Have you asked yourself “what if?”

You are on: Fire

Risk: What if your office equipment was damaged in a fire? How would you continue to do business?

Solution: Commercial Property Insurance – Commercial property insurance can help to protect your business property including furnishings, office equipment and damaged computers, plus the personal property of your employees and customers against a wide range of risks like fire, water damage and theft.

You are on: Professional advice

Risk: Providing specialized advice or services to your clients is the cornerstone of your success. But what if a client had a serious problem with the advice you provided – a problem they believed could hurt them financially?

Solution: General Liability Insurance – Professional associations typically require members to have a minimum level of errors and omissions insurance If you don’t have coverage through a professional association, it’s vital to purchase it independently. General liability insurance can protect you against the financial consequences of legal actions brought against your business by dissatisfied clients.

You are on: Property damage

Risk: If you run your business from a rented property or one that you own yourself, there is always the risk of the unexpected – fire, water damage, break-ins, etc.

Solution: Commercial Property Insurance – Commercial property insurance is essential for any business. It protects your business property, plus the personal property of your employees and customers against a wide range of risks like fire, water damage and theft.

You are on: Business Interruption

Risk: Even if your property and liability insurance are in place, generic policies might not cover industry-specific risks. What if your business had to temporarily close for repairs due to a claim?

Solution: Business Interruption Insurance – Available in different levels of protection, business interruption insurance may replace lost earnings if your business operations are interrupted due to loss or damage to your premises or equipment. It may also provide additional expenses needed to keep operation, such as office equipment rentals and payroll.