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Personal Insurance > Loan, Mortgage & Credit Protection > Loan, Mortgage, Credit Card Protection Guide

Loan, Mortgage, Credit Card Protection Guide

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How do I take the next step?    

Eligibility and Approval

What do I need to be eligible?    
How old do I have to be to apply for coverage?    
Do I have to answer any health questions?    
How long does the approval process take?    

Coverage and Benefits

What does it do?    
How much is the benefit?    
What are the advantages?    

Premiums

How much does it cost?    
What other features should I know about?    

Limitations and Exclusions

What are the limitations and exclusions?     

LoanProtector and HomeProtector are group creditor insurance programs, underwritten by The Canada Life Assurance Company. BalanceProtector insurance is creditor's group insurance underwritten by Assurant Solutions and provided to eligible RBC Royal Bank credit card card holders. Assurant Solutions is the trade name for the Canadian Branches of American Bankers Life Assurance Company of Florida and American Bankers Insurance Company of Florida.

LoanProtector, HomeProtector and BalanceProtector are subject to terms, conditions, exclusions and eligibility restrictions. Please see the LoanProtector, HomeProtector, and BalanceProtector Certificate of Insurance booklets for full details, including privacy and confidentiality of personal information.

® Registered trademarks of Royal Bank of Canada.

Please refer to the policy contract for a full explanation of limitations and exclusions.