{"id":33583,"date":"2026-02-03T13:31:38","date_gmt":"2026-02-03T18:31:38","guid":{"rendered":"https:\/\/www.rbcinsurance.com\/en-ca\/?p=33583"},"modified":"2026-04-07T18:24:14","modified_gmt":"2026-04-07T22:24:14","slug":"how-to-write-a-will","status":"publish","type":"post","link":"https:\/\/www.rbcinsurance.com\/en-ca\/advice-learning\/life-insurance\/how-to-write-a-will","title":{"rendered":"How to Write a Will: What Canadians Need to Know"},"content":{"rendered":"\n<div class=\"wp-block-rbc-template-selector templateSelector template__article articleSingle\" data-template=\"article\">\n<div class=\"wp-block-group articleSingle__container tabListStickyWrapper is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group articleSingle__container__hero is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group articleSingle__container__hero__inner is-layout-flow wp-block-group-is-layout-flow\">\n<span class=\"rbc-yoast-breadcrum-span\"><span><a href=\"https:\/\/www.rbcinsurance.com\/en-ca\/\">Home<\/a><\/span><\/span>\n\n\n\n<div class=\"wp-block-group articleSingle__featuredImage__group is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group articleSingle__title__group is-layout-flow wp-block-group-is-layout-flow\"><h1 class=\"wp-block-post-title\">How to Write a Will: What Canadians Need to Know<\/h1>\n\n\n<div class=\"wp-block-group articleSingle__date__group is-layout-flow wp-block-group-is-layout-flow\"><div class=\"wp-block-post-date\"><time datetime=\"2026-02-03T13:31:38-05:00\">February 3, 2026<\/time><\/div>\n\n\n<span class=\"wp-block-rbc-html-element articleSingle__readTime\">12 Min Read<\/span>\n<\/div>\n\n\n\n<div class=\"wp-block-group articleSingle__author__group is-layout-flow wp-block-group-is-layout-flow\">\n<img decoding=\"async\" src=\"https:\/\/www.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2021\/06\/Fiona-Campbell.webp?quality=80&w=1024\" alt=\"Fiona Campbell\">\n\n\n\n<div class=\"wp-block-group articleSingle__author__details is-layout-flow wp-block-group-is-layout-flow\">\n<span class=\"wp-block-rbc-html-element articleSingle__author__name\">Fiona Campbell<\/span>\n\n\n\n<span class=\"wp-block-rbc-html-element articleSingle__author__designation\"><\/span>\n<\/div>\n<\/div>\n<\/div>\n\n\n<figure class=\"articleSingle__featuredImage wp-block-post-featured-image\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/www.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2021\/06\/how-to-write-a-will-1.webp?quality=80&amp;w=1024\" class=\"attachment-post-thumbnail size-post-thumbnail wp-post-image\" alt=\"How to write a will 1\" style=\"object-fit:cover;\" srcset=\"https:\/\/www.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2021\/06\/how-to-write-a-will-1.webp 1024w, https:\/\/www.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2021\/06\/how-to-write-a-will-1.webp?resize=300,200 300w, https:\/\/www.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2021\/06\/how-to-write-a-will-1.webp?resize=768,512 768w, https:\/\/www.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2021\/06\/how-to-write-a-will-1.webp?resize=420,280 420w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure><\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group articleSingle__container__main is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group articleSingle__container__page__nav is-layout-flow wp-block-group-is-layout-flow\">\t\t<div class=\"socials-block\">\n\t\t\t\t\t\t<p class=\"socials-block-title\">\n\t\t\tShare this article\t\t<\/p>\n\t\t<div class=\"social-links mob-mar-b-hlf mob-mar-t-hlf\">\n\t\t\t\t\t<a class=\"social-button-wrapper sharing-custom sharing-email\" href=\"mailto:?subject=How to Write a Will: What Canadians Need to Know &#038;body=Hi, I thought you might be interested in this article from RBC Insurance: https:\/\/www.rbcinsurance.com\/en-ca\/advice-learning\/life-insurance\/how-to-write-a-will\">\n\t\t\t\t<img decoding=\"async\" src=\"https:\/\/www.rbcinsurance.com\/en-ca\/wp-content\/plugins\/rbc-blocks\/assets\/img\/icons\/icon-email.svg\"\n\t\t\t\talt=\"envelope icon\">\n\t\t\t\t<span>\n\t\t\t\tEmail\t\t\t\t<\/span>\n\t\t\t<\/a>\n\t\t<div class=\"social-button-wrapper sharing-copy-wrapper\">\n\t\t\t<button class=\"sharing-custom sharing-copy\" data-url=\"https:\/\/www.rbcinsurance.com\/en-ca\/advice-learning\/life-insurance\/how-to-write-a-will\">\n\t\t\t<img\n\t\t\t\tsrc=\"https:\/\/www.rbcinsurance.com\/en-ca\/wp-content\/plugins\/rbc-blocks\/assets\/img\/icons\/icon-related.svg\"\n\t\t\t\talt=\"copy icon\">\n\t\t\t<span id=\"sharing-copyUrl-Label\">\n\t\t\t\tCopy URL\t\t\t<\/span>\n\t\t\t<\/button>\n\t\t\t<input type=\"text\" class=\"sharing-copy-text\" aria-labelledby=\"sharing-copyUrl-Label\">\n\t\t<\/div>\n\t<\/div>\n  \t\t<\/div>\t\n\t\t\n\n\n<div class=\"wp-block-rbc-tabs-list tabsList\" data-switch=\"lgBp\" data-target-heading=\"h2\"><p class=\"tabsList__heading\">On this page<\/p><div class=\"tabsList__wrapper\"><button class=\"selectDropdown__button\" aria-haspopup=\"listbox\" aria-expanded=\"false\"><span class=\"selectDropdown__title\">What is a will?<\/span><span class=\"selectDropdown__chevron\"><\/span><\/button><ul class=\"tabsList__items selectDropdown__list\"><li class=\"selectDropdown__list__item tabsList__item selected\"><a href=\"#h-what-is-a-will\">What is a will?<\/a><\/li><li class=\"selectDropdown__list__item tabsList__item \"><a href=\"#h-why-you-need-a-will\">Why you need a will<\/a><\/li><li class=\"selectDropdown__list__item tabsList__item \"><a href=\"#h-what-happens-if-you-die-without-a-will-in-canada\">What happens if you die without a will in Canada?<\/a><\/li><li class=\"selectDropdown__list__item tabsList__item \"><a href=\"#h-who-needs-a-will\">Who needs a will?<\/a><\/li><li class=\"selectDropdown__list__item tabsList__item \"><a href=\"#h-types-of-wills-in-canada\">Types of wills in Canada<\/a><\/li><li class=\"selectDropdown__list__item tabsList__item \"><a href=\"#h-what-are-the-legal-requirements-of-a-valid-will\">What are the legal requirements of a valid will?<\/a><\/li><li class=\"selectDropdown__list__item tabsList__item \"><a href=\"#h-how-to-write-your-will-a-step-by-step-guide\">How to write your will: A step-by-step guide<\/a><\/li><li class=\"selectDropdown__list__item tabsList__item \"><a href=\"#h-common-mistakes-to-avoid\">Common mistakes to avoid<\/a><\/li><li class=\"selectDropdown__list__item tabsList__item \"><a href=\"#h-take-the-next-step\">Take the next step<\/a><\/li><li class=\"selectDropdown__list__item tabsList__item \"><a href=\"#h-faqs-about-making-a-will\">FAQs about making a will<\/a><\/li><\/ul><\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group articleSingle__content__main tabListHeadings is-layout-flow wp-block-group-is-layout-flow\">\n<section class=\"wp-block-rbc-section-block  pos-rel\" style=\"border-radius:0px\">\n<div class=\"wp-block-rbc-section-inner-block  section-inner \" style=\"border-radius:0x\">\n<p>Most Canadians understand that having a will is important \u2014 yet many still don\u2019t have one. Fewer than <a href=\"https:\/\/www.rbcwealthmanagement.com\/en-ca\/newsroom\/2023-05-17\/less-than-half-of-canadians-have-a-will-and-many-dont-even-know-where-to-start\" target=\"_blank\" data-dig-id=\"LP-LifeInsurance-33583-8b8c155c\" data-dig-category=\"LP-LifeInsurance\" data-dig-action=\"link click\" data-dig-label=\"half have a will\" class=\"rbc-link-format externalsite-link\" data-icon-class=\"externalsite-link\" rel=\"noreferrer noopener\">half have a will<\/a>, and among those without one, a common reason is&nbsp; simply not knowing where to start.<\/p>\n\n\n\n<p>Thinking about what happens after you die isn\u2019t exactly fun dinner table conversation. But putting off a will can leave loved ones in the lurch during an already difficult time. The good news? Writing a will is usually far easier than many people expect.<\/p>\n\n\n\n<p>This guide explains what a will does, who needs a will (spoiler alert: almost everyone!), the main types of wills, how to create one, and what happens if you die without one.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-key-takeaways\">Key takeaways<\/h3>\n\n\n\n<ul class=\"wp-block-rbc-list is-style-blue-disc\">\n<li class=\"wp-block-rbc-list-item\">\n<p>A will is a legal document that sets out what happens to your assets and dependents after you die.<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>In Canada, if you die without a will (known as dying intestate), your estate is settled according to provincial or territorial law.<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>You should consider making a will if you are married or in a common-law relationship, have dependents, own property, investments, or a business, or have a life insurance policy or other assets.<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>The four most common types of wills in Canada are a simple will, formal will, holographic will, and living will.<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Common mistakes in making a will include letting it go out of date, not signing or witnessing the will properly, using vague or confusing language, and forgetting to name an alternate executor and beneficiaries.<\/p>\n<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-is-a-will\">What is a will?<\/h2>\n\n\n\n<p>A will is a legal document that sets out what happens to your assets and dependents after you die. It gives clear instructions, so your affairs are handled the way you intended.<\/p>\n\n\n\n<p>While every will is different, most typically include:<\/p>\n\n\n\n<ul class=\"wp-block-rbc-list is-style-blue-disc\">\n<li class=\"wp-block-rbc-list-item\">\n<p>Your identity and confirmation that the document replaces any previous versions.<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>The name of an executor \u2014 the person responsible for carrying out the instructions and managing the estate.<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>The names of your beneficiaries \u2014 the individuals or organizations who will receive your money, property, or specific gifts.<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Instructions for dependents, such as naming a guardian for minor children.<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Directions for how assets should be managed and distributed.<\/p>\n<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-why-you-need-a-will\">Why you need a will<\/h2>\n\n\n\n<p>A will answers a few practical questions: who will manage your estate, who should receive your assets, and who should care for any dependents. Regardless of the size of your estate, having a will can help:<\/p>\n\n\n\n<ul class=\"wp-block-rbc-list is-style-blue-disc\">\n<li class=\"wp-block-rbc-list-item\">\n<p><strong>Provide clarity for your loved ones.<\/strong> A will spells out who receives what, helping to reduce uncertainty and the likelihood of disagreements.<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p><strong>Keep decisions in your hands.<\/strong> With a will in place, your estate is usually distributed according to your instructions, rather than default provincial or territorial laws.<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p><strong>Protect dependents and loved ones.<\/strong> A will can help support the timely and orderly transfer of assets to a spouse, children, or other loved ones.<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p><strong>Make the process easier to manage.<\/strong> Clear direction can simplify estate administration. Without a will, assets may be tied up until a court appoints an administrator.<\/p>\n<\/li>\n<\/ul>\n\n\n\n<p><strong>Read more:<\/strong> <a href=\"https:\/\/www.rbcinsurance.com\/en-ca\/advice-learning\/retirement\/what-is-estate-planning\/\" data-dig-id=\"LP-LifeInsurance-33583-4e80b195\" data-dig-category=\"LP-LifeInsurance\" data-dig-action=\"link click\" data-dig-label=\"What is estate planning?\" class=\"rbc-link-format\">What is estate planning?<\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-happens-if-you-die-without-a-will-in-canada\">What happens if you die without a will in Canada?<\/h2>\n\n\n\n<p>If you die without a will (known as dying intestate), your estate is settled according to provincial or territorial law \u2014 not your personal wishes. That means the courts decide who inherits what, even if that\u2019s not how you would have divided things. That can lead to delays, court involvement, family conflict, and increased costs to wrap up the estate.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-who-needs-a-will\">Who needs a will?<\/h2>\n\n\n\n<p>When it comes to who needs a will, the short answer is: almost everyone.<br><br>While a will isn\u2019t legally required, most adults can benefit from having one, especially if you:<\/p>\n\n\n\n<ul class=\"wp-block-rbc-list is-style-blue-disc\">\n<li class=\"wp-block-rbc-list-item\">\n<p>Are in a common-law relationship. A surviving partner does not automatically have the same legal rights as a married spouse.<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Have dependents. A will allows you to name a guardian for minor children and provide direction for the care of other dependents.<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Own property, investments, or a business.<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Have <a href=\"https:\/\/www.rbcinsurance.com\/en-ca\/life-insurance\/\" data-dig-id=\"LP-LifeInsurance-33583-9ca8ca65\" data-dig-category=\"LP-LifeInsurance\" data-dig-action=\"link click\" data-dig-label=\"life insurance\" class=\"rbc-link-format\">life insurance<\/a> or other assets that need direction.<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Want to leave a charitable or personal legacy.<\/p>\n<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-types-of-wills-in-canada\">Types of wills in Canada<\/h2>\n\n\n\n<p>There\u2019s no one type of will in Canada. The right type depends on your situation and how complex it is.<\/p>\n\n\n\n<p>One thing to keep in mind: <a href=\"https:\/\/www.getsmarteraboutmoney.ca\/learning-path\/wills-and-estate-planning\/information-by-province-and-territory\/\" target=\"_blank\" data-dig-id=\"LP-LifeInsurance-33583-0592af50\" data-dig-category=\"LP-LifeInsurance\" data-dig-action=\"link click\" data-dig-label=\"wills follow provincial or territorial rules\" class=\"rbc-link-format externalsite-link\" data-icon-class=\"externalsite-link\" rel=\"noreferrer noopener\">wills follow provincial or territorial rules<\/a>. Each province has its own requirements for things like signing, witnesses, and in some cases, handwritten wills, so make sure you\u2019re covering all your bases.<\/p>\n\n\n\n<p>Here are four common types of wills in Canada:<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Simple will<\/h3>\n\n\n\n<p>A simple will (or basic will) is a basic legal document that sets out your final wishes. It typically covers the essentials, such as naming an executor, identifying beneficiaries, and if applicable, setting out guardianship for minor children or pets.<\/p>\n\n\n\n<p>For many Canadians, a simple will can often be enough. If your situation is more complex, you may want to explore other options.<\/p>\n\n\n\n<p>\u201cSimple\u201d refers to your situation, not the legal format of the will. In practice, most simple wills are still attested (confirmed to be genuine) and are properly signed and witnessed.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Formal will<\/h3>\n\n\n\n<p>A formal (or attested) will refers to how a will is legally completed \u2014 not what\u2019s in it. It\u2019s any written will, usually typed, that\u2019s signed by the person making it in the presence of two witnesses, who also sign the document.<\/p>\n\n\n\n<p>In most cases, the witnesses also complete a sworn statement (called an <em>affidavit<\/em>) confirming they saw the will being signed and had no reason to believe the person making it lacked the capacity to provide legal instructions.<\/p>\n\n\n\n<p>While a lawyer is not required, many people choose to have a will prepared with legal assistance when their circumstances are more complex or when added certainty is important.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Holographic will <\/h3>\n\n\n\n<p>Despite the sci-fi name, this type of will has nothing to do with 3D images or <em>Star Trek <\/em>reruns<em>.<\/em> A holographic will is an entirely <em>handwritten<\/em> document, with no typed or printed text allowed, that\u2019s signed and dated by the person making it. Witnesses are generally not required.<\/p>\n\n\n\n<p>However, the trade-off with a holographic will is more room for mistakes or misunderstandings that can lead to problems or challenges from beneficiaries later. Courts may also require proof during probate that the handwriting matches that of the testator (the person writing the will).<\/p>\n\n\n\n<p>Holographic wills may not be legally valid in every province and territory, so it\u2019s important to check the rules depending on where you live. Because of these risks, holographic wills are generally better suited to limited or urgent situations, rather than long-term planning.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Living will<\/h3>\n\n\n\n<p>A living will is a legal document that sets out your wishes for medical treatment if you\u2019re still alive but unable to speak for yourself due to illness, injury, or old age. It can guide medical decisions, including what types of treatment you would be willing to receive, and at what point you would want interventions to be limited or stopped if recovery is unlikely.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-are-the-legal-requirements-of-a-valid-will\">What are the legal requirements of a valid will?<\/h2>\n\n\n\n<p>While rules on what constitutes a legally valid will vary by province or territory, a will is generally considered valid in Canada if it:<\/p>\n\n\n\n<ul class=\"wp-block-rbc-list is-style-blue-disc\">\n<li class=\"wp-block-rbc-list-item\">\n<p>Is in writing (with the exception of British Columbia)<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Is made by someone of legal age and of sound mind<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Is signed by the person making the will<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Is properly witnessed, unless an exception applies (such as a holographic will).<\/p>\n<\/li>\n<\/ul>\n\n\n\n<p>There are also rules about who can act as a witness and extra technical details can apply depending on the type of will and where it\u2019s made. Because of that, it\u2019s important that your will follows the rules where you live.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/www.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2021\/06\/how-to-write-a-will-2.webp?quality=80&amp;w=1024\" alt=\"How to write a will 2\" class=\"wp-image-33594\" srcset=\"https:\/\/www.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2021\/06\/how-to-write-a-will-2.webp 1024w, https:\/\/www.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2021\/06\/how-to-write-a-will-2.webp?resize=300,200 300w, https:\/\/www.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2021\/06\/how-to-write-a-will-2.webp?resize=768,512 768w, https:\/\/www.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2021\/06\/how-to-write-a-will-2.webp?resize=420,280 420w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-how-to-write-your-will-a-step-by-step-guide\">How to write your will: A step-by-step guide<\/h2>\n\n\n\n<p>If making a will feels like a lot, you\u2019re not alone. Writing a will is usually easier if you break it down into a few manageable steps.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Step 1: Take stock of what you own \u2014 and owe<\/h3>\n\n\n\n<p>Start by listing what makes up your estate. Think about property, vehicles, bank and investment accounts, insurance, pensions, personal belongings, and digital assets (like online accounts, loyalty programs, etc.)<\/p>\n\n\n\n<p>Outstanding debts, such as mortgages, credit cards, and loans, are typically settled as part of estate administration, so it helps to be aware of them too.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-step-2-choose-your-beneficiaries\">Step 2: Choose your beneficiaries<\/h3>\n\n\n\n<p>Beneficiaries can include individuals, charities, or organizations. It\u2019s up to you! Some people also name alternate beneficiaries in case their first choice can\u2019t inherit, or a trustee if the beneficiary is a child not of the age of majority.<\/p>\n\n\n\n<p><strong>Read more:<\/strong> <a href=\"https:\/\/www.rbcinsurance.com\/en-ca\/advice-learning\/life-insurance\/what-is-a-life-insurance-beneficiary\/\" data-dig-id=\"LP-LifeInsurance-33583-012c16aa\" data-dig-category=\"LP-LifeInsurance\" data-dig-action=\"link click\" data-dig-label=\"What is a life insurance beneficiary?\" class=\"rbc-link-format\">What is a life insurance beneficiary?<\/a><\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-step-3-decide-who-will-handle-your-estate\">Step 3: Decide who will handle your estate<\/h3>\n\n\n\n<p>You\u2019ll also name someone to carry out your wishes and manage your estate after death. This role is often called an executor, though the title varies by province.<\/p>\n\n\n\n<p>The executor can be a family member, trusted friend, or professional. What matters most is that the person is willing and able to take on the responsibility.<\/p>\n\n\n\n<p><strong>Read more:<\/strong> <a href=\"https:\/\/www.rbcinsurance.com\/en-ca\/advice-learning\/life-insurance\/what-is-probate-how-does-it-work\/\" data-dig-id=\"LP-LifeInsurance-33583-6156b69d\" data-dig-label=\"What is probate and how does it work?\" data-dig-action=\"link click\" data-dig-category=\"LP-LifeInsurance\" class=\"rbc-link-format\">What is probate and how does it work?<\/a><\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-step-4-make-arrangements-for-dependents\">Step 4: Make arrangements for dependents<\/h3>\n\n\n\n<p>If you have minor children or other dependents, you can express your wishes around guardianship. Without that guidance, courts may need to step in.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Step 5: Choose an approach<\/h3>\n\n\n\n<p>In general, people take one of four options:<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">Creating an online or DIY will<\/h4>\n\n\n\n<p>Some people use online tools or templates to create a DIY will. These options are often used for relatively simple situations and still need to meet provincial or territorial requirements \u2014 including proper signing and witnessing \u2014 to be legally valid.<\/p>\n\n\n\n<p>Online wills platforms, such as <a href=\"https:\/\/epiloguewills.com\/\" target=\"_blank\" data-dig-id=\"LP-LifeInsurance-33583-b518b8ac\" data-dig-category=\"LP-LifeInsurance\" data-dig-action=\"link click\" data-dig-label=\"Epilogue\" class=\"rbc-link-format externalsite-link\" data-icon-class=\"externalsite-link\" rel=\"noreferrer noopener\">Epilogue<\/a>, offer a fast and convenient way to create a legal will. Typically, you complete the will online, print it and then have it witnesses according to provincial regulations.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">Working with a lawyer<\/h4>\n\n\n\n<p>Others choose to work with an estate lawyer, particularly when their circumstances are more complex. Legal professionals can help navigate trickier issues like blended families, business ownership, or assets in multiple jurisdictions, and ensure the will meets local legal requirements.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">Hybrid approach<\/h4>\n\n\n\n<p>Some people combine the two approaches \u2014 drafting a will using an online tool and have a legal professional review it for added reassurance. They may also use a notary who verify your identify, capacity to make a will and ensure your will is legally valid, based on where you live.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Step 6: Finalize your will<\/h3>\n\n\n\n<p>A will needs to be properly signed and witnessed to be legally valid. Notarization usually isn\u2019t required, though there are exceptions.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-step-7-store-your-will\">Step 7: Store your will<\/h3>\n\n\n\n<p>A will can only serve its purpose if it can be found. Keep it somewhere secure and accessible, whether that\u2019s at home, with a lawyer or notary, a safety deposit box at the bank, or another safe place. And don\u2019t forget to tell your executor where it\u2019s stored!<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-step-8-revisit-your-will-as-life-changes\">Step 8: Revisit your will as life changes<\/h3>\n\n\n\n<p>Wills aren\u2019t set-and-forget documents. You should review your wills after major events \u2014 like moving, a change in family circumstances, or a financial shift \u2014 to make sure everything still lines up with your intentions.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-common-mistakes-to-avoid\">Common mistakes to avoid <\/h2>\n\n\n\n<p>Even a simple will can run into problems if a few basics are overlooked. Common pitfalls can include:<\/p>\n\n\n\n<ul class=\"wp-block-rbc-list is-style-blue-disc\">\n<li class=\"wp-block-rbc-list-item\">\n<p><strong>Letting a will go out of date<\/strong>, especially after major life changes.<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p><strong>Not signing or witnessing the will properly<\/strong>, which can affect whether it\u2019s considered valid.<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p><strong>Using vague or confusing language<\/strong>, such as \u201cdivide everything fairly,\u201d without explaining what that means.<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p><strong>Forgetting to name backups<\/strong>, like alternate beneficiaries or an alternate executor.<\/p>\n<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-take-the-next-step\">Take the next step<\/h2>\n\n\n\n<p>Writing a will is about the mark you leave behind. It\u2019s how you decide what matters, who matters, and how the things you\u2019ve built and cared about carry forward.<\/p>\n\n\n\n<p>A will puts your intentions into writing \u2014 not just about money or property, but about responsibility, fairness, and care. It helps ensure that what you leave reflects your values, and that your story doesn\u2019t end in confusion or conflict.<\/p>\n\n\n\n<p>Whether you choose an online option or work with a professional, taking this step is a way to be deliberate about your legacy and thoughtful about what comes next.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-faqs-about-making-a-will\">FAQs about making a will<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">Is a handwritten will legal in Canada?<\/h3>\n\n\n\n<p>A handwritten, or holographic, will is generally legal in Canada if it is written entirely by hand and signed by the person making it. However, the rules vary by province and territory, and handwritten wills may not be accepted everywhere.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-are-will-kits-legal-in-canada\">Are will kits legal in Canada?<\/h3>\n\n\n\n<p>Yes, online will kits are generally legally valid, so long as they meet provincial or territorial requirements and are properly signed and witnessed.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><a><\/a>Can I write a will without a lawyer?<\/h3>\n\n\n\n<p>Yes. A lawyer isn\u2019t required to make a valid will, but it still needs to comply with the estate laws where you live.<strong><\/strong><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><a><\/a>How often should I update my will?<\/h3>\n\n\n\n<p>Many people review their will after major life changes, or every few years to make sure it still reflects their wishes.<\/p>\n\n\n\n<div class=\"wp-block-rbc-section-inner-block  section-inner block-wpr bg-light-blue rounded-corners pos-rel pad-l pad-r mob-pad-r centered-block mob-pad-l pad-t mob-pad-t pad-b mob-pad-b\" style=\"border-radius:0x\">\n<h2 class=\"wp-block-heading has-text-align-center mar-t mar-b-hlf mob-mar-b-hlf mob-mar-t\" id=\"h-rbc-life-insurance\">RBC Life Insurance<\/h2>\n\n\n\n<p class=\"has-text-align-center mar-b-hlf mob-mar-b-hlf pad-r mob-pad-r pad-l mob-pad-l has-text-reg-font-size\">Protect Your Loved Ones With Dependable Life Insurance.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-a89b3969 wp-block-buttons-is-layout-flex\"><div>\n<div class=\"wp-block-button aligncenter btn is-style-primary primary\"><a class=\"wp-block-button__link has-text-lg-font-size has-custom-font-size wp-element-button\" href=\"https:\/\/www.rbcinsurance.com\/life-insurance\/life-insurance-quote\/index.html\" rel=\"noreferrer noopener\" data-dig-id=\"LP-283-476a44f4\" data-dig-category=\"LP\" data-dig-action=\"button click\" data-dig-label=\"Get a quote-https:\/\/www.rbcinsurance.com\/life-insurance\/life-insurance-quote\/index.html \">Get a quote<\/a><\/div>\n<\/div><\/div>\n\n\n\n<p class=\"has-text-align-center mar-t-hlf mob-mar-t-hlf pad-b mob-pad-b has-text-reg-font-size\"><a href=\"https:\/\/www.rbcinsurance.com\/en-ca\/life-insurance\/\" data-dig-id=\"LP-273-18de2c2e\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Learn More\" class=\"rbc-link-format\">Learn More<\/a><\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-rbc-default-collapsible\"><p><button class=\"collapse-toggle collapsed\" data-target=\"#collapse2de7ba0a\" data-toggle=\"collapse\" aria-expanded=\"false\" aria-controls=\"collapse2de7ba0a\" data-dig-id=\"LP-10384-2de7ba0a\" data-dig-category=\"LP\" data-dig-action=\"accordion closed\" action-closed=\"accordion closed\" action-opened=\"accordion open\" data-dig-label=\"Things Our Lawyers Want You to Know\"><div>Things Our Lawyers Want You to Know<\/div><\/button><\/p><div class=\"collapse-content collapse\" id=\"collapse2de7ba0a\">\n<div class=\"wp-block-rbc-collapsible-inner-block collapse-inner\">\n<p class=\"has-text-sm-font-size\">*Home and auto insurance products are distributed by RBC Insurance Agency Ltd. and underwritten by Aviva General Insurance Company. In Quebec, RBC Insurance Agency Ltd. Is registered as a damage insurance agency. As a result of government-run auto insurance plans, auto insurance is not available through RBC Insurance in Manitoba, Saskatchewan and British Columbia.<\/p>\n\n\n\n<p class=\"has-text-sm-font-size\">This article is intended as general information only and is not to be relied upon as constituting legal, financial or other professional advice. A professional advisor should be consulted regarding your specific situation. Information presented is believed to be factual and up-to-date but we do not guarantee its accuracy and it should not be regarded as a complete analysis of the subjects discussed. All expressions of opinion reflect the judgment of the authors as of the date of publication and are subject to change. No endorsement of any third parties or their advice, opinions, information, products or services is expressly given or implied by Royal Bank of Canada or any of its affiliates.<\/p>\n<\/div>\n<\/div><\/div>\n\n\n<\/div>\n<\/section>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Most Canadians understand that having a will is important \u2014 yet many still don\u2019t have one. Here\u2019s what you need to know about how to write a valid will. <\/p>\n","protected":false},"author":208,"featured_media":33593,"comment_status":"open","ping_status":"open","sticky":false,"template":"templates\/new-rbci-design.php","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[54],"tags":[4,31],"article-type":[80],"ppma_author":[186],"class_list":["post-33583","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-life-insurance","tag-life-insurance","tag-retirement","article-type-advice-learning"],"pp_force_visibility":null,"pp_subpost_visibility":null,"pp_inherited_force_visibility":null,"pp_inherited_subpost_visibility":null,"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.1 (Yoast SEO v27.1.1) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>How to Write a Will: What Canadians Need to Know | RBC Insurance<\/title>\n<meta name=\"description\" content=\"Most Canadians understand that having a will is important \u2014 yet many still don\u2019t have one. Here\u2019s what you need to know about how to write a valid will.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.rbcinsurance.com\/en-ca\/advice-learning\/life-insurance\/how-to-write-a-will\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"How to Write a Will: What Canadians Need to Know | RBC Insurance\" \/>\n<meta property=\"og:description\" content=\"Most Canadians understand that having a will is important \u2014 yet many still don\u2019t have one. Here\u2019s what you need to know about how to write a valid will.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.rbcinsurance.com\/en-ca\/advice-learning\/life-insurance\/how-to-write-a-will\/\" \/>\n<meta property=\"og:site_name\" content=\"RBC Insurance\" \/>\n<meta property=\"article:author\" content=\"Fiona Campbell\" \/>\n<meta property=\"article:published_time\" content=\"2026-02-03T18:31:38+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-04-07T22:24:14+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2021\/06\/how-to-write-a-will-1.webp?quality=80\" \/>\n\t<meta property=\"og:image:width\" content=\"1024\" \/>\n\t<meta property=\"og:image:height\" content=\"683\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/webp\" \/>\n<meta name=\"author\" content=\"Fiona Campbell\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Fiona Campbell\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"29 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.rbcinsurance.com\/en-ca\/advice-learning\/life-insurance\/how-to-write-a-will\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.rbcinsurance.com\/en-ca\/advice-learning\/life-insurance\/how-to-write-a-will\/\"},\"author\":{\"name\":\"noellagilkes\",\"@id\":\"https:\/\/www.rbcinsurance.com\/en-ca\/#\/schema\/person\/401857fcb2c7717f8c04c3d33e8bc689\"},\"headline\":\"How to Write a Will: What Canadians Need to Know\",\"datePublished\":\"2026-02-03T18:31:38+00:00\",\"dateModified\":\"2026-04-07T22:24:14+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.rbcinsurance.com\/en-ca\/advice-learning\/life-insurance\/how-to-write-a-will\/\"},\"wordCount\":2245,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/www.rbcinsurance.com\/en-ca\/#organization\"},\"image\":{\"@id\":\"https:\/\/www.rbcinsurance.com\/en-ca\/advice-learning\/life-insurance\/how-to-write-a-will\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2021\/06\/how-to-write-a-will-1.webp?quality=80\",\"keywords\":[\"Life Insurance\",\"Retirement\"],\"articleSection\":[\"Life Insurance\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/www.rbcinsurance.com\/en-ca\/advice-learning\/life-insurance\/how-to-write-a-will\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.rbcinsurance.com\/en-ca\/advice-learning\/life-insurance\/how-to-write-a-will\/\",\"url\":\"https:\/\/www.rbcinsurance.com\/en-ca\/advice-learning\/life-insurance\/how-to-write-a-will\/\",\"name\":\"How to Write a Will: What Canadians Need to Know | RBC Insurance\",\"isPartOf\":{\"@id\":\"https:\/\/www.rbcinsurance.com\/en-ca\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.rbcinsurance.com\/en-ca\/advice-learning\/life-insurance\/how-to-write-a-will\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.rbcinsurance.com\/en-ca\/advice-learning\/life-insurance\/how-to-write-a-will\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2021\/06\/how-to-write-a-will-1.webp?quality=80\",\"datePublished\":\"2026-02-03T18:31:38+00:00\",\"dateModified\":\"2026-04-07T22:24:14+00:00\",\"description\":\"Most Canadians understand that having a will is important \u2014 yet many still don\u2019t have one. Here\u2019s what you need to know about how to write a valid will.\",\"breadcrumb\":{\"@id\":\"https:\/\/www.rbcinsurance.com\/en-ca\/advice-learning\/life-insurance\/how-to-write-a-will\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.rbcinsurance.com\/en-ca\/advice-learning\/life-insurance\/how-to-write-a-will\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.rbcinsurance.com\/en-ca\/advice-learning\/life-insurance\/how-to-write-a-will\/#primaryimage\",\"url\":\"https:\/\/www.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2021\/06\/how-to-write-a-will-1.webp?quality=80\",\"contentUrl\":\"https:\/\/www.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2021\/06\/how-to-write-a-will-1.webp?quality=80\",\"width\":1024,\"height\":683,\"caption\":\"How to write a will 1\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.rbcinsurance.com\/en-ca\/advice-learning\/life-insurance\/how-to-write-a-will\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.rbcinsurance.com\/en-ca\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Advice &amp; Learning\",\"item\":\"https:\/\/www.rbcinsurance.com\/en-ca\/article-type\/advice-learning\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"How to Write a Will: What Canadians Need to Know\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.rbcinsurance.com\/en-ca\/#website\",\"url\":\"https:\/\/www.rbcinsurance.com\/en-ca\/\",\"name\":\"RBC Insurance\",\"description\":\"Personal Insurance\",\"publisher\":{\"@id\":\"https:\/\/www.rbcinsurance.com\/en-ca\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.rbcinsurance.com\/en-ca\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.rbcinsurance.com\/en-ca\/#organization\",\"name\":\"RBC Insurance\",\"url\":\"https:\/\/www.rbcinsurance.com\/en-ca\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.rbcinsurance.com\/en-ca\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2021\/06\/rbc-logo-shield.svg?quality=80&w=1024\",\"contentUrl\":\"https:\/\/www.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2021\/06\/rbc-logo-shield.svg?quality=80&w=1024\",\"width\":\"1024\",\"height\":\"1024\",\"caption\":\"RBC Insurance\"},\"image\":{\"@id\":\"https:\/\/www.rbcinsurance.com\/en-ca\/#\/schema\/logo\/image\/\"},\"description\":\"RBC Insurance offers personal insurance such as car, home, life, health, travel and creditor insurance, plus retirement investment solutions to Canadians.\",\"telephone\":\"1-800-769-2568\",\"legalName\":\"RBC Insurance Services Inc.\",\"numberOfEmployees\":{\"@type\":\"QuantitativeValue\",\"minValue\":\"1001\",\"maxValue\":\"5000\"}},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.rbcinsurance.com\/en-ca\/#\/schema\/person\/401857fcb2c7717f8c04c3d33e8bc689\",\"name\":\"noellagilkes\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.rbcinsurance.com\/en-ca\/#\/schema\/person\/image\/5311091e249d85a89a1c2139527829f8\",\"url\":\"https:\/\/www.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2021\/06\/Avatar.webp?quality=80&w=128\",\"contentUrl\":\"https:\/\/www.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2021\/06\/Avatar.webp?quality=80&w=128\",\"caption\":\"noellagilkes\"}}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"How to Write a Will: What Canadians Need to Know | RBC Insurance","description":"Most Canadians understand that having a will is important \u2014 yet many still don\u2019t have one. Here\u2019s what you need to know about how to write a valid will.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.rbcinsurance.com\/en-ca\/advice-learning\/life-insurance\/how-to-write-a-will\/","og_locale":"en_US","og_type":"article","og_title":"How to Write a Will: What Canadians Need to Know | RBC Insurance","og_description":"Most Canadians understand that having a will is important \u2014 yet many still don\u2019t have one. Here\u2019s what you need to know about how to write a valid will.","og_url":"https:\/\/www.rbcinsurance.com\/en-ca\/advice-learning\/life-insurance\/how-to-write-a-will\/","og_site_name":"RBC Insurance","article_author":"Fiona Campbell","article_published_time":"2026-02-03T18:31:38+00:00","article_modified_time":"2026-04-07T22:24:14+00:00","og_image":[{"width":1024,"height":683,"url":"https:\/\/www.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2021\/06\/how-to-write-a-will-1.webp?quality=80","type":"image\/webp"}],"author":"Fiona Campbell","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Fiona Campbell","Est. reading time":"29 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.rbcinsurance.com\/en-ca\/advice-learning\/life-insurance\/how-to-write-a-will\/#article","isPartOf":{"@id":"https:\/\/www.rbcinsurance.com\/en-ca\/advice-learning\/life-insurance\/how-to-write-a-will\/"},"author":{"name":"noellagilkes","@id":"https:\/\/www.rbcinsurance.com\/en-ca\/#\/schema\/person\/401857fcb2c7717f8c04c3d33e8bc689"},"headline":"How to Write a Will: What Canadians Need to Know","datePublished":"2026-02-03T18:31:38+00:00","dateModified":"2026-04-07T22:24:14+00:00","mainEntityOfPage":{"@id":"https:\/\/www.rbcinsurance.com\/en-ca\/advice-learning\/life-insurance\/how-to-write-a-will\/"},"wordCount":2245,"commentCount":0,"publisher":{"@id":"https:\/\/www.rbcinsurance.com\/en-ca\/#organization"},"image":{"@id":"https:\/\/www.rbcinsurance.com\/en-ca\/advice-learning\/life-insurance\/how-to-write-a-will\/#primaryimage"},"thumbnailUrl":"https:\/\/www.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2021\/06\/how-to-write-a-will-1.webp?quality=80","keywords":["Life Insurance","Retirement"],"articleSection":["Life Insurance"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/www.rbcinsurance.com\/en-ca\/advice-learning\/life-insurance\/how-to-write-a-will\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/www.rbcinsurance.com\/en-ca\/advice-learning\/life-insurance\/how-to-write-a-will\/","url":"https:\/\/www.rbcinsurance.com\/en-ca\/advice-learning\/life-insurance\/how-to-write-a-will\/","name":"How to Write a Will: What Canadians Need to Know | RBC Insurance","isPartOf":{"@id":"https:\/\/www.rbcinsurance.com\/en-ca\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.rbcinsurance.com\/en-ca\/advice-learning\/life-insurance\/how-to-write-a-will\/#primaryimage"},"image":{"@id":"https:\/\/www.rbcinsurance.com\/en-ca\/advice-learning\/life-insurance\/how-to-write-a-will\/#primaryimage"},"thumbnailUrl":"https:\/\/www.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2021\/06\/how-to-write-a-will-1.webp?quality=80","datePublished":"2026-02-03T18:31:38+00:00","dateModified":"2026-04-07T22:24:14+00:00","description":"Most Canadians understand that having a will is important \u2014 yet many still don\u2019t have one. Here\u2019s what you need to know about how to write a valid will.","breadcrumb":{"@id":"https:\/\/www.rbcinsurance.com\/en-ca\/advice-learning\/life-insurance\/how-to-write-a-will\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.rbcinsurance.com\/en-ca\/advice-learning\/life-insurance\/how-to-write-a-will\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.rbcinsurance.com\/en-ca\/advice-learning\/life-insurance\/how-to-write-a-will\/#primaryimage","url":"https:\/\/www.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2021\/06\/how-to-write-a-will-1.webp?quality=80","contentUrl":"https:\/\/www.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2021\/06\/how-to-write-a-will-1.webp?quality=80","width":1024,"height":683,"caption":"How to write a will 1"},{"@type":"BreadcrumbList","@id":"https:\/\/www.rbcinsurance.com\/en-ca\/advice-learning\/life-insurance\/how-to-write-a-will\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.rbcinsurance.com\/en-ca\/"},{"@type":"ListItem","position":2,"name":"Advice &amp; Learning","item":"https:\/\/www.rbcinsurance.com\/en-ca\/article-type\/advice-learning\/"},{"@type":"ListItem","position":3,"name":"How to Write a Will: What Canadians Need to Know"}]},{"@type":"WebSite","@id":"https:\/\/www.rbcinsurance.com\/en-ca\/#website","url":"https:\/\/www.rbcinsurance.com\/en-ca\/","name":"RBC Insurance","description":"Personal Insurance","publisher":{"@id":"https:\/\/www.rbcinsurance.com\/en-ca\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.rbcinsurance.com\/en-ca\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.rbcinsurance.com\/en-ca\/#organization","name":"RBC Insurance","url":"https:\/\/www.rbcinsurance.com\/en-ca\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.rbcinsurance.com\/en-ca\/#\/schema\/logo\/image\/","url":"https:\/\/www.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2021\/06\/rbc-logo-shield.svg?quality=80&w=1024","contentUrl":"https:\/\/www.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2021\/06\/rbc-logo-shield.svg?quality=80&w=1024","width":"1024","height":"1024","caption":"RBC Insurance"},"image":{"@id":"https:\/\/www.rbcinsurance.com\/en-ca\/#\/schema\/logo\/image\/"},"description":"RBC Insurance offers personal insurance such as car, home, life, health, travel and creditor insurance, plus retirement investment solutions to Canadians.","telephone":"1-800-769-2568","legalName":"RBC Insurance Services Inc.","numberOfEmployees":{"@type":"QuantitativeValue","minValue":"1001","maxValue":"5000"}},{"@type":"Person","@id":"https:\/\/www.rbcinsurance.com\/en-ca\/#\/schema\/person\/401857fcb2c7717f8c04c3d33e8bc689","name":"noellagilkes","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.rbcinsurance.com\/en-ca\/#\/schema\/person\/image\/5311091e249d85a89a1c2139527829f8","url":"https:\/\/www.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2021\/06\/Avatar.webp?quality=80&w=128","contentUrl":"https:\/\/www.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2021\/06\/Avatar.webp?quality=80&w=128","caption":"noellagilkes"}}]}},"jetpack_featured_media_url":"https:\/\/www.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2021\/06\/how-to-write-a-will-1.webp?quality=80","jetpack_sharing_enabled":true,"authors":[{"term_id":186,"user_id":0,"is_guest":1,"slug":"fiona-campbell","display_name":"Fiona Campbell","avatar_url":{"url":"https:\/\/www.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2021\/06\/Fiona-Campbell.webp?quality=80&w=1024","url2x":"https:\/\/www.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2021\/06\/Fiona-Campbell.webp?quality=80&w=1024"},"0":null,"1":"","2":"","3":"","4":"","5":"","6":"","7":"","8":""}],"_links":{"self":[{"href":"https:\/\/www.rbcinsurance.com\/en-ca\/wp-json\/wp\/v2\/posts\/33583","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.rbcinsurance.com\/en-ca\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.rbcinsurance.com\/en-ca\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.rbcinsurance.com\/en-ca\/wp-json\/wp\/v2\/users\/208"}],"replies":[{"embeddable":true,"href":"https:\/\/www.rbcinsurance.com\/en-ca\/wp-json\/wp\/v2\/comments?post=33583"}],"version-history":[{"count":16,"href":"https:\/\/www.rbcinsurance.com\/en-ca\/wp-json\/wp\/v2\/posts\/33583\/revisions"}],"predecessor-version":[{"id":35789,"href":"https:\/\/www.rbcinsurance.com\/en-ca\/wp-json\/wp\/v2\/posts\/33583\/revisions\/35789"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.rbcinsurance.com\/en-ca\/wp-json\/wp\/v2\/media\/33593"}],"wp:attachment":[{"href":"https:\/\/www.rbcinsurance.com\/en-ca\/wp-json\/wp\/v2\/media?parent=33583"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.rbcinsurance.com\/en-ca\/wp-json\/wp\/v2\/categories?post=33583"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.rbcinsurance.com\/en-ca\/wp-json\/wp\/v2\/tags?post=33583"},{"taxonomy":"article-type","embeddable":true,"href":"https:\/\/www.rbcinsurance.com\/en-ca\/wp-json\/wp\/v2\/article-type?post=33583"},{"taxonomy":"author","embeddable":true,"href":"https:\/\/www.rbcinsurance.com\/en-ca\/wp-json\/wp\/v2\/ppma_author?post=33583"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}