{"id":14851,"date":"2024-08-16T17:18:11","date_gmt":"2024-08-16T17:18:11","guid":{"rendered":"https:\/\/www.rbcinsurance.com\/en-ca\/?p=14851&#038;preview=true&#038;preview_id=14851"},"modified":"2025-12-09T14:13:00","modified_gmt":"2025-12-09T19:13:00","slug":"what-personal-property-is-covered-in-my-home-insurance-and-what-is-not","status":"publish","type":"post","link":"https:\/\/www.rbcinsurance.com\/en-ca\/advice-learning\/home-insurance\/what-personal-property-is-covered-in-my-home-insurance-and-what-is-not","title":{"rendered":"What Personal Property Is Covered in My Home Insurance, and What Is Not?"},"content":{"rendered":"\n<div class=\"wp-block-rbc-template-selector templateSelector template__article articleSingle\" data-template=\"article\">\n<div class=\"wp-block-group articleSingle__container tabListStickyWrapper is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group articleSingle__container__hero is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group articleSingle__container__hero__inner is-layout-flow wp-block-group-is-layout-flow\">\n<span class=\"rbc-yoast-breadcrum-span\"><span><a href=\"https:\/\/www.rbcinsurance.com\/en-ca\/\">Home<\/a><\/span><\/span>\n\n\n\n<div class=\"wp-block-group articleSingle__featuredImage__group is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group articleSingle__title__group is-layout-flow wp-block-group-is-layout-flow\"><h1 class=\"wp-block-post-title\">What Personal Property Is Covered in My Home Insurance, and What Is Not?<\/h1>\n\n\n<div class=\"wp-block-group articleSingle__date__group is-layout-flow wp-block-group-is-layout-flow\"><div class=\"wp-block-post-date\"><time datetime=\"2024-08-16T17:18:11-04:00\">August 16, 2024<\/time><\/div>\n\n\n<span class=\"wp-block-rbc-html-element articleSingle__readTime\">8 Min Read<\/span>\n<\/div>\n\n\n\n<div class=\"wp-block-group articleSingle__author__group is-layout-flow wp-block-group-is-layout-flow\">\n<img decoding=\"async\" src=\"https:\/\/www.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2021\/06\/Avatar.webp?quality=80&w=128\" alt=\"RBC Insurance\">\n\n\n\n<div class=\"wp-block-group articleSingle__author__details is-layout-flow wp-block-group-is-layout-flow\">\n<span class=\"wp-block-rbc-html-element articleSingle__author__name\">RBC Insurance<\/span>\n\n\n\n<span class=\"wp-block-rbc-html-element articleSingle__author__designation\"><\/span>\n<\/div>\n<\/div>\n<\/div>\n\n\n<figure class=\"articleSingle__featuredImage wp-block-post-featured-image\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/www.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2024\/08\/Article-Personal-Belongings-Insurance.jpg?quality=80&amp;w=1024\" class=\"attachment-post-thumbnail size-post-thumbnail wp-post-image\" alt=\"Young woman hanging art picture on wall and decorating living room\" style=\"object-fit:cover;\" srcset=\"https:\/\/www.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2024\/08\/Article-Personal-Belongings-Insurance.jpg 2121w, https:\/\/www.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2024\/08\/Article-Personal-Belongings-Insurance.jpg?resize=300,200 300w, https:\/\/www.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2024\/08\/Article-Personal-Belongings-Insurance.jpg?resize=768,512 768w, https:\/\/www.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2024\/08\/Article-Personal-Belongings-Insurance.jpg?resize=1024,683 1024w, https:\/\/www.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2024\/08\/Article-Personal-Belongings-Insurance.jpg?resize=1536,1024 1536w, https:\/\/www.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2024\/08\/Article-Personal-Belongings-Insurance.jpg?resize=2048,1365 2048w, https:\/\/www.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2024\/08\/Article-Personal-Belongings-Insurance.jpg?resize=412,275 412w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure><\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group articleSingle__container__main is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group articleSingle__container__page__nav is-layout-flow wp-block-group-is-layout-flow\">\t\t<div class=\"socials-block\">\n\t\t\t\t\t\t<p class=\"socials-block-title\">\n\t\t\tShare this article\t\t<\/p>\n\t\t<div class=\"social-links mob-mar-b-hlf mob-mar-t-hlf\">\n\t\t\t\t\t<a class=\"social-button-wrapper sharing-custom sharing-email\" href=\"mailto:?subject=What Personal Property Is Covered in My Home Insurance, and What Is Not? &#038;body=Hi, I thought you might be interested in this article from RBC Insurance: https:\/\/www.rbcinsurance.com\/en-ca\/advice-learning\/home-insurance\/what-personal-property-is-covered-in-my-home-insurance-and-what-is-not\">\n\t\t\t\t<img decoding=\"async\" src=\"https:\/\/www.rbcinsurance.com\/en-ca\/wp-content\/plugins\/rbc-blocks\/assets\/img\/icons\/icon-email.svg\"\n\t\t\t\talt=\"envelope icon\">\n\t\t\t\t<span>\n\t\t\t\tEmail\t\t\t\t<\/span>\n\t\t\t<\/a>\n\t\t<div class=\"social-button-wrapper sharing-copy-wrapper\">\n\t\t\t<button class=\"sharing-custom sharing-copy\" data-url=\"https:\/\/www.rbcinsurance.com\/en-ca\/advice-learning\/home-insurance\/what-personal-property-is-covered-in-my-home-insurance-and-what-is-not\">\n\t\t\t<img\n\t\t\t\tsrc=\"https:\/\/www.rbcinsurance.com\/en-ca\/wp-content\/plugins\/rbc-blocks\/assets\/img\/icons\/icon-related.svg\"\n\t\t\t\talt=\"copy icon\">\n\t\t\t<span id=\"sharing-copyUrl-Label\">\n\t\t\t\tCopy URL\t\t\t<\/span>\n\t\t\t<\/button>\n\t\t\t<input type=\"text\" class=\"sharing-copy-text\" aria-labelledby=\"sharing-copyUrl-Label\">\n\t\t<\/div>\n\t<\/div>\n  \t\t<\/div>\t\n\t\t\n\n\n<div class=\"wp-block-rbc-tabs-list tabsList\" data-switch=\"lgBp\" data-target-heading=\"h2\"><p class=\"tabsList__heading\">On this page<\/p><div class=\"tabsList__wrapper\"><button class=\"selectDropdown__button\" aria-haspopup=\"listbox\" aria-expanded=\"false\"><span class=\"selectDropdown__title\">What personal property is covered by home insurance in the event of a claim?<\/span><span class=\"selectDropdown__chevron\"><\/span><\/button><ul class=\"tabsList__items selectDropdown__list\"><li class=\"selectDropdown__list__item tabsList__item selected\"><a href=\"#h-what-personal-property-is-covered-by-home-insurance-in-the-event-of-a-claim\">What personal property is covered by home insurance in the event of a claim?<\/a><\/li><li class=\"selectDropdown__list__item tabsList__item \"><a href=\"#h-what-personal-property-may-not-be-covered-by-home-insurance\">What personal property may not be covered by home insurance?<\/a><\/li><\/ul><\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group articleSingle__content__main tabListHeadings is-layout-flow wp-block-group-is-layout-flow\">\n<section class=\"wp-block-rbc-section-block  pos-rel\" style=\"border-radius:0px\">\n<div class=\"wp-block-rbc-section-inner-block  section-inner \" style=\"border-radius:0x\">\n<p>Your home is your private oasis. It\u2019s a place that houses you and your family and stores all the precious belongings you\u2019ve collected over the years. But life happens. Unexpected events can damage your home and its contents, from fires and storms to theft and vandalism. Thankfully, your home, condo, or tenant insurance includes coverage for your contents and protects some of your possessions, such as furniture, appliances, electronics, and clothing. However, this type of insurance has its limits. Read on to better understand what types of personal property insurance your policy provides, and when you might want to buy additional coverage.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-key-takeaways\">Key takeaways<\/h3>\n\n\n\n<ul class=\"wp-block-rbc-list default is-style-blue-disc\">\n<li class=\"wp-block-rbc-list-item\">\n<p>You&#8217;ll want to understand your personal home insurance policy to properly insure your personal belongings in Canada.<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Most home insurance policies will protect some of your personal belongings in the event of theft or damage caused by specific unexpected events, such as a fire or vandalism.<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Your coverage will have limits, and you may want to consider additional options available for big-ticket items, such as fine art, antiques, jewelry, or collectibles.<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>You may have the option to insure some high-value items separately that exceed policy limits.<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>You may be able to purchase additional coverage for certain events, such as earthquakes. However, some circumstances, such as coastal floods, aren\u2019t covered, and there are usually no options to purchase coverage.<\/p>\n<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-personal-property-is-covered-by-home-insurance-in-the-event-of-a-claim\">What personal property is covered by home insurance in the event of a claim?<\/h2>\n\n\n\n<p><a href=\"https:\/\/www.rbcinsurance.com\/en-ca\/home-insurance\/homeowners-insurance\/\">Insurance for your home<\/a> (whether you own a home or a condo, or are a tenant) will cover a pretty wide range of personal belongings, as listed below. Remember that you\u2019ll likely have to pay a deductible out of pocket for each claim <em>before<\/em> your policy will compensate you for your loss. The standard deductible is $1,000 for the most common types of claims, but will vary.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-furniture-and-appliances\">Furniture and appliances<\/h3>\n\n\n\n<p>Your personal home insurance policy protects your essential furniture and appliances against fire, most thefts, and vandalism. Whether you need to repair or replace a sofa, dining room set, bed, or an appliance, such as a fridge, washer, or dryer, your policy will reimburse you within specified limits following a covered loss.<\/p>\n\n\n\n<p>If you are a renter, your tenant policy will only provide coverage for the items you own. Any damaged items included in your rental or owned by your landlord would fall under the landlord\u2019s insurance policy. Your landlord\u2019s insurance does not provide coverage for your (the tenant\u2019s) personal belongings.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-electronics-and-gadgets\">Electronics and gadgets<\/h3>\n\n\n\n<p>Your home insurance policy covers items such as televisions, computers, laptops, smartphones, and audio systems that you have for personal use.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-clothing-and-jewelry\">Clothing and jewelry<\/h3>\n\n\n\n<p>If your clothing and\/or jewelry is stolen or damaged by a covered incident (such as a fire), your policy will provide compensation up to the specified limit if the amount exceeds your deductible. For example, through RBC Insurance, coverage is available for jewelry, watches, gems, and furs. Limits and extensions for coverage vary across Canada. If you own high-value jewelry or handbags, consider looking into extra endorsements or riders to protect your assets.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-some-collectibles-and-art\"><a><\/a>Some collectibles and art<\/h3>\n\n\n\n<p>Policies vary widely for collectibles and art, so check with your insurance provider to see what\u2019s covered and what isn\u2019t. For example, home insurance through RBC Insurance can specifically cover sports cards, sports memorabilia, manuscripts, and stamp and coin collections, and wine or spirits on your premises are protected.<\/p>\n\n\n\n<p>Works of art, from paintings and sculptures to handmade rugs and antiques, might also be covered under your home insurance policy. Refer to your policy documents, as coverage limits can vary. The insurance company may require appraisals for some items or collections before approving the coverage to your policy.<\/p>\n\n\n\n<p>Sometimes, a collection may be worth much more than the face value of its individual items. For example, you might have 10 baseball cards worth $30 each (for a total of $300), but sold all together, they might be worth $2,000. However, your policy might only compensate you for the purchase of 10 new $30 baseball cards, not the remaining $1,700 value of the collection. In this case, you\u2019d want to consider \u201cscheduling\u201d the baseball cards for their value, which means individually listing them on your policy and then purchasing adequate coverage.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-renewable-energy-equipment\"><a><\/a>Renewable energy equipment<\/h3>\n\n\n\n<p>If your home features renewable energy equipment (think solar panels or a geothermal HVAC), it\u2019s typically covered by home insurance. However, the equipment is only insurable by its owner.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-spoiled-food\"><a><\/a>Spoiled food<\/h3>\n\n\n\n<p>If a power outage spoils the food in your fridge and\/or freezer, your home insurance may pay you to replace the items. You\u2019ll have to check what types of power outages are covered by your policy, as well as what the reimbursement limits are, and if you\u2019ll have to pay a deductible.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-door-locks\"><a><\/a>Door locks<\/h3>\n\n\n\n<p>If your house keys are lost or stolen, your home insurance will likely reimburse you for the cost of replacing your door locks up to your insured limit.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-a-child-parent-or-dependent-s-belongings\">A child, parent, or dependent&#8217;s belongings<\/h3>\n\n\n\n<p>When insured through RBC Insurance, any personal property your dependent takes to school or brings to their dorm room or rental when attending boarding school, college, or university is covered up to a specified limit, as long as they haven\u2019t moved out permanently. However, it\u2019s a good idea for students to buy <a href=\"https:\/\/www.rbcinsurance.com\/en-ca\/advice-learning\/home-insurance\/why-renters-need-tenant-insurance\/\">tenant protection coverage<\/a>, sometimes called \u201crenter\u2019s insurance.\u201d<\/p>\n\n\n\n<p>If you have legal custody of someone, whether they\u2019re a parent, sibling, or a child who is living with a physical or mental disability and lives in a nursing home or a care facility, their personal property is covered up to specified limits<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-bicycles-and-e-bikes\"><a><\/a>Bicycles and e-bikes<\/h3>\n\n\n\n<p>In many cases, a damaged or stolen bicycle or e-bike will be covered up to a limit, even when your bicycle\/e-bike is temporarily parked away from home. Through RBC Insurance, you may have coverage for each bike, tricycle, unicycle, or e-bike and its accessories and\/or equipment.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-items-stolen-from-your-car\">Items stolen from your car<\/h3>\n\n\n\n<p>Personal property stolen from inside or on your car will typically be covered, even if the vehicle is not parked on your premises. Still, your coverage may be subject to monetary limits, a deductible, or other conditions. The car itself will not be covered by home insurance; it\u2019s covered by your separate car insurance.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-personal-property-may-not-be-covered-by-home-insurance\">What personal property may not be covered by home insurance?<\/h2>\n\n\n\n<p>Basic home insurance won\u2019t necessarily cover every item in your home or every type of damage. You may want to purchase specialized property insurance coverage in some instances listed below.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-high-value-items\"><a><\/a>High-value items<\/h3>\n\n\n\n<p>Do you have fine art, antiques, jewelry, designer handbags, or collectibles worth a small fortune? Your home insurance policy has maximum coverage limits for these types of belongings, which may not be enough to cover their worth in case of damage or theft. Speak with an insurance advisor to see whether purchasing <a href=\"https:\/\/www.rbcinsurance.com\/en-ca\/home-insurance\/property-insurance-endorsements\/\">additional coverage <\/a>will protect these items properly.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-home-based-business-equipment\"><a><\/a>Home-based business equipment<\/h3>\n\n\n\n<p>A standard home insurance policy might not provide adequate coverage if you run a business from home and have extensive equipment or inventory. The insurance company may need to do a review to properly evaluate the risk involved before providing an insurance policy. For many small home-based businesses, a standard home policy only provides limited coverage, such as books, tools, and instruments, and only while on the property. Speak to an REC Insurance Advisor to determine if your home-based business assets are covered under a standard home insurance policy.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-how-can-you-ensure-your-personal-property-is-covered-sufficiently\"><a><\/a>How can you ensure your personal property is covered sufficiently?<\/h2>\n\n\n\n<p>Take these four steps to protect your possessions:<\/p>\n\n\n\n<ul class=\"wp-block-rbc-list default is-style-blue-disc\">\n<li class=\"wp-block-rbc-list-item\">\n<p>Keep an inventory of your belongings and update it at least once a year. This inventory should be stored securely and include photos or videos of your possessions, as well as serial numbers and\/or receipts (particularly for big-ticket items). A record will make the claims process easier.<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Read and understand your home insurance policy\u2019s coverage limits. An RBC Insurance Advisor will gladly help you if you&#8217;re uncertain about anything.<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Know that you will be reimbursed differently by different policies: either with the actual cash value or the replacement cost. In the case of an eight-year-old refrigerator, depreciation would be considered as part of the cash value, and so you would only be reimbursed for the cost of a similar eight-year-old refrigerator. Replacement costs would cover you when you buy a new refrigerator of a similar kind and quality. It\u2019s up to you to select the type of coverage that suits you best.<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Consider buying separate endorsements or additional coverage, if your policy has limits or exclusions for items you own. It can help to ensure you\u2019ll receive the item&#8217;s full value, not just the cost to replace it with something similar but less expensive.<\/p>\n<\/li>\n<\/ul>\n\n\n\n<p>Call an RBC Insurance Advisor today to learn more about home insurance, or to determine whether your personal property is sufficiently covered.<\/p>\n\n\n\n<section class=\"wp-block-rbc-section-block  pos-rel\" style=\"border-radius:0px\">\n<div class=\"wp-block-rbc-section-inner-block  section-inner\" style=\"border-radius:0x\">\n<section class=\"wp-block-rbc-section-block  pos-rel has-fff-background-color has-background\" style=\"border-radius:0px\">\n<div class=\"wp-block-rbc-section-inner-block  section-inner block-wpr bg-light-blue rounded-corners pos-rel mob-pad-t pad-t pad-b mob-pad-b pad-l mob-pad-l pad-r mob-pad-r centered-block\" style=\"border-radius:0x\">\n<h2 class=\"wp-block-heading has-text-align-center mar-b-hlf mob-mar-b-hlf mob-pad-t-hlf\" id=\"h-great-rates-and-expert-advice-on-home-insurance\">Great Rates and Expert Advice on Home Insurance<\/h2>\n\n\n\n<p class=\"has-text-align-center mar-b-hlf mob-mar-b-hlf pad-r mob-pad-r pad-l mob-pad-l has-text-lg-font-size\">Get a free online quote* for coverage to protect you, your property, and your belongings from the unexpected.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-a89b3969 wp-block-buttons-is-layout-flex\"><div>\n<div class=\"wp-block-button aligncenter btn before is-style-primary primary\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www1.myrbcsso.rbcinsurance.com\/ada\/quoter?productType=home&amp;campaignID=BLOG_H29&amp;lang=en\" target=\"_blank\" rel=\"noreferrer noopener\" data-dig-id=\"LP-HomeInsurance-14851-476a44f4\" data-dig-category=\"LP-HomeInsurance\" data-dig-action=\"button click\" data-dig-label=\"Get My Quote-https:\/\/www1.myrbcsso.rbcinsurance.com\/ada\/quoter?productType=home&amp;campaignID=BLOG_H29&amp;lang=en \">Get My Quote<\/a><\/div>\n<\/div><\/div>\n\n\n\n<p class=\"has-text-align-center  mar-t-hlf\"><a href=\"https:\/\/www.rbcinsurance.com\/en-ca\/home-insurance\/\" target=\"_blank\" data-dig-id=\"LP-HomeInsurance-6900-f0866936\" data-dig-category=\"LP-HomeInsurance\" data-dig-action=\"link click\" data-dig-label=\"Learn More\" rel=\"noreferrer noopener\" class=\"rbc-link-format\">Learn More<\/a><\/p>\n<\/div>\n<\/section>\n<\/div>\n<\/section>\n\n\n\n<div class=\"wp-block-rbc-rbc-default-collapsible\"><p><button class=\"collapse-toggle collapsed\" data-target=\"#collapse2de7ba0a\" data-toggle=\"collapse\" aria-expanded=\"false\" aria-controls=\"collapse2de7ba0a\" data-dig-id=\"LP-HomeInsurance-14506-2de7ba0a\" data-dig-category=\"LP-HomeInsurance\" data-dig-action=\"accordion closed\" action-closed=\"accordion closed\" action-opened=\"accordion open\" data-dig-label=\"Things Our Lawyers Want You to Know\"><div>Things Our Lawyers Want You to Know<\/div><\/button><\/p><div class=\"collapse-content collapse\" id=\"collapse2de7ba0a\">\n<div class=\"wp-block-rbc-collapsible-inner-block collapse-inner\">\n<p class=\"has-text-sm-font-size\">*Home and auto insurance products are distributed by RBC Insurance Agency Ltd. and underwritten by Aviva General Insurance Company. In Quebec, RBC Insurance Agency Ltd. Is registered as a damage insurance agency. As a result of government-run auto insurance plans, auto insurance is not available through RBC Insurance in Manitoba, Saskatchewan and British Columbia.<\/p>\n\n\n\n<p class=\"has-text-sm-font-size\">This article is intended as general information only and is not to be relied upon as constituting legal, financial or other professional advice. A professional advisor should be consulted regarding your specific situation. Information presented is believed to be factual and up-to-date but we do not guarantee its accuracy and it should not be regarded as a complete analysis of the subjects discussed. All expressions of opinion reflect the judgment of the authors as of the date of publication and are subject to change. No endorsement of any third parties or their advice, opinions, information, products or services is expressly given or implied by Royal Bank of Canada or any of its affiliates.<\/p>\n<\/div>\n<\/div><\/div>\n\n\n\n<div style=\"height:31px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n\n<\/div>\n<\/section>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Home insurance policies have various coverage limits. Discover how to protect your possessions against fire, storms, theft, and vandalism.<\/p>\n","protected":false},"author":150,"featured_media":14852,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"templates\/new-rbci-design.php","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[48],"tags":[13],"article-type":[80],"ppma_author":[180],"class_list":["post-14851","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-home-insurance","tag-home-insurance","article-type-advice-learning"],"pp_force_visibility":null,"pp_subpost_visibility":null,"pp_inherited_force_visibility":null,"pp_inherited_subpost_visibility":null,"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.1 (Yoast SEO v27.1.1) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>What Personal Property Is Covered in My Home Insurance &amp; What Is Not? | RBC Insurance<\/title>\n<meta name=\"description\" content=\"Home insurance policies have various coverage limits. Discover how to protect your possessions against fire, storms, theft, and vandalism.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.rbcinsurance.com\/en-ca\/advice-learning\/home-insurance\/what-personal-property-is-covered-in-my-home-insurance-and-what-is-not\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"What Personal Property Is Covered in My Home Insurance &amp; What Is Not? | RBC Insurance\" \/>\n<meta property=\"og:description\" content=\"Home insurance policies have various coverage limits. Discover how to protect your possessions against fire, storms, theft, and vandalism.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.rbcinsurance.com\/en-ca\/advice-learning\/home-insurance\/what-personal-property-is-covered-in-my-home-insurance-and-what-is-not\/\" \/>\n<meta property=\"og:site_name\" content=\"RBC Insurance\" \/>\n<meta property=\"article:author\" content=\"RBC Insurance\" \/>\n<meta property=\"article:published_time\" content=\"2024-08-16T17:18:11+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-12-09T19:13:00+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2024\/08\/Article-Personal-Belongings-Insurance.jpg?quality=80\" \/>\n\t<meta property=\"og:image:width\" content=\"2121\" \/>\n\t<meta property=\"og:image:height\" content=\"1414\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Mila Shumilina\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:description\" content=\"Home insurance policies have various coverage limits. Discover how to protect your possessions against fire, storms, theft, and vandalism.\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"RBC Insurance\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"14 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.rbcinsurance.com\/en-ca\/advice-learning\/home-insurance\/what-personal-property-is-covered-in-my-home-insurance-and-what-is-not\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.rbcinsurance.com\/en-ca\/advice-learning\/home-insurance\/what-personal-property-is-covered-in-my-home-insurance-and-what-is-not\/\"},\"author\":{\"name\":\"Mila Shumilina\",\"@id\":\"https:\/\/www.rbcinsurance.com\/en-ca\/#\/schema\/person\/6857979474a1ee7fa4a014fe1faf769f\"},\"headline\":\"What Personal Property Is Covered in My Home Insurance, and What Is Not?\",\"datePublished\":\"2024-08-16T17:18:11+00:00\",\"dateModified\":\"2025-12-09T19:13:00+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.rbcinsurance.com\/en-ca\/advice-learning\/home-insurance\/what-personal-property-is-covered-in-my-home-insurance-and-what-is-not\/\"},\"wordCount\":1581,\"publisher\":{\"@id\":\"https:\/\/www.rbcinsurance.com\/en-ca\/#organization\"},\"image\":{\"@id\":\"https:\/\/www.rbcinsurance.com\/en-ca\/advice-learning\/home-insurance\/what-personal-property-is-covered-in-my-home-insurance-and-what-is-not\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2024\/08\/Article-Personal-Belongings-Insurance.jpg?quality=80\",\"keywords\":[\"Home Insurance\"],\"articleSection\":[\"Home Insurance\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.rbcinsurance.com\/en-ca\/advice-learning\/home-insurance\/what-personal-property-is-covered-in-my-home-insurance-and-what-is-not\/\",\"url\":\"https:\/\/www.rbcinsurance.com\/en-ca\/advice-learning\/home-insurance\/what-personal-property-is-covered-in-my-home-insurance-and-what-is-not\/\",\"name\":\"What Personal Property Is Covered in My Home Insurance & What Is Not? | RBC Insurance\",\"isPartOf\":{\"@id\":\"https:\/\/www.rbcinsurance.com\/en-ca\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.rbcinsurance.com\/en-ca\/advice-learning\/home-insurance\/what-personal-property-is-covered-in-my-home-insurance-and-what-is-not\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.rbcinsurance.com\/en-ca\/advice-learning\/home-insurance\/what-personal-property-is-covered-in-my-home-insurance-and-what-is-not\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2024\/08\/Article-Personal-Belongings-Insurance.jpg?quality=80\",\"datePublished\":\"2024-08-16T17:18:11+00:00\",\"dateModified\":\"2025-12-09T19:13:00+00:00\",\"description\":\"Home insurance policies have various coverage limits. Discover how to protect your possessions against fire, storms, theft, and vandalism.\",\"breadcrumb\":{\"@id\":\"https:\/\/www.rbcinsurance.com\/en-ca\/advice-learning\/home-insurance\/what-personal-property-is-covered-in-my-home-insurance-and-what-is-not\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.rbcinsurance.com\/en-ca\/advice-learning\/home-insurance\/what-personal-property-is-covered-in-my-home-insurance-and-what-is-not\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.rbcinsurance.com\/en-ca\/advice-learning\/home-insurance\/what-personal-property-is-covered-in-my-home-insurance-and-what-is-not\/#primaryimage\",\"url\":\"https:\/\/www.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2024\/08\/Article-Personal-Belongings-Insurance.jpg?quality=80\",\"contentUrl\":\"https:\/\/www.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2024\/08\/Article-Personal-Belongings-Insurance.jpg?quality=80\",\"width\":2121,\"height\":1414,\"caption\":\"Young woman hanging art picture on wall and decorating living room\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.rbcinsurance.com\/en-ca\/advice-learning\/home-insurance\/what-personal-property-is-covered-in-my-home-insurance-and-what-is-not\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.rbcinsurance.com\/en-ca\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Advice &amp; Learning\",\"item\":\"https:\/\/www.rbcinsurance.com\/en-ca\/article-type\/advice-learning\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"What Personal Property Is Covered in My Home Insurance, and What Is Not?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.rbcinsurance.com\/en-ca\/#website\",\"url\":\"https:\/\/www.rbcinsurance.com\/en-ca\/\",\"name\":\"RBC Insurance\",\"description\":\"Personal Insurance\",\"publisher\":{\"@id\":\"https:\/\/www.rbcinsurance.com\/en-ca\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.rbcinsurance.com\/en-ca\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.rbcinsurance.com\/en-ca\/#organization\",\"name\":\"RBC Insurance\",\"url\":\"https:\/\/www.rbcinsurance.com\/en-ca\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.rbcinsurance.com\/en-ca\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2021\/06\/rbc-logo-shield.svg?quality=80&w=1024\",\"contentUrl\":\"https:\/\/www.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2021\/06\/rbc-logo-shield.svg?quality=80&w=1024\",\"width\":\"1024\",\"height\":\"1024\",\"caption\":\"RBC Insurance\"},\"image\":{\"@id\":\"https:\/\/www.rbcinsurance.com\/en-ca\/#\/schema\/logo\/image\/\"},\"description\":\"RBC Insurance offers personal insurance such as car, home, life, health, travel and creditor insurance, plus retirement investment solutions to Canadians.\",\"telephone\":\"1-800-769-2568\",\"legalName\":\"RBC Insurance Services Inc.\",\"numberOfEmployees\":{\"@type\":\"QuantitativeValue\",\"minValue\":\"1001\",\"maxValue\":\"5000\"}},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.rbcinsurance.com\/en-ca\/#\/schema\/person\/6857979474a1ee7fa4a014fe1faf769f\",\"name\":\"Mila Shumilina\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.rbcinsurance.com\/en-ca\/#\/schema\/person\/image\/5311091e249d85a89a1c2139527829f8\",\"url\":\"https:\/\/www.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2021\/06\/Avatar.webp?quality=80&w=128\",\"contentUrl\":\"https:\/\/www.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2021\/06\/Avatar.webp?quality=80&w=128\",\"caption\":\"Mila Shumilina\"}}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"What Personal Property Is Covered in My Home Insurance & What Is Not? | RBC Insurance","description":"Home insurance policies have various coverage limits. Discover how to protect your possessions against fire, storms, theft, and vandalism.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.rbcinsurance.com\/en-ca\/advice-learning\/home-insurance\/what-personal-property-is-covered-in-my-home-insurance-and-what-is-not\/","og_locale":"en_US","og_type":"article","og_title":"What Personal Property Is Covered in My Home Insurance & What Is Not? | RBC Insurance","og_description":"Home insurance policies have various coverage limits. Discover how to protect your possessions against fire, storms, theft, and vandalism.","og_url":"https:\/\/www.rbcinsurance.com\/en-ca\/advice-learning\/home-insurance\/what-personal-property-is-covered-in-my-home-insurance-and-what-is-not\/","og_site_name":"RBC Insurance","article_author":"RBC Insurance","article_published_time":"2024-08-16T17:18:11+00:00","article_modified_time":"2025-12-09T19:13:00+00:00","og_image":[{"width":2121,"height":1414,"url":"https:\/\/www.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2024\/08\/Article-Personal-Belongings-Insurance.jpg?quality=80","type":"image\/jpeg"}],"author":"Mila Shumilina","twitter_card":"summary_large_image","twitter_description":"Home insurance policies have various coverage limits. Discover how to protect your possessions against fire, storms, theft, and vandalism.","twitter_misc":{"Written by":"RBC Insurance","Est. reading time":"14 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.rbcinsurance.com\/en-ca\/advice-learning\/home-insurance\/what-personal-property-is-covered-in-my-home-insurance-and-what-is-not\/#article","isPartOf":{"@id":"https:\/\/www.rbcinsurance.com\/en-ca\/advice-learning\/home-insurance\/what-personal-property-is-covered-in-my-home-insurance-and-what-is-not\/"},"author":{"name":"Mila Shumilina","@id":"https:\/\/www.rbcinsurance.com\/en-ca\/#\/schema\/person\/6857979474a1ee7fa4a014fe1faf769f"},"headline":"What Personal Property Is Covered in My Home Insurance, and What Is Not?","datePublished":"2024-08-16T17:18:11+00:00","dateModified":"2025-12-09T19:13:00+00:00","mainEntityOfPage":{"@id":"https:\/\/www.rbcinsurance.com\/en-ca\/advice-learning\/home-insurance\/what-personal-property-is-covered-in-my-home-insurance-and-what-is-not\/"},"wordCount":1581,"publisher":{"@id":"https:\/\/www.rbcinsurance.com\/en-ca\/#organization"},"image":{"@id":"https:\/\/www.rbcinsurance.com\/en-ca\/advice-learning\/home-insurance\/what-personal-property-is-covered-in-my-home-insurance-and-what-is-not\/#primaryimage"},"thumbnailUrl":"https:\/\/www.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2024\/08\/Article-Personal-Belongings-Insurance.jpg?quality=80","keywords":["Home Insurance"],"articleSection":["Home Insurance"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/www.rbcinsurance.com\/en-ca\/advice-learning\/home-insurance\/what-personal-property-is-covered-in-my-home-insurance-and-what-is-not\/","url":"https:\/\/www.rbcinsurance.com\/en-ca\/advice-learning\/home-insurance\/what-personal-property-is-covered-in-my-home-insurance-and-what-is-not\/","name":"What Personal Property Is Covered in My Home Insurance & What Is Not? | RBC Insurance","isPartOf":{"@id":"https:\/\/www.rbcinsurance.com\/en-ca\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.rbcinsurance.com\/en-ca\/advice-learning\/home-insurance\/what-personal-property-is-covered-in-my-home-insurance-and-what-is-not\/#primaryimage"},"image":{"@id":"https:\/\/www.rbcinsurance.com\/en-ca\/advice-learning\/home-insurance\/what-personal-property-is-covered-in-my-home-insurance-and-what-is-not\/#primaryimage"},"thumbnailUrl":"https:\/\/www.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2024\/08\/Article-Personal-Belongings-Insurance.jpg?quality=80","datePublished":"2024-08-16T17:18:11+00:00","dateModified":"2025-12-09T19:13:00+00:00","description":"Home insurance policies have various coverage limits. Discover how to protect your possessions against fire, storms, theft, and vandalism.","breadcrumb":{"@id":"https:\/\/www.rbcinsurance.com\/en-ca\/advice-learning\/home-insurance\/what-personal-property-is-covered-in-my-home-insurance-and-what-is-not\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.rbcinsurance.com\/en-ca\/advice-learning\/home-insurance\/what-personal-property-is-covered-in-my-home-insurance-and-what-is-not\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.rbcinsurance.com\/en-ca\/advice-learning\/home-insurance\/what-personal-property-is-covered-in-my-home-insurance-and-what-is-not\/#primaryimage","url":"https:\/\/www.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2024\/08\/Article-Personal-Belongings-Insurance.jpg?quality=80","contentUrl":"https:\/\/www.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2024\/08\/Article-Personal-Belongings-Insurance.jpg?quality=80","width":2121,"height":1414,"caption":"Young woman hanging art picture on wall and decorating living room"},{"@type":"BreadcrumbList","@id":"https:\/\/www.rbcinsurance.com\/en-ca\/advice-learning\/home-insurance\/what-personal-property-is-covered-in-my-home-insurance-and-what-is-not\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.rbcinsurance.com\/en-ca\/"},{"@type":"ListItem","position":2,"name":"Advice &amp; Learning","item":"https:\/\/www.rbcinsurance.com\/en-ca\/article-type\/advice-learning\/"},{"@type":"ListItem","position":3,"name":"What Personal Property Is Covered in My Home Insurance, and What Is Not?"}]},{"@type":"WebSite","@id":"https:\/\/www.rbcinsurance.com\/en-ca\/#website","url":"https:\/\/www.rbcinsurance.com\/en-ca\/","name":"RBC Insurance","description":"Personal Insurance","publisher":{"@id":"https:\/\/www.rbcinsurance.com\/en-ca\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.rbcinsurance.com\/en-ca\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.rbcinsurance.com\/en-ca\/#organization","name":"RBC Insurance","url":"https:\/\/www.rbcinsurance.com\/en-ca\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.rbcinsurance.com\/en-ca\/#\/schema\/logo\/image\/","url":"https:\/\/www.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2021\/06\/rbc-logo-shield.svg?quality=80&w=1024","contentUrl":"https:\/\/www.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2021\/06\/rbc-logo-shield.svg?quality=80&w=1024","width":"1024","height":"1024","caption":"RBC Insurance"},"image":{"@id":"https:\/\/www.rbcinsurance.com\/en-ca\/#\/schema\/logo\/image\/"},"description":"RBC Insurance offers personal insurance such as car, home, life, health, travel and creditor insurance, plus retirement investment solutions to Canadians.","telephone":"1-800-769-2568","legalName":"RBC Insurance Services Inc.","numberOfEmployees":{"@type":"QuantitativeValue","minValue":"1001","maxValue":"5000"}},{"@type":"Person","@id":"https:\/\/www.rbcinsurance.com\/en-ca\/#\/schema\/person\/6857979474a1ee7fa4a014fe1faf769f","name":"Mila Shumilina","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.rbcinsurance.com\/en-ca\/#\/schema\/person\/image\/5311091e249d85a89a1c2139527829f8","url":"https:\/\/www.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2021\/06\/Avatar.webp?quality=80&w=128","contentUrl":"https:\/\/www.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2021\/06\/Avatar.webp?quality=80&w=128","caption":"Mila Shumilina"}}]}},"jetpack_featured_media_url":"https:\/\/www.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2024\/08\/Article-Personal-Belongings-Insurance.jpg?quality=80","jetpack_sharing_enabled":true,"authors":[{"term_id":180,"user_id":150,"is_guest":0,"slug":"mila-shumilina","display_name":"Mila Shumilina","avatar_url":{"url":"https:\/\/www.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2021\/06\/Avatar.webp?quality=80&w=128","url2x":"https:\/\/www.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2021\/06\/Avatar.webp?quality=80&w=128"},"0":null,"1":"","2":"","3":"","4":"","5":"","6":"","7":"","8":""}],"_links":{"self":[{"href":"https:\/\/www.rbcinsurance.com\/en-ca\/wp-json\/wp\/v2\/posts\/14851","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.rbcinsurance.com\/en-ca\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.rbcinsurance.com\/en-ca\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.rbcinsurance.com\/en-ca\/wp-json\/wp\/v2\/users\/150"}],"replies":[{"embeddable":true,"href":"https:\/\/www.rbcinsurance.com\/en-ca\/wp-json\/wp\/v2\/comments?post=14851"}],"version-history":[{"count":11,"href":"https:\/\/www.rbcinsurance.com\/en-ca\/wp-json\/wp\/v2\/posts\/14851\/revisions"}],"predecessor-version":[{"id":34453,"href":"https:\/\/www.rbcinsurance.com\/en-ca\/wp-json\/wp\/v2\/posts\/14851\/revisions\/34453"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.rbcinsurance.com\/en-ca\/wp-json\/wp\/v2\/media\/14852"}],"wp:attachment":[{"href":"https:\/\/www.rbcinsurance.com\/en-ca\/wp-json\/wp\/v2\/media?parent=14851"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.rbcinsurance.com\/en-ca\/wp-json\/wp\/v2\/categories?post=14851"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.rbcinsurance.com\/en-ca\/wp-json\/wp\/v2\/tags?post=14851"},{"taxonomy":"article-type","embeddable":true,"href":"https:\/\/www.rbcinsurance.com\/en-ca\/wp-json\/wp\/v2\/article-type?post=14851"},{"taxonomy":"author","embeddable":true,"href":"https:\/\/www.rbcinsurance.com\/en-ca\/wp-json\/wp\/v2\/ppma_author?post=14851"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}