• Convenient: Get an instant online quote and apply in as little as 15 minutes.
• No Medical Exam: You may be eligible to receive coverage without having a medical examination.
• Coverage Available: Choose from $50,000 to $499,999.^2*
• Affordable: Policies start as low as $11.34 per month.³
• Flexible: Choose coverage for 10, 15, 20 or 40 years (and anything in between).
• Easy to Understand: Your premiums and coverage are guaranteed for the entire term.
• Convertible: Convert your policy to a permanent policy without providing additional medical evidence.⁴

What else should I know?

• Savings: In addition to receiving group plan member rates, you could save on car insurance with additional discounts (opens modal window) based on eligibility.
• Advice: Our licensed insurance advisors offer no-pressure advice to help you understand and choose your coverage from a wide range of insurance solutions to meet your needs.
• Support: With a 24/7 Emergency Response Service and the Anonymous Claims Advice Line² you’ll get the attention and care you need when you have an emergency or need to make a claim.

Questions and Answers

• Savings: In addition to receiving group plan member rates, you could save on home insurance with additional discounts (opens modal window) based on eligibility.
• Advice: Our licensed insurance advisors offer no-pressure advice to help you understand and choose your coverage from a wide range of insurance solutions to meet your needs.
• Support: With a 24/7 Emergency Response Service and the Anonymous Claims Advice Line¹ you’ll get the attention and care you need when you have an emergency or need to make a claim.

Questions and Answers

SAVE 10% on Travel Insurance

Whether you’re off to experience Paris, explore Disney World or make a quick jaunt across the border for the weekend, it’s important to keep in mind that the unexpected can happen at any time – even right before you leave or while you’re away.

A last-minute diagnosis or a major weather event might cause you to cancel your trip. At your destination, a fall while hiking, an unexpected accident or a medical emergency could cost you dearly.

That’s why the first thing you should do once your trip is booked is obtain travel insurance – coverage that can travel with you anywhere in the world.

Experienced staff at our 24/7 Assured Assistance centre will provide:

• Access to caring, multilingual support
• Help with travel booking changes
• Help with lost or stolen items
• Help finding local medical care
• Access to emergency air ambulances
• Access to expert medical professionals who will monitor your care
• Transportation to the nearest medical facility

SAVE 10% on Term Life Insurance

Would your loved ones be financially secure if something happened to you?

Term life insurance provides coverage for a specific period of time and is renewable after the initial term is up.

Important benefits include:

• Flexibility: Choose coverage for a set number of years from 10 – 40 years and anything in between
• Coverage can be customized and tailored to protect your specific needs
• Convert your coverage to a permanent insurance plan without providing medical evidence

SAVE up to 15% on Disability Insurance^Disclaimer3

Would you still be able to pay your bills if you are sick or seriously injured and unable to work?

Disability insurance is designed to replace a portion of your income if you’re unable to work due to an illness or injury. Important benefits include:

• Flexible options: premium options to suit your occupation and income level.
• Fills coverage gap: Canada Pension Plan (CPP) and Quebec Pension Plan (QPP) disability benefits are limited and may be more restrictive.
• Helps you return to work: benefits such as rehabilitation, job retraining and other services to help you get back to work.
• Portable: Most employer-sponsored plans end if you leave your job. A disability insurance plan from RBC Insurance can go with you.
• Onward by Best Doctors^{Disclaimer‡}: provides enhanced and timely support for those with disability claims due to depression, anxiety and other mental health concerns, at no additional cost.
• Medical Confidence^{Disclaimer‡}: At no additional cost, you can receive faster access to care and treatment by appropriate physician specialists, a more accurate diagnosis, one-on-one support from a Registered Nurse and more.

SAVE up to 15% on Critical Illness Insurance

Focus on your recovery, not your finances

Critical illness insurance provides you with a tax-free lump sum payment that you can use any way you wish if you are diagnosed with a covered illness. It can cover many costs related to illness including:

• Medical care
• Travel expenses to and from treatment
• Lost income of yourself or a family member