSelect-recoveryExpense-10000-desc\" class=\"singleSelect__desc has-text-sm-font-size has-dove-grey-color has-text-color\">For example: rides to appointments, hospital parking, prescriptions, mobility aids<\/p><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-single-select singleSelect\" data-wp-interactive=\"rbc\/single-select\" data-wp-context=\"{&quot;name&quot;:&quot;recoveryExpense&quot;,&quot;value&quot;:&quot;20000&quot;}\" data-wp-init=\"actions.initFocus\" data-wp-on--click=\"actions.check\" data-wp-on--keydown=\"actions.handleKeyDown\" data-wp-on--focus=\"actions.handleFocus\" data-wp-class--is-checked=\"selectors.isChecked\" data-wp-bind--tabindex=\"selectors.tabIndex\" data-wp-bind--aria-checked=\"selectors.isChecked\" role=\"radio\"  aria-labelledby=\"singleSelect-recoveryExpense-20000-label\" aria-describedby=\"singleSelect-recoveryExpense-20000-desc\"><div class=\"singleSelect__content\"><p id=\"singleSelect-recoveryExpense-20000-label\" class=\"singleSelect__heading has-text-lg-font-size\">$20,000 (larger expenses)<\/p><p id=\"singleSelect-recoveryExpense-20000-desc\" class=\"singleSelect__desc has-text-sm-font-size has-dove-grey-color has-text-color\">For example: childcare, household help, private nursing, specialized medical treatments\/equipment<\/p><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-single-select singleSelect\" data-wp-interactive=\"rbc\/single-select\" data-wp-context=\"{&quot;name&quot;:&quot;recoveryExpense&quot;,&quot;value&quot;:&quot;30000&quot;}\" data-wp-init=\"actions.initFocus\" data-wp-on--click=\"actions.check\" data-wp-on--keydown=\"actions.handleKeyDown\" data-wp-on--focus=\"actions.handleFocus\" data-wp-class--is-checked=\"selectors.isChecked\" data-wp-bind--tabindex=\"selectors.tabIndex\" data-wp-bind--aria-checked=\"selectors.isChecked\" role=\"radio\"  aria-labelledby=\"singleSelect-recoveryExpense-30000-label\" aria-describedby=\"singleSelect-recoveryExpense-30000-desc\"><div class=\"singleSelect__content\"><p id=\"singleSelect-recoveryExpense-30000-label\" class=\"singleSelect__heading has-text-lg-font-size\">$30,000 (major expenses)<\/p><p id=\"singleSelect-recoveryExpense-30000-desc\" class=\"singleSelect__desc has-text-sm-font-size has-dove-grey-color has-text-color\">For example: live-in care, home modifications for accessibility, extended time off work<\/p><\/div><\/div>\n<\/div><input type=\"hidden\" name=\"recoveryExpense\" value=\"\"\/><\/fieldset>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"formStep__navigation\"><div class=\"formStep__navigation__inner\"><div class=\"wp-block-button btn tertiary is-style-tertiary isPrev\"><button type=\"button\" class=\"wp-block-button__link wp-element-button\" aria-label=\"Back\">Back<\/button><\/div><div class=\"wp-block-button btn is-style-primary primary isNext\"><button type=\"button\" class=\"wp-block-button__link wp-element-button\" aria-label=\"Next\">Next<\/button><\/div><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-form-step formStep formStep__last formStep__navSeparator formStep__stickyNav active isEdited\" data-stepname=\"Contact\/Consent\" data-stepid=\"a65bf8fb-10ca-4db6-8d48-b7acc133707e\">\n<div class=\"wp-block-group formStep__titleGroup is-layout-flow wp-block-group-is-layout-flow\">\n<h2 class=\"wp-block-heading\" id=\"h-let-s-get-your-contact-info\">Let&#8217;s get your contact info<\/h2>\n\n\n\n<p class=\"has-dove-grey-color has-text-color has-text-reg-font-size \">We protect your personal information.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-group formStep__inputFieldGroup is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group formStep__inputFieldGroup__col is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group formStep__inputFieldGroup__row is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-rbc-input-field inputField inputField__isRequired  inputField__hideAsterisk\" data-target=\"province\">\n<div class=\"wp-block-group inputField__label is-layout-flow wp-block-group-is-layout-flow\">\n<label class=\"wp-block-rbc-input-label inputLabel inputLabel__default inputLabel__weight__normal\" for=\"province\" aria-label=\"Province\"><span class=\"inputLabel__text\">Province<\/span><\/label>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"selectDropdown__wrapper\">\n\t\t<div class=\"selectDropdown__container\">\n\t\t<div class=\"selectDropdown selectDropdown__default wp-block-rbc-select-control selectDropdown__floating selectDropdown__provinces\" id=\"province\"\t\t\tdata-option_name=\"province\" style=\"width:100%\">\n\t\t\t<button class=\"selectDropdown__button\" aria-haspopup=\"listbox\" aria-expanded=\"false\">\n\t\t\t\t<span class=\"selectDropdown__title\" data-default_title=\"Select province\">\n\t\t\t\t\tSelect province\t\t\t\t<\/span>\n\t\t\t\t<span class=\"selectDropdown__chevron\"><\/span>\n\t\t\t<\/button>\n\t\t\t<ul class=\"selectDropdown__list\" role=\"listbox\" tabindex=\"-1\">\n\t\t\t\t\t\t\t\t\t<li\n\t\t\t\t\t\tclass=\"selectDropdown__list__item \"\n\t\t\t\t\t\tdata-option_value=\"AB\"\n\t\t\t\t\t\trole=\"option\"\n\t\t\t\t\t\ttabindex=\"0\"\n\t\t\t\t\t\taria-selected=\"false\"\n\t\t\t\t\t\t\t\t\t\t\t\tdata-option_url=\"\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div class=\"selectDropdown__list__item__content\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"selectDropdown__list__item__name\">\n\t\t\t\t\t\t\t\t\tAlberta\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t<li\n\t\t\t\t\t\tclass=\"selectDropdown__list__item \"\n\t\t\t\t\t\tdata-option_value=\"BC\"\n\t\t\t\t\t\trole=\"option\"\n\t\t\t\t\t\ttabindex=\"0\"\n\t\t\t\t\t\taria-selected=\"false\"\n\t\t\t\t\t\t\t\t\t\t\t\tdata-option_url=\"\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div class=\"selectDropdown__list__item__content\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"selectDropdown__list__item__name\">\n\t\t\t\t\t\t\t\t\tBritish Columbia\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t<li\n\t\t\t\t\t\tclass=\"selectDropdown__list__item \"\n\t\t\t\t\t\tdata-option_value=\"MB\"\n\t\t\t\t\t\trole=\"option\"\n\t\t\t\t\t\ttabindex=\"0\"\n\t\t\t\t\t\taria-selected=\"false\"\n\t\t\t\t\t\t\t\t\t\t\t\tdata-option_url=\"\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div class=\"selectDropdown__list__item__content\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"selectDropdown__list__item__name\">\n\t\t\t\t\t\t\t\t\tManitoba\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t<li\n\t\t\t\t\t\tclass=\"selectDropdown__list__item \"\n\t\t\t\t\t\tdata-option_value=\"NB\"\n\t\t\t\t\t\trole=\"option\"\n\t\t\t\t\t\ttabindex=\"0\"\n\t\t\t\t\t\taria-selected=\"false\"\n\t\t\t\t\t\t\t\t\t\t\t\tdata-option_url=\"\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div class=\"selectDropdown__list__item__content\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"selectDropdown__list__item__name\">\n\t\t\t\t\t\t\t\t\tNew Brunswick\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t<li\n\t\t\t\t\t\tclass=\"selectDropdown__list__item \"\n\t\t\t\t\t\tdata-option_value=\"NL\"\n\t\t\t\t\t\trole=\"option\"\n\t\t\t\t\t\ttabindex=\"0\"\n\t\t\t\t\t\taria-selected=\"false\"\n\t\t\t\t\t\t\t\t\t\t\t\tdata-option_url=\"\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div class=\"selectDropdown__list__item__content\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"selectDropdown__list__item__name\">\n\t\t\t\t\t\t\t\t\tNewfoundland and Labrador\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t<li\n\t\t\t\t\t\tclass=\"selectDropdown__list__item \"\n\t\t\t\t\t\tdata-option_value=\"NT\"\n\t\t\t\t\t\trole=\"option\"\n\t\t\t\t\t\ttabindex=\"0\"\n\t\t\t\t\t\taria-selected=\"false\"\n\t\t\t\t\t\t\t\t\t\t\t\tdata-option_url=\"\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div class=\"selectDropdown__list__item__content\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"selectDropdown__list__item__name\">\n\t\t\t\t\t\t\t\t\tNorthwest Territories\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t<li\n\t\t\t\t\t\tclass=\"selectDropdown__list__item \"\n\t\t\t\t\t\tdata-option_value=\"NS\"\n\t\t\t\t\t\trole=\"option\"\n\t\t\t\t\t\ttabindex=\"0\"\n\t\t\t\t\t\taria-selected=\"false\"\n\t\t\t\t\t\t\t\t\t\t\t\tdata-option_url=\"\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div class=\"selectDropdown__list__item__content\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"selectDropdown__list__item__name\">\n\t\t\t\t\t\t\t\t\tNova Scotia\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t<li\n\t\t\t\t\t\tclass=\"selectDropdown__list__item \"\n\t\t\t\t\t\tdata-option_value=\"NU\"\n\t\t\t\t\t\trole=\"option\"\n\t\t\t\t\t\ttabindex=\"0\"\n\t\t\t\t\t\taria-selected=\"false\"\n\t\t\t\t\t\t\t\t\t\t\t\tdata-option_url=\"\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div class=\"selectDropdown__list__item__content\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"selectDropdown__list__item__name\">\n\t\t\t\t\t\t\t\t\tNunavut\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t<li\n\t\t\t\t\t\tclass=\"selectDropdown__list__item \"\n\t\t\t\t\t\tdata-option_value=\"ON\"\n\t\t\t\t\t\trole=\"option\"\n\t\t\t\t\t\ttabindex=\"0\"\n\t\t\t\t\t\taria-selected=\"false\"\n\t\t\t\t\t\t\t\t\t\t\t\tdata-option_url=\"\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div class=\"selectDropdown__list__item__content\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"selectDropdown__list__item__name\">\n\t\t\t\t\t\t\t\t\tOntario\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t<li\n\t\t\t\t\t\tclass=\"selectDropdown__list__item \"\n\t\t\t\t\t\tdata-option_value=\"PE\"\n\t\t\t\t\t\trole=\"option\"\n\t\t\t\t\t\ttabindex=\"0\"\n\t\t\t\t\t\taria-selected=\"false\"\n\t\t\t\t\t\t\t\t\t\t\t\tdata-option_url=\"\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div class=\"selectDropdown__list__item__content\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"selectDropdown__list__item__name\">\n\t\t\t\t\t\t\t\t\tPrince Edward Island\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t<li\n\t\t\t\t\t\tclass=\"selectDropdown__list__item \"\n\t\t\t\t\t\tdata-option_value=\"QC\"\n\t\t\t\t\t\trole=\"option\"\n\t\t\t\t\t\ttabindex=\"0\"\n\t\t\t\t\t\taria-selected=\"false\"\n\t\t\t\t\t\t\t\t\t\t\t\tdata-option_url=\"\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div class=\"selectDropdown__list__item__content\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"selectDropdown__list__item__name\">\n\t\t\t\t\t\t\t\t\tQuebec\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t<li\n\t\t\t\t\t\tclass=\"selectDropdown__list__item \"\n\t\t\t\t\t\tdata-option_value=\"SK\"\n\t\t\t\t\t\trole=\"option\"\n\t\t\t\t\t\ttabindex=\"0\"\n\t\t\t\t\t\taria-selected=\"false\"\n\t\t\t\t\t\t\t\t\t\t\t\tdata-option_url=\"\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div class=\"selectDropdown__list__item__content\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"selectDropdown__list__item__name\">\n\t\t\t\t\t\t\t\t\tSaskatchewan\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t<li\n\t\t\t\t\t\tclass=\"selectDropdown__list__item \"\n\t\t\t\t\t\tdata-option_value=\"YT\"\n\t\t\t\t\t\trole=\"option\"\n\t\t\t\t\t\ttabindex=\"0\"\n\t\t\t\t\t\taria-selected=\"false\"\n\t\t\t\t\t\t\t\t\t\t\t\tdata-option_url=\"\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div class=\"selectDropdown__list__item__content\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"selectDropdown__list__item__name\">\n\t\t\t\t\t\t\t\t\tYukon\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t\t<input type=\"hidden\" name=\"province\" value=\"\" \/>\n\t\t\t\t\t<\/div>\n\t\t\t<\/div>\t\n<\/div>\n<\/div>\n<span class=\"inputField__error inputField__error__empty\">This field cannot be blank<\/span><span class=\"inputField__error inputField__error__invalid\">Please provide valid input<\/span><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group formStep__inputFieldGroup__row inactive showIfQuebec enableIfQC isConditional isConsentAuth is-layout-flow wp-block-group-is-layout-flow\" data-consent-asset=\"https:\/\/www.rbcinsurance.com\/en-ca\/wp-content\/themes\/rbcinsurance\/src\/assets\/consent\/CollectUseSharing_Personal_Info_EN.pdf\">\n<div class=\"wp-block-rbc-input-field inputField inputField__isRequired  inputField__hideAsterisk inputField__showIfQuebec\" data-target=\"authorize\" data-query-param=\"authorize\" data-query-param-target=\"userInfo.authorize\">\n<div class=\"wp-block-group inputField__label is-layout-flow wp-block-group-is-layout-flow\">\n<label class=\"wp-block-rbc-input-label inputLabel inputLabel__default inputLabel__weight__normal\" for=\"authorize\" aria-label=\"Do you authorize licensed RBC Insurance advisors to access your information?\"><span class=\"inputLabel__text\">By choosing Yes, You consent to the collection, sharing, and use of your personal information (name, email, phone number, province, date of birth, gender, smoker status) and quote data (term length and coverage amount) for the purpose of offering you insurance products and services. This authorization allows licensed advisors to access and update your information during the validity period of this consent. Check our <a href=\"https:\/\/www.rbc.com\/privacysecurity\/ca\/global-privacy-notice.html\" target=\"_blank\" rel=\"noreferrer noopener\">Global Privacy Notice<\/a>.<\/span><\/label>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-rbc-input-radio-group inputRadioGroup inputRadioGroup__default\">\n<div class=\"wp-block-rbc-modal-dialog modalDialog modalDialog__consent\" data-modal-dialog-id=\"798d5deb-adc9-488f-9ccc-5f6351143593\">\n<button class=\"wp-block-rbc-html-element modalDialog__trigger body-content-editor\">\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\" data-tagging-action=\"form_action_next\" data-tagging=\"{&quot;eventName&quot;:&quot;Consent - Yes (QC)&quot;,&quot;eventLocation&quot;:&quot;CI consent page button&quot;,&quot;eventType&quot;:&quot;&quot;,&quot;readProperty&quot;:&quot;userInfo.authorize&quot;,&quot;matchValue&quot;:&quot;y&quot;,&quot;tealiumEvent&quot;:&quot;click&quot;}\">\n<div class=\"wp-block-rbc-button-radio buttonRadio consentModal\"><label class=\"buttonRadio__label\"><input id=\"buttonRadio__authorize__y\" class=\"buttonRadio__input\" type=\"radio\" value=\"y\" name=\"authorize\"\/><span class=\"buttonRadio__customRadio\"><span class=\"buttonRadio__dot\"><\/span><\/span><span class=\"buttonRadio__text\">Yes<\/span><\/label><\/div>\n<\/div>\n<\/button>\n\n\n\n<div id=\"modalDialog__container--id\" class=\"wp-block-group modalDialog__container modal-hidden align-center is-layout-flow wp-block-group-is-layout-flow\">\n<dialog open aria-modal=\"true\" aria-labelledby=\"modalDialog__accessibility--label--id\" aria-describedby=\"modalDialog__accessibility--describedby--id\" id=\"modalDialog__content--id\" class=\"wp-block-rbc-html-element modalDialog__content modal-status-no-status modal-layout-fixed modal-mobile-layout-fullscreen\">\n<button aria-label=\"Close dialog\" class=\"wp-block-rbc-html-element modalDialog__dismissIcon\">\n<img decoding=\"async\" src=\"https:\/\/silver.rbcinsurance.com\/en-ca\/wp-content\/plugins\/rbc-blocks\/assets\/img\/ui\/ui-dismissible-blue.svg\" alt=\"Dismiss Icon\" class=\"wp-block-rbc-html-element\"\/>\n<\/button>\n\n\n\n<div class=\"wp-block-group modalDialog__header is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group modalDialog__headerWrapper is-nowrap is-layout-flex wp-container-core-group-is-layout-6c531013 wp-block-group-is-layout-flex\">\n<h3 class=\"wp-block-heading modalDialog__heading mar-b-0 mob-mar-b-0 is-style-default default\" id=\"modalDialog__heading--id\">Collection, use and sharing of personal information<\/h3>\n<\/div>\n\n\n\n<p class=\"modalDialog__subheading modal-hidden has-dove-grey-color has-text-color has-link-color has-text-reg-font-size wp-elements-b8f63e7987cb3d1f512117c55877b52d\">Please review the full agreement below. By clicking the button, you acknowledge your consent, and a PDF copy will be downloaded for your records.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-group modalDialog__body is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group modalDialog__body--scrollable body-content-editor is-layout-flow wp-block-group-is-layout-flow\" style=\"min-height:100px\">\n<section class=\"wp-block-rbc-section-block  pos-rel\" style=\"border-radius:0px\">\n<div class=\"wp-block-rbc-section-inner-block  section-inner\" style=\"border-radius:0x\">\n<p><strong>We (RBC Life Insurance Company) may from time to time collect information about you such as:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-rbc-list is-style-blue-disc\">\n<li class=\"wp-block-rbc-list-item\">\n<p>information establishing your identity (for example, name, address, phone number, date of birth, etc.) and your personal background;<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>in information related to or arising from your relationship with and through us;<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>in information you provide through the application and claim process for any of our insurance products and services; and<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>information for the provision of products and services.<\/p>\n<\/li>\n<\/ul>\n\n\n\n<p>We may collect information from you, either directly or through representatives. We may collect and confirm this information during the course of our relationship. We may also obtain this information from a variety of sources including hospitals, doctors and other health care providers, the MIB, LLC, the government (including government health insurance plans) and other governmental agencies, other insurance companies, financial institutions, motor vehicle reports, and your employer.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-section-inner-block  section-inner\" style=\"border-radius:0x\">\n<h3 class=\"wp-block-heading\" id=\"h-using-your-personal-information\">Using your personal information<\/h3>\n\n\n\n<p><strong>This information may be used from time to time for the following purposes:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-rbc-list is-style-blue-disc\">\n<li class=\"wp-block-rbc-list-item\">\n<p>to verify your identity and investigate your personal background;<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>to issue and maintain insurance products and services you may request;<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>to evaluate insurance risk and manage claims;<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>to better understand your insurance situation;<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>to determine your eligibility for insurance products and services we offer;<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>to help us better understand the current and future needs of our clients;<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>to communicate to you any benefit, feature and other information about products and services you have with us;<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>to help us better manage our business and your relationship with us; and<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>as required or permitted by law.<\/p>\n<\/li>\n<\/ul>\n\n\n\n<p>For these purposes, we may make this information available to our employees, our agents and service providers, and third parties, who are required to maintain the confidentiality of this information.<\/p>\n\n\n\n<p>In the event our service provider is located outside of Canada, the service provider is bound by, and the information may be shared in accordance with, the laws of the jurisdiction in which the service provider is located. Third parties may include other insurance companies, the MIB, LLC and financial institutions.<\/p>\n\n\n\n<p>Your personal information may be transmitted through, stored, or processed in jurisdictions other than where you are based, in which case the information is bound by the laws of these jurisdictions. If your personal information is transferred to a country\/province other than your home jurisdiction, we will take measures to protect your personal information with appropriate contract clauses or other applicable safeguards.<\/p>\n\n\n\n<p>We may also use this information and share it with RBC\u00ae companies (i) to manage our risks and operations and those of RBC companies, (ii) to comply with valid requests for information about you from regulators, government agencies, public bodies or other entities who have a right to issue such requests, and (iii) to let RBC companies know your choices under \u201cOther uses of your personal information\u201d for the sole purpose of honouring your choices.<\/p>\n\n\n\n<p><strong>If we have your tax identification number (such as your social insurance number or social security number) and you hold a product generating income, we may use it for tax related purposes and share it with the appropriate government agencies.<\/strong><\/p>\n\n\n\n<p><strong>We may also use automated processing to make decisions about you, including underwriting and claims adjudication, where applicable.<\/strong><\/p>\n\n\n\n<p><em>Please note that this paragraph is not applicable if this form is submitted by an independent representative or a representative that is attached to a firm other than RBC Insurance\u00ae.<\/em><\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-section-inner-block  section-inner\" style=\"border-radius:0x\">\n<h3 class=\"wp-block-heading\" id=\"h-other-uses-of-your-personal-information\">Other uses of your personal information<\/h3>\n\n\n\n<ul class=\"wp-block-rbc-list is-style-blue-disc\">\n<li class=\"wp-block-rbc-list-item\">\n<p>We may use this information to promote our products and services, and promote products and services of third parties we select, which may be of interest to you. We may communicate with you through various channels, including telephone, computer or mail, using the contact information you have provided.<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>We may also, where not prohibited by law, share this information with RBC companies for the purpose of referring you to them or promoting to you products and services which may be of interest to you. We and RBC companies may communicate with you through various channels, including telephone, computer or mail, using the contact information you have provided. You acknowledge that as a result of such sharing, they may advise us of those products or services provided.<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>If you also deal with RBC companies, we may, where not prohibited by law, consolidate this information with information they have about you to allow us and any of them to manage your relationship with RBC companies and our business.<\/p>\n<\/li>\n<\/ul>\n\n\n\n<p>You understand that we and RBC companies are separate, affiliated corporations. RBC companies include our affiliates which are engaged in the business of providing any one or more of the following services to the public: deposits, loans and other personal financial services; credit, charge and payment card services; trust and custodial services; securities and brokerage services; and insurance services.<\/p>\n\n\n\n<p><strong>You may choose not to have this information shared or used for any of these \u201cOther uses\u201d by contacting us as set out below, and in this event, you will not be refused insurance products or services just for that reason. We will never use or share your health information for these purposes. We will respect your choices and, as mentioned above, we may share your choices with RBC companies for the sole purpose of honouring your choices regarding \u201cOther uses of your personal information\u201d.<\/strong><\/p>\n\n\n\n<p><strong>All collection, use, and sharing of your personal information will be in accordance with our Global Privacy Notice and Digital Channel Privacy (available at www.rbc.com\/privacysecurity), which form part of these terms<\/strong><\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-section-inner-block  section-inner\" style=\"border-radius:0x\">\n<h3 class=\"wp-block-heading\" id=\"h-your-right-to-access-your-personal-information\">Your right to access your personal information<\/h3>\n\n\n\n<p>You may obtain access to the information we hold about you at any time and review its content and accuracy, and have it amended as appropriate; however, access may be restricted as permitted or required by law. To request access to such information, to learn more about our use of automated processing, to ask questions about our privacy policies or to request that the information not be used for any or all of the purposes outlined in \u201cOther uses of your personal information\u201d you may do so now or at any time in the future by contacting us at:<br><br><strong>RBC Life Insurance Company<br>P.O. Box 515, Station A,<br>Mississauga, Ontario<br>L5A 4M3<br>Telephone: 1-800-663-0417<br>Facsimile: 905-813-4816<\/strong><\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-section-inner-block  section-inner\" style=\"border-radius:0x\">\n<h3 class=\"wp-block-heading\" id=\"h-our-privacy-notices\">Our Privacy Notices<\/h3>\n\n\n\n<p><strong>All collection, use, and sharing of your personal information will be in accordance with our Global Privacy Notice and Digital Channel Privacy (available at www.rbc.com\/privacysecurity), which form part of these terms<\/strong><\/p>\n<\/div>\n<\/section>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group modalDialog__actions is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-buttons modalDialog__buttonsGroup is-layout-flex wp-block-buttons-is-layout-flex\"><div>\n<div class=\"wp-block-button modalDialog__buttonTertiary btn is-style-tertiary tertiary\"><a class=\"wp-block-button__link wp-element-button\" href=\"#\" data-dig-id=\"LP-40943-e8f0c046\" data-dig-category=\"LP\" data-dig-action=\"button click\" data-dig-label=\"Cancel-# \">Cancel<\/a><\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-buttons modalDialog__buttonsGroup is-layout-flex wp-block-buttons-is-layout-flex\"><div>\n<div class=\"wp-block-button modalDialog__buttonSecondary btn is-style-secondary secondary modal-hidden\"><a class=\"wp-block-button__link wp-element-button\" href=\"#\" data-dig-id=\"LP-40943-ac5055c6\" data-dig-category=\"LP\" data-dig-action=\"button click\" data-dig-label=\"Button Label-# \">Button Label<\/a><\/div>\n\n\n\n<div class=\"wp-block-button modalDialog__buttonPrimary btn is-style-primary primary\"><a class=\"wp-block-button__link wp-element-button\" href=\"#\" data-dig-id=\"LP-40943-c405789f\" data-dig-category=\"LP\" data-dig-action=\"button click\" data-dig-label=\"I agree &amp; download-# \">I agree &amp; download<\/a><\/div>\n<\/div><\/div>\n<\/div>\n\n\n\n<button aria-label=\"Close dialog\" class=\"wp-block-rbc-html-element modalDialog__dismissIcon--focusOff modal-hidden\">\n<img decoding=\"async\" src=\"https:\/\/silver.rbcinsurance.com\/en-ca\/wp-content\/plugins\/rbc-blocks\/assets\/img\/ui\/ui-dismissible-blue.svg\" alt=\"Dismiss Icon\" class=\"wp-block-rbc-html-element\"\/>\n<\/button>\n\n\n\n<div class=\"wp-block-group modalDialog__accessibility modal-hidden is-layout-flow wp-block-group-is-layout-flow\">\n<p class=\"modalDialog__accessibility--label\" id=\"modalDialog__accessibility--label--id\">Modal Dialog Title<\/p>\n\n\n\n<p class=\"modalDialog__accessibility--describedby\" id=\"modalDialog__accessibility--describedby--id\">A description of this modal dialog.<\/p>\n<\/div>\n<\/dialog>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\" data-tagging-action=\"form_action_next\" data-tagging=\"{&quot;eventType&quot;:&quot;&quot;,&quot;eventName&quot;:&quot;Consent - No (QC)&quot;,&quot;eventLocation&quot;:&quot;CI cosent page button&quot;,&quot;readProperty&quot;:&quot;userInfo.authorize&quot;,&quot;matchValue&quot;:&quot;n&quot;,&quot;tealiumEvent&quot;:&quot;click&quot;}\">\n<div class=\"wp-block-rbc-button-radio buttonRadio\"><label class=\"buttonRadio__label\"><input id=\"buttonRadio__authorize__n\" class=\"buttonRadio__input\" type=\"radio\" value=\"n\" name=\"authorize\"\/><span class=\"buttonRadio__customRadio\"><span class=\"buttonRadio__dot\"><\/span><\/span><span class=\"buttonRadio__text\">No<\/span><\/label><\/div>\n<\/div>\n<\/div>\n<\/div>\n<span class=\"inputField__error inputField__error__empty\">Please choose one of the options<\/span><span class=\"inputField__error inputField__error__invalid\">Please choose one of the options<\/span><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group formStep__inputFieldGroup__row enableIfConsentGiven isConditional is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-rbc-input-field inputField inputField__isRequired  inputField__hideAsterisk inputField__name\" data-target=\"firstName\" data-prefill-target=\"bac.bookacallfirstname, emq.emailmyquotefirstname\" data-query-param=\"firstName\" data-query-param-target=\"userInfo.firstName\">\n<div class=\"wp-block-group inputField__label is-layout-flow wp-block-group-is-layout-flow\">\n<label class=\"wp-block-rbc-input-label inputLabel inputLabel__default inputLabel__weight__normal\" for=\"firstName\" aria-label=\"First Name\"><span class=\"inputLabel__text\">First name<\/span><\/label>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-rbc-input-textbox input-textbox text left\"><div class=\"input-textbox-wrapper \"><input type=\"text\" placeholder=\"\" id=\"firstName\" class=\"input-textbox-input textbox-class\" name=\"firstName\" value=\"\" style=\"width:100%;height:48px;min-height:48px\"\/><\/div><\/div>\n<\/div>\n<span class=\"inputField__error inputField__error__empty\">Enter your first name<\/span><span class=\"inputField__error inputField__error__invalid\">Please provide valid input<\/span><\/div>\n\n\n\n<div class=\"wp-block-rbc-input-field inputField inputField__isRequired  inputField__hideAsterisk inputField__name\" data-target=\"lastName\" data-prefill-target=\"bac.bookacalllastname, emq.emailmyquotelastname\" data-query-param=\"lastName\" data-query-param-target=\"userInfo.lastName\">\n<div class=\"wp-block-group inputField__label is-layout-flow wp-block-group-is-layout-flow\">\n<label class=\"wp-block-rbc-input-label inputLabel inputLabel__default inputLabel__weight__normal\" for=\"lastName\" aria-label=\"Last name\"><span class=\"inputLabel__text\">Last name<\/span><\/label>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-rbc-input-textbox input-textbox text left\"><div class=\"input-textbox-wrapper \"><input type=\"text\" placeholder=\"\" id=\"lastName\" class=\"input-textbox-input textbox-class\" name=\"lastName\" value=\"\" style=\"width:100%;height:48px;min-height:48px\"\/><\/div><\/div>\n<\/div>\n<span class=\"inputField__error inputField__error__empty\">Enter your last name<\/span><span class=\"inputField__error inputField__error__invalid\">Please provide valid input<\/span><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group formStep__inputFieldGroup__row enableIfConsentGiven isConditional is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-rbc-input-field inputField inputField__isRequired  inputField__hideAsterisk inputField__email\" data-target=\"email\" data-prefill-target=\"bac.bookacallemail, emq.emailmyquoteemail\" data-query-param=\"email\" data-query-param-target=\"userInfo.email\">\n<div class=\"wp-block-group inputField__label is-layout-flow wp-block-group-is-layout-flow\">\n<label class=\"wp-block-rbc-input-label inputLabel inputLabel__default inputLabel__weight__normal\" for=\"email\" aria-label=\"Email\"><span class=\"inputLabel__text\">Email<\/span><\/label>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-rbc-input-textbox input-textbox email left\"><div class=\"input-textbox-wrapper \"><input type=\"email\" placeholder=\"\" id=\"email\" class=\"input-textbox-input textbox-class\" name=\"email\" value=\"\" style=\"width:100%;height:48px;min-height:48px\"\/><\/div><\/div>\n<\/div>\n<span class=\"inputField__error inputField__error__empty\">Enter your email<\/span><span class=\"inputField__error inputField__error__invalid\">Please provide valid input<\/span><\/div>\n\n\n\n<div class=\"wp-block-rbc-input-field inputField inputField__isRequired  inputField__hideAsterisk inputField__phone\" data-target=\"phone\" data-prefill-target=\"bac.phone\" data-query-param=\"phone\" data-query-param-target=\"userInfo.phone\">\n<div class=\"wp-block-group inputField__label is-layout-flow wp-block-group-is-layout-flow\">\n<label class=\"wp-block-rbc-input-label inputLabel inputLabel__default inputLabel__weight__normal\" for=\"phone\" aria-label=\"Phone number\"><span class=\"inputLabel__text\">Phone number<\/span><\/label>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-rbc-input-textbox input-textbox tel left\"><div class=\"input-textbox-wrapper  input-textbox-indent\"><span class=\"input-textbox-prefix\">+1<\/span><input type=\"tel\" autocomplete=\"tel-national\" pattern=\"[0-9-]*\" placeholder=\"\" id=\"phone\" class=\"input-textbox-input textbox-class\" name=\"phone\" value=\"\" style=\"width:100%;height:48px;min-height:48px\"\/><\/div><\/div>\n<\/div>\n<span class=\"inputField__error inputField__error__empty\">Enter your phone number<\/span><span class=\"inputField__error inputField__error__invalid\">Please provide valid input<\/span><\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group disableIfQC isConditional is-layout-flow wp-block-group-is-layout-flow\">\n<p class=\"formStep__privacyNotice has-text-sm-font-size has-dove-grey-color has-text-color\">By submitting this form, you consent to use the details you provided here to generate your insurance quote. Your information is securely stored and protected. Check our <a href=\"#\">Global Privacy Notice<\/a>.<\/p>\n<\/div>\n<div class=\"formStep__navigation\"><div class=\"formStep__navigation__inner\"><div class=\"wp-block-button btn tertiary is-style-tertiary isPrev\"><button type=\"button\" class=\"wp-block-button__link wp-element-button\" aria-label=\"Back\">Back<\/button><\/div><div class=\"wp-block-button btn is-style-primary primary isNext\"><button type=\"button\" class=\"wp-block-button__link wp-element-button\" aria-label=\"See result\">See result<\/button><\/div><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-quote-result quoteResult quoteResult__max\"><div class=\"quoteResult__heading\"><div class=\"wp-block-button btn link is-style-link isPrev\"><button type=\"button\" class=\"wp-block-button__link wp-element-button\" aria-label=\"Back\">Back<\/button><\/div><h2>Your critical illness insurance recommendation<\/h2><\/div>\n<div class=\"wp-block-group quoteResult__group__resultCard is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group quoteResultCard__container quoteResultCard__container__max is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-rbc-quote-result-card quoteResultCard quoteResultCard__hasEnergyLines quoteResultCard__criticall__illness\"><div class=\"quoteResultCard__loadingSteps\"><span class=\"quoteResultCard__loadingStep active\"><span class=\"quoteResultCard__loadingText\">Analyzing your details<\/span><span class=\"quoteResultCard__loadingSpinner\"><\/span><\/span><span class=\"quoteResultCard__loadingStep\"><span class=\"quoteResultCard__loadingText\">Calculating recommendation<\/span><span class=\"quoteResultCard__loadingSpinner\"><\/span><\/span><\/div><div class=\"quoteResultCard__result\"><div class=\"quoteResultCard__quote\" style=\"--trust-icon-url:url(https:\/\/silver.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2021\/06\/shield-heart-icon.svg)\">\n<div class=\"wp-block-rbc-tool-tip toolTip isHelp isDismissable is-style-inline inline\" data-tooltip=\"<div class=&quot;toolTip__modal&quot;&gt;\n\t\t\t\t<div class=&quot;toolTip__content__container&quot;&gt;\n\t\t\t\t\t\n\t\t\t\t\t<p class=&quot;toolTip__content&quot;&gt;Our suggested minimum amount covers 12 months of salary, essential expenses, and extra costs associated with a critical illness.<br&gt;<br&gt;A typical recovery period for a critical illness can be more than 12 months, with many lasting much longer.<\/p&gt;\n\t\t\t\t\t\n\t\t\t\t<\/div&gt;\n\t\t\t\t<button type=&quot;button&quot; class=&quot;toolTip__close&quot; aria-label=&quot;Close&quot;&gt;<\/button&gt;\n\t\t\t<\/div&gt;\"><div class=\"toolTip__container\"><p class=\"toolTip__prefix\"><mark style=\"background-color:rgba(0, 0, 0, 0);color:#6F6F6F\" class=\"has-inline-color\"><span class=\"font-size__override p-medium\">Suggested minimum coverage amount<\/span><\/mark><\/p><button type=\"button\" class=\"toolTip__icon\" aria-label=\"Learn more\"><\/button><\/div><\/div>\n\n\n\n<div class=\"wp-block-group quoteResultCard__quote__amounts is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group quoteResultCard__quote__amountSingle is-layout-flow wp-block-group-is-layout-flow\">\n<span class=\"wp-block-rbc-html-element quoteResultCard__currency quoteResultCard__currency__left\">$<\/span>\n\n\n\n<span class=\"wp-block-rbc-html-element quoteResultCard__amount\">00,000<\/span>\n\n\n\n<span class=\"wp-block-rbc-html-element quoteResultCard__currency quoteResultCard__currency__right\">$<\/span>\n<\/div>\n\n\n\n<a href=\"#\" role=\"button\" class=\"wp-block-rbc-html-element isEditSelection\">Edit selections<\/a>\n<\/div>\n<ul class=\"quoteResultCard__quote__breakdown\"><li class=\"quoteResultCard__quote__breakdown__item\"><span class=\"quoteResultCard__quote__breakdown__label\">Lost income for 12 months<\/span><span class=\"quoteResultCard__quote__breakdown__total\"><span class=\"quoteResultCard__currency\">$<\/span><span class=\"quoteResultCard__quote__breakdown__amount\">00,000<\/span><\/span><\/li><li class=\"quoteResultCard__quote__breakdown__item\"><span class=\"quoteResultCard__quote__breakdown__label\">Essential expenses for 12 months<\/span><span class=\"quoteResultCard__quote__breakdown__total\"><span class=\"quoteResultCard__currency\">$<\/span><span class=\"quoteResultCard__quote__breakdown__amount\">00,000<\/span><\/span><\/li><li class=\"quoteResultCard__quote__breakdown__item\"><span class=\"quoteResultCard__quote__breakdown__label\">Recovery expenses<\/span><span class=\"quoteResultCard__quote__breakdown__total\"><span class=\"quoteResultCard__currency\">$<\/span><span class=\"quoteResultCard__quote__breakdown__amount\">00,000<\/span><\/span><\/li><\/ul><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-support-card supportCardWrapper supportCardWrapper__critical__illness\">\n<div class=\"wp-block-group supportCard is-layout-flow wp-block-group-is-layout-flow\">\n<figure class=\"wp-block-image size-full supportCard-image\"><img decoding=\"async\" src=\"https:\/\/silver.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2026\/08\/Header_5b6abb.svg\" alt=\"\" class=\"wp-image-40955\"\/><\/figure>\n\n\n\n<p><span class=\"font-size__override sm-font\">Licensed advisors are here to help<\/span><\/p>\n\n\n\n<p class=\"has-dove-grey-color has-text-color has-link-color has-text-reg-font-size wp-elements-92277c59b43a2926069ad987148c7ca7\">They\u2019ll give you personalized advice about critical illness insurance, including pricing and plan options.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\"><div>\n<div class=\"wp-block-button is-style-primary primary supportCard-button modalTrigger__bookacall btn before icon-customer-service-inverse\" style=\"--icon-url:url('https:\/\/www.rbcinsurance.com\/en-ca\/wp-content\/themes\/rbc\/dist\/img\/icons\/icon-customer-service-inverse.svg')\" data-tagging-action=\"click\" data-tagging=\"{&quot;tealiumEvent&quot;:&quot;click&quot;,&quot;eventName&quot;:&quot;book a call - popup&quot;,&quot;eventType&quot;:&quot;&quot;,&quot;eventLocation&quot;:&quot;button&quot;,&quot;readValue&quot;:&quot;&quot;,&quot;readProperty&quot;:&quot;&quot;,&quot;matchValue&quot;:&quot;&quot;}\"><a class=\"wp-block-button__link wp-element-button\" href=\"#\" data-dig-id=\"LP-40943-eac12a5a\" data-dig-category=\"LP\" data-dig-action=\"button click\" data-dig-label=\"Book a free call-# \">Book a free call<\/a><\/div>\n<\/div><\/div>\n\n\n\n<p class=\"has-text-align-center supportCard-link\"><a href=\"#\"><\/a><a href=\"https:\/\/www.rbcinsurance.com\/en-ca\/health-insurance\/critical-illness-insurance\/\" class=\"rbc-link-format\"><\/a><a href=\"https:\/\/www.rbcinsurance.com\/en-ca\/health-insurance\/critical-illness-insurance\/\">Learn more about critical illness insurance<\/a><\/p>\n\n\n\n<p class=\"has-text-align-center supportCard-phone\">You can also all us at <a href=\"tel:1-866-262-7922\">1-866-262-7922<\/a><\/p>\n\n\n\n<p class=\"has-text-align-center supportCard-phone supportCard-phone-hours\">(Mondays to Fridays, 9am \u2013 5pm EST)<\/p>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group quoteResult__productCards__container is-layout-flow wp-block-group-is-layout-flow\">\n<h2 class=\"wp-block-heading has-text-align-center\" id=\"h-our-critical-illness-insurance-plans\">Our critical illness insurance plans<\/h2>\n\n\n\n<div class=\"wp-block-group quoteResult__productCards is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-rbc-comparison-card comparisonCard showEnergyLines enableFullWidth is-style-white-bg\" style=\"--border-color:#E0E0E0\">\n<div class=\"wp-block-group is-vertical is-layout-flex wp-container-core-group-is-layout-2256ceb0 wp-block-group-is-layout-flex\">\n<div class=\"wp-block-group comparisonCard__topContent is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group comparisonCard__header is-horizontal is-layout-flex wp-block-group-is-layout-flex\">\n<h5 class=\"wp-block-heading\" id=\"h-critical-illness-insurance\">Critical illness insurance<\/h5>\n\n\n\n<p class=\"cardTag\">Most popular<\/p>\n<\/div>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"h-renewable-term\">Renewable Term<\/h4>\n\n\n\n<p>Flexible coverage <strong>renewable every 10, 15, or 20 years<\/strong>, until age 75\u2014so you can adapt your coverage as your life changes.<\/p>\n<\/div>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity is-style-wide wide\"\/>\n\n\n\n<div class=\"wp-block-group comparisonCard__highlights is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-rbc-highlights-card highlightsCard\"><div class=\"highlightsCard__heading\"><h5>Ideal if you<\/h5><\/div><div class=\"highlightsCard__items\">\n<p>Want term coverage with flexibility to renew as your needs change<\/p>\n\n\n\n<p>Are earlier in your career or have a financial commitment like a mortgage or car loan<\/p>\n\n\n\n<p>Want lower premiums with the option to convert to longer term coverage<\/p>\n<\/div><\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-vertical is-layout-flex wp-container-core-group-is-layout-fe9cc265 wp-block-group-is-layout-flex\">\n<div class=\"wp-block-group comparisonCard__cta is-layout-flow wp-block-group-is-layout-flow\" data-tagging-action=\"click\" data-tagging=\"{&quot;tealiumEvent&quot;:&quot;click&quot;,&quot;eventName&quot;:&quot;Learn more Level Premium to age 75&quot;,&quot;eventType&quot;:&quot;&quot;,&quot;eventLocation&quot;:&quot;CI Learn More button&quot;,&quot;readValue&quot;:&quot;&quot;,&quot;readProperty&quot;:&quot;&quot;,&quot;matchValue&quot;:&quot;&quot;}\">\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\"><div>\n<div class=\"wp-block-button btn is-style-secondary secondary\" data-tagging-action=\"click\" data-tagging=\"{&quot;tealiumEvent&quot;:&quot;click&quot;,&quot;eventName&quot;:&quot;Learn more Renewable Term&quot;,&quot;eventType&quot;:&quot;&quot;,&quot;eventLocation&quot;:&quot;CI Learn More button&quot;,&quot;readValue&quot;:&quot;&quot;,&quot;readProperty&quot;:&quot;&quot;,&quot;matchValue&quot;:&quot;&quot;}\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.rbcinsurance.com\/en-ca\/health-insurance\/critical-illness-insurance\/\" data-dig-id=\"LP-40943-b7b299ba\" data-dig-category=\"LP\" data-dig-action=\"button click\" data-dig-label=\"Learn more-https:\/\/www.rbcinsurance.com\/en-ca\/health-insurance\/critical-illness-insurance\/ \">Learn more<\/a><\/div>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-comparison-card comparisonCard  enableFullWidth is-style-white-bg\" style=\"--border-color:#E0E0E0\">\n<div class=\"wp-block-group is-vertical is-layout-flex wp-container-core-group-is-layout-2256ceb0 wp-block-group-is-layout-flex\">\n<div class=\"wp-block-group comparisonCard__topContent is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group comparisonCard__header is-horizontal is-layout-flex wp-block-group-is-layout-flex\">\n<h5 class=\"wp-block-heading\" id=\"h-critical-illness-insurance-0\">Critical illness insurance<\/h5>\n<\/div>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"h-level-premium-to-age-75\">Level Premium to Age 75<\/h4>\n\n\n\n<p class=\"has-text-reg-font-size\">Comprehensive critical illness insurance coverage with <strong>fixed premiums to age 75<\/strong> and flexible payment options.<\/p>\n<\/div>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity is-style-wide wide\"\/>\n\n\n\n<div class=\"wp-block-group comparisonCard__highlights is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-rbc-highlights-card highlightsCard\"><div class=\"highlightsCard__heading\"><h5>Ideal if you<\/h5><\/div><div class=\"highlightsCard__items\">\n<p>Need to protect your income and financial obligations leading up to retirement<\/p>\n\n\n\n<p>Want long-term coverage to maintain your standard of living<\/p>\n\n\n\n<p>Value knowing exactly what your coverage costs<\/p>\n<\/div><\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-vertical is-layout-flex wp-container-core-group-is-layout-fe9cc265 wp-block-group-is-layout-flex\">\n<div class=\"wp-block-group comparisonCard__cta is-layout-flow wp-block-group-is-layout-flow\" data-tagging-action=\"click\" data-tagging=\"{&quot;tealiumEvent&quot;:&quot;click&quot;,&quot;eventName&quot;:&quot;Learn more Level Premium to age 75&quot;,&quot;eventType&quot;:&quot;&quot;,&quot;eventLocation&quot;:&quot;CI Learn More button&quot;,&quot;readValue&quot;:&quot;&quot;,&quot;readProperty&quot;:&quot;&quot;,&quot;matchValue&quot;:&quot;&quot;}\">\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\"><div>\n<div class=\"wp-block-button btn is-style-secondary secondary\" data-tagging-action=\"click\" data-tagging=\"{&quot;tealiumEvent&quot;:&quot;click&quot;,&quot;eventName&quot;:&quot;Learn more Level Premium to age 75&quot;,&quot;eventType&quot;:&quot;&quot;,&quot;eventLocation&quot;:&quot;CI Learn More button&quot;,&quot;readValue&quot;:&quot;&quot;,&quot;readProperty&quot;:&quot;&quot;,&quot;matchValue&quot;:&quot;&quot;}\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.rbcinsurance.com\/en-ca\/health-insurance\/critical-illness-insurance\/\" data-dig-id=\"LP-40943-cc863387\" data-dig-category=\"LP\" data-dig-action=\"button click\" data-dig-label=\"Learn more-https:\/\/www.rbcinsurance.com\/en-ca\/health-insurance\/critical-illness-insurance\/ \">Learn more<\/a><\/div>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-comparison-card comparisonCard  enableFullWidth is-style-white-bg\" style=\"--border-color:#E0E0E0\">\n<div class=\"wp-block-group is-vertical is-layout-flex wp-container-core-group-is-layout-2256ceb0 wp-block-group-is-layout-flex\">\n<div class=\"wp-block-group comparisonCard__topContent is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group comparisonCard__header is-horizontal is-layout-flex wp-block-group-is-layout-flex\">\n<h5 class=\"wp-block-heading\" id=\"h-critical-illness-insurance-1\">Critical illness insurance<\/h5>\n<\/div>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"h-level-premium-to-age-100\">Level Premium to Age 100<\/h4>\n\n\n\n<p>Comprehensive critical illness insurance coverage with <strong>fixed premiums to age 100<\/strong> so your protection stays in place no matter where life takes you.<\/p>\n<\/div>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity is-style-wide wide\"\/>\n\n\n\n<div class=\"wp-block-group comparisonCard__highlights is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-rbc-highlights-card highlightsCard\"><div class=\"highlightsCard__heading\"><h5>Ideal if you<\/h5><\/div><div class=\"highlightsCard__items\">\n<p>Want lifelong coverage, no matter how your health or circumstances change<\/p>\n\n\n\n<p>Need to protect long-term financial obligations or dependents<\/p>\n\n\n\n<p>Value the certainty of fixed premiums on a plan that stays with you for life<\/p>\n<\/div><\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-vertical is-layout-flex wp-container-core-group-is-layout-fe9cc265 wp-block-group-is-layout-flex\">\n<div class=\"wp-block-group comparisonCard__cta is-layout-flow wp-block-group-is-layout-flow\" data-tagging-action=\"click\" data-tagging=\"{&quot;tealiumEvent&quot;:&quot;click&quot;,&quot;eventName&quot;:&quot;Learn more Level Premium to age 75&quot;,&quot;eventType&quot;:&quot;&quot;,&quot;eventLocation&quot;:&quot;CI Learn More button&quot;,&quot;readValue&quot;:&quot;&quot;,&quot;readProperty&quot;:&quot;&quot;,&quot;matchValue&quot;:&quot;&quot;}\">\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\"><div>\n<div class=\"wp-block-button btn is-style-secondary secondary\" data-tagging-action=\"click\" data-tagging=\"{&quot;tealiumEvent&quot;:&quot;click&quot;,&quot;eventName&quot;:&quot;Learn more Level Premium to age 100&quot;,&quot;eventType&quot;:&quot;&quot;,&quot;eventLocation&quot;:&quot;CI Learn More button&quot;,&quot;readValue&quot;:&quot;&quot;,&quot;readProperty&quot;:&quot;&quot;,&quot;matchValue&quot;:&quot;&quot;}\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.rbcinsurance.com\/en-ca\/health-insurance\/critical-illness-insurance\/\" data-dig-id=\"LP-40943-cc863387\" data-dig-category=\"LP\" data-dig-action=\"button click\" data-dig-label=\"Learn more-https:\/\/www.rbcinsurance.com\/en-ca\/health-insurance\/critical-illness-insurance\/ \">Learn more<\/a><\/div>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group quoteResult__bottom is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-rbc-callout-card calloutCard calloutCard__featuredBanner\" data-bg-hero-desktop=\"https:\/\/silver.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2026\/06\/tools-banner-desktop.webp\" data-bg-hero-mobile=\"https:\/\/silver.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2026\/06\/Hero-Photo.png\" style=\"--bghero-desktop:url(https:\/\/silver.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2026\/06\/tools-banner-desktop.webp);--bghero-mobile:url(https:\/\/silver.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2026\/06\/Hero-Photo.png);background-color:#F6F3F2\">\n<div class=\"wp-block-columns cols is-layout-flex wp-container-core-columns-is-layout-28f84493 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column col-left is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-group is-layout-flow wp-block-group-is-layout-flow\">\n<h2 class=\"wp-block-heading\" id=\"h-focus-on-recovery-not-finances\">Focus on recovery, not finances<\/h2>\n\n\n\n<p class=\"has-text-lg-font-size\">The critical illness benefit is a lump-sum payment designed to give you financial flexibility.<\/p>\n<\/div>\n\n\n\n<ul class=\"wp-block-rbc-list\">\n<li style=\"--list-item-icon:url(https:\/\/silver.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2026\/06\/benefits.svg)\" class=\"wp-block-rbc-list-item\">\n<p>Replace lost income from work<\/p>\n<\/li>\n\n\n\n<li style=\"--list-item-icon:url(https:\/\/silver.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2026\/06\/medical-square.svg)\" class=\"wp-block-rbc-list-item\">\n<p>Cover out-of-pocket costs<\/p>\n<\/li>\n\n\n\n<li style=\"--list-item-icon:url(https:\/\/silver.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2026\/06\/credit-card-shield.svg)\" class=\"wp-block-rbc-list-item\">\n<p>Pay your mortgage and household bills<\/p>\n<\/li>\n<\/ul>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group quoteResult__bottom__inner is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-rbc-testimonial-block testimonialBlock default is-style-no-overlay\"><div class=\"testimonialBlock__container\"><div class=\"testimonialBlock__content\"><h2 class=\"testimonialBlock__heading\">What our customers are saying<\/h2><div class=\"testimonialBlock__cards carousel-wpr\">\n<div class=\"wp-block-rbc-testimonial testimonial\">\n<div class=\"wp-block-group testimonial__content is-layout-flow wp-block-group-is-layout-flow\">\n<p class=\"testimonial__title\">Kimberly S.<\/p>\n\n\n\n<p class=\"has-dove-grey-color has-text-color has-link-color wp-elements-c1dc2286bc664fd9e58159e95ad97dc2\">New Brunswick<\/p>\n\n\n\n<p class=\"testimonial__desc has-black-color has-text-color has-link-color wp-elements-91694b5cec937fcd803f582a15b639a1\">The advisor was a delight to work with. I feel like he sold me exactly what I needed, and was considerate of my budget.<\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-testimonial testimonial\">\n<div class=\"wp-block-group testimonial__content is-layout-flow wp-block-group-is-layout-flow\">\n<p class=\"testimonial__title\">Alice S.<\/p>\n\n\n\n<p class=\"has-dove-grey-color has-text-color has-link-color wp-elements-3c6208d39c711894b0dc9b4049ad9048\">Ontario<\/p>\n\n\n\n<p class=\"testimonial__desc has-black-color has-text-color has-link-color wp-elements-2817e79ed0bdc6d6e6614bee97c45406\">They were professional and knowledgeable, which helped in my decision-making. Making a non-rushed, informed decision is very important to me.<\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-testimonial testimonial\">\n<div class=\"wp-block-group testimonial__content is-layout-flow wp-block-group-is-layout-flow\">\n<p class=\"testimonial__title\">Hristina T.<\/p>\n\n\n\n<p class=\"has-dove-grey-color has-text-color has-link-color wp-elements-3d5f8f811425ec8f383178f77bbabbab\">British Columbia<\/p>\n\n\n\n<p class=\"testimonial__desc has-black-color has-text-color has-link-color wp-elements-724e39acbaa7d60e9ff73858c8662582\">I went with RBC Insurance because of the service I received. They were amazing, easy-to-reach, and answered all my questions.<\/p>\n<\/div>\n<\/div>\n<\/div><\/div><\/div><div class=\"testimonialBlock__sliderNav\"><div class=\"testimonialBlock__navArrow testimonialBlock__prevArrow\"><\/div><div class=\"testimonialBlock__sliderDots\"><\/div><div class=\"testimonialBlock__navArrow testimonialBlock__nextArrow\"><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-faq faq default is-style-2-col hasDisclaimer\"><div class=\"faq__header\"><h2>Frequently asked questions about critical illness insurance<\/h2><\/div><div class=\"faq__content\">\n<div class=\"wp-block-rbc-rbc-collapsible-accordion accordion\" id=\"&quot;accordionSet1\">\n<div class=\"wp-block-rbc-rbc-collapsible-panel\"><div class=\"accordion-panel\"><button id=\"accordion-titleca83d939\" class=\"collapse-toggle collapsed\" data-target=\"#accordionca83d939\" data-toggle=\"collapse\" data-parent=\"#accordionSet1\" aria-expanded=\"false\" data-dig-id=\"LP-40943-ca83d939\" aria-controls=\"accordionca83d939\" data-dig-category=\"LP\" data-dig-action=\"collapsible closed\" data-dig-label=\"What is a critical illness insurance calculator?\" action-closed=\"collapsible closed\" action-opened=\"collapsible open\"><div>What is a critical illness insurance calculator?<\/div><\/button><div class=\"collapse-content collapse\" id=\"accordionca83d939\" role=\"region\" aria-labelledby=\"accordion-titleca83d939\"><div class=\"collapse-inner\">\n<p>A&nbsp;critical illness insurance calculator&nbsp;can help you estimate how much critical illness coverage you might need if you were diagnosed with a serious illness. You could require specialized treatments, time off work, accommodations in your home, or help with self-care. This calculator helps you get an idea of how much these expenses might cost and what amount you might want your insurance policy to pay out to help you cover them comfortably.<\/p>\n<\/div><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-rbc-collapsible-panel\"><div class=\"accordion-panel\"><button id=\"accordion-titleba8bb30e\" class=\"collapse-toggle collapsed\" data-target=\"#accordionba8bb30e\" data-toggle=\"collapse\" data-parent=\"#accordionSet1\" aria-expanded=\"false\" data-dig-id=\"LP-40943-ba8bb30e\" aria-controls=\"accordionba8bb30e\" data-dig-category=\"LP\" data-dig-action=\"collapsible closed\" data-dig-label=\"How much does critical illness insurance cost in Canada?\" action-closed=\"collapsible closed\" action-opened=\"collapsible open\"><div>How much does critical illness insurance cost in Canada?<\/div><\/button><div class=\"collapse-content collapse\" id=\"accordionba8bb30e\" role=\"region\" aria-labelledby=\"accordion-titleba8bb30e\"><div class=\"collapse-inner\">\n<p>Critical illness insurance premiums are based on factors such as your age, the lump-sum payout amount you choose, your overall health at the time of application, and how long the coverage will be in place. Your premium may be fixed or variable, depending on your policy.<br><br>The more coverage you want, the higher the premiums you\u2019ll have to pay. Working with a licensed insurance advisor can help you get the right level of coverage for your unique situation.<\/p>\n<\/div><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-rbc-collapsible-panel\"><div class=\"accordion-panel\"><button id=\"accordion-title1c92e1ba\" class=\"collapse-toggle collapsed\" data-target=\"#accordion1c92e1ba\" data-toggle=\"collapse\" data-parent=\"#accordionSet1\" aria-expanded=\"false\" data-dig-id=\"LP-40943-1c92e1ba\" aria-controls=\"accordion1c92e1ba\" data-dig-category=\"LP\" data-dig-action=\"collapsible closed\" data-dig-label=\"How much critical illness coverage is enough?\" action-closed=\"collapsible closed\" action-opened=\"collapsible open\"><div>How much critical illness coverage is enough?<\/div><\/button><div class=\"collapse-content collapse\" id=\"accordion1c92e1ba\" role=\"region\" aria-labelledby=\"accordion-title1c92e1ba\"><div class=\"collapse-inner\">\n<p>There\u2019s no one-size-fits-all rule for how much critical illness coverage you need, but a good starting point is to have enough to cover at least 12 months of salary, essential expenses, and extra costs associated with a critical illness.<br><br>Having this financial safety net can help you focus on your recovery instead of worrying about your financial obligations.<\/p>\n<\/div><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-rbc-collapsible-panel\"><div class=\"accordion-panel\"><button id=\"accordion-titlef38fe481\" class=\"collapse-toggle collapsed\" data-target=\"#accordionf38fe481\" data-toggle=\"collapse\" data-parent=\"#accordionSet1\" aria-expanded=\"false\" data-dig-id=\"LP-40943-f38fe481\" aria-controls=\"accordionf38fe481\" data-dig-category=\"LP\" data-dig-action=\"collapsible closed\" data-dig-label=\"Is critical illness insurance worth it?\" action-closed=\"collapsible closed\" action-opened=\"collapsible open\"><div>Is critical illness insurance worth it?<\/div><\/button><div class=\"collapse-content collapse\" id=\"accordionf38fe481\" role=\"region\" aria-labelledby=\"accordion-titlef38fe481\"><div class=\"collapse-inner\">\n<p>Whether critical illness insurance is worth it will depend on individual and financial factors, including your age, health, family medical history, lifestyle, and occupational risks, existing insurance coverage, and your financial situation. This insurance can be especially beneficial for primary breadwinners, caregivers, self-employed people, and business owners.<\/p>\n<\/div><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-rbc-collapsible-panel\"><div class=\"accordion-panel\"><button id=\"accordion-title011067bd\" class=\"collapse-toggle collapsed\" data-target=\"#accordion011067bd\" data-toggle=\"collapse\" data-parent=\"#accordionSet1\" aria-expanded=\"false\" data-dig-id=\"LP-40943-011067bd\" aria-controls=\"accordion011067bd\" data-dig-category=\"LP\" data-dig-action=\"collapsible closed\" data-dig-label=\"Can I get my premiums back if I change my mind or never make a claim?\" action-closed=\"collapsible closed\" action-opened=\"collapsible open\"><div>Can I get my premiums back if I change my mind or never make a claim?<\/div><\/button><div class=\"collapse-content collapse\" id=\"accordion011067bd\" role=\"region\" aria-labelledby=\"accordion-title011067bd\"><div class=\"collapse-inner\">\n<p>Depending on the type of Return of Premium benefit you add and how long your critical illness insurance policy stays active, you can receive up to 100% of your paid premiums back.<sup><a href=\"#legal-1\" data-dig-id=\"LP-40943-08a2afde\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"1\" class=\"rbc-link-format\">1<\/a><\/sup><br><br>There are three types of Return of Premium benefits:<br><br>1. Return of Premium on Surrender (ROPS)<br>If you no longer need coverage, ROPS lets you cancel your policy and receive up to 100% of your paid premiums back. The percentage of eligible premiums returned varies depending on the specific Return of Premium Surrender option selected and the policy year the surrender occurs.<br><br>2. Return of Premium on Expiry (ROPE)<br>With ROPE, you can receive all your paid premiums back in a lump sum if your policy expires without making a claim.<br><br>3. Return of Premium on Death (ROPD)<br>If you pass away while your policy is in effect, having ROPD means your named beneficiary or recipient can receive 100% of your paid premiums.<\/p>\n<\/div><\/div><\/div><\/div>\n<\/div>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<section class=\"wp-block-rbc-rbc-legal-collapsible disclaimer\" aria-label=\"Legal Disclaimers\"><div class=\"section-inner\"><p><button class=\"collapse-toggle collapsed\" data-target=\"#collapseDisclaimer\" data-toggle=\"collapse\" aria-expanded=\"false\" aria-controls=\"collapseDisclaimer\" data-dig-id=\"LP-40943-8639aaec\" data-dig-category=\"LP\" data-dig-action=\"legal close\" data-dig-label=\"legal close\" action-closed=\"legal close\" action-opened=\"legal open\" label-close=\"legal open\" label-open=\"legal close\"><span>View Legal Disclaimers<\/span><span>Hide Legal Disclaimers<\/span><\/button><\/p><div class=\"collapse-content collapse\" id=\"collapseDisclaimer\"><div class=\"collapse-inner\"><div class=\"table-wpr\">\n<div class=\"wp-block-rbc-rbc-disclaimer-block\"><div class=\"table-row\" id=\"legal-1\"><div class=\"table-cell\"><span class=\"offscreen\">Legal Disclaimer<\/span><sup><\/sup><\/div><div class=\"table-cell\">\n<p>*The amount returned under a Return of Premium option depends on the option selected and the date the option is exercised (based on either the policy anniversary or the age of the insured person),&nbsp;as detailed in the insurance policy.&nbsp;Terms and conditions apply.<\/p>\n\n\n\n<p><br>**Services offered by Teladoc Health Canada are subject to change. Terms and conditions apply.<\/p>\n<\/div><\/div><\/div>\n<\/div><\/div><\/div><\/div><\/section>\n\n\n\n<div class=\"wp-block-rbc-modal-popup\"><button class=\"rbci-modal-popup__trigger modalTrigger__bookacall\" type=\"button\">Open Modal<\/button><div class=\"rbci-modal-popup__overlay modalTrigger__bookacall hide\"><div class=\"rbci-modal-popup__content\"><button class=\"rbci-modal-popup__close\" type=\"button\">\u00d7<\/button>\n<div class=\"wp-block-rbc-form-step-manager formStepManager\" data-form=\"bac\" data-sfconfigs=\"{&quot;campaignName&quot;:&quot;Web - CI Calculator: Book a Call Lead&quot;,&quot;lineOfBusiness&quot;:&quot;health&quot;,&quot;leadType&quot;:&quot;Non Lead Critical Illness&quot;,&quot;leadDesc&quot;:&quot;Critical Illness - Book a Call Lead&quot;,&quot;leadDescEmbedded&quot;:&quot;Embedded quote - Critical Illness - Book a Call Lead&quot;,&quot;leadDetails&quot;:&quot;Lead - {lead_details}&quot;,&quot;capturesLead&quot;:true}\">\n<div class=\"wp-block-rbc-form-step formStep formStep__last formStep__fullWidthButtons formStep__noBorder active bookaCall isEdited\" data-tagging-action=\"form_action_next\" data-tagging=\"{&quot;tealiumEvent&quot;:&quot;conversion&quot;,&quot;eventName&quot;:&quot;ci_book_a_call&quot;,&quot;eventType&quot;:&quot;click&quot;,&quot;eventLocation&quot;:&quot;CI book a call button&quot;,&quot;readValue&quot;:&quot;&quot;,&quot;readProperty&quot;:&quot;&quot;,&quot;matchValue&quot;:&quot;&quot;}\">\n<div class=\"wp-block-group formStep__titleGroup is-layout-flow wp-block-group-is-layout-flow\">\n\n\n<h3 class=\"wp-block-heading has-text-align-center bookaCallTitle\" id=\"h-book-a-call-with-an-advisor\">Book a call with an advisor<\/h3>\n\n\n\n<p class=\"has-text-align-center bookaCallDescription\">Review your quote with our licensed RBC advisors to get expert advice on the most suitable coverage based your needs.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-group formStep__inputFieldGroup is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group formStep__inputFieldGroup__row is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-rbc-input-field inputField inputField__isRequired\" data-target=\"booktime\">\n<div class=\"wp-block-group inputField__label is-layout-flow wp-block-group-is-layout-flow\">\n<label class=\"wp-block-rbc-input-label inputLabel inputLabel__default\" for=\"\" aria-label=\"\"><span class=\"inputLabel__text\">Best time to call<\/span><\/label>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"selectDropdown__wrapper\">\n\t\t<div class=\"selectDropdown__container\">\n\t\t<div class=\"selectDropdown selectDropdown__default bookaCallSelect selectDropdown__floating selectDropdown__custom\" id=\"booktime\"\t\t\tdata-option_name=\"booktime\" style=\"width:100%\">\n\t\t\t<button class=\"selectDropdown__button\" aria-haspopup=\"listbox\" aria-expanded=\"false\">\n\t\t\t\t<span class=\"selectDropdown__title\" data-default_title=\"Choose a time\">\n\t\t\t\t\tChoose a time\t\t\t\t<\/span>\n\t\t\t\t<span class=\"selectDropdown__chevron\"><\/span>\n\t\t\t<\/button>\n\t\t\t<ul class=\"selectDropdown__list\" role=\"listbox\" tabindex=\"-1\">\n\t\t\t\t\t\t\t\t\t<li\n\t\t\t\t\t\tclass=\"selectDropdown__list__item \"\n\t\t\t\t\t\tdata-option_value=\"9 a.m - 12 p.m\"\n\t\t\t\t\t\trole=\"option\"\n\t\t\t\t\t\ttabindex=\"0\"\n\t\t\t\t\t\taria-selected=\"false\"\n\t\t\t\t\t\t\t\t\t\t\t\tdata-option_url=\"\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div class=\"selectDropdown__list__item__content\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"selectDropdown__list__item__name\">\n\t\t\t\t\t\t\t\t\tAround 9 a.m &#8211; 12 p.m\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t<li\n\t\t\t\t\t\tclass=\"selectDropdown__list__item \"\n\t\t\t\t\t\tdata-option_value=\"12 p.m - 4 p.m\"\n\t\t\t\t\t\trole=\"option\"\n\t\t\t\t\t\ttabindex=\"0\"\n\t\t\t\t\t\taria-selected=\"false\"\n\t\t\t\t\t\t\t\t\t\t\t\tdata-option_url=\"\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div class=\"selectDropdown__list__item__content\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"selectDropdown__list__item__name\">\n\t\t\t\t\t\t\t\t\tAround 12 p.m &#8211; 4 p.m\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t<li\n\t\t\t\t\t\tclass=\"selectDropdown__list__item \"\n\t\t\t\t\t\tdata-option_value=\"4 p.m- 8 p.m\"\n\t\t\t\t\t\trole=\"option\"\n\t\t\t\t\t\ttabindex=\"0\"\n\t\t\t\t\t\taria-selected=\"false\"\n\t\t\t\t\t\t\t\t\t\t\t\tdata-option_url=\"\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div class=\"selectDropdown__list__item__content\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"selectDropdown__list__item__name\">\n\t\t\t\t\t\t\t\t\tAround 4 p.m &#8211; 8 p.m\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t<li\n\t\t\t\t\t\tclass=\"selectDropdown__list__item \"\n\t\t\t\t\t\tdata-option_value=\"No preference\"\n\t\t\t\t\t\trole=\"option\"\n\t\t\t\t\t\ttabindex=\"0\"\n\t\t\t\t\t\taria-selected=\"false\"\n\t\t\t\t\t\t\t\t\t\t\t\tdata-option_url=\"\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div class=\"selectDropdown__list__item__content\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"selectDropdown__list__item__name\">\n\t\t\t\t\t\t\t\t\tNo preference\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t\t<input type=\"hidden\" name=\"booktime\" value=\"\" \/>\n\t\t\t\t\t<\/div>\n\t\t\t<\/div>\t\n<\/div>\n<\/div>\n<span class=\"inputField__error inputField__error__empty\">This field cannot be blank<\/span><span class=\"inputField__error inputField__error__invalid\">Please provide valid input<\/span><\/div>\n\n\n\n<div class=\"wp-block-rbc-input-field inputField inputField__isRequired  inputField__postalcode\" data-target=\"postalcode\">\n<div class=\"wp-block-group inputField__label is-layout-flow wp-block-group-is-layout-flow\">\n<label class=\"wp-block-rbc-input-label inputLabel inputLabel__default\" for=\"\" aria-label=\"\"><span class=\"inputLabel__text\">Postal code<\/span><\/label>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-rbc-input-textbox input-textbox text left\"><div class=\"input-textbox-wrapper \"><input type=\"text\" placeholder=\"\" id=\"bookacallpostalcode\" class=\"input-textbox-input textbox-class\" name=\"postalcode\" value=\"\" style=\"width:100%;height:48px;min-height:48px\"\/><\/div><\/div>\n<\/div>\n<span class=\"inputField__error inputField__error__empty\">This field cannot be blank<\/span><span class=\"inputField__error inputField__error__invalid\">Please provide valid input<\/span><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group formStep__inputFieldGroup__row is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-rbc-input-field inputField inputField__isRequired  inputField__name\" data-target=\"bookacallfirstname\">\n<div class=\"wp-block-group inputField__label is-layout-flow wp-block-group-is-layout-flow\">\n<label class=\"wp-block-rbc-input-label inputLabel inputLabel__default\" for=\"\" aria-label=\"\"><span class=\"inputLabel__text\">First name<\/span><\/label>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-rbc-input-textbox input-textbox text left\"><div class=\"input-textbox-wrapper \"><input type=\"text\" placeholder=\"\" id=\"bookacallfirstname\" class=\"input-textbox-input textbox-class\" name=\"bookacallfirstname\" value=\"\" style=\"width:100%;height:48px;min-height:48px\"\/><\/div><\/div>\n<\/div>\n<span class=\"inputField__error inputField__error__empty\">This field cannot be blank<\/span><span class=\"inputField__error inputField__error__invalid\">Please provide valid input<\/span><\/div>\n\n\n\n<div class=\"wp-block-rbc-input-field inputField inputField__isRequired  inputField__name\" data-target=\"bookacalllastname\">\n<div class=\"wp-block-group inputField__label is-layout-flow wp-block-group-is-layout-flow\">\n<label class=\"wp-block-rbc-input-label inputLabel inputLabel__default\" for=\"\" aria-label=\"\"><span class=\"inputLabel__text\">Last name<\/span><\/label>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-rbc-input-textbox input-textbox text left\"><div class=\"input-textbox-wrapper \"><input type=\"text\" placeholder=\"\" id=\"bookacalllastname\" class=\"input-textbox-input textbox-class\" name=\"bookacalllastname\" value=\"\" style=\"width:100%;height:48px;min-height:48px\"\/><\/div><\/div>\n<\/div>\n<span class=\"inputField__error inputField__error__empty\">This field cannot be blank<\/span><span class=\"inputField__error inputField__error__invalid\">Please provide valid input<\/span><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group formStep__inputFieldGroup__row is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-rbc-input-field inputField inputField__isRequired  inputField__phone\" data-target=\"phone\">\n<div class=\"wp-block-group inputField__label is-layout-flow wp-block-group-is-layout-flow\">\n<label class=\"wp-block-rbc-input-label inputLabel inputLabel__default\" for=\"\" aria-label=\"\"><span class=\"inputLabel__text\">Phone number<\/span><\/label>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-rbc-input-textbox input-textbox tel left\"><div class=\"input-textbox-wrapper  input-textbox-indent\"><span class=\"input-textbox-prefix\">+1<\/span><input type=\"tel\" autocomplete=\"tel-national\" pattern=\"[0-9-]*\" placeholder=\"\" id=\"bookacallphonenumber\" class=\"input-textbox-input textbox-class\" name=\"phone\" value=\"\" style=\"width:100%;height:48px;min-height:48px\"\/><\/div><\/div>\n<\/div>\n<span class=\"inputField__error inputField__error__empty\">This field cannot be blank<\/span><span class=\"inputField__error inputField__error__invalid\">Please provide valid input<\/span><\/div>\n\n\n\n<div class=\"wp-block-rbc-input-field inputField inputField__isRequired  inputField__email\" data-target=\"bookacallemail\">\n<div class=\"wp-block-group inputField__label is-layout-flow wp-block-group-is-layout-flow\">\n<label class=\"wp-block-rbc-input-label inputLabel inputLabel__default\" for=\"\" aria-label=\"\"><span class=\"inputLabel__text\">Email<\/span><\/label>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-rbc-input-textbox input-textbox email left\"><div class=\"input-textbox-wrapper \"><input type=\"email\" placeholder=\"\" id=\"bookacallemail\" class=\"input-textbox-input textbox-class\" name=\"bookacallemail\" value=\"\" style=\"width:100%;height:48px;min-height:48px\"\/><\/div><\/div>\n<\/div>\n<span class=\"inputField__error inputField__error__empty\">This field cannot be blank<\/span><span class=\"inputField__error inputField__error__invalid\">Please provide valid input<\/span><\/div>\n<\/div>\n<\/div>\n<div class=\"formStep__navigation\"><div class=\"wp-block-button btn is-style-primary primary isNext\"><button type=\"button\" class=\"wp-block-button__link wp-element-button\" aria-label=\"Book a call\">Book a call<\/button><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-form-step formStep  formStep__noBorder bookaCallSuccess\">\n<div class=\"wp-block-group formStep__titleGroup is-layout-flow wp-block-group-is-layout-flow\">\n\n\n<h3 class=\"wp-block-heading has-text-align-center bookaCallName\" id=\"h-your-call-has-been-scheduled-bac-bookacallfirstname\">Your call has been scheduled, <span class=\"placeholder__dynamic\">{bac.bookacallfirstname}<\/span>!<\/h3>\n\n\n\n<p class=\"has-text-align-center bookaCallPhone\">A licensed RBC advisor will call you at <span class=\"placeholder__dynamic\">{bac.phone}<\/span> in the next few days.<\/p>\n\n\n\n<div class=\"rbc-pill-block\"><div class=\"wp-block-rbc-pill-block snipe pill  bookaCallTimeSchedule is-style-blue blue\" style=\"--icon-url:url(undefined)\"><span><span class=\"placeholder__dynamic\">Between {bac.booktime}<\/span><\/span><\/div><\/div>\n<\/div>\n<div class=\"formStep__navigation\"><\/div><\/div>\n<\/div>\n<\/div><\/div><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Find out how much critical illness insurance you need with RBC Insurance&#8217;s free calculator. Estimate your recommended coverage amount in minutes.<\/p>\n","protected":false},"author":222,"featured_media":0,"parent":15214,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"templates\/tools-calculators.php","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-40943","page","type-page","status-publish"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v28.3 (Yoast SEO v28.3) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Critical Illness Insurance Calculator | RBC Insurance<\/title>\n<meta name=\"description\" content=\"Find out how much critical illness insurance you need with RBC Insurance&#039;s free calculator. 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