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  • Tobacco, other than one large cigar per month; or
  • Betel nuts or leaves more than once per month; or
  • E-cigarettes, water-pipe, nicotine products or smoking cessation products?
Missing: In the past 12 months have you used any form of: a) Tobacco, other than one large cigar per month; or b) Betel nuts or leaves more than once per month; or c) E-cigarettes, water-pipe, nicotine products or smoking cessation products?

Your Term Life Insurance Quote

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Start Over

Protecting your family is one of your top priorities. With RBC Simplified® Term Life Insurance and our family friendly pricing, giving your loved ones the financial safety net they deserve won't cost you too much time or money.

Key Features & Benefits

Here are a few reasons to get your quick, no-obligation quote today:

  • Convenient: Get an online quote instantly. Apply by phone, in person or online in as little as 15 minutes.
  • 12 Easy Questions: Answer just 12 questions to apply for coverage under $1,000,000.1
  • No Medical Exam: You may be eligible to receive coverage without having a medical examination.2
  • Affordable: Policies start as low as $12.67 per month.4
  • Flexible: Choose any term between 10 and 40 years.
  • Easy to Understand: Premiums and coverage amount are guaranteed for the entire term.
  • Coverage Available: Apply for up to $1,000,000. We also offer other plans if you need more coverage.
    Not sure how much life insurance you need? The life insurance calculator can help.

 
Underwritten by RBC Life Insurance Company.
 
® / ™ Trademark(s) of Royal Bank of Canada. Used under licence.
 
This offer is only available to residents of Canada. Premium rates are the same or lower than previously offered by RBC. Premium rates may be subject to change. Exclusions and limitations apply: no death benefit will be paid if (a) the life insured commits suicide while sane or insane, within 2 years of the coverage coming into force, or (b) any material fact has been misrepresented, not disclosed or incorrectly stated in the application for insurance or otherwise provided as evidence of insurability. For complete terms, see a sample policy at https://www.rbcinsurance.com/life-insurance/term-life-insurance.html. Coverage will be governed by the policy as issued.
Coverage maximum amount of $1,000,000 is available to clients 55 years of age or younger. Coverage maximum amount of $499,999 is available to clients 56 years of age and older.
Depending on how you answer the health and lifestyle questions a tele-underwriter may contact you and they may request a blood, urine or weight and blood pressure test. We will send a nurse to a location of your choice to complete these tests.
Rate based on a $100,000, Term 10 policy for a male, age 37, non-smoker.
Plus sales tax where applicable.

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