{"id":20223,"date":"2025-07-02T10:05:06","date_gmt":"2025-07-02T14:05:06","guid":{"rendered":"https:\/\/www.rbcinsurance.com\/fr-ca\/?page_id=20223"},"modified":"2025-07-02T10:05:07","modified_gmt":"2025-07-02T14:05:07","slug":"tableau-des-forfaits-dassurance-voyage-frais-medicaux","status":"publish","type":"page","link":"https:\/\/www.rbcinsurance.com\/fr-ca\/assurance-voyage\/tableau-des-forfaits-dassurance-voyage-frais-medicaux\/","title":{"rendered":"Tableau des forfaits d\u2019assurance voyage frais m\u00e9dicaux \u2013 Aide"},"content":{"rendered":"\n

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Accueil<\/a><\/span> > Assurance voyage<\/a><\/span> > Tableau des forfaits d\u2019assurance voyage frais m\u00e9dicaux \u2013 Aide<\/span><\/span><\/div>\n\n\n

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Tableau des forfaits d\u2019assurance voyage frais m\u00e9dicaux \u2013 Aide<\/h1>\n\n\n\n
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Renseignements g\u00e9n\u00e9raux<\/h3>\n\n\n\n

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\u00c2ges admissibles<\/h4>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n
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Vous devez faire partie de cette tranche d\u2019\u00e2ge au moment de souscrire le r\u00e9gime.<\/p>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n

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Questions m\u00e9dicales<\/h4>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n
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Le questionnaire m\u00e9dical contient des questions auxquelles vous devez r\u00e9pondre correctement au moment de souscrire l\u2019assurance. Votre \u00e9tat de sant\u00e9 au moment o\u00f9 vous remplissez le questionnaire m\u00e9dical d\u00e9termine la couverture \u00e0 laquelle vous \u00eates admissible, les conditions de l\u2019assurance et la prime que vous devez payer. Une fois rempli, votre questionnaire m\u00e9dical fait partie int\u00e9grante de la police d\u2019assurance.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n

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Affections pr\u00e9existantes stables couvertes<\/h4>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n
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Pour \u00eatre couverte en cas de sinistre, l\u2019affection pr\u00e9existante doit avoir \u00e9t\u00e9\u00a0stable<\/a>\u00a0pendant une p\u00e9riode d\u00e9termin\u00e9e avant l\u2019entr\u00e9e en vigueur de la police.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n

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Destinations<\/h4>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n
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Tous nos r\u00e9gimes d\u2019assurance frais m\u00e9dicaux vous prot\u00e8gent lorsque vous voyagez n\u2019importe o\u00f9 \u00e0 l\u2019ext\u00e9rieur de votre province ou territoire de r\u00e9sidence.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n

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Assurance frais m\u00e9dicaux d\u2019urgence<\/h3>\n\n\n\n

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Frais m\u00e9dicaux d\u2019urgence admissibles<\/h4>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n
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L\u2019assurance Frais m\u00e9dicaux d\u2019urgence couvre les frais engag\u00e9s pour un probl\u00e8me de sant\u00e9 couvert qui survient au cours de votre voyage. Elle peut couvrir les frais relatifs \u00e0 l\u2019hospitalisation, au transport par ambulance terrestre, au retour \u00e0 votre point de d\u00e9part, aux soins dentaires d\u2019urgence, au transport d\u2019un compagnon de chevet, au retour d\u2019un v\u00e9hicule, de vos enfants, de votre compagnon de voyage ou de votre chien ou chat, ainsi qu\u2019aux bagages exc\u00e9dentaires si vous revenez par avion sanitaire, et bien plus encore.<\/p>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n

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Assistance m\u00e9dicale d\u2019urgence multilingue jour et nuit<\/h4>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n
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Si une urgence m\u00e9dicale survient au cours d\u2019un voyage, un appel sans frais suffit pour parler \u00e0 un coordonnateur multilingue qui peut vous aider, 24\u00a0heures sur 24, 7\u00a0jours sur 7. Nos professionnels multilingues assureront pour vous la coordination des soins dont vous avez besoin aupr\u00e8s d\u2019un m\u00e9decin ou d\u2019une infirmi\u00e8re sur les lieux.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n

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Autres d\u00e9penses couvertes (indemnit\u00e9 pour d\u00e9bours)<\/h4>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n
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La garantie indemnit\u00e9 pour d\u00e9bours couvre, jusqu\u2019\u00e0 concurrence du montant indiqu\u00e9 ci-dessus, vos frais d\u2019h\u00e9bergement commercial et de repas, les frais d\u2019appels t\u00e9l\u00e9phoniques indispensables les frais d\u2019utilisation d\u2019Internet et les frais de taxi (de covoiturage ou de location d\u2019un v\u00e9hicule au lieu de vos frais de taxi) si, sur les conseils du m\u00e9decin, votre compagnon de voyage ou vous-m\u00eame \u00eates transf\u00e9r\u00e9 pour recevoir des soins m\u00e9dicaux, ou si votre retour est retard\u00e9 en raison d\u2019une urgence m\u00e9dicale d\u00e9coulant d\u2019un probl\u00e8me de sant\u00e9 couvert par cette assurance.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n

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Options d\u2019assurance voyage unique et voyages multiples<\/h3>\n\n\n\n

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Dur\u00e9e maximale du voyage unique (en jours)<\/h4>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n
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Vous pouvez souscrire une assurance voyage unique dont la dur\u00e9e \u00e9quivaut au nombre de jours indiqu\u00e9 ci-dessus.<\/p>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n

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Assurance pour un voyage de plus de 183\u00a0jours (184 \u00e0 365\u00a0jours)<\/h4>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n
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Si vous \u00eates admissibles et que vous faites un voyage d\u2019une dur\u00e9e de 184\u00a0\u00e0 365\u00a0jours, vous pouvez souscrire une assurance compl\u00e9mentaire (pour prolonger votre assurance au-del\u00e0 de la dur\u00e9e pr\u00e9vue \u00e0 l\u2019origine).<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n

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Assurance annuelle voyages multiples offerte<\/h4>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n
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Faites-vous au moins deux\u00a0voyages par an\u00a0? Notre assurance annuelle Voyages multiples peut \u00eatre une option plus \u00e9conomique, puisqu\u2019elle couvre tous vos voyages, s\u2019ils ne d\u00e9passent pas la dur\u00e9e choisie, pendant une p\u00e9riode de 365\u00a0jours.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n

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Assurance annuelle voyages multiples \u2013 Options de dur\u00e9e des voyages (en jours cons\u00e9cutifs)<\/h4>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n
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L\u2019assurance annuelle Voyages multiples vous permet de choisir l\u2019option qui r\u00e9pond \u00e0 vos besoins. Chaque option couvre un nombre illimit\u00e9 de voyages effectu\u00e9s dans un d\u00e9lai de 365 jours et chaque voyage peut comporter le nombre maximal de jours cons\u00e9cutifs que vous avez choisi. Vous pouvez \u00e9galement souscrire une assurance compl\u00e9mentaire si un voyage particulier est plus long que le nombre maximal de jours choisi \u00e0 l\u2019origine. (Lorsque vous souscrivez une assurance compl\u00e9mentaire, vous prolongez votre assurance au-del\u00e0 de la dur\u00e9e pr\u00e9vue \u00e0 l\u2019origine.)<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"

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