{"id":29341,"date":"2025-07-09T13:42:18","date_gmt":"2025-07-09T17:42:18","guid":{"rendered":"https:\/\/www.rbcinsurance.com\/en-ca\/?post_type=rbc_landing_page&p=29341"},"modified":"2026-02-11T12:52:57","modified_gmt":"2026-02-11T17:52:57","slug":"rbc-health-insurance","status":"publish","type":"rbc_landing_page","link":"https:\/\/www.rbcinsurance.com\/en-ca\/lp\/health-insurance\/rbc-health-insurance\/","title":{"rendered":"RBC Health Insurance"},"content":{"rendered":"\n
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Home<\/a><\/span><\/span><\/p>\n\n\n\n

RBC Health Insurance<\/mark><\/h1>\n\n\n\n

Helps protect your paycheque\u2014and your savings\u2014until you can get back to work.<\/p>\n\n\n\n

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Call 1-888-221-2818<\/a><\/div>\n<\/div><\/div>\n\n\n\n
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Get a quote<\/a><\/div>\n<\/div><\/div>\n<\/div><\/div>
Please provide a valid postal code in A1A 1A1 format.<\/span><\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n
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Two ways to protect your paycheque<\/h2>\n\n\n\n

Life insurance has a clear value\u2014protecting your family if you were to pass away. But what if a serious injury or illness kept you from work? That\u2019s where health insurance such as RBC disability and critical illness insurance comes in. Both help to protect your paycheque\u2014and your savings\u2014until you are able to get back to work again.<\/p>\n<\/div>\n\n\n\n

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Disability Insurance<\/p>\n\n\n\n

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Income protection if you can’t work<\/h4>\n<\/div>\n\n\n\n

An unexpected injury or illness can happen to the healthiest of us. Disability insurance can help, by covering your monthly bills if you need to take time off work to get better.<\/p>\n\n\n\n

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Learn more<\/a><\/div>\n<\/div><\/div>\n<\/div>\n<\/div>\n\n\n\n
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Critical Illness Insurance<\/p>\n\n\n\n

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A financial cushion to help you recover<\/h4>\n<\/div>\n\n\n\n

While the chances of surviving a life-altering illness today are excellent, a long recovery can deplete your savings. Critical illness insurance can help, with a payment you can use to cover bills or medical services.<\/p>\n\n\n\n

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Learn more<\/a><\/div>\n<\/div><\/div>\n<\/div>\n<\/div>\n\n\n\n
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Get professional advice<\/h4>\n<\/div>\n\n\n\n

Get trusted guidance from a licensed advisor who will help you make the best choice.<\/p>\n\n\n\n

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Call 1-888-221-2818<\/a><\/div>\n<\/div><\/div>\n<\/div>\n\n\n\n
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Compare coverages at-a-glance<\/h2>\n\n\n\n

Protect your paycheque with one or both coverages, depending on your needs.<\/p>\n\n\n\n

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Questions<\/h4>\n<\/th>\n\n\n\n

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Disability insurance<\/h4>\n\n\n\n

(Income protection if you can’t work)<\/p>\n<\/th>\n\n\n\n

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Critical Illness insurance<\/h4>\n\n\n\n

(A financial cushion to help you recover)<\/p>\n<\/th>\n<\/tr>\n<\/thead>\n\n\n\n

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What does it cover me for?<\/strong><\/p>\n<\/td>\n\n\n\n

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Depending on the plan you choose, you may be covered for2<\/a><\/sup>:<\/p>\n\n\n\n

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Depending on the plan you choose, you may be covered for2<\/a><\/sup>:<\/p>\n\n\n\n

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How do I receive my payments?<\/strong><\/p>\n<\/td>\n\n\n\n

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Payments are monthly\u2014and tax-free<\/p>\n<\/td>\n\n\n\n

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Receive a one-time, tax-free payment<\/p>\n<\/td>\n<\/tr>\n\n\n\n

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What can I use the money for?<\/strong><\/p>\n<\/td>\n\n\n\n

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You have the freedom to use the money however you want. For example:<\/p>\n\n\n\n

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    Mortgage or rent payments<\/p>\n<\/li>\n\n\n\n

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    Transportation to and from the hospitals\/appointments<\/p>\n<\/li>\n\n\n\n

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    Home modifications, medical services and more<\/p>\n<\/li>\n<\/ul>\n<\/td>\n\n\n\n

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You have the freedom to use the money however you want. For example:<\/p>\n\n\n\n

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    Mortgage or rent payments<\/p>\n<\/li>\n\n\n\n

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    Transportation to and from the hospitals\/appointments<\/p>\n<\/li>\n\n\n\n

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    Home modifications, medical services and more<\/p>\n<\/li>\n<\/ul>\n<\/td>\n<\/tr>\n\n\n\n

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What else does this coverage offer me?<\/strong><\/p>\n<\/td>\n\n\n\n

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    Faster access to physicians, specialists and leading mental health experts<\/p>\n<\/li>\n\n\n\n

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    Rehabilitation, retraining and employment coaching to help you get back to work<\/p>\n<\/li>\n<\/ul>\n<\/td>\n\n\n\n

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Can I claim benefits more than once?<\/strong><\/p>\n<\/td>\n\n\n\n

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Yes<\/p>\n<\/td>\n\n\n\n

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Depends on your plan<\/p>\n<\/td>\n<\/tr>\n\n\n\n

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Will I need a medical exam to apply?<\/strong><\/p>\n<\/td>\n\n\n\n

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Typically, yes<\/p>\n<\/td>\n\n\n\n

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Possibly yes, depending on your age and the plan you choose<\/p>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table><\/div>\n<\/div>\n\n\n\n

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Did you know?<\/span><\/h2>\n\n\n\n

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Most employee plans end when you leave your job. RBC Health Insurance can go with you.<\/p>\n<\/div>\n<\/div>\n\n\n\n

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Nearly half of all working Canadians have experienced a mental or physical illness that required them to take time off work.1<\/a><\/sup><\/p>\n<\/div>\n<\/div>\n\n\n\n

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Together, cancer, heart attack and stroke make up 89% of all critical illness claims.1<\/a><\/sup><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n

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Protect your paycheque until you can get back to work<\/h2>\n\n\n\n

Get trusted guidance from a licensed advisor who will help you make the best choice.<\/p>\n\n\n\n

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Call 1-888-221-2818<\/a><\/div>\n<\/div><\/div>\n\n\n\n
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Get a quote<\/a><\/div>\n<\/div><\/div>\n<\/div><\/div>
Please provide a valid postal code in A1A 1A1 format.<\/span><\/div><\/div>\n<\/div>\n<\/div>\n\n\n\n
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Want to meet? Find an advisor or store.<\/a><\/p>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n

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