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You Have a Lot to Protect. We Can Help.­­­

When your achievements, wealth and status put you at a greater level of risk exposure, you need coverage and service that goes beyond what a standard policy can provide. At RBC Private Insurance, we simplify risk protection with customized coverage on high value homes, vehicles and other assets, while providing unparalleled advice and service.

Personal Risk Assessment

Our approach to identifying, evaluating and managing risk can give you a complete view of your coverage needs and a detailed plan for closing any gaps.

A Higher Level of Service

You will have a dedicated Risk Assessment Insurance Specialist who will create a customized solution for you, and a Risk Associate for ongoing support.

Exceptional Claims Experience

If you have a claim, we will resolve it quickly and efficiently. Day or night, Claims Care Experts are ready to provide industry-leading service and expertise.

Protection for the Way You Live

Insurance can be complex when you have substantial assets. We make it simple by offering comprehensive coverage to help protect everything that is important to you and your family.

Your Wealth

Umbrella Liability Protection

If you have a high-profile career or conduct business globally, it can be important to have additional liability coverage with limits that go beyond the coverage included in your home, auto or watercraft policy.

This policy can even include coverage for:

  • Libel, slander and defamation of character
  • Worldwide travels, including coverage for rental vehicles
  • Domestic staff such as a nanny or housekeeper
  • The cost to employ your personal lawyers, in the case of a covered lawsuit
  • Directors or officers of a condominium corporation or non-profit organization

Extensive Household Lifestyle Protection

This unique coverage provides invaluable support and services in case of a severe event such as a home invasion, carjacking, stalking, kidnapping or abduction.

Identity Theft Coverage

This coverage helps to reimburse you for the costs to restore your identity and credit rating.


Your Home, Vehicle and Valuables

Coverage for Luxury Homes and High-Value Possessions

Your home is a showcase of your successes, interests, passions and memories. Help protect what you’ve achieved with enhanced coverage for:

  • Unlimited living expenses and temporary housing that maintains your lifestyle, if you are ever displaced due to a claim
  • State-of-the-art security systems, home theatres, climate-controlled wine systems, pool equipment and more
  • Domestic animals, fine art, jewellery and wine collections
  • Extended liability protection while travelling
  • Water damage from flooding, overflow and more

Coverage for High-End Private Personal Vehicles

At RBC Private Insurance, you’ll have a level of service and advice that will help you get back on the road promptly in the style you’re accustomed to. If you experience a collision or theft, we’ll minimize the interruption to your life by providing:

  • Recommendations for a suitable vehicle repair facility
  • A premium courtesy vehicle while your insured vehicle is repaired
  • Protection for your driver’s rating—even after your first at-fault accidentDisclaimer1

Your Unique Lifestyle

Coverage for Your Leisure and Hobbies

From antique cars, to watercrafts, recreational vehicles and so much more, it’s important to protect your most prized possessions.

We offer specialized coverage in collaboration with well-known market leaders like Hagerty CanadaDisclaimerdagger (classic, collector cars and enthusiast vehicles) to help protect the things you’re passionate about.

Additional Features

Cash settlement options, in place of rebuilding after a covered loss

Full replacement value, without depreciation, on belongingsDisclaimer1

24/7 concierge-style service from a dedicated Claims Care Expert

Schedule Your Appointment Today

Call 1-800-769-2517 (VIP Line)

Existing client? Please contact your Risk Assessment Insurance Specialist.

For claims support, please call: 1-844-398-1910

Discover & Learn

The RBC Private Insurance program is administered by RBC Insurance Agency Ltd. Liability, home, auto, leisure and lifestyle insurance products (other than collector car insurance) are distributed by RBC Insurance Agency Ltd. and underwritten by Aviva General Insurance Company.
Actual coverage may vary by province. For full terms and conditions, speak with your Risk Assessment Insurance Specialist and refer to the policy wording.
Trademark(s) of Royal Bank of Canada. Used under license. As a result of government-run auto insurance plans, RBC Insurance does not offer auto insurance in Manitoba, Saskatchewan and British Columbia.
2017 The Hagerty Group, LLC. Hagerty, 4 H and Design, Guaranteed Value, and Hagerty Valuation Tools are registered or common law trademarks of the Hagerty Group, LLC.