{"id":7066,"date":"2020-04-13T14:10:31","date_gmt":"2020-04-13T14:10:31","guid":{"rendered":"https:\/\/www.rbcinsurance.com\/en-ca\/2020\/04\/13\/tiny-changes-that-can-transform-your-life\/"},"modified":"2026-04-06T09:29:17","modified_gmt":"2026-04-06T13:29:17","slug":"tiny-changes-that-can-transform-your-life","status":"publish","type":"post","link":"https:\/\/www.rbcinsurance.com\/en-ca\/advice-learning\/life-insurance\/tiny-changes-that-can-transform-your-life","title":{"rendered":"Tiny Changes That Can Transform Your Life"},"content":{"rendered":"\n<div class=\"wp-block-rbc-template-selector templateSelector template__article articleSingle\" data-template=\"article\">\n<div class=\"wp-block-group articleSingle__container tabListStickyWrapper is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group articleSingle__container__hero is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group articleSingle__container__hero__inner is-layout-flow wp-block-group-is-layout-flow\">\n<span class=\"rbc-yoast-breadcrum-span\"><span><a href=\"https:\/\/www.rbcinsurance.com\/en-ca\/\">Home<\/a><\/span><\/span>\n\n\n\n<div class=\"wp-block-group articleSingle__featuredImage__group is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group articleSingle__title__group is-layout-flow wp-block-group-is-layout-flow\"><h1 class=\"wp-block-post-title\">Tiny Changes That Can Transform Your Life<\/h1>\n\n\n<div class=\"wp-block-group articleSingle__date__group is-layout-flow wp-block-group-is-layout-flow\"><div class=\"wp-block-post-date\"><time datetime=\"2020-04-13T14:10:31-04:00\">April 13, 2020<\/time><\/div>\n\n\n<span class=\"wp-block-rbc-html-element articleSingle__readTime\">4 Min Read<\/span>\n<\/div>\n\n\n\n<div class=\"wp-block-group articleSingle__author__group is-layout-flow wp-block-group-is-layout-flow\">\n<img decoding=\"async\" src=\"https:\/\/www.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2021\/06\/image-3.png?quality=80&w=512\" alt=\"Mark Gronowski\">\n\n\n\n<div class=\"wp-block-group articleSingle__author__details is-layout-flow wp-block-group-is-layout-flow\">\n<span class=\"wp-block-rbc-html-element articleSingle__author__name\">Mark Gronowski<\/span>\n\n\n\n<span class=\"wp-block-rbc-html-element articleSingle__author__designation\">Insurance Writer<\/span>\n<\/div>\n<\/div>\n<\/div>\n\n\n<figure class=\"articleSingle__featuredImage wp-block-post-featured-image\"><img loading=\"lazy\" decoding=\"async\" width=\"930\" height=\"620\" src=\"https:\/\/www.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2022\/09\/thumb-new-possibilities_402x.jpg?quality=80&amp;w=930\" class=\"attachment-post-thumbnail size-post-thumbnail wp-post-image\" alt=\"New Possibilities\" style=\"object-fit:cover;\" srcset=\"https:\/\/www.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2022\/09\/thumb-new-possibilities_402x.jpg 930w, https:\/\/www.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2022\/09\/thumb-new-possibilities_402x.jpg?resize=300,200 300w, https:\/\/www.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2022\/09\/thumb-new-possibilities_402x.jpg?resize=768,512 768w\" sizes=\"auto, (max-width: 930px) 100vw, 930px\" \/><\/figure><\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group articleSingle__container__main is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group articleSingle__container__page__nav is-layout-flow wp-block-group-is-layout-flow\">\t\t<div class=\"socials-block\">\n\t\t\t\t\t\t<p class=\"socials-block-title\">\n\t\t\tShare this article\t\t<\/p>\n\t\t<div class=\"social-links mob-mar-b-hlf mob-mar-t-hlf\">\n\t\t\t\t\t<a class=\"social-button-wrapper sharing-custom sharing-email\" href=\"mailto:?subject=Tiny Changes That Can Transform Your Life &#038;body=Hi, I thought you might be interested in this article from RBC Insurance: https:\/\/www.rbcinsurance.com\/en-ca\/advice-learning\/life-insurance\/tiny-changes-that-can-transform-your-life\" aria-label=\"Email\">\n\t\t\t\t<img decoding=\"async\" src=\"https:\/\/www.rbcinsurance.com\/en-ca\/wp-content\/plugins\/rbc-blocks\/assets\/img\/icons\/icon-email.svg\"\n\t\t\t\talt=\"envelope icon\">\n\t\t\t\t<span>\n\t\t\t\tEmail\t\t\t\t<\/span>\n\t\t\t<\/a>\n\t\t<div class=\"social-button-wrapper sharing-copy-wrapper\">\n\t\t\t<button class=\"sharing-custom sharing-copy\" data-url=\"https:\/\/www.rbcinsurance.com\/en-ca\/advice-learning\/life-insurance\/tiny-changes-that-can-transform-your-life\" aria-label=\"Copy URL\">\n\t\t\t<img\n\t\t\t\tsrc=\"https:\/\/www.rbcinsurance.com\/en-ca\/wp-content\/plugins\/rbc-blocks\/assets\/img\/icons\/icon-related.svg\"\n\t\t\t\talt=\"copy icon\">\n\t\t\t<span id=\"sharing-copyUrl-Label\">\n\t\t\t\tCopy URL\t\t\t<\/span>\n\t\t\t<\/button>\n\t\t\t<input type=\"text\" class=\"sharing-copy-text\" aria-labelledby=\"sharing-copyUrl-Label\">\n\t\t<\/div>\n\t<\/div>\n  \t\t<\/div>\t\n\t\t\n\n\n<div class=\"wp-block-rbc-tabs-list tabsList\" data-switch=\"lgBp\" data-target-heading=\"h4\"><p class=\"tabsList__heading\">On this page<\/p><div class=\"tabsList__wrapper\"><button class=\"selectDropdown__button\" aria-haspopup=\"listbox\" aria-expanded=\"false\"><span class=\"selectDropdown__title\">How to Build a Habit: Start Small<\/span><span class=\"selectDropdown__chevron\"><\/span><\/button><ul class=\"tabsList__items selectDropdown__list\"><li class=\"selectDropdown__list__item tabsList__item selected\"><a href='#h-how-to-build-a-habit-start-small'>How to Build a Habit: Start Small<\/a><\/li><li class=\"selectDropdown__list__item tabsList__item \"><a href='#h-tiny-changes-can-transform-your-life'>Tiny Changes Can Transform Your Life<\/a><\/li><li class=\"selectDropdown__list__item tabsList__item \"><a href='#h-pick-a-monthly-theme-for-self-improvement'>Pick a Monthly Theme for Self Improvement<\/a><\/li><\/ul><\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group articleSingle__content__main tabListHeadings is-layout-flow wp-block-group-is-layout-flow\">\n<section class=\"wp-block-rbc-section-block  pos-rel\" style=\"border-radius:0px\">\n<div class=\"wp-block-rbc-section-inner-block  section-inner\" style=\"border-radius:0x\">\n<p>While it may be admirable to resolve to kick a bad habit or work to improve a particular area of your life, it can be tough to make big changes quickly.<\/p>\n<p>Taking time out for yourself to focus on self-improvement, growth and happiness is vital. Here\u2019s a tip, consider not tackling everything at once. Instead, take small steps toward changes that you can stick to over time.<\/p>\n<h4 id=\"h-how-to-build-a-habit-start-small\">How to Build a Habit: Start Small<\/h4>\n<p>There&#8217;s no shortage of information out there on how to build habits. What most of those articles, books and guides have in common is the recommendation to start small.<\/p>\n<p>Writer <a href=\"https:\/\/jamesclear.com\/habit-guide\" target=\"_blank\" rel=\"noopener noreferrer\">James Clear<\/a> explains that you should not only start with a small step forward, but also an easy one. He points to research that says willpower is like a muscle, and you <i>can<\/i> wear it out.<\/p>\n<p>To solve the problem, says Clear, &#8220;Pick a new habit that is easy enough that you don&#8217;t need motivation to do it.&#8221; From there, keep it small! Clear&#8217;s next step is to improve gradually by looking for one percent gains, not massive leaps of progress.<\/p>\n<p>Clear also suggests breaking habits up into bite-sized pieces (like meditating twice a day for 10 minutes per session, rather than sitting down for 20 minutes once) and letting go of perfection. Overall consistency, he says, is more important than never making a mistake.<\/p>\n<h4 id=\"h-tiny-changes-can-transform-your-life\">Tiny Changes Can Transform Your Life<\/h4>\n<p>Not sure where to start? Consider some of these easy ways you can incorporate positive change into your life, and make self-improvement a daily habit:<\/p>\n<p><strong>Want to learn something new? Do a lesson a day.<\/strong> Belle Beth Cooper of Buffer shared how she learned French by using the Duolingo app \u2014 and committing to <a href=\"https:\/\/open.buffer.com\/building-habits\/\" target=\"_blank\" rel=\"noopener noreferrer\">one 5-minute lesson every morning<\/a>.<\/p>\n<p><strong>Read more, one page at a time.<\/strong> Many people want to read more, but find picking up and finishing an entire book a little daunting. Don&#8217;t worry about the whole book. Just read <i>one<\/i> page every day until reading becomes a habit.<\/p>\n<p><strong>Add more good stuff in (rather than trying to restrict the bad).<\/strong> If you want to make a lifestyle change with your diet, focus on trying one new healthy food every week \u2014 then put that food into your normal rotation. The more good you add in, the less room there is for poorer dietary choices.<\/p>\n<p><strong>Contribute more to savings and investments, a little at a time.<\/strong> You know you want to save a certain percentage of your income each month for the future. You don&#8217;t have to do it all at once; try to increase your savings by just one percent each month!<\/p>\n<p><strong>Cut back on spending (but don&#8217;t feel like you need to eliminate everything).<\/strong> Love your daily latte? Try simply cutting back to treating yourself on a Monday to get your week started, rather than buying a takeaway coffee <i>every <\/i>day \u2014 then take the money you didn&#8217;t spend and save it instead!<\/p>\n<h4 id=\"h-pick-a-monthly-theme-for-self-improvement\">Pick a Monthly Theme for Self Improvement<\/h4>\n<p>Not everything can be broken down into micro-steps toward progress.<\/p>\n<p>If you <em>do<\/em> set one of those big audacious goals for yourself, consider how you can break the challenge down month by month. This gives you a 30-day window in which to focus on a specific aspect of your larger goal.<\/p>\n<p>Choosing to completely revamp your health and fitness routine, for example, is a massive undertaking. But you can break it down by assigning a specific goal to each month.<\/p>\n<p>Month one, you might commit to abstaining from alcohol and desserts. Month two, you could dedicate yourself to cooking at least 80 percent of your meals at home from whole foods (not processed, prepackaged dinners). Month three, you might want to commit to hitting the gym 4 times per week \u2014 and so on throughout the year.<\/p>\n<p>Or, perhaps you want to get serious about your finances. Month one might be a time to review your situation and make a game plan. Month two could be devoted to tracking your spending and keeping to a detailed budget. Month three might call for a list of financial to-do\u2019s that will help you reach success, like <a href=\"https:\/\/www.rbcinsurance.com\/en-ca\/life-insurance\/?dlref=Discover-Learn-Insurance&amp;dlarticle=Tiny-Changes-That-Can-Transform-Your-Life&amp;dltarget=product-info\" target=\"_blank\" rel=\"noopener noreferrer\">getting life insurance coverage<\/a> or building an emergency fund.<\/p>\n<p>There&#8217;s nothing wrong with setting giant goals for progress \u2014 just make sure you find some way to break them down into manageable pieces. Take it one step at a time, and you&#8217;ll be on your way to creating habits that stick and changes that leave you feeling happier and more successful.<\/p>\n<p>Having issues with procrastination? Check out this article to help fight <a href=\"https:\/\/discover.rbcinsurance.com\/five-ways-to-stop-procrastination\/?dlref=Discover-Learn-Insurance&amp;dlarticle=Tiny-Changes-That-Can-Transform-Your-Life&amp;dltarget=other-dl-article\" target=\"_blank\" rel=\"noopener noreferrer\">procrastination<\/a>.<\/p>\n<\/p>\n\n\n\n<div class=\"wp-block-rbc-section-inner-block  section-inner block-wpr bg-light-blue rounded-corners pos-rel pad-l pad-r mob-pad-r centered-block mob-pad-l pad-t mob-pad-t pad-b mob-pad-b\" style=\"border-radius:0x\">\n<h2 class=\"wp-block-heading has-text-align-center mar-t mar-b-hlf mob-mar-b-hlf mob-mar-t\" id=\"h-rbc-life-insurance\">RBC Life Insurance<\/h2>\n\n\n\n<p class=\"has-text-align-center mar-b-hlf mob-mar-b-hlf pad-r mob-pad-r pad-l mob-pad-l has-text-reg-font-size\">Protect Your Loved Ones With Dependable Life Insurance.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-a89b3969 wp-block-buttons-is-layout-flex\"><div>\n<div class=\"wp-block-button aligncenter btn is-style-primary primary\"><a class=\"wp-block-button__link has-text-lg-font-size has-custom-font-size wp-element-button\" href=\"https:\/\/www.rbcinsurance.com\/life-insurance\/life-insurance-quote\/index.html\" rel=\"noreferrer noopener\" data-dig-id=\"LP-283-476a44f4\" data-dig-category=\"LP\" data-dig-action=\"button click\" data-dig-label=\"Get a quote-https:\/\/www.rbcinsurance.com\/life-insurance\/life-insurance-quote\/index.html \">Get a quote<\/a><\/div>\n<\/div><\/div>\n\n\n\n<p class=\"has-text-align-center mar-t-hlf mob-mar-t-hlf pad-b mob-pad-b has-text-reg-font-size\"><a href=\"https:\/\/www.rbcinsurance.com\/en-ca\/life-insurance\/\" data-dig-id=\"LP-273-18de2c2e\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Learn More\" class=\"rbc-link-format\">Learn More<\/a><\/p>\n<\/div>\n\n\n\t<style type=\"text\/css\">\n\t\t.wp-block-tk-spacer.id-94dc5f0f-b2fe-4b51-aaec-ea3577fb460b {\n\t\theight: 30px;\n\t}\n\n\t@media ( max-width: 480px ) {\n\t\t.wp-block-tk-spacer.id-94dc5f0f-b2fe-4b51-aaec-ea3577fb460b {\n\t\t\theight: 15px;\n\t\t}\n\t}\t<\/style>\n\t<div class=\"wp-block-tk-spacer id-94dc5f0f-b2fe-4b51-aaec-ea3577fb460b\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-rbc-rbc-default-collapsible\"><p><button class=\"collapse-toggle collapsed\" data-target=\"#collapse2de7ba0a\" data-toggle=\"collapse\" aria-expanded=\"false\" aria-controls=\"collapse2de7ba0a\" data-dig-id=\"LP-HomeInsurance-14506-2de7ba0a\" data-dig-category=\"LP-HomeInsurance\" data-dig-action=\"accordion closed\" action-closed=\"accordion closed\" action-opened=\"accordion open\" data-dig-label=\"Things Our Lawyers Want You to Know\"><div>Things Our Lawyers Want You to Know<\/div><\/button><\/p><div class=\"collapse-content collapse\" id=\"collapse2de7ba0a\">\n<div class=\"wp-block-rbc-collapsible-inner-block collapse-inner\">\n<p class=\"has-text-sm-font-size\">*Home and auto insurance products are distributed by RBC Insurance Agency Ltd. and underwritten by Aviva General Insurance Company. In Quebec, RBC Insurance Agency Ltd. Is registered as a damage insurance agency. As a result of government-run auto insurance plans, auto insurance is not available through RBC Insurance in Manitoba, Saskatchewan and British Columbia.<\/p>\n\n\n\n<p class=\"has-text-sm-font-size\">This article is intended as general information only and is not to be relied upon as constituting legal, financial or other professional advice. A professional advisor should be consulted regarding your specific situation. Information presented is believed to be factual and up-to-date but we do not guarantee its accuracy and it should not be regarded as a complete analysis of the subjects discussed. All expressions of opinion reflect the judgment of the authors as of the date of publication and are subject to change. No endorsement of any third parties or their advice, opinions, information, products or services is expressly given or implied by Royal Bank of Canada or any of its affiliates.<\/p>\n<\/div>\n<\/div><\/div>\n\n\n\n<div style=\"height:31px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<\/div>\n<\/section>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>It is admirable to work to improve a particular area of your life, but it can be tough to make big changes quickly.<\/p>\n","protected":false},"author":203,"featured_media":7079,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"templates\/new-rbci-design.php","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[54],"tags":[26,42],"article-type":[80],"ppma_author":[190],"class_list":["post-7066","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-life-insurance","tag-health-and-wellness","tag-mental-health","article-type-advice-learning"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.3 (Yoast SEO v27.3) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Tiny Changes That Can Transform Your Life | RBC Insurance<\/title>\n<meta name=\"description\" content=\"It is admirable to work on self-improvement but it can be tough to make big changes quickly. 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