While the right home insurance coverage can help protect you financially in the event of damage to your home, taking the right steps can help you minimize damage or even prevent it from happening in the first place.
From burst pipes to sewer back-up, the potential for water damage in Canadian homes is fairly significant, and accounts for over 50% of all home insurance claims1. Find out how to help prevent water damage to your home.
If your home has suffered water damage, acting quickly is the key to keeping damage to a minimum and reducing the harmful effects of unwanted water in your home.
If you have water damage, do not:
Water damage is one of the most common types of damage that can affect a home. Damage can be caused by a number of different factors, so knowing the possible causes can go a long way toward protecting your home.
The Canadian spring brings about one of the heaviest periods of rainfall of the year. Fortunately, most water damage caused by April showers is preventable. See how.
Find out how to help prevent the water inside your pipes from freezing, and avoid the damage that may be caused if a frozen pipe bursts.
If you think you have a frozen pipe–for example, if you’re not getting any water out of a faucet–contact a plumber right away to have it fixed.
It is also possible to thaw a pipe by slowly applying heat, such as with a hand-held hair dryer–just make sure you’re not in or near water while you use anything electrical. Never use a blowtorch or other open flame to try to thaw a pipe.
If you’ve experienced a burst water pipe, turn off the water at the main shut-off valve, and leave your faucets open until repairs are complete.
Learn how to keep melting snow and ice from entering your home.
When the spring thaw arrives, here’s how to keep melting snow and ice from entering your home.
If you have a fire in your home, you could be dealing with stains, burns and possible chemical reactions. Get tips for preventing and minimizing fire and smoke damage, including carbon monoxide leaks.
Having properly installed smoke and carbon monoxide alarms can save your life—and the lives of others—in the event of a fire or carbon monoxide leak.
Click the infographic for a recommendation on where to install your alarms.
You can’t see, smell or taste carbon monoxide, so preventing leaks from this toxic gas—and having properly installed carbon monoxide alarms—can mean the difference between life and death.
Click the infographic to see the most common sources of carbon monoxide.
After sustaining fire damage, it’s only natural to want to clean your property right away. While timely action is important, it’s critical to know what the right steps are and to follow them carefully to avoid causing further damage.
If you have fire and smoke damage, do not:
While it’s often tough to predict the weather, you can prepare for all types of conditions to keep your home and your family safe.
If you know a storm is coming, how do you get your home ready to take on whatever Mother Nature has to throw at you?
Click the infographic to find out what you can do to make sure your home and your family stay safe and secure.
Severe weather can put your family and your home in danger. Plus, recovering from storm damage can be expensive. Explore ways to get your home storm-ready.
Following a severe storm, there are some key areas to focus on in order to prevent further damage.
If you have storm damage, do not:
Here are some tips for staying safe before and during a severe storm:
Earthquakes are tough to predict. Because we don’t know exactly when and if one will happen, it’s important to be prepared.
To avoid injury, minimize damage to your home and stay safe after an earthquake, here are some valuable tips you’ll want to keep in mind.
After an earthquake, the most important thing is to stay safe. Find out how.
If you have earthquake damage, do not:
Forest fire season in Canada is typically May to September. If you live in a region prone to forest fires, be prepared and have an emergency plan. Here are some tips for preventing and minimizing forest fire damage.
Forest fires can devastate a home and community. Discover some proactive things you can do to protect your home and your family.
After sustaining fire damage, it's only natural to want to clean your property right away. While timely action is important, it’s critical to know what the right steps are and to follow them carefully to avoid causing further damage.
If you have fire and smoke damage:
If you have fire and smoke damage, do not:
Whether you’ve dealt with a fire, storm or earthquake, losing power is a common aftereffect. Routine as it may be, the impact of a power outage on your property and your health can be significant if you don’t take the proper steps.
Here are some tips to help you manage through a power outage safely.
If your home loses power, do not: