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Dividend Scale and Participating Whole Life Insurance
Participating whole life insurance policies are an appealing option for people seeking lifelong coverage and tax-deferred growth opportunities. Understanding how key components of a policy work, such as the dividend scale, to determine the dividends you earn is key when choosing the policy that best meets your needs.
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All savings opportunities are based on filed discounts and rates in force and vary based on each individual’s insurance profile and are not guaranteed. Savings also vary by the province or territory you live in. Certain conditions, limitations and exclusions may apply. The bundle and save discount also excludes endorsements (any additional, usually optional, enhancements that you add to your policy). For detailed information about how savings could apply to you, speak with a licensed RBC Insurance advisor.
The home security system discount through RBC Insurance is not available in Ontario, Alberta or British Columbia and is not applicable to condo and tenant insurance policies. There are specific eligibility requirements to qualify for the home security discount.
All savings opportunities are based on filed discounts and rates in force and vary based on each individual’s insurance profile and are not guaranteed. Savings also vary by the province or territory you live in. Certain conditions, limitations and exclusions may apply. The bundle and save discount also excludes endorsements (any additional, usually optional, enhancements that you add to your policy). For detailed information about how savings could apply to you, speak with a licensed RBC Insurance advisor.
All terms and conditions are contained in the applicable insurance policy. Home and auto insurance products are distributed by RBC Insurance Agency Ltd. and underwritten by Aviva General Insurance Company. In Quebec, RBC Insurance Agency Ltd. Is registered as a damage insurance agency. As a result of government-run auto insurance plans, car insurance is not available through RBC Insurance in Manitoba, Saskatchewan and British Columbia.
Service provided by Aviva General Insurance Company. Clients may call 1-888-885-5915 (Mon-Fri, 9am-5pm, ET). Anonymous Claims Advice Line not available in Quebec. Quebec residents may call 1-888-563-7119 for questions about their policy and coverages.