{"id":28827,"date":"2026-09-17T08:57:16","date_gmt":"2026-09-17T12:57:16","guid":{"rendered":"https:\/\/www.rbcinsurance.com\/fr-ca\/?page_id=28827"},"modified":"2026-09-28T16:01:20","modified_gmt":"2026-09-28T20:01:20","slug":"assurance-maladies-graves-calculatrice","status":"publish","type":"page","link":"https:\/\/www.rbcinsurance.com\/fr-ca\/assurance-maladie\/assurance-maladies-graves-calculatrice\/","title":{"rendered":"Calculatrice d\u2019assurance maladies graves"},"content":{"rendered":"\n<div class=\"wp-block-rbc-template-selector templateSelector template__criticalIllnessCalc toolsCalculators\" data-template=\"criticalIllnessCalc\">\n<div class=\"wp-block-group is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group toolsCalculators__col__left is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"rbc-pill-block\"><div class=\"wp-block-rbc-pill-block snipe pill  is-style-blue blue\" style=\"--icon-url:url(undefined)\"><span>Cinq minutes suffiront<\/span><\/div><\/div>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"h-calculatrice-d-assurance-maladies-graves\">Calculatrice d\u2019assurance maladies graves<\/h4>\n\n\n\n<h1 class=\"wp-block-heading\" id=\"h-quel-est-le-montant-d-assurance-maladies-graves-dont-vous-avez-besoin-nbsp\">Quel est le montant d\u2019assurance maladies graves dont vous avez besoin&nbsp;?<\/h1>\n\n\n\n<p><\/p>\n\n\n\n<p class=\"toolsCalculators__desc  has-text-lg-font-size has-dove-grey-color has-text-color\">Soyez pr\u00eat \u00e0 faire face aux r\u00e9percussions financi\u00e8res d&rsquo;une maladie grave. \u00c9valuez le montant d&rsquo;assurance dont vous auriez besoin pour remplacer votre revenu, couvrir vos d\u00e9penses et subvenir \u00e0 vos besoins li\u00e9s \u00e0 votre sant\u00e9 et \u00e0 votre r\u00e9tablissement.<\/p>\n\n\n\n<div class=\"wp-block-rbc-html-element toolsCalculators__motivatorCards\">\n<div class=\"wp-block-rbc-announcement-bar announcementBar  hasCustomIcon left announcementBar__fadeIn announcementBar__icon-medium announcementBarMotivator 132cb7a6-1348-4d76-af5b-4c1499702ff0 is-style-announcementBarMotivator\" id=\"a1cf5fe8-6bc2-444d-a72a-699efa1af394\"><div class=\"announcementBar__inner\" style=\"--icon-url:url(https:\/\/silver.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2026\/08\/Vector.svg)\">\n<p>Des polices qui donnent droit \u00e0 <strong>un paiement forfaitaire<\/strong> que vous pouvez utiliser comme bon vous semble.<\/p>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-announcement-bar announcementBar  announcementBar__hideIcon hasCustomIcon left announcementBar__fadeIn announcementBar__icon-medium is-style-announcementBarMotivator announcementBarMotivator c4b20a15-7e81-4aa0-b709-ee023ecf8b9b\" id=\"c5a15800-347a-42dd-9d5f-9f1428d9cac0\"><div class=\"announcementBar__inner\" style=\"--icon-url:url(https:\/\/silver.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2021\/06\/medical-square-1.svg)\">\n<p class=\"has-text-align-left\">Les polices pr\u00e9voient <strong>l&rsquo;acc\u00e8s \u00e0 des experts m\u00e9dicaux<\/strong> de renom pour obtenir des consultations et du soutien**.<\/p>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-announcement-bar announcementBar  announcementBar__hideIcon hasCustomIcon left announcementBar__fadeIn announcementBar__icon-medium is-style-announcementBarMotivator announcementBarMotivator a3783f60-a644-40f3-b933-99db70bb4c88\" id=\"4896e6b8-ca93-435e-8773-86090ada464c\"><div class=\"announcementBar__inner\" style=\"--icon-url:url(https:\/\/silver.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2026\/08\/journey.svg)\">\n<p class=\"has-text-align-left\">La couverture <strong>\u00e9volue avec vous<\/strong>, ce qui vous procure la souplesse n\u00e9cessaire pour r\u00e9pondre \u00e0 vos besoins en constante \u00e9volution.<\/p>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-announcement-bar announcementBar  hasCustomIcon left announcementBar__fadeIn announcementBar__icon-medium is-style-announcementBarMotivator announcementBarMotivator a65bf8fb-10ca-4db6-8d48-b7acc133707e\" id=\"fc41f49c-77d7-4864-9380-36a93f4bebaf\"><div class=\"announcementBar__inner\" style=\"--icon-url:url(https:\/\/silver.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2021\/06\/target-icon.svg)\">\n<p><strong>Les dur\u00e9es variables<\/strong> de nos assurances temporaires vous permettent de choisir une police adapt\u00e9e \u00e0 vos besoins et \u00e0 votre budget.<\/p>\n<\/div><\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group toolsCalculators__col__right toolsCalculators__steps is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-rbc-form-step-manager formStepManager formStepManager__primary\" data-form=\"userInfo\" data-sfconfigs=\"{&quot;campaignName&quot;:&quot;Web - CI Calculator: Non Lead&quot;,&quot;lineOfBusiness&quot;:&quot;health&quot;,&quot;leadType&quot;:&quot;Non Lead Critical Illness&quot;,&quot;leadDesc&quot;:&quot;Critical Illness - Not a lead&quot;,&quot;leadDescEmbedded&quot;:&quot;Embedded quote - Critical Illness - Not a lead&quot;,&quot;leadDetails&quot;:&quot;Not a lead - Get a quote - {lead_details} - Please be advised that there is a possibility that the user may have modified or adjusted the quote prior to the triggering of this data.&quot;,&quot;capturesLead&quot;:false}\">\n<div class=\"wp-block-rbc-form-step formStep  formStep__navSeparator\" data-stepname=\"Income Info\" data-stepid=\"132cb7a6-1348-4d76-af5b-4c1499702ff0\">\n<div class=\"wp-block-group formStep__titleGroup is-layout-flow wp-block-group-is-layout-flow\">\n<h2 class=\"wp-block-heading\" id=\"h-parlez-nous-de-votre-revenu\">Parlez-nous de votre revenu<\/h2>\n<\/div>\n\n\n\n<div class=\"wp-block-group formStep__inputFieldGroup is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group formStep__inputFieldGroup__col is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-rbc-input-field inputField inputField__isRequired  inputField__hideAsterisk inputField__income inputField__currencyFormat\" data-target=\"income\">\n<div class=\"wp-block-group inputField__label is-layout-flow wp-block-group-is-layout-flow\">\n<label class=\"wp-block-rbc-input-label inputLabel inputLabel__default inputLabel__weight__normal\" for=\"income\" aria-label=\"Your monthly income\"><span class=\"inputLabel__text\">Votre revenu mensuel<\/span><\/label>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-rbc-input-textbox input-textbox currency left format__currency clearDefault\"><div class=\"input-textbox-wrapper  input-textbox-indent\"><span class=\"input-textbox-prefix\">$<\/span><input type=\"text\" placeholder=\"\" id=\"income\" class=\"input-textbox-input textbox-class\" name=\"income\" value=\"\" style=\"width:100%;height:48px;min-height:48px\" data-min=\"0\" data-max=\"100000000000\"\/><\/div><div class=\"desc-msg\"><span class=\"desc-msg-span\">Estimez votre salaire mensuel apr\u00e8s imp\u00f4t, d\u00e9duction faite de toute assurance invalidit\u00e9 que vous avez.<\/span><\/div><\/div>\n<\/div>\n<span class=\"inputField__error inputField__error__empty\">Ce champ ne peut \u00eatre vide<\/span><span class=\"inputField__error inputField__error__invalid\">Ce champ ne peut \u00eatre vide<\/span><\/div>\n\n\n\n<div class=\"wp-block-rbc-input-field inputField  inputField__partnerIncome\">\n<div class=\"wp-block-group inputField__label is-layout-flow wp-block-group-is-layout-flow\">\n<label class=\"wp-block-rbc-input-label inputLabel inputLabel__default inputLabel__weight__normal\" for=\"partnerIncome\" aria-label=\"Spouse\/partner's monthly income (Optional)\"><span class=\"inputLabel__text\">Revenu mensuel du conjoint <span>(facultatif)<\/span><\/span><\/label>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-rbc-input-textbox input-textbox currency left format__currency clearDefault\"><div class=\"input-textbox-wrapper  input-textbox-indent\"><span class=\"input-textbox-prefix\">$<\/span><input type=\"text\" placeholder=\"\" id=\"partnerIncome\" class=\"input-textbox-input textbox-class\" name=\"partnerIncome\" value=\"0\" style=\"width:100%;height:48px;min-height:48px\"\/><\/div><div class=\"desc-msg\"><span class=\"desc-msg-span\">Si votre conjoint prend un cong\u00e9 sans salaire pour vous aider, estimez son salaire mensuel apr\u00e9s imp\u00f4t.<\/span><\/div><\/div>\n<\/div>\n<span class=\"inputField__error inputField__error__empty\">Ce champ ne peut \u00eatre vide<\/span><span class=\"inputField__error inputField__error__invalid\">Ce champ ne peut \u00eatre vide<\/span><\/div>\n<\/div>\n<\/div>\n<div class=\"formStep__navigation\"><div class=\"wp-block-button btn is-style-primary primary isNext\"><button type=\"button\" class=\"wp-block-button__link wp-element-button\" aria-label=\"Suivant\">Suivant<\/button><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-form-step formStep  formStep__navSeparator\" data-stepname=\"Expenses\" data-stepid=\"c4b20a15-7e81-4aa0-b709-ee023ecf8b9b\">\n<div class=\"wp-block-group formStep__titleGroup is-layout-flow wp-block-group-is-layout-flow\">\n<h2 class=\"wp-block-heading\" id=\"h-quelles-sont-vos-depenses-mensuelles-essentielles\">Quelles sont vos d\u00e9penses mensuelles essentielles ?<\/h2>\n<\/div>\n\n\n\n<div class=\"wp-block-group formStep__inputFieldGroup is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group formStep__inputFieldGroup__col is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-rbc-input-field inputField  inputField__mortgage\">\n<div class=\"wp-block-group inputField__label is-layout-flow wp-block-group-is-layout-flow\">\n<label class=\"wp-block-rbc-input-label inputLabel inputLabel__default inputLabel__weight__normal\" for=\"mortgage\" aria-label=\"Mortgage or rent\"><span class=\"inputLabel__text\">Pr\u00eat hypoth\u00e9caire ou loyer<\/span><\/label>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-rbc-input-textbox input-textbox currency left format__currency clearDefault\"><div class=\"input-textbox-wrapper  input-textbox-indent\"><span class=\"input-textbox-prefix\">$<\/span><input type=\"text\" placeholder=\"\" id=\"mortgage\" class=\"input-textbox-input textbox-class\" name=\"mortgage\" value=\"0\" style=\"width:100%;height:48px;min-height:48px\"\/><\/div><div class=\"desc-msg\"><span class=\"desc-msg-span\">Entrez le montant de votre paiement mensuel.<\/span><\/div><\/div>\n<\/div>\n<span class=\"inputField__error inputField__error__empty\">Ce champ ne peut \u00eatre vide<\/span><span class=\"inputField__error inputField__error__invalid\">Ce champ ne peut \u00eatre vide<\/span><\/div>\n\n\n\n<div class=\"wp-block-rbc-input-field inputField  inputField__householdExpenses\">\n<div class=\"wp-block-group inputField__label is-layout-flow wp-block-group-is-layout-flow\">\n<label class=\"wp-block-rbc-input-label inputLabel inputLabel__default inputLabel__weight__normal\" for=\"householdExpenses\" aria-label=\"Household expenses\"><span class=\"inputLabel__text\">D\u00e9penses du m\u00e9nage<\/span><\/label>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-rbc-input-textbox input-textbox currency left format__currency clearDefault\"><div class=\"input-textbox-wrapper  input-textbox-indent\"><span class=\"input-textbox-prefix\">$<\/span><input type=\"text\" placeholder=\"\" id=\"householdExpenses\" class=\"input-textbox-input textbox-class\" name=\"householdExpenses\" value=\"0\" style=\"width:100%;height:48px;min-height:48px\"\/><\/div><div class=\"desc-msg\"><span class=\"desc-msg-span\">Estimez le co\u00fbt mensuel de l&rsquo;\u00e9picerie, des services publics, du transport, etc.<\/span><\/div><\/div>\n<\/div>\n<span class=\"inputField__error inputField__error__empty\">Ce champ ne peut \u00eatre vide<\/span><span class=\"inputField__error inputField__error__invalid\">Ce champ ne peut \u00eatre vide<\/span><\/div>\n\n\n\n<div class=\"wp-block-rbc-input-field inputField  inputField__debts\">\n<div class=\"wp-block-group inputField__label is-layout-flow wp-block-group-is-layout-flow\">\n<label class=\"wp-block-rbc-input-label inputLabel inputLabel__default inputLabel__weight__normal\" for=\"debts\" aria-label=\"Loans and other debts\"><span class=\"inputLabel__text\">Pr\u00eats et autres dettes<\/span><\/label>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-rbc-input-textbox input-textbox currency left format__currency clearDefault\"><div class=\"input-textbox-wrapper  input-textbox-indent\"><span class=\"input-textbox-prefix\">$<\/span><input type=\"text\" placeholder=\"\" id=\"debts\" class=\"input-textbox-input textbox-class\" name=\"debts\" value=\"0\" style=\"width:100%;height:48px;min-height:48px\"\/><\/div><div class=\"desc-msg\"><span class=\"desc-msg-span\">Entrez le montant de votre paiement mensuel.<\/span><\/div><\/div>\n<\/div>\n<span class=\"inputField__error inputField__error__empty\">Ce champ ne peut \u00eatre vide<\/span><span class=\"inputField__error inputField__error__invalid\">Ce champ ne peut \u00eatre vide<\/span><\/div>\n<\/div>\n<\/div>\n<div class=\"formStep__navigation\"><div class=\"wp-block-button btn tertiary is-style-tertiary isPrev\"><button type=\"button\" class=\"wp-block-button__link wp-element-button\" aria-label=\"Pr\u00e9c\u00e9dent\">Pr\u00e9c\u00e9dent<\/button><\/div><div class=\"wp-block-button btn is-style-primary primary isNext\"><button type=\"button\" class=\"wp-block-button__link wp-element-button\" aria-label=\"Suivant\">Suivant<\/button><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-form-step formStep  formStep__navSeparator\" data-stepname=\"Coverage\" data-stepid=\"a3783f60-a644-40f3-b933-99db70bb4c88\">\n<div class=\"wp-block-group formStep__titleGroup is-layout-flow wp-block-group-is-layout-flow\">\n<h2 class=\"wp-block-heading\" id=\"h-a-combien-vos-depenses-pourraient-elles-s-elever-pendant-votre-retablissement\">\u00c0 combien vos d\u00e9penses pourraient-elles s&rsquo;\u00e9lever pendant votre r\u00e9tablissement ?<\/h2>\n<\/div>\n\n\n\n<div class=\"wp-block-group formStep__inputFieldGroup is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group formStep__inputFieldGroup__col is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-rbc-input-field inputField\">\n<fieldset class=\"wp-block-rbc-single-select-group singleSelectGroup\" role=\"radiogroup\"><legend class=\"singleSelectGroup__legend\">Une maladie grave peut occasionner des frais impr\u00e9vus qui ne sont pas couverts par le r\u00e9gime public d&rsquo;assurance et le r\u00e9gime d&rsquo;assurance de l&#8217;employeur. S\u00e9lectionnez <strong>une estimation du montant<\/strong> de soutien que vous aimeriez obtenir pour les frais de sant\u00e9 et de r\u00e9tablissement. <\/legend><div class=\"singleSelectGroup__cards\">\n<div class=\"wp-block-rbc-single-select singleSelect\" data-wp-interactive=\"rbc\/single-select\" data-wp-context=\"{&quot;name&quot;:&quot;recoveryExpense&quot;,&quot;value&quot;:&quot;10000&quot;}\" data-wp-init=\"actions.initFocus\" data-wp-on--click=\"actions.check\" data-wp-on--keydown=\"actions.handleKeyDown\" data-wp-on--focus=\"actions.handleFocus\" data-wp-class--is-checked=\"selectors.isChecked\" data-wp-bind--tabindex=\"selectors.tabIndex\" data-wp-bind--aria-checked=\"selectors.isChecked\" role=\"radio\"  aria-labelledby=\"singleSelect-recoveryExpense-10000-label\" aria-describedby=\"singleSelect-recoveryExpense-10000-desc\"><div class=\"singleSelect__content\"><p id=\"singleSelect-recoveryExpense-10000-label\" class=\"singleSelect__heading has-text-lg-font-size\">10 000 $ (d\u00e9penses mod\u00e9r\u00e9es)<\/p><p id=\"singleSelect-recoveryExpense-10000-desc\" class=\"singleSelect__desc has-text-sm-font-size has-dove-grey-color has-text-color\">Exemples : transport pour aller aux rendez-vous, stationnement \u00e0 l&rsquo;h\u00f4pital, aide \u00e0 la mobilit\u00e9<\/p><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-single-select singleSelect\" data-wp-interactive=\"rbc\/single-select\" data-wp-context=\"{&quot;name&quot;:&quot;recoveryExpense&quot;,&quot;value&quot;:&quot;20000&quot;}\" data-wp-init=\"actions.initFocus\" data-wp-on--click=\"actions.check\" data-wp-on--keydown=\"actions.handleKeyDown\" data-wp-on--focus=\"actions.handleFocus\" data-wp-class--is-checked=\"selectors.isChecked\" data-wp-bind--tabindex=\"selectors.tabIndex\" data-wp-bind--aria-checked=\"selectors.isChecked\" role=\"radio\"  aria-labelledby=\"singleSelect-recoveryExpense-20000-label\" aria-describedby=\"singleSelect-recoveryExpense-20000-desc\"><div class=\"singleSelect__content\"><p id=\"singleSelect-recoveryExpense-20000-label\" class=\"singleSelect__heading has-text-lg-font-size\">20 000 $ (d\u00e9penses plus \u00e9lev\u00e9es)<\/p><p id=\"singleSelect-recoveryExpense-20000-desc\" class=\"singleSelect__desc has-text-sm-font-size has-dove-grey-color has-text-color\">Exemples : frais de garde d&rsquo;enfants, aide m\u00e9nag\u00e8re, soins infirmiers priv\u00e9s, traitements m\u00e9dicaux sp\u00e9cialis\u00e9s ou \u00e9quipement<\/p><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-single-select singleSelect\" data-wp-interactive=\"rbc\/single-select\" data-wp-context=\"{&quot;name&quot;:&quot;recoveryExpense&quot;,&quot;value&quot;:&quot;30000&quot;}\" data-wp-init=\"actions.initFocus\" data-wp-on--click=\"actions.check\" data-wp-on--keydown=\"actions.handleKeyDown\" data-wp-on--focus=\"actions.handleFocus\" data-wp-class--is-checked=\"selectors.isChecked\" data-wp-bind--tabindex=\"selectors.tabIndex\" data-wp-bind--aria-checked=\"selectors.isChecked\" role=\"radio\"  aria-labelledby=\"singleSelect-recoveryExpense-30000-label\" aria-describedby=\"singleSelect-recoveryExpense-30000-desc\"><div class=\"singleSelect__content\"><p id=\"singleSelect-recoveryExpense-30000-label\" class=\"singleSelect__heading has-text-lg-font-size\">30 000 $ (d\u00e9penses importantes)<\/p><p id=\"singleSelect-recoveryExpense-30000-desc\" class=\"singleSelect__desc has-text-sm-font-size has-dove-grey-color has-text-color\">Exemples : soins \u00e0 domicile, am\u00e9nagements du domicile pour en faciliter l&rsquo;acc\u00e8s, absence prolong\u00e9e du travail<\/p><\/div><\/div>\n<\/div><input type=\"hidden\" name=\"recoveryExpense\" value=\"\"\/><\/fieldset>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"formStep__navigation\"><div class=\"wp-block-button btn tertiary is-style-tertiary isPrev\"><button type=\"button\" class=\"wp-block-button__link wp-element-button\" aria-label=\"Pr\u00e9c\u00e9dent\">Pr\u00e9c\u00e9dent<\/button><\/div><div class=\"wp-block-button btn is-style-primary primary isNext\"><button type=\"button\" class=\"wp-block-button__link wp-element-button\" aria-label=\"Suivant\">Suivant<\/button><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-form-step formStep formStep__last formStep__navSeparator active isEdited\" data-stepname=\"Contact\/Consent\" data-stepid=\"a65bf8fb-10ca-4db6-8d48-b7acc133707e\">\n<div class=\"wp-block-group formStep__titleGroup is-layout-flow wp-block-group-is-layout-flow\">\n<h2 class=\"wp-block-heading\" id=\"h-obtenons-vos-coordonnees\">Obtenons vos coordonn\u00e9es<\/h2>\n\n\n\n<p class=\"has-dove-grey-color has-text-color has-text-reg-font-size \">Nous assurons la protection de vos renseignements personnels.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-group formStep__inputFieldGroup is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group formStep__inputFieldGroup__col is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group formStep__inputFieldGroup__row is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-rbc-input-field inputField inputField__isRequired  inputField__hideAsterisk\" data-target=\"province\">\n<div class=\"wp-block-group inputField__label is-layout-flow wp-block-group-is-layout-flow\">\n<label class=\"wp-block-rbc-input-label inputLabel inputLabel__default inputLabel__weight__normal\" for=\"province\" aria-label=\"Province\"><span class=\"inputLabel__text\">Province ou territoire<\/span><\/label>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"selectDropdown__wrapper\">\n\t\t<div class=\"selectDropdown__container\">\n\t\t<div class=\"selectDropdown selectDropdown__default wp-block-rbc-select-control selectDropdown__floating selectDropdown__provinces\" id=\"province\"\t\t\tdata-option_name=\"province\" style=\"width:100%\">\n\t\t\t<button class=\"selectDropdown__button\" aria-haspopup=\"listbox\" aria-expanded=\"false\">\n\t\t\t\t<span class=\"selectDropdown__title\" data-default_title=\"Select province\">\n\t\t\t\t\tSelect province\t\t\t\t<\/span>\n\t\t\t\t<span class=\"selectDropdown__chevron\"><\/span>\n\t\t\t<\/button>\n\t\t\t<ul class=\"selectDropdown__list\" role=\"listbox\" tabindex=\"-1\">\n\t\t\t\t\t\t\t\t\t<li\n\t\t\t\t\t\tclass=\"selectDropdown__list__item \"\n\t\t\t\t\t\tdata-option_value=\"AB\"\n\t\t\t\t\t\trole=\"option\"\n\t\t\t\t\t\ttabindex=\"0\"\n\t\t\t\t\t\taria-selected=\"false\"\n\t\t\t\t\t\t\t\t\t\t\t\tdata-option_url=\"\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div class=\"selectDropdown__list__item__content\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"selectDropdown__list__item__name\">\n\t\t\t\t\t\t\t\t\tAlberta\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t<li\n\t\t\t\t\t\tclass=\"selectDropdown__list__item \"\n\t\t\t\t\t\tdata-option_value=\"BC\"\n\t\t\t\t\t\trole=\"option\"\n\t\t\t\t\t\ttabindex=\"0\"\n\t\t\t\t\t\taria-selected=\"false\"\n\t\t\t\t\t\t\t\t\t\t\t\tdata-option_url=\"\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div class=\"selectDropdown__list__item__content\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"selectDropdown__list__item__name\">\n\t\t\t\t\t\t\t\t\tColombie-Britannique\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t<li\n\t\t\t\t\t\tclass=\"selectDropdown__list__item \"\n\t\t\t\t\t\tdata-option_value=\"PE\"\n\t\t\t\t\t\trole=\"option\"\n\t\t\t\t\t\ttabindex=\"0\"\n\t\t\t\t\t\taria-selected=\"false\"\n\t\t\t\t\t\t\t\t\t\t\t\tdata-option_url=\"\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div class=\"selectDropdown__list__item__content\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"selectDropdown__list__item__name\">\n\t\t\t\t\t\t\t\t\t\u00cele-du-Prince-\u00c9douard\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t<li\n\t\t\t\t\t\tclass=\"selectDropdown__list__item \"\n\t\t\t\t\t\tdata-option_value=\"MB\"\n\t\t\t\t\t\trole=\"option\"\n\t\t\t\t\t\ttabindex=\"0\"\n\t\t\t\t\t\taria-selected=\"false\"\n\t\t\t\t\t\t\t\t\t\t\t\tdata-option_url=\"\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div class=\"selectDropdown__list__item__content\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"selectDropdown__list__item__name\">\n\t\t\t\t\t\t\t\t\tManitoba\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t<li\n\t\t\t\t\t\tclass=\"selectDropdown__list__item \"\n\t\t\t\t\t\tdata-option_value=\"NB\"\n\t\t\t\t\t\trole=\"option\"\n\t\t\t\t\t\ttabindex=\"0\"\n\t\t\t\t\t\taria-selected=\"false\"\n\t\t\t\t\t\t\t\t\t\t\t\tdata-option_url=\"\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div class=\"selectDropdown__list__item__content\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"selectDropdown__list__item__name\">\n\t\t\t\t\t\t\t\t\tNouveau-Brunswick\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t<li\n\t\t\t\t\t\tclass=\"selectDropdown__list__item \"\n\t\t\t\t\t\tdata-option_value=\"NS\"\n\t\t\t\t\t\trole=\"option\"\n\t\t\t\t\t\ttabindex=\"0\"\n\t\t\t\t\t\taria-selected=\"false\"\n\t\t\t\t\t\t\t\t\t\t\t\tdata-option_url=\"\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div class=\"selectDropdown__list__item__content\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"selectDropdown__list__item__name\">\n\t\t\t\t\t\t\t\t\tNouvelle-\u00c9cosse\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t<li\n\t\t\t\t\t\tclass=\"selectDropdown__list__item \"\n\t\t\t\t\t\tdata-option_value=\"NU\"\n\t\t\t\t\t\trole=\"option\"\n\t\t\t\t\t\ttabindex=\"0\"\n\t\t\t\t\t\taria-selected=\"false\"\n\t\t\t\t\t\t\t\t\t\t\t\tdata-option_url=\"\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div class=\"selectDropdown__list__item__content\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"selectDropdown__list__item__name\">\n\t\t\t\t\t\t\t\t\tNunavut\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t<li\n\t\t\t\t\t\tclass=\"selectDropdown__list__item \"\n\t\t\t\t\t\tdata-option_value=\"ON\"\n\t\t\t\t\t\trole=\"option\"\n\t\t\t\t\t\ttabindex=\"0\"\n\t\t\t\t\t\taria-selected=\"false\"\n\t\t\t\t\t\t\t\t\t\t\t\tdata-option_url=\"\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div class=\"selectDropdown__list__item__content\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"selectDropdown__list__item__name\">\n\t\t\t\t\t\t\t\t\tOntario\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t<li\n\t\t\t\t\t\tclass=\"selectDropdown__list__item \"\n\t\t\t\t\t\tdata-option_value=\"QC\"\n\t\t\t\t\t\trole=\"option\"\n\t\t\t\t\t\ttabindex=\"0\"\n\t\t\t\t\t\taria-selected=\"false\"\n\t\t\t\t\t\t\t\t\t\t\t\tdata-option_url=\"\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div class=\"selectDropdown__list__item__content\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"selectDropdown__list__item__name\">\n\t\t\t\t\t\t\t\t\tQu\u00e9bec\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t<li\n\t\t\t\t\t\tclass=\"selectDropdown__list__item \"\n\t\t\t\t\t\tdata-option_value=\"SK\"\n\t\t\t\t\t\trole=\"option\"\n\t\t\t\t\t\ttabindex=\"0\"\n\t\t\t\t\t\taria-selected=\"false\"\n\t\t\t\t\t\t\t\t\t\t\t\tdata-option_url=\"\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div class=\"selectDropdown__list__item__content\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"selectDropdown__list__item__name\">\n\t\t\t\t\t\t\t\t\tSaskatchewan\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t<li\n\t\t\t\t\t\tclass=\"selectDropdown__list__item \"\n\t\t\t\t\t\tdata-option_value=\"NL\"\n\t\t\t\t\t\trole=\"option\"\n\t\t\t\t\t\ttabindex=\"0\"\n\t\t\t\t\t\taria-selected=\"false\"\n\t\t\t\t\t\t\t\t\t\t\t\tdata-option_url=\"\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div class=\"selectDropdown__list__item__content\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"selectDropdown__list__item__name\">\n\t\t\t\t\t\t\t\t\tTerre-Neuve-et-Labrador\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t<li\n\t\t\t\t\t\tclass=\"selectDropdown__list__item \"\n\t\t\t\t\t\tdata-option_value=\"NT\"\n\t\t\t\t\t\trole=\"option\"\n\t\t\t\t\t\ttabindex=\"0\"\n\t\t\t\t\t\taria-selected=\"false\"\n\t\t\t\t\t\t\t\t\t\t\t\tdata-option_url=\"\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div class=\"selectDropdown__list__item__content\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"selectDropdown__list__item__name\">\n\t\t\t\t\t\t\t\t\tTerritoires du Nord-Ouest\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t<li\n\t\t\t\t\t\tclass=\"selectDropdown__list__item \"\n\t\t\t\t\t\tdata-option_value=\"YT\"\n\t\t\t\t\t\trole=\"option\"\n\t\t\t\t\t\ttabindex=\"0\"\n\t\t\t\t\t\taria-selected=\"false\"\n\t\t\t\t\t\t\t\t\t\t\t\tdata-option_url=\"\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div class=\"selectDropdown__list__item__content\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"selectDropdown__list__item__name\">\n\t\t\t\t\t\t\t\t\tYukon\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t\t<input type=\"hidden\" name=\"province\" value=\"\" \/>\n\t\t\t\t\t<\/div>\n\t\t\t<\/div>\t\n<\/div>\n<\/div>\n<span class=\"inputField__error inputField__error__empty\">Veuillez choisir l\u2019une des options<\/span><span class=\"inputField__error inputField__error__invalid\">Veuillez choisir l\u2019une des options<\/span><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group formStep__inputFieldGroup__row inactive showIfQuebec enableIfQC isConditional isConsentAuth is-layout-constrained wp-block-group-is-layout-constrained\" data-consent-asset=\"https:\/\/www.rbcinsurance.com\/fr-ca\/wp-content\/themes\/rbcinsurance\/src\/assets\/consent\/CollectUseSharing_Personal_Info_FR.pdf\">\n<div class=\"wp-block-rbc-input-field inputField inputField__isRequired  inputField__hideAsterisk inputField__showIfQuebec\" data-target=\"authorize\" data-query-param=\"authorize\" data-query-param-target=\"userInfo.authorize\">\n<div class=\"wp-block-group inputField__label is-layout-flow wp-block-group-is-layout-flow\">\n<label class=\"wp-block-rbc-input-label inputLabel inputLabel__default inputLabel__weight__normal\" for=\"authorize\" aria-label=\"Do you authorize licensed RBC Insurance advisors to access your information?\"><span class=\"inputLabel__text\">En r\u00e9pondant \u00ab\u00a0Oui\u00a0\u00bb, vous consentez \u00e0 la collecte, \u00e0 la communication et \u00e0 l\u2019utilisation de vos renseignements personnels (nom, adresse courriel, num\u00e9ro de t\u00e9l\u00e9phone, province de r\u00e9sidence, date de naissance, sexe et statut de fumeur) et des donn\u00e9es relatives \u00e0 la soumission (dur\u00e9e du contrat et montant de la couverture) aux fins de vous offrir des produits et services d\u2019assurance. Cette autorisation permet aux conseillers autoris\u00e9s d\u2019acc\u00e9der \u00e0 vos renseignements personnels et de les mettre \u00e0 jour pendant la p\u00e9riode de validit\u00e9 du pr\u00e9sent consentement. Consultez notre <a href=\"https:\/\/www.rbc.com\/rensperssecurite\/ca\/avis-rens-pers-mondiale.html\" data-dig-id=\"LP-28827-dc880679\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Avis de protection des renseignements personnels \u00e0 l\u2019\u00e9chelle mondiale.\" class=\"rbc-link-format\">Avis de protection des renseignements personnels \u00e0 l\u2019\u00e9chelle mondiale.<\/a><\/span><\/label>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-rbc-input-radio-group inputRadioGroup inputRadioGroup__default\">\n<div class=\"wp-block-rbc-modal-dialog modalDialog modalDialog__consent\" data-modal-dialog-id=\"798d5deb-adc9-488f-9ccc-5f6351143593\">\n<button class=\"wp-block-rbc-html-element modalDialog__trigger body-content-editor\">\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\" data-tagging-action=\"form_action_next\" data-tagging=\"{&quot;eventName&quot;:&quot;Consent - Yes (QC)&quot;,&quot;eventLocation&quot;:&quot;CI consent page button&quot;,&quot;eventType&quot;:&quot;&quot;,&quot;readProperty&quot;:&quot;userInfo.authorize&quot;,&quot;matchValue&quot;:&quot;y&quot;,&quot;tealiumEvent&quot;:&quot;click&quot;}\">\n<div class=\"wp-block-rbc-button-radio buttonRadio consentModal\"><label class=\"buttonRadio__label\"><input id=\"buttonRadio__authorize__y\" class=\"buttonRadio__input\" type=\"radio\" value=\"y\" name=\"authorize\"\/><span class=\"buttonRadio__customRadio\"><span class=\"buttonRadio__dot\"><\/span><\/span><span class=\"buttonRadio__text\">Oui<\/span><\/label><\/div>\n<\/div>\n<\/button>\n\n\n\n<div id=\"modalDialog__container--id\" class=\"wp-block-group modalDialog__container modal-hidden align-center is-layout-flow wp-block-group-is-layout-flow\">\n<dialog open aria-modal=\"true\" aria-labelledby=\"modalDialog__accessibility--label--id\" aria-describedby=\"modalDialog__accessibility--describedby--id\" id=\"modalDialog__content--id\" class=\"wp-block-rbc-html-element modalDialog__content modal-status-no-status modal-layout-fixed modal-mobile-layout-fullscreen\">\n<button aria-label=\"Close dialog\" class=\"wp-block-rbc-html-element modalDialog__dismissIcon\">\n<img decoding=\"async\" src=\"https:\/\/silver.rbcinsurance.com\/en-ca\/wp-content\/plugins\/rbc-blocks\/assets\/img\/ui\/ui-dismissible-blue.svg\" alt=\"Dismiss Icon\" class=\"wp-block-rbc-html-element\"\/>\n<\/button>\n\n\n\n<div class=\"wp-block-group modalDialog__header is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group modalDialog__headerWrapper is-nowrap is-layout-flex wp-container-core-group-is-layout-6c531013 wp-block-group-is-layout-flex\">\n<h3 class=\"wp-block-heading modalDialog__heading mar-b-0 mob-mar-b-0 is-style-default default\" id=\"modalDialog__heading--id\">Collecte, Utilisation et Communication des Renseignements Personnels<\/h3>\n<\/div>\n\n\n\n<p class=\"modalDialog__subheading modal-hidden has-dove-grey-color has-text-color has-link-color has-text-reg-font-size wp-elements-b8f63e7987cb3d1f512117c55877b52d\">Please review the full agreement below. By clicking the button, you acknowledge your consent, and a PDF copy will be downloaded for your records.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-group modalDialog__body is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group modalDialog__body--scrollable body-content-editor is-layout-flow wp-block-group-is-layout-flow\" style=\"min-height:100px\">\n<section class=\"wp-block-rbc-section-block  pos-rel\" style=\"border-radius:0px\">\n<div class=\"wp-block-rbc-section-inner-block  section-inner\" style=\"border-radius:0x\">\n<p><strong>Nous (la Compagnie d\u2019assurance vie RBC) pouvons, \u00e0 l\u2019occasion, recueillir des renseignements \u00e0 votre sujet, tels que :<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-rbc-list is-style-blue-disc\">\n<li class=\"wp-block-rbc-list-item\">\n<p>des renseignements permettant d\u2019\u00e9tablir votre identit\u00e9 (par exemple, nom, adresse postale, num\u00e9ro de t\u00e9l\u00e9phone, date de naissance, etc.) et vos ant\u00e9c\u00e9dents personnels ;<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>des renseignements d\u00e9coulant de votre relation avec nous s ; <\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>des renseignements que vous nous communiquez au cours du processus de proposition et de r\u00e8glement pour n\u2019importe lequel de nos produits ou services d\u2019assurance<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>des renseignements n\u00e9cessaires \u00e0 la fourniture de produits ou \u00e0 la prestation de services d\u2019assurance.<\/p>\n<\/li>\n<\/ul>\n\n\n\n<p>Nous pouvons recueillir ces renseignements aupr\u00e8s de vous directement ou par l\u2019interm\u00e9diaire de nos repr\u00e9sentants. Nous pouvons recueillir et v\u00e9rifier ces renseignements tout au long de notre relation. Nous pouvons les recueillir de diverses sources, notamment des h\u00f4pitaux, des m\u00e9decins et autres professionnels de la sant\u00e9, du MIB, LLC, du gouvernement (incluant les r\u00e9gimes publics d\u2019assurance maladie) et d\u2019autres organismes gouvernementaux, d\u2019autres compagnies d\u2019assurance, d\u2019institutions financi\u00e8res, des rapports sur le dossier du conducteur et de votre employeur.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-section-inner-block  section-inner\" style=\"border-radius:0x\">\n<h3 class=\"wp-block-heading\" id=\"h-utilisation-de-vos-renseignements-personnels\">Utilisation de vos renseignements personnels<\/h3>\n\n\n\n<p><strong>Ces renseignements peuvent \u00eatre utilis\u00e9s \u00e0 l\u2019occasion aux fins suivantes :<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-rbc-list is-style-blue-disc\">\n<li class=\"wp-block-rbc-list-item\">\n<p>v\u00e9rifier votre identit\u00e9 et examiner vos ant\u00e9c\u00e9dents personnels ;<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>\u00e9tablir et renouveler les produits et services d\u2019assurance que vous pourriez demander ;<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>\u00e9valuer le risque d\u2019assurance et traiter les demandes de r\u00e8glement ;<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>mieux comprendre votre situation sur le plan de l\u2019assurance ;<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>d\u00e9terminer votre admissibilit\u00e9 aux produits et services d\u2019assurance que nous offrons ;<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>nous aider \u00e0 mieux comprendre les besoins actuels et futurs de nos clients ;<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>vous communiquer tout avantage, toute caract\u00e9ristique et toute information au sujet des produits et services d\u2019assurance que vous d\u00e9tenez chez nous ;<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>nous aider \u00e0 mieux g\u00e9rer nos affaires et notre relation avec vous ; e<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>n comme la loi l\u2019exige ou le permet<\/p>\n<\/li>\n<\/ul>\n\n\n\n<p>\u00c0 ces fins, nous pouvons rendre ces renseignements accessibles \u00e0 nos employ\u00e9s, mandataires, prestataires de services, ou tierces parties qui sont tenus d\u2019en assurer la confidentialit\u00e9.<\/p>\n\n\n\n<p>Si notre prestataire de service se trouve \u00e0 l\u2019ext\u00e9rieur du Canada, il est li\u00e9 par les lois du territoire o\u00f9 il est situ\u00e9, et les renseignements peuvent \u00eatre communiqu\u00e9s conform\u00e9ment \u00e0 ces lois. Les tierces parties peuvent \u00eatre d\u2019autres compagnies d\u2019assurance, le MIB, LLC. et des institutions financi\u00e8res.<\/p>\n\n\n\n<p>Vos renseignements personnels peuvent \u00eatre transmis par des territoires autres que celui o\u00f9 vous vous trouvez ou peuvent y \u00eatre stock\u00e9s ou trait\u00e9s, auquel cas les renseignements sont assujettis aux lois de ces territoires. Si vos renseignements personnels sont transf\u00e9r\u00e9s vers un pays ou une province autre que votre territoire d\u2019origine, nous prendrons les mesures n\u00e9cessaires pour prot\u00e9ger vos renseignements personnels au moyen de clauses contractuelles appropri\u00e9es ou de toute autre mesure de s\u00e9curit\u00e9 applicable.<\/p>\n\n\n\n<p>Nous pouvons aussi utiliser ces renseignements et les communiquer aux soci\u00e9t\u00e9s de RBC\u00ae (i) pour g\u00e9rer nos risques et nos activit\u00e9s et ceux d\u2019autres soci\u00e9t\u00e9s de RBC, (ii) pour nous conformer aux demandes d\u2019information valables vous concernant en provenance des autorit\u00e9s de contr\u00f4le, des organismes de l\u2019\u00c9tat, des organismes publics ou d\u2019autres entit\u00e9s habilit\u00e9s \u00e0 soumettre de telles demandes, et (iii) pour faire conna\u00eetre \u00e0 d\u2019autres soci\u00e9t\u00e9s de RBC vos choix au titre de la section \u00ab Autres utilisations de vos renseignements personnels \u00bb dans le seul but de les faire respecter.<\/p>\n\n\n\n<p><strong>Si vous d\u00e9tenez un produit qui g\u00e9n\u00e8re un revenu, nous pouvons communiquer votre num\u00e9ro d\u2019identification aux fins de l\u2019imp\u00f4t (ex. : votre num\u00e9ro d\u2019assurance sociale ou num\u00e9ro de s\u00e9curit\u00e9 sociale) aux agences gouvernementales concern\u00e9es.<\/strong><\/p>\n\n\n\n<p><strong>Nous pouvons \u00e9galement prendre des d\u00e9cisions \u00e0 votre sujet par traitement automatis\u00e9, y compris pour ce qui a trait \u00e0 la tarification et \u00e0 l\u2019\u00e9valuation des demandes de r\u00e8glement, le cas \u00e9ch\u00e9ant.<\/strong><\/p>\n\n\n\n<p><em>Le paragraphe ci-dessous ne s\u2019applique pas si la proposition est pr\u00e9sent\u00e9e par un repr\u00e9sentant ind\u00e9pendant ou un repr\u00e9sentant affili\u00e9 \u00e0 une autre compagnie que RBC Assurance\u00ae.<\/em><\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-section-inner-block  section-inner\" style=\"border-radius:0x\">\n<h3 class=\"wp-block-heading\" id=\"h-autres-utilisations-de-vos-renseignements-personnels\">Autres utilisations de vos renseignements personnels<\/h3>\n\n\n\n<ul class=\"wp-block-rbc-list is-style-blue-disc\">\n<li class=\"wp-block-rbc-list-item\">\n<p>Nous pouvons utiliser ces renseignements pour faire, aupr\u00e8s de vous, la promotion de nos produits et services, ainsi que ceux de tiers choisis et susceptibles de vous int\u00e9resser. Nous pouvons communiquer avec vous par divers modes de communication, y compris le t\u00e9l\u00e9phone, l\u2019ordinateur ou le courrier, en utilisant les coordonn\u00e9es que vous nous avez transmises.<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Nous pouvons \u00e9galement, lorsque la loi le permet, divulguervos renseignements \u00e0 d\u2019autres soci\u00e9t\u00e9s de RBC, afin de vous recommander \u00e0 elles ou de promouvoir les produits et services qui sont susceptibles de vous int\u00e9resser. Nous et les soci\u00e9t\u00e9s de RBC pouvons communiquer avec vous par divers modes de communication, y compris le t\u00e9l\u00e9phone, l\u2019ordinateur ou le courrier, en utilisant les coordonn\u00e9es que vous nous avez transmises. Vous convenez que, si un tel \u00e9change de renseignements survient, ces soci\u00e9t\u00e9s peuvent nous informer des produits ou services fournis.<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Si vous faites aussi affaire avec d\u2019autres soci\u00e9t\u00e9s de RBC, nous pouvons, si la loi le permet, combiner ces renseignements \u00e0 des renseignements que ces soci\u00e9t\u00e9s d\u00e9tiennent \u00e0 votre sujet, afin de nous permettre, \u00e0 nous ou \u00e0 n\u2019importe laquelle d\u2019entre elles, de g\u00e9rer votre relation avec les soci\u00e9t\u00e9s de RBC et avec nous<\/p>\n<\/li>\n<\/ul>\n\n\n\n<p>Il est entendu que nous et chaque soci\u00e9t\u00e9 de RBC sommes des entit\u00e9s distinctes mais affili\u00e9es. On entend par soci\u00e9t\u00e9s de RBC nos soci\u00e9t\u00e9s affili\u00e9es dont l\u2019activit\u00e9 consiste \u00e0 offrir un ou plusieurs des services suivants : d\u00e9p\u00f4ts, pr\u00eats et autres services financiers personnels, services de cartes de cr\u00e9dit, de d\u00e9bit ou de paiement, services de fiducie et de garde des valeurs, services li\u00e9s aux valeurs mobili\u00e8res, services de courtage et services d\u2019assurance.<\/p>\n\n\n\n<p><strong>Vous pouvez nous demander de ne pas \u00e9changer ni utiliser ces renseignements personnels aux fins d\u00e9crites au paragraphe \u00ab Autres utilisations de vos renseignements personnels \u00bb en communiquant avec nous de la mani\u00e8re indiqu\u00e9e ci-dessous. Dans un tel cas, vous ne vous verrez pas refuser des produits ou services d\u2019assurance pour cette seule raison. Cependant, nous n\u2019utiliserons pas vos renseignements m\u00e9dicaux \u00e0 ces fins. Nous respecterons vos choix et, comme il est mentionn\u00e9 ci-dessus, nous pouvons en faire part aux soci\u00e9t\u00e9s RBC dans le seul but de faire respecter vos choix en vertu de la section \u00ab Autres utilisations de vos renseignements personnels \u00bb.<\/strong><\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-section-inner-block  section-inner\" style=\"border-radius:0x\">\n<h3 class=\"wp-block-heading\" id=\"h-votre-droit-d-acces-a-vos-renseignements-personnes\">Votre droit d\u2019acc\u00e8s \u00e0 vos renseignements personnes<\/h3>\n\n\n\n<p>Vous pouvez, en tout temps, acc\u00e9der aux renseignements personnels que nous d\u00e9tenons \u00e0 votre sujet, en v\u00e9rifier l\u2019exactitude et les faire rectifier au besoin. Ce droit d\u2019acc\u00e8s peut toutefois \u00eatre restreint comme la loi le permet ou l\u2019exige. Pour acc\u00e9der \u00e0 ces renseignements, pour en apprendre davantage sur l\u2019utilisation du traitement automatis\u00e9, pour nous poser des questions sur nos politiques de protection des renseignements personnels ou pour nous demander de ne pas utiliser ces renseignements aux fins d\u00e9crites dans le paragraphe \u00ab Autres utilisations de vos renseignements personnels \u00bb, il vous suffit de communiquer avec nous \u00e0 l\u2019adresse suivante:<\/p>\n\n\n\n<p><br><strong>Compagnie d\u2019assurance vie RBC<\/strong><br><strong>C.P. 515, succursale A<\/strong><br><strong>Mississauga (Ontario)<br>L5A 4M3<br>T\u00e9l\u00e9phone : 1 800 663-0417<\/strong><br><strong>T\u00e9l\u00e9copieur : 905 813-4816<\/strong><\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-section-inner-block  section-inner\" style=\"border-radius:0x\">\n<h3 class=\"wp-block-heading\" id=\"h-avis-de-protection-des-renseignements-personnel\">Avis de protection des renseignements personnel<\/h3>\n\n\n\n<p><strong>La collecte, l\u2019utilisation ou la communication de vos renseignements personnels se fera conform\u00e9ment au contenu des sections Avis de protection des renseignements personnels \u00e0 l\u2019\u00e9chelle mondiale et Modes de prestation num\u00e9riques \u2013 Confidentialit\u00e9 (voir www.rbc.com\/privacysecurity), qui font partie int\u00e9grante des pr\u00e9sentes conditions.<\/strong><\/p>\n<\/div>\n<\/section>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group modalDialog__actions is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-buttons modalDialog__buttonsGroup is-layout-flex wp-block-buttons-is-layout-flex\"><div>\n<div class=\"wp-block-button modalDialog__buttonTertiary btn is-style-tertiary tertiary\"><a class=\"wp-block-button__link wp-element-button\" href=\"#\" data-dig-id=\"LP-28827-e8f0c046\" data-dig-category=\"LP\" data-dig-action=\"button click\" data-dig-label=\"Annuler-# \">Annuler<\/a><\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-buttons modalDialog__buttonsGroup is-layout-flex wp-block-buttons-is-layout-flex\"><div>\n<div class=\"wp-block-button modalDialog__buttonSecondary btn is-style-secondary secondary modal-hidden\"><a class=\"wp-block-button__link wp-element-button\" href=\"#\" data-dig-id=\"LP-28827-ac5055c6\" data-dig-category=\"LP\" data-dig-action=\"button click\" data-dig-label=\"Button Label-# \">Button Label<\/a><\/div>\n\n\n\n<div class=\"wp-block-button modalDialog__buttonPrimary btn is-style-primary primary\"><a class=\"wp-block-button__link wp-element-button\" href=\"#\" data-dig-id=\"LP-28827-c405789f\" data-dig-category=\"LP\" data-dig-action=\"button click\" data-dig-label=\"Accepter et t\u00e9l\u00e9charger-# \">Accepter et t\u00e9l\u00e9charger<\/a><\/div>\n<\/div><\/div>\n<\/div>\n\n\n\n<button aria-label=\"Close dialog\" class=\"wp-block-rbc-html-element modalDialog__dismissIcon--focusOff modal-hidden\">\n<img decoding=\"async\" src=\"https:\/\/silver.rbcinsurance.com\/en-ca\/wp-content\/plugins\/rbc-blocks\/assets\/img\/ui\/ui-dismissible-blue.svg\" alt=\"Dismiss Icon\" class=\"wp-block-rbc-html-element\"\/>\n<\/button>\n\n\n\n<div class=\"wp-block-group modalDialog__accessibility modal-hidden is-layout-flow wp-block-group-is-layout-flow\">\n<p class=\"modalDialog__accessibility--label\" id=\"modalDialog__accessibility--label--id\">Modal Dialog Title<\/p>\n\n\n\n<p class=\"modalDialog__accessibility--describedby\" id=\"modalDialog__accessibility--describedby--id\">A description of this modal dialog.<\/p>\n<\/div>\n<\/dialog>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\" data-tagging-action=\"form_action_next\" data-tagging=\"{&quot;eventType&quot;:&quot;&quot;,&quot;eventName&quot;:&quot;Consent - No (QC)&quot;,&quot;eventLocation&quot;:&quot;CI cosent page button&quot;,&quot;readProperty&quot;:&quot;userInfo.authorize&quot;,&quot;matchValue&quot;:&quot;n&quot;,&quot;tealiumEvent&quot;:&quot;click&quot;}\">\n<div class=\"wp-block-rbc-button-radio buttonRadio\"><label class=\"buttonRadio__label\"><input id=\"buttonRadio__authorize__n\" class=\"buttonRadio__input\" type=\"radio\" value=\"n\" name=\"authorize\"\/><span class=\"buttonRadio__customRadio\"><span class=\"buttonRadio__dot\"><\/span><\/span><span class=\"buttonRadio__text\">Non<\/span><\/label><\/div>\n<\/div>\n<\/div>\n<\/div>\n<span class=\"inputField__error inputField__error__empty\">Veuillez choisir l\u2019une des options<\/span><span class=\"inputField__error inputField__error__invalid\">Veuillez choisir l\u2019une des options<\/span><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group formStep__inputFieldGroup__row enableIfConsentGiven isConditional is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-rbc-input-field inputField inputField__isRequired  inputField__hideAsterisk inputField__name\" data-target=\"firstName\" data-prefill-target=\"bac.bookacallfirstname, emq.emailmyquotefirstname\" data-query-param=\"firstName\" data-query-param-target=\"userInfo.firstName\">\n<div class=\"wp-block-group inputField__label is-layout-flow wp-block-group-is-layout-flow\">\n<label class=\"wp-block-rbc-input-label inputLabel inputLabel__default inputLabel__weight__normal\" for=\"firstName\" aria-label=\"First Name\"><span class=\"inputLabel__text\">Pr\u00e9nom<\/span><\/label>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-rbc-input-textbox input-textbox text left\"><div class=\"input-textbox-wrapper \"><input type=\"text\" placeholder=\"\" id=\"firstName\" class=\"input-textbox-input textbox-class\" name=\"firstName\" value=\"\" style=\"width:100%;height:48px;min-height:48px\"\/><\/div><\/div>\n<\/div>\n<span class=\"inputField__error inputField__error__empty\">Ce champ ne peut \u00eatre vide<\/span><span class=\"inputField__error inputField__error__invalid\">Ce champ ne peut \u00eatre vide<\/span><\/div>\n\n\n\n<div class=\"wp-block-rbc-input-field inputField inputField__isRequired  inputField__hideAsterisk inputField__name\" data-target=\"lastName\" data-prefill-target=\"bac.bookacalllastname, emq.emailmyquotelastname\" data-query-param=\"lastName\" data-query-param-target=\"userInfo.lastName\">\n<div class=\"wp-block-group inputField__label is-layout-flow wp-block-group-is-layout-flow\">\n<label class=\"wp-block-rbc-input-label inputLabel inputLabel__default inputLabel__weight__normal\" for=\"lastName\" aria-label=\"Last name\"><span class=\"inputLabel__text\">Nom de famille<\/span><\/label>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-rbc-input-textbox input-textbox text left\"><div class=\"input-textbox-wrapper \"><input type=\"text\" placeholder=\"\" id=\"lastName\" class=\"input-textbox-input textbox-class\" name=\"lastName\" value=\"\" style=\"width:100%;height:48px;min-height:48px\"\/><\/div><\/div>\n<\/div>\n<span class=\"inputField__error inputField__error__empty\">Ce champ ne peut \u00eatre vide<\/span><span class=\"inputField__error inputField__error__invalid\">Ce champ ne peut \u00eatre vide<\/span><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group formStep__inputFieldGroup__row enableIfConsentGiven isConditional is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-rbc-input-field inputField inputField__isRequired  inputField__hideAsterisk inputField__email\" data-target=\"email\" data-prefill-target=\"bac.bookacallemail, emq.emailmyquoteemail\" data-query-param=\"email\" data-query-param-target=\"userInfo.email\">\n<div class=\"wp-block-group inputField__label is-layout-flow wp-block-group-is-layout-flow\">\n<label class=\"wp-block-rbc-input-label inputLabel inputLabel__default inputLabel__weight__normal\" for=\"email\" aria-label=\"Email\"><span class=\"inputLabel__text\">Courriel<\/span><\/label>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-rbc-input-textbox input-textbox email left\"><div class=\"input-textbox-wrapper \"><input type=\"email\" placeholder=\"\" id=\"email\" class=\"input-textbox-input textbox-class\" name=\"email\" value=\"\" style=\"width:100%;height:48px;min-height:48px\"\/><\/div><\/div>\n<\/div>\n<span class=\"inputField__error inputField__error__empty\">Ce champ ne peut \u00eatre vide<\/span><span class=\"inputField__error inputField__error__invalid\">Ce champ ne peut \u00eatre vide<\/span><\/div>\n\n\n\n<div class=\"wp-block-rbc-input-field inputField inputField__isRequired  inputField__hideAsterisk inputField__phone\" data-target=\"phone\" data-prefill-target=\"bac.phone\" data-query-param=\"phone\" data-query-param-target=\"userInfo.phone\">\n<div class=\"wp-block-group inputField__label is-layout-flow wp-block-group-is-layout-flow\">\n<label class=\"wp-block-rbc-input-label inputLabel inputLabel__default inputLabel__weight__normal\" for=\"phone\" aria-label=\"Phone number\"><span class=\"inputLabel__text\">Num\u00e9ro de t\u00e9l\u00e9phone<\/span><\/label>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-rbc-input-textbox input-textbox tel left\"><div class=\"input-textbox-wrapper  input-textbox-indent\"><span class=\"input-textbox-prefix\">+1<\/span><input type=\"tel\" autocomplete=\"tel-national\" pattern=\"[0-9-]*\" placeholder=\"\" id=\"phone\" class=\"input-textbox-input textbox-class\" name=\"phone\" value=\"\" style=\"width:100%;height:48px;min-height:48px\"\/><\/div><\/div>\n<\/div>\n<span class=\"inputField__error inputField__error__empty\">Ce champ ne peut \u00eatre vide<\/span><span class=\"inputField__error inputField__error__invalid\">Ce champ ne peut \u00eatre vide<\/span><\/div>\n<\/div>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity is-style-wide wide\"\/>\n\n\n\n<div class=\"wp-block-group disableIfQC isConditional is-layout-flow wp-block-group-is-layout-flow\">\n<p class=\"formStep__privacyNotice has-text-sm-font-size has-dove-grey-color has-text-color\">En soumettant ce formulaire, vous acceptez que nous utilisions les renseignements que vous avez fournis ici pour g\u00e9n\u00e9rer votre soumission d&rsquo;assurance et communiquer avec vous au sujet de votre proposition. Vos renseignements sont conserv\u00e9s en toute s\u00e9curit\u00e9 et prot\u00e9g\u00e9s. Consultez notre Avis de protection des renseignements personnels \u00e0 l&rsquo;\u00e9chelle mondiale. <\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"formStep__navigation\"><div class=\"wp-block-button btn tertiary is-style-tertiary isPrev\"><button type=\"button\" class=\"wp-block-button__link wp-element-button\" aria-label=\"Pr\u00e9c\u00e9dent\">Pr\u00e9c\u00e9dent<\/button><\/div><div class=\"wp-block-button btn is-style-primary primary isNext\"><button type=\"button\" class=\"wp-block-button__link wp-element-button\" aria-label=\"Voir le r\u00e9sultat\">Voir le r\u00e9sultat<\/button><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-quote-result quoteResult quoteResult__max\"><div class=\"quoteResult__heading\"><div class=\"wp-block-button btn link is-style-link isPrev\"><button type=\"button\" class=\"wp-block-button__link wp-element-button\" aria-label=\"Back\">Back<\/button><\/div><h2>Votre recommandation d&rsquo;assurance maladies graves<\/h2><\/div>\n<div class=\"wp-block-group quoteResult__group__resultCard is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group quoteResultCard__container quoteResultCard__container__max is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-rbc-quote-result-card quoteResultCard quoteResultCard__criticall__illness\"><div class=\"quoteResultCard__loadingSteps\"><span class=\"quoteResultCard__loadingStep active\"><span class=\"quoteResultCard__loadingText\">Analyse de vos informations<\/span><span class=\"quoteResultCard__loadingSpinner\"><\/span><\/span><span class=\"quoteResultCard__loadingStep\"><span class=\"quoteResultCard__loadingText\">Calcul du devis<\/span><span class=\"quoteResultCard__loadingSpinner\"><\/span><\/span><\/div><div class=\"quoteResultCard__result\"><div class=\"quoteResultCard__quote\" style=\"--trust-icon-url:url(https:\/\/silver.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2021\/06\/shield-heart-icon.svg)\">\n<div class=\"wp-block-rbc-tool-tip toolTip isHelp isDismissable\" data-tooltip=\"<div class=&quot;toolTip__modal&quot;&gt;\n\t\t\t\t<div class=&quot;toolTip__content__container&quot;&gt;\n\t\t\t\t\t\n\t\t\t\t\t<p class=&quot;toolTip__content&quot;&gt;Le montant minimum que nous sugg\u00e9rons couvre 12 mois de salaire, les d\u00e9penses essentielles et les frais suppl\u00e9mentaires associ\u00e9s \u00e0 une maladie grave.<br&gt;<br&gt;La p\u00e9riode de r\u00e9tablissement d'une maladie grave peut s'\u00e9tendre sur plus de 12 mois, voire bien davantage.<\/p&gt;\n\t\t\t\t\t\n\t\t\t\t<\/div&gt;\n\t\t\t\t<button type=&quot;button&quot; class=&quot;toolTip__close&quot; aria-label=&quot;Close&quot;&gt;<\/button&gt;\n\t\t\t<\/div&gt;\"><div class=\"toolTip__container\"><p class=\"toolTip__prefix\"><mark style=\"background-color:rgba(0, 0, 0, 0);color:#6F6F6F\" class=\"has-inline-color\">Montant de couverture minimum sugg\u00e9r\u00e9<\/mark><\/p><\/div><button type=\"button\" class=\"toolTip__icon\" aria-label=\"Learn more\"><\/button><\/div>\n\n\n\n<div class=\"wp-block-group quoteResultCard__quote__amounts is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group quoteResultCard__quote__amountSingle is-layout-flow wp-block-group-is-layout-flow\">\n<span class=\"wp-block-rbc-html-element quoteResultCard__amount\">00,000<\/span>\n\n\n\n<span class=\"wp-block-rbc-html-element quoteResultCard__currency quoteResultCard__currency__left\">$<\/span>\n\n\n\n<span class=\"wp-block-rbc-html-element quoteResultCard__currency quoteResultCard__currency__right\">$<\/span>\n<\/div>\n\n\n\n<a href=\"#\" role=\"button\" class=\"wp-block-rbc-html-element isEditSelection\">Modifier les s\u00e9lections<\/a>\n<\/div>\n<ul class=\"quoteResultCard__quote__breakdown\"><li class=\"quoteResultCard__quote__breakdown__item\"><span class=\"quoteResultCard__quote__breakdown__label\">Revenu perdu pendant 12 mois<\/span><span class=\"quoteResultCard__quote__breakdown__total\"><span class=\"quoteResultCard__currency\">$<\/span><span class=\"quoteResultCard__quote__breakdown__amount\">00,000<\/span><\/span><\/li><li class=\"quoteResultCard__quote__breakdown__item\"><span class=\"quoteResultCard__quote__breakdown__label\">D\u00e9penses essentielles pendant 12 mois<\/span><span class=\"quoteResultCard__quote__breakdown__total\"><span class=\"quoteResultCard__currency\">$<\/span><span class=\"quoteResultCard__quote__breakdown__amount\">00,000<\/span><\/span><\/li><li class=\"quoteResultCard__quote__breakdown__item\"><span class=\"quoteResultCard__quote__breakdown__label\">Frais li\u00e9s au r\u00e9tablissement<\/span><span class=\"quoteResultCard__quote__breakdown__total\"><span class=\"quoteResultCard__currency\">$<\/span><span class=\"quoteResultCard__quote__breakdown__amount\">00,000<\/span><\/span><\/li><\/ul><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-support-card supportCardWrapper supportCardWrapper__critical__illness\">\n<div class=\"wp-block-group supportCard is-layout-flow wp-block-group-is-layout-flow\">\n<figure class=\"wp-block-image size-full supportCard-image\"><img decoding=\"async\" src=\"https:\/\/silver.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2026\/08\/Header.svg\" alt=\"\" class=\"wp-image-40801\"\/><\/figure>\n\n\n\n<div class=\"wp-block-rbc-tool-tip toolTip isHelp isDismissable\" data-tooltip=\"<div class=&quot;toolTip__modal&quot;&gt;\n\t\t\t\t<div class=&quot;toolTip__content__container&quot;&gt;\n\t\t\t\t\t\n\t\t\t\t\t<p class=&quot;toolTip__content&quot;&gt;Chat with an advisor if you\u2019re unsure how much coverage you need, have unique health or family considerations, or have questions about the cost and eligibility<\/p&gt;\n\t\t\t\t\t\n\t\t\t\t<\/div&gt;\n\t\t\t\t<button type=&quot;button&quot; class=&quot;toolTip__close&quot; aria-label=&quot;Close&quot;&gt;<\/button&gt;\n\t\t\t<\/div&gt;\"><div class=\"toolTip__container\"><p class=\"toolTip__prefix\"><span class=\"font-size__override sm-font\">Communiquez avec un conseiller pour en savoir plus<\/span><\/p><\/div><button type=\"button\" class=\"toolTip__icon\" aria-label=\"Learn more\"><\/button><\/div>\n\n\n\n<p class=\"has-dove-grey-color has-text-color has-link-color has-text-reg-font-size wp-elements-c096628718547cfccb427c032f57bf44\">Vous obtiendrez de conseils personnalis\u00e9s sur l&rsquo;assurance maladies graves, y compris sur la tarification et les options d&rsquo;assurance.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\"><div>\n<div class=\"wp-block-button is-style-primary primary supportCard-button modalTrigger__bookacall btn before icon-customer-service-inverse\" style=\"--icon-url:url('https:\/\/www.rbcinsurance.com\/fr-ca\/wp-content\/themes\/rbc\/dist\/img\/icons\/icon-customer-service-inverse.svg')\"><a class=\"wp-block-button__link wp-element-button\" href=\"#\" data-dig-id=\"LP-28827-eac12a5a\" data-dig-category=\"LP\" data-dig-action=\"button click\" data-dig-label=\"Planifier un appel-# \">Planifier un appel<\/a><\/div>\n<\/div><\/div>\n\n\n\n<p class=\"has-text-align-center supportCard-link\"><a href=\"https:\/\/silver.rbcinsurance.com\/en-ca\/health-insurance\/critical-illness-insurance\/\" data-dig-id=\"LP-40704-a1a41b5e\" data-dig-label=\"Learn more about critical illness insurance\" data-dig-action=\"link click\" data-dig-category=\"LP\" class=\"rbc-link-format\">Apprenez-en davantage sur l&rsquo;assurance maladies graves<\/a><\/p>\n\n\n\n<p class=\"has-text-align-center supportCard-phone\">Vous pouvez aussi nous appeler au <a href=\"tel:1-866-262-7922\">1-866-262-7922<\/a><\/p>\n\n\n\n<p class=\"has-text-align-center supportCard-phone supportCard-phone-hours\">(Lundi au vendredi, de 9 h \u00e0 20 h, HE)<\/p>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group quoteResult__productCards__container is-layout-flow wp-block-group-is-layout-flow\">\n<h2 class=\"wp-block-heading has-text-align-center\" id=\"h-nos-assurances-maladies-graves\">Nos assurances maladies graves<\/h2>\n\n\n\n<div class=\"wp-block-group quoteResult__productCards is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-rbc-comparison-card comparisonCard showEnergyLines enableFullWidth is-style-white-bg\" style=\"--border-color:#E0E0E0\">\n<div class=\"wp-block-group is-vertical is-layout-flex wp-container-core-group-is-layout-2256ceb0 wp-block-group-is-layout-flex\">\n<div class=\"wp-block-group comparisonCard__topContent is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group comparisonCard__header is-horizontal is-layout-flex wp-block-group-is-layout-flex\">\n<h5 class=\"wp-block-heading\" id=\"h-assurance-maladies-graves\">Assurance maladies graves<\/h5>\n\n\n\n<p class=\"cardTag\">La plus populaire<\/p>\n<\/div>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"h-police-retablissement-d-une-maladie-grave\">Police R\u00e9tablissement d\u2019une maladie grave\u00ae<\/h4>\n\n\n\n<p>Couverture souple <strong>renouvelable tous les 10, 15 ou 20&nbsp;ans<\/strong>, jusqu\u2019\u00e0 l\u2019\u00e2ge de 75&nbsp;ans, vous permettant d\u2019adapter votre couverture au fur et \u00e0 mesure des changements survenant dans votre vie.<\/p>\n<\/div>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity is-style-wide wide\"\/>\n\n\n\n<div class=\"wp-block-group comparisonCard__highlights is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-rbc-highlights-card highlightsCard\"><div class=\"highlightsCard__heading\"><h5>Id\u00e9ale si vous<\/h5><\/div><div class=\"highlightsCard__items\">\n<p>souhaitez une assurance temporaire que vous pouvez renouveler en fonction de l\u2019\u00e9volution de vos besoins<\/p>\n\n\n\n<p>\u00eates en d\u00e9but de carri\u00e8re ou avez des obligations financi\u00e8res comme un pr\u00eat hypoth\u00e9caire ou un pr\u00eat-auto<\/p>\n\n\n\n<p>souhaitez des primes moins \u00e9lev\u00e9es tout en ayant l\u2019option de transformer l\u2019assurance en une couverture de plus longue dur\u00e9e<\/p>\n<\/div><\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-vertical is-layout-flex wp-container-core-group-is-layout-fe9cc265 wp-block-group-is-layout-flex\">\n<div class=\"wp-block-group comparisonCard__cta is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\"><div>\n<div class=\"wp-block-button btn is-style-secondary secondary\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/silver.rbcinsurance.com\/en-ca\/health-insurance\/critical-illness-insurance\/\" data-dig-id=\"LP-28827-b7b299ba\" data-dig-category=\"LP\" data-dig-action=\"button click\" data-dig-label=\"En savoir plus-https:\/\/silver.rbcinsurance.com\/en-ca\/health-insurance\/critical-illness-insurance\/ \">En savoir plus<\/a><\/div>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-comparison-card comparisonCard  enableFullWidth is-style-white-bg\" style=\"--border-color:#E0E0E0\">\n<div class=\"wp-block-group is-vertical is-layout-flex wp-container-core-group-is-layout-2256ceb0 wp-block-group-is-layout-flex\">\n<div class=\"wp-block-group comparisonCard__topContent is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group comparisonCard__header is-horizontal is-layout-flex wp-block-group-is-layout-flex\">\n<h5 class=\"wp-block-heading\" id=\"h-assurance-maladies-graves-0\">Assurance maladies graves<\/h5>\n<\/div>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"h-primes-uniformes-jusqu-a-75-nbsp-ans\">Primes uniformes jusqu\u2019\u00e0 75&nbsp;ans<\/h4>\n\n\n\n<p>Assurance maladies graves compl\u00e8te pr\u00e9voyant des <strong>primes fixes jusqu\u2019\u00e0 l\u2019\u00e2ge de 75<\/strong>&nbsp;ans et options de paiement souples.<\/p>\n<\/div>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity is-style-wide wide\"\/>\n\n\n\n<div class=\"wp-block-group comparisonCard__highlights is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-rbc-highlights-card highlightsCard\"><div class=\"highlightsCard__heading\"><h5>Id\u00e9ale si vous<\/h5><\/div><div class=\"highlightsCard__items\">\n<p>avez besoin de prot\u00e9ger votre revenu et vos obligations financi\u00e8res jusqu\u2019\u00e0 la retraite<\/p>\n\n\n\n<p>recherchez une couverture \u00e0 long terme pour maintenir votre niveau de vie<\/p>\n\n\n\n<p>jugez important de savoir exactement ce que co\u00fbte votre assurance<\/p>\n<\/div><\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-vertical is-layout-flex wp-container-core-group-is-layout-fe9cc265 wp-block-group-is-layout-flex\">\n<div class=\"wp-block-group comparisonCard__cta is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\"><div>\n<div class=\"wp-block-button btn is-style-secondary secondary\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/silver.rbcinsurance.com\/en-ca\/health-insurance\/critical-illness-insurance\/\" data-dig-id=\"LP-28827-cc863387\" data-dig-category=\"LP\" data-dig-action=\"button click\" data-dig-label=\"En savoir plus-https:\/\/silver.rbcinsurance.com\/en-ca\/health-insurance\/critical-illness-insurance\/ \">En savoir plus<\/a><\/div>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-comparison-card comparisonCard  enableFullWidth is-style-white-bg\" style=\"--border-color:#E0E0E0\">\n<div class=\"wp-block-group is-vertical is-layout-flex wp-container-core-group-is-layout-2256ceb0 wp-block-group-is-layout-flex\">\n<div class=\"wp-block-group comparisonCard__topContent is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group comparisonCard__header is-horizontal is-layout-flex wp-block-group-is-layout-flex\">\n<h5 class=\"wp-block-heading\" id=\"h-assurance-maladies-graves-1\">Assurance maladies graves<\/h5>\n<\/div>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"h-primes-uniformes-jusqu-a-100-nbsp-ans\">Primes uniformes jusqu\u2019\u00e0 100&nbsp;ans<\/h4>\n\n\n\n<p>Assurance maladies graves compl\u00e8te, pr\u00e9voyant des <strong>primes fixes jusqu\u2019\u00e0 l\u2019\u00e2ge de 100&nbsp;ans<\/strong>, de sorte que votre protection reste en vigueur quoi qu\u2019il arrive.<\/p>\n<\/div>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity is-style-wide wide\"\/>\n\n\n\n<div class=\"wp-block-group comparisonCard__highlights is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-rbc-highlights-card highlightsCard\"><div class=\"highlightsCard__heading\"><h5>Id\u00e9ale si vous<\/h5><\/div><div class=\"highlightsCard__items\">\n<p>voulez b\u00e9n\u00e9ficier d\u2019une couverture \u00e0 vie, peu importe les changements dans votre \u00e9tat de sant\u00e9 ou votre situation<\/p>\n\n\n\n<p>devez prot\u00e9ger des obligations financi\u00e8res \u00e0 long terme ou des personnes \u00e0 charge<\/p>\n\n\n\n<p>appr\u00e9ciez la certitude que procurent des primes fixes pour une assurance que vous conservez votre vie durant<\/p>\n<\/div><\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-vertical is-layout-flex wp-container-core-group-is-layout-fe9cc265 wp-block-group-is-layout-flex\">\n<div class=\"wp-block-group comparisonCard__cta is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\"><div>\n<div class=\"wp-block-button btn is-style-secondary secondary\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/silver.rbcinsurance.com\/en-ca\/health-insurance\/critical-illness-insurance\/\" data-dig-id=\"LP-28827-cc863387\" data-dig-category=\"LP\" data-dig-action=\"button click\" data-dig-label=\"En savoir plus-https:\/\/silver.rbcinsurance.com\/en-ca\/health-insurance\/critical-illness-insurance\/ \">En savoir plus<\/a><\/div>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group quoteResult__bottom is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-rbc-callout-card calloutCard calloutCard__featuredBanner\" data-bg-hero-desktop=\"https:\/\/silver.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2026\/06\/tools-banner-desktop.webp\" data-bg-hero-mobile=\"https:\/\/silver.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2026\/06\/Hero-Photo.png\" style=\"--bghero-desktop:url(https:\/\/silver.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2026\/06\/tools-banner-desktop.webp);--bghero-mobile:url(https:\/\/silver.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2026\/06\/Hero-Photo.png);background-color:#F6F3F2\">\n<div class=\"wp-block-columns cols is-layout-flex wp-container-core-columns-is-layout-28f84493 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column col-left is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-group is-layout-flow wp-block-group-is-layout-flow\">\n<h2 class=\"wp-block-heading\" id=\"h-se-concentrer-sur-son-retablissement-plutot-que-sur-ses-finances\">Se concentrer sur son r\u00e9tablissement plut\u00f4t que sur ses finances<\/h2>\n\n\n\n<p class=\"has-text-lg-font-size\">L&rsquo;indemnit\u00e9 de maladie grave est un montant forfaitaire que vous pouvez utiliser selon vos besoins.<\/p>\n<\/div>\n\n\n\n<ul class=\"wp-block-rbc-list\">\n<li style=\"--list-item-icon:url(https:\/\/silver.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2026\/06\/benefits.svg)\" class=\"wp-block-rbc-list-item\">\n<p>Remplace le revenu d&#8217;emploi perdu<\/p>\n<\/li>\n\n\n\n<li style=\"--list-item-icon:url(https:\/\/silver.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2026\/06\/medical-square.svg)\" class=\"wp-block-rbc-list-item\">\n<p>Couvre les frais suppl\u00e9mentaires \u00e0 d\u00e9bourser<\/p>\n<\/li>\n\n\n\n<li style=\"--list-item-icon:url(https:\/\/silver.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2026\/06\/credit-card-shield.svg)\" class=\"wp-block-rbc-list-item\">\n<p>Effectue vos versements hypoth\u00e9caires et les factures du m\u00e9nage<\/p>\n<\/li>\n<\/ul>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group quoteResult__bottom__inner is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-rbc-testimonial-block testimonialBlock default is-style-no-overlay\"><div class=\"testimonialBlock__container\"><div class=\"testimonialBlock__content\"><h2 class=\"testimonialBlock__heading\">Commentaires de nos clients<\/h2><div class=\"testimonialBlock__cards carousel-wpr\">\n<div class=\"wp-block-rbc-testimonial testimonial\">\n<div class=\"wp-block-group testimonial__content is-layout-flow wp-block-group-is-layout-flow\">\n<p class=\"testimonial__title\">Kimberly S.<\/p>\n\n\n\n<p class=\"has-dove-grey-color has-text-color has-link-color wp-elements-95400db590356e72f342cc046510d189\">Nouveau-Brunswick<\/p>\n\n\n\n<p class=\"testimonial__desc has-black-color has-text-color has-link-color wp-elements-be4d403b51f0cd17798b0fcfd5b63337\">C\u2019\u00e9tait un plaisir de travailler avec le conseiller. J\u2019ai l\u2019impression qu&rsquo;il m&rsquo;a vendu exactement ce dont j\u2019avais besoin, tout en tenant compte de mon budget.<\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-testimonial testimonial\">\n<div class=\"wp-block-group testimonial__content is-layout-flow wp-block-group-is-layout-flow\">\n<p class=\"testimonial__title\">Alice S<\/p>\n\n\n\n<p class=\"has-dove-grey-color has-text-color has-link-color wp-elements-3c6208d39c711894b0dc9b4049ad9048\">Ontario<\/p>\n\n\n\n<p class=\"testimonial__desc has-black-color has-text-color has-link-color wp-elements-c745b5ead134e022c0b50fc10e4aa783\">Les employ\u00e9s \u00e9taient professionnels et bien inform\u00e9s, ce qui m\u2019a aid\u00e9 \u00e0 prendre une d\u00e9cision. Il est tr\u00e8s important pour moi de prendre une d\u00e9cision r\u00e9fl\u00e9chie, sans pr\u00e9cipitation.<\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-testimonial testimonial\">\n<div class=\"wp-block-group testimonial__content is-layout-flow wp-block-group-is-layout-flow\">\n<p class=\"testimonial__title\">Christina T.<\/p>\n\n\n\n<p class=\"has-dove-grey-color has-text-color has-link-color wp-elements-bdbc0faa3655b98e471ab6ca558aa0a2\">Colombie-Britannique<\/p>\n\n\n\n<p class=\"testimonial__desc has-black-color has-text-color has-link-color wp-elements-95c872ed283220beae742ede1e908258\">J&rsquo;ai choisi RBC&nbsp;Assurances \u00e0 cause du service que j&rsquo;ai re\u00e7u. Ils ont \u00e9t\u00e9 formidables, faciles \u00e0 joindre et ont r\u00e9pondu \u00e0 toutes mes questions.<\/p>\n<\/div>\n<\/div>\n<\/div><\/div><\/div><div class=\"testimonialBlock__sliderNav\"><div class=\"testimonialBlock__navArrow testimonialBlock__prevArrow\"><\/div><div class=\"testimonialBlock__sliderDots\"><\/div><div class=\"testimonialBlock__navArrow testimonialBlock__nextArrow\"><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-faq faq default is-style-2-col hasDisclaimer\"><div class=\"faq__header\"><h2>Foire aux questions sur l&rsquo;assurance maladies graves<\/h2><\/div><div class=\"faq__content\">\n<div class=\"wp-block-rbc-rbc-collapsible-accordion accordion\" id=\"&quot;accordionSet1\">\n<div class=\"wp-block-rbc-rbc-collapsible-panel\"><div class=\"accordion-panel\"><button id=\"accordion-titleca83d939\" class=\"collapse-toggle collapsed\" data-target=\"#accordionca83d939\" data-toggle=\"collapse\" data-parent=\"#accordionSet1\" aria-expanded=\"false\" data-dig-id=\"LP-28827-ca83d939\" aria-controls=\"accordionca83d939\" data-dig-category=\"LP\" data-dig-action=\"collapsible closed\" data-dig-label=\"Qu'est-ce qu'un calculateur d'assurance maladies graves ?\" action-closed=\"collapsible closed\" action-opened=\"collapsible open\"><div>Qu&rsquo;est-ce qu&rsquo;un calculateur d&rsquo;assurance maladies graves ?<\/div><\/button><div class=\"collapse-content collapse\" id=\"accordionca83d939\" role=\"region\" aria-labelledby=\"accordion-titleca83d939\"><div class=\"collapse-inner\">\n<p>Un calculateur d\u2019assurance maladies graves vous aidera \u00e0 estimer le montant d\u2019assurance maladies graves dont vous pourriez avoir besoin si vous recevez un diagnostic de maladie grave. Vous pourriez avoir besoin de soins sp\u00e9cialis\u00e9s, d\u2019un cong\u00e9 de maladie, d\u2019am\u00e9nagements \u00e0 votre domicile ou d\u2019aide pour prendre soin de vous. Ce calculateur vous aide \u00e0 estimer le montant de ces d\u00e9penses et le montant de l\u2019indemnit\u00e9 que vous aimeriez recevoir au titre de votre police d\u2019assurance pour vous aider \u00e0 couvrir ces d\u00e9penses.<\/p>\n<\/div><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-rbc-collapsible-panel\"><div class=\"accordion-panel\"><button id=\"accordion-titleba8bb30e\" class=\"collapse-toggle collapsed\" data-target=\"#accordionba8bb30e\" data-toggle=\"collapse\" data-parent=\"#accordionSet1\" aria-expanded=\"false\" data-dig-id=\"LP-28827-ba8bb30e\" aria-controls=\"accordionba8bb30e\" data-dig-category=\"LP\" data-dig-action=\"collapsible closed\" data-dig-label=\"Combien co\u00fbte l\u2019assurance maladies graves au Canada\u00a0?\" action-closed=\"collapsible closed\" action-opened=\"collapsible open\"><div>Combien co\u00fbte l\u2019assurance maladies graves au Canada\u00a0?<\/div><\/button><div class=\"collapse-content collapse\" id=\"accordionba8bb30e\" role=\"region\" aria-labelledby=\"accordion-titleba8bb30e\"><div class=\"collapse-inner\">\n<p>Les primes de l&rsquo;assurance maladie graves sont \u00e9tablies en fonction de facteurs tels que votre \u00e2ge, le montant de l&rsquo;indemnit\u00e9 forfaitaire que vous choisissez, votre \u00e9tat de sant\u00e9 g\u00e9n\u00e9ral au moment de remplir la proposition, et la dur\u00e9e de la couverture. Selon votre contrat d\u2019assurance, votre prime peut \u00eatre fixe ou variable.<\/p>\n<\/div><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-rbc-collapsible-panel\"><div class=\"accordion-panel\"><button id=\"accordion-title1c92e1ba\" class=\"collapse-toggle collapsed\" data-target=\"#accordion1c92e1ba\" data-toggle=\"collapse\" data-parent=\"#accordionSet1\" aria-expanded=\"false\" data-dig-id=\"LP-28827-1c92e1ba\" aria-controls=\"accordion1c92e1ba\" data-dig-category=\"LP\" data-dig-action=\"collapsible closed\" data-dig-label=\"Quel montant d\u2019assurance maladies graves est suffisant\u00a0?\" action-closed=\"collapsible closed\" action-opened=\"collapsible open\"><div>Quel montant d\u2019assurance maladies graves est suffisant\u00a0?<\/div><\/button><div class=\"collapse-content collapse\" id=\"accordion1c92e1ba\" role=\"region\" aria-labelledby=\"accordion-title1c92e1ba\"><div class=\"collapse-inner\">\n<p>Il n\u2019existe pas de r\u00e8gle universelle quant au montant d\u2019assurance dont vous avez besoin. Toutefois, un bon point de d\u00e9part est d\u2019avoir une couverture suffisante pour couvrir au moins 12 mois de salaire, les d\u00e9penses essentielles et les co\u00fbts suppl\u00e9mentaires li\u00e9s \u00e0 une maladie grave.<br><br>Disposer d\u2019un tel coussin financier peut vous permettre de vous concentrer sur votre r\u00e9tablissement plut\u00f4t que de vous soucier de vos obligations financi\u00e8res.<\/p>\n<\/div><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-rbc-collapsible-panel\"><div class=\"accordion-panel\"><button id=\"accordion-titlef38fe481\" class=\"collapse-toggle collapsed\" data-target=\"#accordionf38fe481\" data-toggle=\"collapse\" data-parent=\"#accordionSet1\" aria-expanded=\"false\" data-dig-id=\"LP-28827-f38fe481\" aria-controls=\"accordionf38fe481\" data-dig-category=\"LP\" data-dig-action=\"collapsible closed\" data-dig-label=\"L\u2019assurance maladies graves en vaut-elle la peine\u00a0?\" action-closed=\"collapsible closed\" action-opened=\"collapsible open\"><div>L\u2019assurance maladies graves en vaut-elle la peine\u00a0?<\/div><\/button><div class=\"collapse-content collapse\" id=\"accordionf38fe481\" role=\"region\" aria-labelledby=\"accordion-titlef38fe481\"><div class=\"collapse-inner\">\n<p>La pertinence de l\u2019assurance maladies graves d\u00e9pend de facteurs personnels et financiers, notamment votre \u00e2ge, votre \u00e9tat de sant\u00e9, vos ant\u00e9c\u00e9dents m\u00e9dicaux familiaux, votre mode de vie, les risques li\u00e9s \u00e0 votre profession, vos protections d\u2019assurance existantes et votre situation financi\u00e8re. Cette assurance peut \u00eatre particuli\u00e8rement avantageuse pour les principaux soutiens de famille, les aidants, les travailleurs autonomes et les propri\u00e9taires d\u2019entreprise.<\/p>\n<\/div><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-rbc-collapsible-panel\"><div class=\"accordion-panel\"><button id=\"accordion-title011067bd\" class=\"collapse-toggle collapsed\" data-target=\"#accordion011067bd\" data-toggle=\"collapse\" data-parent=\"#accordionSet1\" aria-expanded=\"false\" data-dig-id=\"LP-28827-011067bd\" aria-controls=\"accordion011067bd\" data-dig-category=\"LP\" data-dig-action=\"collapsible closed\" data-dig-label=\"Puis-je me faire rembourser mes primes si je change d\u2019avis ou si je ne pr\u00e9sente jamais de demande de r\u00e8glement\u00a0?\" action-closed=\"collapsible closed\" action-opened=\"collapsible open\"><div>Puis-je me faire rembourser mes primes si je change d\u2019avis ou si je ne pr\u00e9sente jamais de demande de r\u00e8glement\u00a0?<\/div><\/button><div class=\"collapse-content collapse\" id=\"accordion011067bd\" role=\"region\" aria-labelledby=\"accordion-title011067bd\"><div class=\"collapse-inner\">\n<p>Selon le type de garantie de remboursement des primes que vous ajoutez et la dur\u00e9e de votre police d\u2019assurance maladie graves, vous pouvez r\u00e9cup\u00e9rer jusqu\u2019\u00e0 100&nbsp;% des primes que vous avez vers\u00e9es<sup><a href=\"#legal-1\" data-dig-id=\"LP-40704-03253caa\" data-dig-label=\"1\" data-dig-action=\"link click\" data-dig-category=\"LP\" class=\"rbc-link-format\">1<\/a><\/sup>.<br><br>Il existe trois types de garantie de remboursement des primes&nbsp;:<br><br>1. Garantie de remboursement des primes (GRP) au rachat<br>Si vous n\u2019avez plus besoin d\u2019assurance, la GRP au rachat vous permet de r\u00e9silier votre police et de r\u00e9cup\u00e9rer jusqu\u2019\u00e0 100&nbsp;% des primes que vous avez vers\u00e9es. Le pourcentage des primes admissibles \u00e0 un remboursement varie selon l\u2019option de remboursement des primes au rachat s\u00e9lectionn\u00e9e et de l\u2019ann\u00e9e de police au cours de laquelle la r\u00e9siliation a lieu.<br><br>2. Garantie de remboursement des primes (GRP) \u00e0 l&rsquo;\u00e9ch\u00e9ance<br>Gr\u00e2ce \u00e0 la GRP \u00e0 l\u2019\u00e9ch\u00e9ance, vous pouvez recevoir le remboursement int\u00e9gral des primes que vous avez vers\u00e9es si votre police arrive \u00e0 \u00e9ch\u00e9ance sans avoir pr\u00e9sent\u00e9 une demande de r\u00e8glement.<br><br>3. Garantie de remboursement des primes (GRP) au d\u00e9c\u00e8s<br>Si votre d\u00e9c\u00e8s survient alors que votre police est en vigueur, le remboursement des primes au d\u00e9c\u00e8s signifie que votre b\u00e9n\u00e9ficiaire d\u00e9sign\u00e9 ou votre prestataire d\u00e9sign\u00e9 peut recevoir la totalit\u00e9 des primes acquitt\u00e9es.<\/p>\n<\/div><\/div><\/div><\/div>\n<\/div>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<section class=\"wp-block-rbc-rbc-legal-collapsible disclaimer\" aria-label=\"Legal Disclaimers\"><div class=\"section-inner\"><p><button class=\"collapse-toggle collapsed\" data-target=\"#collapseDisclaimer\" data-toggle=\"collapse\" aria-expanded=\"false\" aria-controls=\"collapseDisclaimer\" data-dig-id=\"LP-28827-a29c172f\" data-dig-category=\"LP\" data-dig-action=\"legal close\" data-dig-label=\"legal close\" action-closed=\"legal close\" action-opened=\"legal open\" label-close=\"legal open\" label-open=\"legal close\"><span>Afficher les avis de non-responsabilit\u00e9<\/span><span>Hide Legal Disclaimers<\/span><\/button><\/p><div class=\"collapse-content collapse\" id=\"collapseDisclaimer\"><div class=\"collapse-inner\"><div class=\"table-wpr\">\n<div class=\"wp-block-rbc-rbc-disclaimer-block\"><div class=\"table-row\" id=\"legal-1\"><div class=\"table-cell\"><span class=\"offscreen\">Legal Disclaimer<\/span><sup><\/sup><\/div><div class=\"table-cell\">\n<p>*Le montant rembours\u00e9 au titre de l\u2019option de remboursement des primes d\u00e9pend de l\u2019option s\u00e9lectionn\u00e9e et de la date \u00e0 laquelle elle est exerc\u00e9e (en fonction de l\u2019anniversaire de la police ou de&nbsp;l\u2019\u00e2ge de l\u2019assur\u00e9), comme il est pr\u00e9cis\u00e9 dans la police d\u2019assurance.&nbsp;Des conditions s\u2019appliquent.<br><br>**Les services offerts par Teladoc Health Canada sont susceptibles d\u2019\u00eatre modifi\u00e9s. Des conditions s\u2019appliquent.<\/p>\n<\/div><\/div><\/div>\n<\/div><\/div><\/div><\/div><\/section>\n\n\n\n<div class=\"wp-block-rbc-modal-popup\"><button class=\"rbci-modal-popup__trigger modalTrigger__bookacall\" type=\"button\">Open Modal<\/button><div class=\"rbci-modal-popup__overlay modalTrigger__bookacall hide\"><div class=\"rbci-modal-popup__content\"><button class=\"rbci-modal-popup__close\" type=\"button\">\u00d7<\/button>\n<div class=\"wp-block-rbc-form-step-manager formStepManager\" data-form=\"bac\" data-sfconfigs=\"{&quot;campaignName&quot;:&quot;Web - CI Calculator: Book a Call Lead&quot;,&quot;lineOfBusiness&quot;:&quot;health&quot;,&quot;leadType&quot;:&quot;Non Lead Critical Illness&quot;,&quot;leadDesc&quot;:&quot;Critical Illness - Book a Call Lead&quot;,&quot;leadDescEmbedded&quot;:&quot;Embedded quote - Critical Illness - Book a Call Lead&quot;,&quot;leadDetails&quot;:&quot;Lead - {lead_details}&quot;,&quot;capturesLead&quot;:true}\">\n<div class=\"wp-block-rbc-form-step formStep formStep__last formStep__fullWidthButtons formStep__noBorder active bookaCall isEdited\">\n<div class=\"wp-block-group formStep__titleGroup is-layout-flow wp-block-group-is-layout-flow\">\n\n\n<h3 class=\"wp-block-heading has-text-align-center bookaCallTitle\" id=\"h-planifiez-un-appel-avec-un-conseiller\">Planifiez un appel avec un conseiller<\/h3>\n\n\n\n<p class=\"has-text-align-center bookaCallDescription\">Examinez votre soumission avec nos conseillers autoris\u00e9s RBC pour obtenir des conseils d\u2019un expert sur la protection la mieux adapt\u00e9e \u00e0 vos besoins.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-group formStep__inputFieldGroup is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group formStep__inputFieldGroup__row is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-rbc-input-field inputField inputField__isRequired\" data-target=\"booktime\">\n<div class=\"wp-block-group inputField__label is-layout-flow wp-block-group-is-layout-flow\">\n<label class=\"wp-block-rbc-input-label inputLabel inputLabel__default\" for=\"\" aria-label=\"\"><span class=\"inputLabel__text\">Meilleur moment pour appeler<\/span><\/label>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"selectDropdown__wrapper\">\n\t\t<div class=\"selectDropdown__container\">\n\t\t<div class=\"selectDropdown selectDropdown__default bookaCallSelect selectDropdown__floating selectDropdown__custom\" id=\"booktime\"\t\t\tdata-option_name=\"booktime\" style=\"width:100%\">\n\t\t\t<button class=\"selectDropdown__button\" aria-haspopup=\"listbox\" aria-expanded=\"false\">\n\t\t\t\t<span class=\"selectDropdown__title\" data-default_title=\"S\u00e9lectionnez\">\n\t\t\t\t\tS\u00e9lectionnez\t\t\t\t<\/span>\n\t\t\t\t<span class=\"selectDropdown__chevron\"><\/span>\n\t\t\t<\/button>\n\t\t\t<ul class=\"selectDropdown__list\" role=\"listbox\" tabindex=\"-1\">\n\t\t\t\t\t\t\t\t\t<li\n\t\t\t\t\t\tclass=\"selectDropdown__list__item \"\n\t\t\t\t\t\tdata-option_value=\"9 h - 10 h\"\n\t\t\t\t\t\trole=\"option\"\n\t\t\t\t\t\ttabindex=\"0\"\n\t\t\t\t\t\taria-selected=\"false\"\n\t\t\t\t\t\t\t\t\t\t\t\tdata-option_url=\"\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div class=\"selectDropdown__list__item__content\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"selectDropdown__list__item__name\">\n\t\t\t\t\t\t\t\t\t9 h &#8211; 10 h\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t<li\n\t\t\t\t\t\tclass=\"selectDropdown__list__item \"\n\t\t\t\t\t\tdata-option_value=\"10 h - 11 h\"\n\t\t\t\t\t\trole=\"option\"\n\t\t\t\t\t\ttabindex=\"0\"\n\t\t\t\t\t\taria-selected=\"false\"\n\t\t\t\t\t\t\t\t\t\t\t\tdata-option_url=\"\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div class=\"selectDropdown__list__item__content\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"selectDropdown__list__item__name\">\n\t\t\t\t\t\t\t\t\t10 h &#8211; 11 h\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t<li\n\t\t\t\t\t\tclass=\"selectDropdown__list__item \"\n\t\t\t\t\t\tdata-option_value=\"11 h - 12 h\"\n\t\t\t\t\t\trole=\"option\"\n\t\t\t\t\t\ttabindex=\"0\"\n\t\t\t\t\t\taria-selected=\"false\"\n\t\t\t\t\t\t\t\t\t\t\t\tdata-option_url=\"\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div class=\"selectDropdown__list__item__content\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"selectDropdown__list__item__name\">\n\t\t\t\t\t\t\t\t\t11 h &#8211; 12 h\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t<li\n\t\t\t\t\t\tclass=\"selectDropdown__list__item \"\n\t\t\t\t\t\tdata-option_value=\"Aucune pr\u00e9f\u00e9rence\"\n\t\t\t\t\t\trole=\"option\"\n\t\t\t\t\t\ttabindex=\"0\"\n\t\t\t\t\t\taria-selected=\"false\"\n\t\t\t\t\t\t\t\t\t\t\t\tdata-option_url=\"\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div class=\"selectDropdown__list__item__content\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"selectDropdown__list__item__name\">\n\t\t\t\t\t\t\t\t\tAucune pr\u00e9f\u00e9rence\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t\t<input type=\"hidden\" name=\"booktime\" value=\"\" \/>\n\t\t\t\t\t<\/div>\n\t\t\t<\/div>\t\n<\/div>\n<\/div>\n<span class=\"inputField__error inputField__error__empty\">Veuillez choisir l\u2019une des options<\/span><span class=\"inputField__error inputField__error__invalid\">Veuillez choisir l\u2019une des options<\/span><\/div>\n\n\n\n<div class=\"wp-block-rbc-input-field inputField inputField__isRequired  inputField__postalcode\" data-target=\"postalcode\">\n<div class=\"wp-block-group inputField__label is-layout-flow wp-block-group-is-layout-flow\">\n<label class=\"wp-block-rbc-input-label inputLabel inputLabel__default\" for=\"\" aria-label=\"\"><span class=\"inputLabel__text\">Code postal<\/span><\/label>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-rbc-input-textbox input-textbox text left\"><div class=\"input-textbox-wrapper \"><input type=\"text\" placeholder=\"\" id=\"bookacallpostalcode\" class=\"input-textbox-input textbox-class\" name=\"postalcode\" value=\"\" style=\"width:100%;height:48px;min-height:48px\"\/><\/div><\/div>\n<\/div>\n<span class=\"inputField__error inputField__error__empty\">Ce champ ne peut \u00eatre vide<\/span><span class=\"inputField__error inputField__error__invalid\">Ce champ ne peut \u00eatre vide<\/span><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group formStep__inputFieldGroup__row is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-rbc-input-field inputField inputField__isRequired  inputField__name\" data-target=\"bookacallfirstname\">\n<div class=\"wp-block-group inputField__label is-layout-flow wp-block-group-is-layout-flow\">\n<label class=\"wp-block-rbc-input-label inputLabel inputLabel__default\" for=\"\" aria-label=\"\"><span class=\"inputLabel__text\">Pr\u00e9nom<\/span><\/label>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-rbc-input-textbox input-textbox text left\"><div class=\"input-textbox-wrapper \"><input type=\"text\" placeholder=\"\" id=\"bookacallfirstname\" class=\"input-textbox-input textbox-class\" name=\"bookacallfirstname\" value=\"\" style=\"width:100%;height:48px;min-height:48px\"\/><\/div><\/div>\n<\/div>\n<span class=\"inputField__error inputField__error__empty\">Ce champ ne peut \u00eatre vide<\/span><span class=\"inputField__error inputField__error__invalid\">Ce champ ne peut \u00eatre vide<\/span><\/div>\n\n\n\n<div class=\"wp-block-rbc-input-field inputField inputField__isRequired  inputField__name\" data-target=\"bookacalllastname\">\n<div class=\"wp-block-group inputField__label is-layout-flow wp-block-group-is-layout-flow\">\n<label class=\"wp-block-rbc-input-label inputLabel inputLabel__default\" for=\"\" aria-label=\"\"><span class=\"inputLabel__text\">Nom de famille<\/span><\/label>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-rbc-input-textbox input-textbox text left\"><div class=\"input-textbox-wrapper \"><input type=\"text\" placeholder=\"\" id=\"bookacalllastname\" class=\"input-textbox-input textbox-class\" name=\"bookacalllastname\" value=\"\" style=\"width:100%;height:48px;min-height:48px\"\/><\/div><\/div>\n<\/div>\n<span class=\"inputField__error inputField__error__empty\">Ce champ ne peut \u00eatre vide<\/span><span class=\"inputField__error inputField__error__invalid\">Ce champ ne peut \u00eatre vide<\/span><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group formStep__inputFieldGroup__row is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-rbc-input-field inputField inputField__isRequired  inputField__phone\" data-target=\"phone\">\n<div class=\"wp-block-group inputField__label is-layout-flow wp-block-group-is-layout-flow\">\n<label class=\"wp-block-rbc-input-label inputLabel inputLabel__default\" for=\"\" aria-label=\"\"><span class=\"inputLabel__text\">Num\u00e9ro de t\u00e9l\u00e9phone<\/span><\/label>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-rbc-input-textbox input-textbox tel left\"><div class=\"input-textbox-wrapper  input-textbox-indent\"><span class=\"input-textbox-prefix\">+1<\/span><input type=\"tel\" autocomplete=\"tel-national\" pattern=\"[0-9-]*\" placeholder=\"\" id=\"bookacallphonenumber\" class=\"input-textbox-input textbox-class\" name=\"phone\" value=\"\" style=\"width:100%;height:48px;min-height:48px\"\/><\/div><\/div>\n<\/div>\n<span class=\"inputField__error inputField__error__empty\">Ce champ ne peut \u00eatre vide<\/span><span class=\"inputField__error inputField__error__invalid\">Ce champ ne peut \u00eatre vide<\/span><\/div>\n\n\n\n<div class=\"wp-block-rbc-input-field inputField inputField__isRequired  inputField__email\" data-target=\"bookacallemail\">\n<div class=\"wp-block-group inputField__label is-layout-flow wp-block-group-is-layout-flow\">\n<label class=\"wp-block-rbc-input-label inputLabel inputLabel__default\" for=\"\" aria-label=\"\"><span class=\"inputLabel__text\">Adresse courriel<\/span><\/label>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-rbc-input-textbox input-textbox email left\"><div class=\"input-textbox-wrapper \"><input type=\"email\" placeholder=\"\" id=\"bookacallemail\" class=\"input-textbox-input textbox-class\" name=\"bookacallemail\" value=\"\" style=\"width:100%;height:48px;min-height:48px\"\/><\/div><\/div>\n<\/div>\n<span class=\"inputField__error inputField__error__empty\">Ce champ ne peut \u00eatre vide<\/span><span class=\"inputField__error inputField__error__invalid\">Ce champ ne peut \u00eatre vide<\/span><\/div>\n<\/div>\n<\/div>\n<div class=\"formStep__navigation\"><div class=\"wp-block-button btn is-style-primary primary isNext\"><button type=\"button\" class=\"wp-block-button__link wp-element-button\" aria-label=\"Planifiez un appel\">Planifiez un appel<\/button><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-form-step formStep  formStep__noBorder bookaCallSuccess\">\n<div class=\"wp-block-group formStep__titleGroup is-layout-flow wp-block-group-is-layout-flow\">\n\n\n<h3 class=\"wp-block-heading has-text-align-center bookaCallName\" id=\"h-nous-avons-planifie-votre-appel-bac-bookacallfirstname\">Nous avons planifi\u00e9 votre appel, <span 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