Search RBC ...
How Boat Insurance Protects You*
Your Boat
Helps to protect your boat, its motor(s), boating equipment and accessories against insured risks like collision, theft, vandalism and more1.
Personal Belongings
Helps to protect your (and your passengers’) apparel, personal items and sports equipment while on board against insured risks like damage, theft and more1.
Liability Claims
Helps to protect you financially if you injure someone or cause damage to another person’s property or boat while operating your boat or another watercraft you have permission to use.
Coverage Highlights*
Your plan will provide affordable protection for most 2.
- Protects you, your boat and belongings onboard financially against a wide range of risks1
- Emergency towing and marine assistance (trip planning, concierge service and more) are a phone call away
- Temporary Replacement Coverage lets you keep boating with a loaner boat while yours is being repaired
- Based on the age of your boat, optional Agreed Value coverage is available to protect your boat’s full insured value if it’s a total loss
- Optional Navigational Extension coverage lets you operate your boat outside our standard navigational limits
- Receive discounts if you have passed an approved boating safety course2, are claims-free2 and more
Claims Service Satisfaction Guarantee
You can count on 24/7 claims service from experienced insurance specialists, backed by a Claims Service Satisfaction Guarantee. This is an industry-leading promise that guarantees a cheque for the full amount of your current premium if you’re not happy with the claims service for your covered claim3.
Eligible Boats
The following types of boats and watercraft are eligible for coverage through RBC Insurance:
- All-purpose fishing boats
- Aluminum fishing boats
- House boats
- Jet boats
- Personal watercraft (for example, boats you can ride, such as a Seadoo or Jet ski)
- Pontoon boats
- Runabouts
- Sailboats
- Sport boats
Note: The information above is a summary only. Boats that can travel at speeds above 80 mph are not eligible for coverage. There may be additional boat types that are excluded.
Get a Quote
Protect your boat or watercraft—call us to get a quote or talk to a licensed insurance advisor.
Call 1-877-749-7224
View Legal DisclaimersHide Legal Disclaimers
Products distributed by RBC Insurance Agency Ltd. and underwritten by Aviva General Insurance Company.
*
The information above is a summary only and does not include all terms, conditions, limits and exclusions.
1)
Loss or damage is not included with Liability-only policies.
2)
Certain conditions, limitations, restrictions and exclusions apply. Availability of coverage varies by province and is subject to rules and eligibility. Please speak to an RBC Insurance Advisor to see if you qualify.
3)
Certain conditions apply.