{"id":9301,"date":"2026-06-22T18:35:00","date_gmt":"2026-06-22T22:35:00","guid":{"rendered":"https:\/\/www.rbcinsurance.com\/en-ca\/2021\/06\/02\/nine-ways-to-save-on-home-insurance\/"},"modified":"2026-06-23T09:45:20","modified_gmt":"2026-06-23T13:45:20","slug":"how-to-save-on-home-insurance-in-canada","status":"publish","type":"post","link":"https:\/\/www.rbcinsurance.com\/en-ca\/advice-learning\/home-insurance\/how-to-save-on-home-insurance-in-canada","title":{"rendered":"How to Save on Home Insurance in Canada"},"content":{"rendered":"\n<div class=\"wp-block-rbc-template-selector templateSelector template__article articleSingle\" data-template=\"article\">\n<div class=\"wp-block-group articleSingle__container tabListStickyWrapper is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group articleSingle__container__hero is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group articleSingle__container__hero__inner is-layout-flow wp-block-group-is-layout-flow\">\n<span class=\"rbc-yoast-breadcrum-span\"><span><a href=\"https:\/\/www.rbcinsurance.com\/en-ca\/\">Home<\/a><\/span><\/span>\n\n\n\n<div class=\"wp-block-group articleSingle__featuredImage__group is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group articleSingle__title__group is-layout-flow wp-block-group-is-layout-flow\"><h1 class=\"wp-block-post-title\">How to Save on Home Insurance in Canada<\/h1>\n\n\n<div class=\"wp-block-group articleSingle__date__group is-layout-flow wp-block-group-is-layout-flow\"><div class=\"wp-block-post-date\"><time datetime=\"2026-06-22T18:35:00-04:00\">June 22, 2026<\/time><\/div>\n\n\n<span class=\"wp-block-rbc-html-element articleSingle__readTime\">7 Min Read<\/span>\n<\/div>\n\n\n\n<div class=\"wp-block-group articleSingle__author__group is-layout-flow wp-block-group-is-layout-flow\">\n<img decoding=\"async\" src=\"https:\/\/www.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2021\/06\/Avatar.webp?quality=80&w=128\" alt=\"Vanessa Chiasson\">\n\n\n\n<div class=\"wp-block-group articleSingle__author__details is-layout-flow wp-block-group-is-layout-flow\">\n<span class=\"wp-block-rbc-html-element articleSingle__author__name\">Vanessa Chiasson<\/span>\n\n\n\n<span class=\"wp-block-rbc-html-element articleSingle__author__designation\">Insurance Writer<\/span>\n<\/div>\n<\/div>\n<\/div>\n\n\n<figure class=\"articleSingle__featuredImage wp-block-post-featured-image\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/www.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2026\/06\/image.webp?quality=80&amp;w=1024\" class=\"attachment-post-thumbnail size-post-thumbnail wp-post-image\" alt=\"\" style=\"object-fit:cover;\" srcset=\"https:\/\/www.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2026\/06\/image.webp 1024w, https:\/\/www.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2026\/06\/image.webp?resize=300,200 300w, https:\/\/www.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2026\/06\/image.webp?resize=768,512 768w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-template-selector templateSelector template__article articleSingle mar-t-dbl\" data-template=\"article\">\n<div class=\"wp-block-group articleSingle__container tabListStickyWrapper is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group articleSingle__container__main is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group articleSingle__container__page__nav is-layout-flow wp-block-group-is-layout-flow\">\t\t<div class=\"socials-block\">\n\t\t\t\t\t\t<p class=\"socials-block-title\">\n\t\t\tShare this article\t\t<\/p>\n\t\t<div class=\"social-links mob-mar-b-hlf mob-mar-t-hlf\">\n\t\t\t\t\t<a class=\"social-button-wrapper sharing-custom sharing-email\" href=\"mailto:?subject=How to Save on Home Insurance in Canada &#038;body=Hi, I thought you might be interested in this article from RBC Insurance: https:\/\/www.rbcinsurance.com\/en-ca\/advice-learning\/home-insurance\/how-to-save-on-home-insurance-in-canada\" aria-label=\"Email\">\n\t\t\t\t<img decoding=\"async\" src=\"https:\/\/www.rbcinsurance.com\/en-ca\/wp-content\/plugins\/rbc-blocks\/assets\/img\/icons\/icon-email.svg\"\n\t\t\t\talt=\"envelope icon\">\n\t\t\t\t<span>\n\t\t\t\tEmail\t\t\t\t<\/span>\n\t\t\t<\/a>\n\t\t<div class=\"social-button-wrapper sharing-copy-wrapper\">\n\t\t\t<button class=\"sharing-custom sharing-copy\" data-url=\"https:\/\/www.rbcinsurance.com\/en-ca\/advice-learning\/home-insurance\/how-to-save-on-home-insurance-in-canada\" aria-label=\"Copy URL\">\n\t\t\t<img\n\t\t\t\tsrc=\"https:\/\/www.rbcinsurance.com\/en-ca\/wp-content\/plugins\/rbc-blocks\/assets\/img\/icons\/icon-related.svg\"\n\t\t\t\talt=\"copy icon\">\n\t\t\t<span id=\"sharing-copyUrl-Label\">\n\t\t\t\tCopy URL\t\t\t<\/span>\n\t\t\t<\/button>\n\t\t\t<input type=\"text\" class=\"sharing-copy-text\" aria-labelledby=\"sharing-copyUrl-Label\">\n\t\t<\/div>\n\t<\/div>\n  \t\t<\/div>\t\n\t\t\n\n\n<div class=\"wp-block-rbc-tabs-list tabsList\" data-switch=\"lgBp\" data-target-heading=\"h2\"><p class=\"tabsList__heading\">On this page<\/p><div class=\"tabsList__wrapper\"><button class=\"selectDropdown__button\" aria-haspopup=\"listbox\" aria-expanded=\"false\"><span class=\"selectDropdown__title\">What affects your home insurance premium?<\/span><span class=\"selectDropdown__chevron\"><\/span><\/button><ul class=\"tabsList__items selectDropdown__list\"><li class=\"selectDropdown__list__item tabsList__item selected\"><a href=\"#h-what-affects-your-home-insurance-premium\">What affects your home insurance premium?<\/a><\/li><li class=\"selectDropdown__list__item tabsList__item \"><a href=\"#h-nine-ways-to-save-on-home-insurance\">Nine ways to save on home insurance<\/a><\/li><li class=\"selectDropdown__list__item tabsList__item \"><a href=\"#h-protect-your-home-and-save-on-insurance-costs\">Protect your home and save on insurance costs<\/a><\/li><li class=\"selectDropdown__list__item tabsList__item \"><a href=\"#h-great-rates-and-expert-advice-on-home-insurance\">Great Rates and Expert Advice on Home Insurance<\/a><\/li><\/ul><\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group articleSingle__content__main tabListHeadings is-layout-flow wp-block-group-is-layout-flow\">\n<section class=\"wp-block-rbc-section-block  pos-rel\" style=\"border-radius:0px\">\n<div class=\"wp-block-rbc-section-inner-block  section-inner\" style=\"border-radius:0x\">\n<p>Your home is one of the biggest investments you&#8217;ll ever make and protecting it with the right insurance matters. The good news? You have more control over what you pay than you might think.<\/p>\n\n\n\n<p>Recently, though, Canadians may have seen their premiums rise, in part to factors like severe weather, such as floods and wildfires, and the growing cost of repairs and rebuilding. Every dollar counts \u2013 and finding affordable, reliable home insurance is a smart place to start. Whether you rent, own a condo, a home, or a cottage, it is possible to save on your home insurance.<\/p>\n\n\n\n<p>It starts by understanding what affects your premiums, which can help you strike the right balance between cost and protection. From bundling insurance policies to upgrading your home security, here are nine ways you can save on your home insurance premium in Canada.<\/p>\n\n\n\n<div class=\"wp-block-rbc-callout-card calloutCard calloutCard__article\">\n<h3 class=\"wp-block-heading calloutCard__article__heading\" id=\"h-key-takeaways\">Key takeaways<\/h3>\n\n\n\n<div class=\"wp-block-group calloutCard__article__content is-layout-flow wp-block-group-is-layout-flow\">\n<ul class=\"wp-block-rbc-list is-style-blue-disc\">\n<li class=\"wp-block-rbc-list-item\">\n<p>Home insurance premiums in Canada are rising due to factors like severe weather and higher building costs.<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Your home insurance premium is shaped by three main factors: your location, your property, and your level of coverage.<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Comparing quotes and bundling policies are two of the most effective ways to lower home insurance costs.<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Preventative home maintenance and system upgrades can reduce risk and help keep premiums lower over time. Having a severe weather resilient home can also reduce premiums.<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Reviewing your coverage after making improvements to your home can ensure you\u2019re not paying more than necessary.<\/p>\n<\/li>\n<\/ul>\n<\/div>\n<\/div>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-affects-your-home-insurance-premium\"><a><\/a>What affects your home insurance premium?<\/h2>\n\n\n\n<p>How much does <a href=\"https:\/\/www.rbcinsurance.com\/en-ca\/home-insurance\/\"><\/a><a href=\"https:\/\/www.rbcinsurance.com\/en-ca\/home-insurance\/\" data-dig-id=\"LP-HomeInsurance-38943-3831253b\" data-dig-category=\"LP-HomeInsurance\" data-dig-action=\"link click\" data-dig-label=\"home insurance\" class=\"rbc-link-format\">home insurance<\/a> cost? It isn\u2019t a one-size-fits-all product. Your location, your property, and your coverage level all play a role in determining how much you\u2019ll pay. Understanding these factors can help you make informed decisions about your insurance options and a licensed insurance advisor can help you assess what makes sense for your situation.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-location\"><a><\/a>Location<\/h3>\n\n\n\n<p>They say real estate is all about location, location, location. The same could be said for home insurance. Insurers use data about your property, such as the proximity to flood zones or wildfire risk areas, and distance from the nearest fire hydrant or fire station, all of which can influence your premium. Local crime rates are also taken into account.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-your-property\"><a><\/a>Your property<\/h3>\n\n\n\n<p>Your property is another factor in determining home insurance costs. Do you live in a modern condo or a heritage-style cottage? Is your home large or small, new or older? Older homes may come with outdated building components like wiring, aging plumbing, or an older roof. These are risk factors which could increase insurance premiums.<\/p>\n\n\n\n<p>Newer homes, on the other hand, may see a lower premium because they\u2019re built using modern materials and come with updated safety features.<\/p>\n\n\n\n<p>The type of home also matters. Detached homes generally have higher values insured&nbsp; and therefore come with higher premiums than condos. , Condo owners have a different coverage profile, since the condominium corporation insures part of the building.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-your-coverage\"><a><\/a>Your coverage<\/h3>\n\n\n\n<p>Optional add-ons (known as endorsements) will also increase the overall cost of home insurance, but they also fulfill an important coverage need.<\/p>\n\n\n\n<p>Another factor to consider is your claims history. Previous claims can signal a higher risk to insurers. As a result, this may lead to higher renewal premiums.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-nine-ways-to-save-on-home-insurance\"><a><\/a>Nine ways to save on home insurance<\/h2>\n\n\n\n<p>Looking for cheaper <a href=\"https:\/\/www.rbcinsurance.com\/en-ca\/home-insurance\/homeowners-insurance\/\"><\/a><a href=\"https:\/\/www.rbcinsurance.com\/en-ca\/home-insurance\/homeowners-insurance\/\" data-dig-id=\"LP-HomeInsurance-38943-08f295fe\" data-dig-category=\"LP-HomeInsurance\" data-dig-action=\"link click\" data-dig-label=\"house insurance\" class=\"rbc-link-format\">house insurance<\/a>? Here are some practical strategies that can help reduce your costs, both now and over time.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-1-compare-insurance-quotes\"><a><\/a>1. Compare insurance quotes<\/h3>\n\n\n\n<p>No two insurance quotes are identical, and rates for the same property can vary significantly between insurers or additional coverage. Comparing options is a smart place to start. You can start with an <a href=\"https:\/\/www1.myrbcsso.rbcinsurance.com\/ada\/quoter?productType=home&amp;campaignID=SEMHONRC&amp;Lang=EN\"><\/a><a href=\"https:\/\/www1.myrbcsso.rbcinsurance.com\/ada\/quoter?productType=home&amp;campaignID=SEMHONRC&amp;Lang=EN\" data-dig-id=\"LP-HomeInsurance-38943-6df9e00d\" data-dig-category=\"LP-HomeInsurance\" data-dig-action=\"link click\" data-dig-label=\"online quote\" class=\"rbc-link-format\">online quote<\/a> for home, <a href=\"https:\/\/www.rbcinsurance.com\/en-ca\/home-insurance\/condo-insurance\/\"><\/a><a href=\"https:\/\/www.rbcinsurance.com\/en-ca\/home-insurance\/condo-insurance\/\" data-dig-id=\"LP-HomeInsurance-38943-feab168b\" data-dig-category=\"LP-HomeInsurance\" data-dig-action=\"link click\" data-dig-label=\"condo\" class=\"rbc-link-format\">condo<\/a>, or <a href=\"https:\/\/www.rbcinsurance.com\/en-ca\/home-insurance\/tenant-insurance\/\"><\/a><a href=\"https:\/\/www.rbcinsurance.com\/en-ca\/home-insurance\/tenant-insurance\/\" data-dig-id=\"LP-HomeInsurance-38943-e9befc7c\" data-dig-category=\"LP-HomeInsurance\" data-dig-action=\"link click\" data-dig-label=\"tenant insurance\" class=\"rbc-link-format\">tenant insurance<\/a>.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-2-bundle-your-home-and-auto-policy\"><a><\/a>2. Bundle your home and auto policy<\/h3>\n\n\n\n<p>Bundling your home and auto insurance with the same provider is one of the easiest ways to save. Many insurers offer discounts for bundled policies, including RBC Insurance. Homeowners can save up to 15 per cent by <a href=\"https:\/\/www1.myrbcsso.rbcinsurance.com\/ada\/quoter?productType=autoandhome&amp;campaignID=E4HBMMPP&amp;lang=EN\"><\/a><a href=\"https:\/\/www1.myrbcsso.rbcinsurance.com\/ada\/quoter?productType=autoandhome&amp;campaignID=E4HBMMPP&amp;lang=EN\" data-dig-id=\"LP-HomeInsurance-38943-52872193\" data-dig-category=\"LP-HomeInsurance\" data-dig-action=\"link click\" data-dig-label=\"combining policies\" class=\"rbc-link-format\">combining policies<\/a> \u2013 which also helps simplify managing your payments.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-3-increase-your-deductible\"><a><\/a>3. Increase your deductible<\/h3>\n\n\n\n<p>If you\u2019re looking to lower your premium, increasing your deductible is another option. Your deductible is the dollar amount you\u2019re responsible for paying on an insurance claim. Many homeowners choose deductibles of $500 to $1,000, but increasing it to $2,000 or more could help reduce your premium.<\/p>\n\n\n\n<p>This approach does involve a trade-off. While you\u2019ll pay less in premiums, you\u2019ll pay more out of pocket in the event of a claim. Before increasing your deductible, consider whether you have the funds available to comfortably cover this amount if a claim arises.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-4-install-home-security-and-alarms\"><a><\/a>4. Install home security and alarms<\/h3>\n\n\n\n<p>Professional security alarms and water sensors do more than provide peace of mind; they could also help lower your insurance costs. Many home insurers recognize and reward these system.<\/p>\n\n\n\n<p>There\u2019s a difference between a ring camera and a professionally monitored security system, which is why it\u2019s a good idea to confirm your eligibility for a discount with your insurance provider first.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-5-upgrade-high-risk-home-systems\"><a><\/a>5. Upgrade high-risk home systems<\/h3>\n\n\n\n<p>Older homes often have hidden insurance risks. Aging plumbing, outdated electrical wiring, or an older roof can all increase the likelihood of claims. Upgrading these systems not only help improve your home\u2019s overall safety and efficiency, but may help reduce your insurance premium. Be sure to inform your advisor of any upgrades, as insurance companies can\u2019t evaluate your insurance rate until you inform them of the work you\u2019ve done.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-6-consider-buying-a-newer-home\"><a><\/a>6. Consider buying a newer home<\/h3>\n\n\n\n<p>If you\u2019re planning a move, or are buying your first home, a newer home can be a good choice from an insurance perspective. New builds are typically compliant with the most recent building codes, use modern materials, require less maintenance, and may still be covered by a builder\u2019s warranty \u2013 all of which can translate into cheaper home insurance.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-7-protect-your-home\"><a><\/a>7. Protect your home<\/h3>\n\n\n\n<p>Keeping your home well-maintained can help prevent insurance claims, which keeps your premiums low over the long term. Some simple steps that could help reduce your risk of a claim include:<\/p>\n\n\n\n<div class=\"wp-block-rbc-callout-card calloutCard calloutCard__article  is-style-list list\">\n<div class=\"wp-block-group calloutCard__article__content is-layout-flow wp-block-group-is-layout-flow\">\n<ul class=\"wp-block-rbc-list is-style-blue-disc\">\n<li class=\"wp-block-rbc-list-item\">\n<p><a href=\"https:\/\/www.rbcinsurance.com\/en-ca\/advice-learning\/home-insurance\/water-damage-what-am-i-covered-for\/\"><\/a><a href=\"https:\/\/www.rbcinsurance.com\/en-ca\/advice-learning\/home-insurance\/water-damage-what-am-i-covered-for\/\" data-dig-id=\"LP-HomeInsurance-38943-896a46a9\" data-dig-category=\"LP-HomeInsurance\" data-dig-action=\"link click\" data-dig-label=\"Installing water sensors\" class=\"rbc-link-format\">Installing water sensors<\/a> or a sump pump with backup power<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Cleaning dryer lint traps and vents regularly<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Pruning trees to prevent branches falling on your home<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Cleaning gutters in the spring and fall<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Inspecting your roof and shingles<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Scheduling regular chimney maintenance<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Leaving space between your home and garden beds<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Preparing your home for <a href=\"https:\/\/www.rbcinsurance.com\/en-ca\/advice-learning\/home-insurance\/well-maintained-protecting-your-home-and-yourself-from-winter-weather\/\"><\/a><a href=\"https:\/\/www.rbcinsurance.com\/en-ca\/advice-learning\/home-insurance\/well-maintained-protecting-your-home-and-yourself-from-winter-weather\/\" data-dig-id=\"LP-HomeInsurance-38943-3f1a4bc6\" data-dig-category=\"LP-HomeInsurance\" data-dig-action=\"link click\" data-dig-label=\"winter weather\" class=\"rbc-link-format\">winter weather<\/a><\/p>\n<\/li>\n<\/ul>\n<\/div>\n<\/div>\n\n\n\n<p><\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-8-review-and-adjust-your-coverage-at-renewal\"><a><\/a>8. Review and adjust your coverage at renewal<\/h3>\n\n\n\n<p>Your insurance needs may change over time. Rather than automatically renewing each year, take a moment to review your policy. Renovations, major purchases, or lifestyle changes can all affect your coverage needs. Maybe you need more or less coverage now than you did in the past. A licensed insurance advisor can help ensure your policy stays aligned with your circumstances.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-9-ask-about-discounts-nbsp-nbsp\"><a><\/a>9. Ask about discounts&nbsp;&nbsp;<\/h3>\n\n\n\n<p>It\u2019s always worth asking an insurance provider about available discounts. There may be special savings available for certain employee groups, unions and guilds, and alumni associations. Members of the military and other people employed in community service may also qualify for discounts, as might loyal customers with a long history with the insurance company. Speak to an advisor to find out.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-protect-your-home-and-save-on-insurance-costs\"><a><\/a>Protect your home and save on insurance costs<\/h2>\n\n\n\n<p>Buying and owning a home is one of the biggest financial commitments you can make, and protecting it matters. The good news is there are ways to protect your property and save on insurance costs at the same time. A <a href=\"https:\/\/www.rbcinsurance.com\/request-a-call\/home-insurance\/index.html\"><\/a><a href=\"https:\/\/www.rbcinsurance.com\/request-a-call\/home-insurance\/index.html\" data-dig-id=\"LP-HomeInsurance-38943-d2846fed\" data-dig-category=\"LP-HomeInsurance\" data-dig-action=\"link click\" data-dig-label=\"licensed insurance advisor\" class=\"rbc-link-format\">licensed insurance advisor<\/a> can help you find the coverage that fits your needs, your home, and your budget.<\/p>\n<\/div>\n<\/section>\n\n\n\n<section class=\"wp-block-rbc-section-block  pos-rel\" style=\"border-radius:0px\">\n<div class=\"wp-block-rbc-section-inner-block  section-inner\" style=\"border-radius:0x\">\n<section class=\"wp-block-rbc-section-block  pos-rel\" style=\"border-radius:0px\">\n<div class=\"wp-block-rbc-section-inner-block  section-inner\" style=\"border-radius:0x\">\n<section class=\"wp-block-rbc-section-block  pos-rel has-fff-background-color has-background\" style=\"border-radius:0px\">\n<div class=\"wp-block-rbc-section-inner-block  section-inner block-wpr bg-light-blue rounded-corners pos-rel mob-pad-t pad-t pad-b mob-pad-b pad-l mob-pad-l pad-r mob-pad-r centered-block\" style=\"border-radius:0x\">\n<h2 class=\"wp-block-heading has-text-align-center mar-b-hlf mob-mar-b-hlf mob-pad-t-hlf\" id=\"h-great-rates-and-expert-advice-on-home-insurance\">Great Rates and Expert Advice on Home Insurance<\/h2>\n\n\n\n<p class=\"has-text-align-center mar-b-hlf mob-mar-b-hlf pad-r mob-pad-r pad-l mob-pad-l has-text-lg-font-size\">Get a free online quote* for coverage to protect you, your property, and your belongings from the unexpected.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-a89b3969 wp-block-buttons-is-layout-flex\"><div>\n<div class=\"wp-block-button aligncenter btn before is-style-primary primary\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www1.myrbcsso.rbcinsurance.com\/ada\/quoter?productType=home&amp;campaignID=BLOG_H10&amp;lang=EN\" data-dig-id=\"LP-13861-476a44f4\" data-dig-category=\"LP\" data-dig-action=\"button click\" data-dig-label=\"Get My Quote-https:\/\/www1.myrbcsso.rbcinsurance.com\/ada\/quoter?productType=home&amp;campaignID=BLOG_H10&amp;lang=EN \">Get My Quote<\/a><\/div>\n<\/div><\/div>\n\n\n\n<p class=\"has-text-align-center  mar-t-hlf\"><a href=\"https:\/\/www.rbcinsurance.com\/en-ca\/home-insurance\/\" target=\"_blank\" data-dig-id=\"LP-HomeInsurance-8140-d638f5be\" data-dig-category=\"LP-HomeInsurance\" data-dig-action=\"link click\" data-dig-label=\"Learn More\" rel=\"noreferrer noopener\" class=\"rbc-link-format\">Learn More<\/a><\/p>\n<\/div>\n<\/section>\n<\/div>\n<\/section>\n<\/div>\n<\/section>\n\n\n\n<div class=\"wp-block-rbc-rbc-default-collapsible\"><p><button class=\"collapse-toggle collapsed\" data-target=\"#collapse2de7ba0a\" data-toggle=\"collapse\" aria-expanded=\"false\" aria-controls=\"collapse2de7ba0a\" data-dig-id=\"LP-HomeInsurance-14506-2de7ba0a\" data-dig-category=\"LP-HomeInsurance\" data-dig-action=\"accordion closed\" action-closed=\"accordion closed\" action-opened=\"accordion open\" data-dig-label=\"Things Our Lawyers Want You to Know\"><div>Things Our Lawyers Want You to Know<\/div><\/button><\/p><div class=\"collapse-content collapse\" id=\"collapse2de7ba0a\">\n<div class=\"wp-block-rbc-collapsible-inner-block collapse-inner\">\n<p class=\"has-text-sm-font-size\">*Home and auto insurance products are distributed by RBC Insurance Agency Ltd. and underwritten by Aviva General Insurance Company. In Quebec, RBC Insurance Agency Ltd. Is registered as a damage insurance agency. As a result of government-run auto insurance plans, auto insurance is not available through RBC Insurance in Manitoba, Saskatchewan and British Columbia.<\/p>\n\n\n\n<p class=\"has-text-sm-font-size\">This article is intended as general information only and is not to be relied upon as constituting legal, financial or other professional advice. A professional advisor should be consulted regarding your specific situation. Information presented is believed to be factual and up-to-date but we do not guarantee its accuracy and it should not be regarded as a complete analysis of the subjects discussed. All expressions of opinion reflect the judgment of the authors as of the date of publication and are subject to change. No endorsement of any third parties or their advice, opinions, information, products or services is expressly given or implied by Royal Bank of Canada or any of its affiliates.<\/p>\n<\/div>\n<\/div><\/div>\n\n\n\n<div style=\"height:31px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Here are nine ways to help you get the home insurance coverage you need, at a price you can afford.<\/p>\n","protected":false},"author":208,"featured_media":38946,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"templates\/new-rbci-design.php","format":"standard","meta":{"_acf_changed":false,"footnotes":"","jetpack_post_was_ever_published":true},"categories":[48],"tags":[13,14],"article-type":[80],"ppma_author":[191],"class_list":["post-9301","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-home-insurance","tag-home-insurance","tag-home-maintenance","article-type-advice-learning"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.8 (Yoast SEO v27.8) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>How to Save on Home Insurance in Canada | RBC Insurance<\/title>\n<meta name=\"description\" content=\"Everyone wants to pay less for home insurance. 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