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Individuals & Families - Annuities

Annuities

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Traditional Annuities

The following illustrates the features of traditional annuities and the choices available from RBC Insurance:

Single Premium Deferred Annuities (SPDAs)

SPDAs start with a one-time, lump-sum premium deposit. Occasionally, an SPDA will allow a limited number of additional premium payments, but rarely does this privilege extend beyond the first year. SPDAs generally earn higher interest rates than FPAs.

All RBC Insurance annuities offer a variety of guaranteed income payout options, including:

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Income for Life

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Joint and Survivor Income for Life

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Income for Life with a Fixed Number of Years Guaranteed

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Income for a Fixed Number of Years

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Income of a Fixed Amount


If you would like more information on traditional annuities from RBC Insurance, call 1-888-262-8131 or e-mail us at salesdesk@rbc.com .

Annuities may not be available in all states. They contain limitations and exclusions, please consult the annuity contract or contact the company for full details.

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