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Payout Annuities

RBC® Payout Annuities can give you guaranteed income for life.

Segregated Funds

Segregated funds give your money the chance to grow, while providing built-in guarantees to keep it safe.

Will Your Money Last?

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Reasons To heart RBC Insurance®

You can start with as little as $50 per month in a segregated fund, so it’s easy to build and preserve your savings.

Our line-up of segregated funds is backed by RBC Global Asset Management™, Canada’s leading money manager.

Our wide range of Payout Annuities means you can create an income plan that will meet your specific needs.

A licensed RBC Insurance advisor can help you figure out if you’re on track with your retirement plan and give you the direction you need to reach your goals.

Discover and Learn

The information within this site is not intended to provide tax advice. You should seek independent tax advice from a tax professional or advisor.


Any amount that is allocated to a segregated fund is invested at the risk of the contract holder and may increase or decrease in value. RBC Guaranteed Investment Funds are segregated funds and are referred to as individual variable annuity contracts. RBC Life Insurance Company is the sole issuer and guarantor of the guarantee provisions contained in these Contracts. The underlying mutual funds and portfolios available in these Contracts are managed by RBC Global Asset Management Inc. Details of the applicable Contract are contained in the RBC GIF Information Folder and Contract.