{"id":25431,"date":"2025-04-04T09:14:33","date_gmt":"2025-04-04T13:14:33","guid":{"rendered":"https:\/\/www.rbcinsurance.com\/en-ca\/?post_type=rbc_landing_page&#038;p=25431"},"modified":"2026-08-11T13:45:50","modified_gmt":"2026-08-11T17:45:50","slug":"simplified-s-or","status":"publish","type":"rbc_landing_page","link":"https:\/\/www.rbcinsurance.com\/en-ca\/lp\/life-insurance\/simplified-s-or\/","title":{"rendered":"Simplified S OR"},"content":{"rendered":"\n<div class=\"wp-block-rbc-banner banner\">\n<div class=\"wp-block-group is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-columns banner__cols reverseStackOnMobile is-layout-flex wp-container-core-columns-is-layout-28f84493 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column banner__col-left is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-group banner__cta is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-rbc-callout-card calloutCard calloutCard__BannerHeroCard  hasDarkBg\" data-bg-hero-desktop=\"\" data-bg-hero-mobile=\"\" style=\"background-color:#006AC3\">\n<div class=\"wp-block-group group-main is-layout-flow wp-block-group-is-layout-flow\">\n<h1 class=\"wp-block-heading mar-b-0 mob-mar-b-0 has-white-color has-text-color has-link-color wp-elements-c135f4782d39ee9e763c3103f4f8094b\" id=\"h-help-protect-your-family\">Help <mark style=\"color:#FEDF01\" class=\"has-inline-color\">protect<\/mark> your family<\/h1>\n\n\n\n<p class=\"rbc-override-margin p-large has-white-color has-text-color has-link-color wp-elements-d020cfbee4601a4029079e7cbba91b51\">Term Life Insurance in Canada for people aged 18-70, with rates from <strong>$13\/month<sup><a href=\"#legal-1\" data-dig-id=\"LP-LifeInsurance-25431-d054c998\" data-dig-label=\"1\" data-dig-action=\"link click\" data-dig-category=\"LP-LifeInsurance\" class=\"rbc-link-format\">1<\/a><\/sup><\/strong>.<\/p>\n\n\n\n<ul class=\"wp-block-rbc-list is-style-checkmark-white\">\n<li class=\"wp-block-rbc-list-item\">\n<p>Rates starting at $13\/month<sup><a href=\"#legal-1\" data-dig-id=\"LP-LifeInsurance-25431-bbd4f478\" data-dig-category=\"LP-LifeInsurance\" data-dig-action=\"link click\" data-dig-label=\"1\" class=\"rbc-link-format\"><mark style=\"color:#FFFFFF\" class=\"has-inline-color\">1<\/mark><\/a><\/sup><\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p class=\"has-white-color has-text-color has-link-color wp-elements-35c03175d90e4ddeec907b826aff79f2\">No medical exam required<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p class=\"has-white-color has-text-color has-link-color wp-elements-ae175b14a81769bc6985d541269e37ae\">Flexible 10-40 year terms<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p class=\"has-white-color has-text-color has-link-color wp-elements-d02684bbcb6ec825a6b58ab04dc2b4fc\">Tax-free death benefit<sup><a href=\"#legal-2,3\" data-dig-id=\"LP-LifeInsurance-25431-1e4280c4\" data-dig-category=\"LP-LifeInsurance\" data-dig-action=\"link click\" data-dig-label=\"2,3\" class=\"rbc-link-format\">2,3<\/a><\/sup><\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p class=\"has-white-color has-text-color has-link-color wp-elements-499900ab96b5525254d379a94e1f66f5\">Accidental death benefit<sup><a href=\"#legal-2,4\" data-dig-id=\"LP-LifeInsurance-25431-d631bc97\" data-dig-category=\"LP-LifeInsurance\" data-dig-action=\"link click\" data-dig-label=\"2,4\" class=\"rbc-link-format\">2,4<\/a><\/sup><\/p>\n<\/li>\n<\/ul>\n\n\n\n<div class=\"wp-block-group hide-on-mobile is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\"><div>\n<div class=\"wp-block-button btn is-style-accent accent\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.rbcinsurance.com\/life-insurance\/life-insurance-quote\/index.html?advisor=R9001\" data-dig-id=\"LP-LifeInsurance-25431-0ef7a1a8\" data-dig-category=\"LP-LifeInsurance\" data-dig-action=\"button click\" data-dig-label=\"Get your free quote-https:\/\/www.rbcinsurance.com\/life-insurance\/life-insurance-quote\/index.html?advisor=R9001 \">Get your free quote<\/a><\/div>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column banner__col-right image-item is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\">\n<figure class=\"wp-block-image size-full wp-block-image-hero\"><img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"674\" src=\"https:\/\/www.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2026\/04\/home-life-insurance-2.webp?quality=80\" alt=\"Simplified S OR Term Life\" class=\"wp-image-37546\" srcset=\"https:\/\/www.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2026\/04\/home-life-insurance-2.webp 1200w, https:\/\/www.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2026\/04\/home-life-insurance-2.webp?resize=300,169 300w, https:\/\/www.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2026\/04\/home-life-insurance-2.webp?resize=768,431 768w, https:\/\/www.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2026\/04\/home-life-insurance-2.webp?resize=1024,575 1024w\" sizes=\"auto, (max-width: 1200px) 100vw, 1200px\" \/><\/figure>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-layout-selector layoutSelector layoutSelector__layout2\">\n<div class=\"wp-block-group is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group layoutSelector__header is-layout-flow wp-block-group-is-layout-flow\">\n<h2 class=\"wp-block-heading\" id=\"h-we-re-trusted-by-over-4-8-million-canadians\"><span class=\"partial__border-bottom\">We&#8217;re trusted by over 4.8 million Canadians<\/span><\/h2>\n<\/div>\n\n\n\n<div class=\"wp-block-group layoutSelector__cards-container layoutSelector__is-flex layoutSelector__direction-row is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-rbc-information-card informationCard  has-icon\" style=\"--icon-url:url(https:\/\/www.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2025\/03\/branch-md.svg);background-color:#EDF7FC\">\n<div class=\"wp-block-group informationCard__content is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group informationCard__icon-group is-layout-flow wp-block-group-is-layout-flow\">\n<h4 class=\"wp-block-heading\" id=\"h-strong-and-stable\">Strong and stable<\/h4>\n<\/div>\n\n\n\n<p>Founded in 1864, we\u2019re one of the largest bank-owned insurance companies in Canada.<\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-information-card informationCard  has-icon\" style=\"--icon-url:url(https:\/\/www.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2024\/09\/policy-icon.svg);background-color:#F7F8FA\">\n<div class=\"wp-block-group informationCard__content is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group informationCard__icon-group is-layout-flow wp-block-group-is-layout-flow\">\n<h4 class=\"wp-block-heading\" id=\"h-great-value\">Great value<\/h4>\n<\/div>\n\n\n\n<p>We&nbsp;offer over 20 life, health, home, auto, travel and&nbsp;wealth insurance options&nbsp;to help you protect what matters most.<\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-information-card informationCard  has-icon\" style=\"--icon-url:url(https:\/\/www.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2024\/10\/person.svg);background-color:#F7F8FA\">\n<div class=\"wp-block-group informationCard__content is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group informationCard__icon-group is-layout-flow wp-block-group-is-layout-flow\">\n<h4 class=\"wp-block-heading\" id=\"h-trusted-advice\">Trusted advice<\/h4>\n<\/div>\n\n\n\n<p>All our&nbsp;insurance professionals are extensively trained and licensed to give you clear advice that fits your needs.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-layout-selector layoutSelector layoutSelector__layout2\">\n<div class=\"wp-block-group is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group layoutSelector__header is-layout-flow wp-block-group-is-layout-flow\">\n<h2 class=\"wp-block-heading\" id=\"h-you-can-t-predict-the-future-but-you-can-plan-for-it\">You can&#8217;t predict the future, but you can plan for it<\/h2>\n\n\n\n<p class=\"p-large\"><span class=\"partial__border-bottom\">RBC Term Life Insurance can help keep your loved ones secure when it matters most.<\/span><\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-group layoutSelector__cards-container layoutSelector__is-flex layoutSelector__direction-row is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-rbc-information-card informationCard  has-icon\" style=\"--icon-url:url(https:\/\/www.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2024\/11\/heart.svg);background-color:#F7F8FA\">\n<div class=\"wp-block-group informationCard__content is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group informationCard__icon-group is-layout-flow wp-block-group-is-layout-flow\">\n<h4 class=\"wp-block-heading\" id=\"h-protect-your-family\">Protect your family<\/h4>\n<\/div>\n\n\n\n<p>Safeguard the people closest to you by replacing lost income to help your partner and kids.<\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-information-card informationCard  has-icon\" style=\"--icon-url:url(https:\/\/www.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2021\/06\/home-icon.svg);background-color:#F7F8FA\">\n<div class=\"wp-block-group informationCard__content is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group informationCard__icon-group is-layout-flow wp-block-group-is-layout-flow\">\n<h4 class=\"wp-block-heading\" id=\"h-keep-your-home\">Keep your home<\/h4>\n<\/div>\n\n\n\n<p>Let home remain their home by making sure your family can still pay off large expenses, like a mortgage.<\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-information-card informationCard  has-icon\" style=\"--icon-url:url(https:\/\/www.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2021\/06\/icon-care.svg);background-color:#F7F8FA\">\n<div class=\"wp-block-group informationCard__content is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group informationCard__icon-group is-layout-flow wp-block-group-is-layout-flow\">\n<h4 class=\"wp-block-heading\" id=\"h-planning-ahead\">Planning ahead<\/h4>\n<\/div>\n\n\n\n<p>Your legacy can offer a more certain future by covering education and funeral costs, and providing for future income.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-layout-selector layoutSelector layoutSelector__layout2\">\n<div class=\"wp-block-group is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group layoutSelector__header is-layout-flow wp-block-group-is-layout-flow\">\n<h2 class=\"wp-block-heading\" id=\"h-find-the-coverage-that-s-right-for-you\">Find the coverage that&#8217;s right for you<\/h2>\n\n\n\n<p class=\"p-large\"><span class=\"partial__border-bottom\">Flexible, convenient plans, with no medical exam required.<\/span><\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-group layoutSelector__cards-container layoutSelector__is-flex layoutSelector__direction-row is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-rbc-information-card informationCard  has-icon\" style=\"--icon-url:url(https:\/\/www.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2021\/06\/Tax-Rate.svg);background-color:#EDF7FC\">\n<div class=\"wp-block-group informationCard__content is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group informationCard__icon-group is-layout-flow wp-block-group-is-layout-flow\">\n<h4 class=\"wp-block-heading\" id=\"h-a-tax-free-death-benefit-2-3\">A tax-free death benefit<sup><a href=\"#legal-2\" data-dig-id=\"LP-LifeInsurance-25431-18f21c35\" data-dig-label=\"2,\" data-dig-action=\"link click\" data-dig-category=\"LP-LifeInsurance\" class=\"rbc-link-format\">2,<\/a><a href=\"#legal-3\" data-dig-id=\"LP-LifeInsurance-25431-6d776c2f\" data-dig-category=\"LP-LifeInsurance\" data-dig-action=\"link click\" data-dig-label=\"3\" class=\"rbc-link-format\">3<\/a><\/sup><\/h4>\n<\/div>\n\n\n\n<p>Provides your family stability at the very time they will need it most. Your beneficiaries will receive a lump sum, tax-free benefit if you pass away.<\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-information-card informationCard  has-icon\" style=\"--icon-url:url(https:\/\/www.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2021\/06\/Wallet.svg);background-color:#F7F8FA\">\n<div class=\"wp-block-group informationCard__content is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group informationCard__icon-group is-layout-flow wp-block-group-is-layout-flow\">\n<h4 class=\"wp-block-heading\" id=\"h-affordable-ranges-and-payments\">Affordable ranges and payments<\/h4>\n<\/div>\n\n\n\n<p>Rest assured your rates will stay the same as payments stay fixed for the length of the term. Policies start at less than $13\/month<sup><a href=\"#legal-1\" data-dig-id=\"LP-LifeInsurance-25431-eb98ad97\" data-dig-category=\"LP-LifeInsurance\" data-dig-action=\"link click\" data-dig-label=\"1\" class=\"rbc-link-format\">1<\/a><\/sup>.<\/p>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group layoutSelector__cards-container layoutSelector__is-flex layoutSelector__direction-row mar-t mob-mar-t is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-rbc-information-card informationCard  has-icon\" style=\"--icon-url:url(https:\/\/www.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2024\/09\/Money-Coin.svg);background-color:#F7F8FA\">\n<div class=\"wp-block-group informationCard__content is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group informationCard__icon-group is-layout-flow wp-block-group-is-layout-flow\">\n<h4 class=\"wp-block-heading\" id=\"h-accidental-death-benefit-2-4\">Accidental death benefit<sup><a href=\"#legal-2\" data-dig-id=\"LP-LifeInsurance-25431-45c66d1c\" data-dig-label=\"2,\" data-dig-action=\"link click\" data-dig-category=\"LP-LifeInsurance\" class=\"rbc-link-format\">2,<\/a><a href=\"#leagl-4\" data-dig-id=\"LP-LifeInsurance-25431-75bd437a\" data-dig-category=\"LP-LifeInsurance\" data-dig-action=\"link click\" data-dig-label=\"4\" class=\"rbc-link-format\">4<\/a><\/sup><\/h4>\n<\/div>\n\n\n\n<p>Unexpected events can\u2019t be predicted, but they can be planned for. In the case of accidental death, your beneficiary could receive an additional benefit amount.<\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-information-card informationCard  has-icon\" style=\"--icon-url:url(https:\/\/www.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2021\/06\/Switch.svg);background-color:#F7F8FA\">\n<div class=\"wp-block-group informationCard__content is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group informationCard__icon-group is-layout-flow wp-block-group-is-layout-flow\">\n<h4 class=\"wp-block-heading\" id=\"h-flexible-policy-lengths\">Flexible policy lengths<\/h4>\n<\/div>\n\n\n\n<p>Choose the length of coverage that works for you \u2013 any term between 10 and 40 years.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-testimonial-block testimonialBlock\"><div class=\"testimonialBlock__container\"><div class=\"testimonialBlock__content\"><h2 class=\"testimonialBlock__heading\">What our customers are saying<\/h2><div class=\"testimonialBlock__cards carousel-wpr\">\n<div class=\"wp-block-rbc-testimonial testimonial\">\n<div class=\"wp-block-group testimonial__content is-layout-flow wp-block-group-is-layout-flow\">\n<p class=\"testimonial__title has-text-lg-font-size\">Professional and knowledgeable<\/p>\n\n\n\n<p class=\"testimonial__desc\">&#8220;They were professional and knowledgeable, which helped in my decision-making. Making a non-rushed, informed decision is very important to me.&#8221;<\/p>\n\n\n\n<div class=\"wp-block-group testimonial__from is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group testimonial__from__details is-layout-flow wp-block-group-is-layout-flow\">\n<p class=\"testimonial__from__name\">Alice S.<\/p>\n\n\n\n<p class=\"testimonial__from__location\">Ontario<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-testimonial testimonial\">\n<div class=\"wp-block-group testimonial__content is-layout-flow wp-block-group-is-layout-flow\">\n<p class=\"testimonial__title has-text-lg-font-size\">Very easy<\/p>\n\n\n\n<p class=\"testimonial__desc\">&#8220;Buying life insurance was very easy, and our advisor&#8217;s recommended coverage aligned with our financial planner&#8217;s recommendations.&#8221;<\/p>\n\n\n\n<div class=\"wp-block-group testimonial__from is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group testimonial__from__details is-layout-flow wp-block-group-is-layout-flow\">\n<p class=\"testimonial__from__name\">Martin M.<\/p>\n\n\n\n<p class=\"testimonial__from__location\">Quebec<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-testimonial testimonial\">\n<div class=\"wp-block-group testimonial__content is-layout-flow wp-block-group-is-layout-flow\">\n<p class=\"testimonial__title has-text-lg-font-size\">Answered all my questions<\/p>\n\n\n\n<p class=\"testimonial__desc\">&#8220;I went with RBC Insurance because of the service I received. They were amazing, easy-to-reach, and answered all my questions.&#8221;<\/p>\n\n\n\n<div class=\"wp-block-group testimonial__from is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group testimonial__from__details is-layout-flow wp-block-group-is-layout-flow\">\n<p class=\"testimonial__from__name\">Hristina T.<\/p>\n\n\n\n<p class=\"testimonial__from__location\">British Columbia<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div><\/div><\/div><div class=\"testimonialBlock__sliderNav\"><div class=\"testimonialBlock__navArrow testimonialBlock__prevArrow\"><\/div><div class=\"testimonialBlock__sliderDots\"><\/div><div class=\"testimonialBlock__navArrow testimonialBlock__nextArrow\"><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-callout-card calloutCard calloutCard__image\" data-bg-hero-desktop=\"\" data-bg-hero-mobile=\"\" style=\"background-color:#F7F8FA\">\n<div class=\"wp-block-columns cols is-layout-flex wp-container-core-columns-is-layout-28f84493 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column col-left is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-28f84493 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h2 class=\"wp-block-heading\" id=\"h-check-your-free-no-obligation-quote-now\">Check your free no-obligation quote now.<\/h2>\n\n\n\n<p class=\"rbc-override-margin p-large\">Get your monthly rate and apply for a plan that works for you \u2013 you may be eligible for coverage with no medical exam required.<\/p>\n\n\n\n<div class=\"wp-block-group is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-buttons  get-your-free-quote is-layout-flex wp-block-buttons-is-layout-flex\"><div>\n<div class=\"wp-block-button btn is-style-primary primary\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.rbcinsurance.com\/life-insurance\/life-insurance-quote\/index.html?advisor=R9001\" data-dig-id=\"LP-LifeInsurance-25431-b26f0478\" data-dig-category=\"LP-LifeInsurance\" data-dig-action=\"button click\" data-dig-label=\"Start my quote-https:\/\/www.rbcinsurance.com\/life-insurance\/life-insurance-quote\/index.html?advisor=R9001 \">Start my quote<\/a><\/div>\n<\/div><\/div>\n\n\n\n<p class=\" get-your-free-quote \">or<\/p>\n\n\n\n<p class=\" get-your-free-quote \"><a href=\"tel:+18662627908\" data-dig-id=\"LP-LifeInsurance-25431-95ef162f\" data-dig-category=\"LP-LifeInsurance\" data-dig-action=\"link click\" data-dig-label=\"Call 1-866-262-7908\" class=\"rbc-link-format\">Call 1-866-262-7908<\/a><\/p>\n\n\n\n<div class=\"wp-block-rbc-postal-code postal-code-form  postal-code\" data-custom-url=\"\"><div class=\"quote-form \"><div class=\"inputCode\"><label>Your postal code<\/label><input class=\"\" type=\"text\" value=\"\" placeholder=\"A1A 1A1\" \/><\/div><div class=\"inputCode\">\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\"><div>\n<div class=\"wp-block-button btn is-style-accent accent\"><a class=\"wp-block-button__link wp-element-button\" href=\"#\" data-dig-id=\"LP-LifeInsurance-25431-bc4daec9\" data-dig-category=\"LP-LifeInsurance\" data-dig-action=\"button click\" data-dig-label=\"Get a quote-# \">Get a quote<\/a><\/div>\n<\/div><\/div>\n<\/div><\/div><div class=\"error-msg\"><span class=\"error-msg-span\">Please provide a valid postal code in A1A 1A1 format.<\/span><\/div><\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<p>Want to meet? <a href=\"https:\/\/www.rbcinsurance.com\/request-a-call\/life-insurance\/index.html\" data-dig-id=\"LP-HomeInsurance-24261-6c1b8c33\" data-dig-category=\"LP-HomeInsurance\" data-dig-action=\"link click\" data-dig-label=\"Have an advisor contact me.\" class=\"rbc-link-format\">Have an advisor contact me.<\/a><\/p>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column col-right is-layout-flow wp-block-column-is-layout-flow\">\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"606\" height=\"499\" src=\"https:\/\/www.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2025\/04\/SIT-performance-ad_CTA.png\" alt=\"\" class=\"wp-image-32788\" srcset=\"https:\/\/www.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2025\/04\/SIT-performance-ad_CTA.png 606w, https:\/\/www.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2025\/04\/SIT-performance-ad_CTA.png?resize=300,247 300w\" sizes=\"auto, (max-width: 606px) 100vw, 606px\" \/><\/figure>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-content-drawer contentDrawer contentDrawer__energyLines contentDrawer__onlyMobile\" data-wp-interactive=\"rbc\/content-drawer\" data-wp-context=\"{&quot;isOpen&quot;:false,&quot;triggerBtnHasRedirect&quot;:true}\" data-wp-class--is-open=\"context.isOpen\" data-wp-on--click=\"actions.handleClick\"><button type=\"button\" class=\"contentDrawer__dismiss\" aria-label=\"Close\"><\/button>\n<div class=\"wp-block-group contentDrawer__body is-layout-flow wp-block-group-is-layout-flow\"><\/div>\n\n\n\n<div class=\"wp-block-buttons contentDrawer__trigger is-layout-flex wp-block-buttons-is-layout-flex\"><div>\n<div class=\"wp-block-button btn is-style-primary primary\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.rbcinsurance.com\/en-ca\/life-insurance\/life-insurance-quote\/?advisor=R9001\" data-dig-id=\"LP-LifeInsurance-25431-b149e87c\" data-dig-category=\"LP-LifeInsurance\" data-dig-action=\"button click\" data-dig-label=\"Get your free quote-https:\/\/www.rbcinsurance.com\/en-ca\/life-insurance\/life-insurance-quote\/?advisor=R9001 \">Get your free quote<\/a><\/div>\n<\/div><\/div>\n<\/div>\n\n\n\n<section class=\"wp-block-rbc-rbc-legal-collapsible disclaimer\" aria-label=\"Legal Disclaimers\"><div class=\"section-inner\"><p><button class=\"collapse-toggle collapsed\" data-target=\"#collapseDisclaimer\" data-toggle=\"collapse\" aria-expanded=\"false\" aria-controls=\"collapseDisclaimer\" data-dig-id=\"LP-LifeInsurance-25431-7e5e81b0\" data-dig-category=\"LP-LifeInsurance\" data-dig-action=\"legal close\" data-dig-label=\"legal close\" action-closed=\"legal close\" action-opened=\"legal open\" label-close=\"legal open\" label-open=\"legal close\"><span>View Legal Disclaimers<\/span><span>Hide Legal Disclaimers<\/span><\/button><\/p><div class=\"collapse-content collapse\" id=\"collapseDisclaimer\"><div class=\"collapse-inner\"><div class=\"table-wpr\">\n<div class=\"wp-block-rbc-rbc-disclaimer-block mar-t-hlf mob-mar-t-hlf\"><div class=\"table-row\" id=\"legal-1\"><div class=\"table-cell\"><span class=\"offscreen\">Legal Disclaimer<\/span><sup>1<\/sup><\/div><div class=\"table-cell\">\n<p>Rate based on a $100,000, Term 10 policy for a male, age 37, non-smoker.<\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-rbc-disclaimer-block\"><div class=\"table-row\" id=\"legal-2\"><div class=\"table-cell\"><span class=\"offscreen\">Legal Disclaimer<\/span><sup>2<\/sup><\/div><div class=\"table-cell\">\n<p>Subject to policy exclusions.<\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-rbc-disclaimer-block\"><div class=\"table-row\" id=\"legal-3\"><div class=\"table-cell\"><span class=\"offscreen\">Legal Disclaimer<\/span><sup>3<\/sup><\/div><div class=\"table-cell\">\n<p>Note that probate fees are applicable if you have not designated a beneficiary and the proceeds of your policy become part of your estate.<\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-rbc-disclaimer-block\"><div class=\"table-row\" id=\"legal-4\"><div class=\"table-cell\"><span class=\"offscreen\">Legal Disclaimer<\/span><sup>4<\/sup><\/div><div class=\"table-cell\">\n<p>Accidental Death Benefit is subject to the terms and conditions of the policy.<\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-rbc-disclaimer-block\"><div class=\"table-row\" id=\"legal-5\"><div class=\"table-cell\"><span class=\"offscreen\">Legal Disclaimer<\/span><sup>5<\/sup><\/div><div class=\"table-cell\">\n<p>You may apply for term life insurance if you are from age 18 to age 70 for Terms from 10 to 15. For Terms over 15 years, the maximum issue age would be 85 less the selected Term. For example, if a Term 25 is desired the max issue age is 60 (85-25).<\/p>\n<\/div><\/div><\/div>\n<\/div><\/div><\/div><\/div><\/section>\n","protected":false},"author":196,"featured_media":0,"template":"templates\/new-rbci-design.php","categories":[54],"rbc_internal_tag":[],"class_list":{"0":"post-25431","1":"rbc_landing_page","2":"type-rbc_landing_page","3":"status-publish","5":"category-life-insurance"},"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v28.0 (Yoast SEO v28.0) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Flexible, Convenient and Affordable Coverage For Life Insurance | RBC Insurance<\/title>\n<meta name=\"description\" content=\"Protect your family with RBC Simplified Term Life Insurance and our family friendly pricing. 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