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How Boat Insurance Protects YouDisclaimer*
Your Boat
Helps to protect your boat, its motor(s), boating equipment and accessories against insured risks like collision, theft, vandalism and moreDisclaimer1.
Personal Belongings
Helps to protect your (and your passengers’) apparel, personal items and sports equipment while on board against insured risks like damage, theft and moreDisclaimer1.
Liability Claims
Helps to protect you financially if you injure someone or cause damage to another person’s property or boat while operating your boat or another watercraft you have permission to use.
Coverage HighlightsDisclaimer*
Your plan will provide affordable protection for most Disclaimer2.
- Protects you, your boat and belongings onboard financially against a wide range of risksDisclaimer1
- Emergency towing and marine assistance (trip planning, concierge service and more) are a phone call away
- Temporary Replacement Coverage lets you keep boating with a loaner boat while yours is being repaired
- Based on the age of your boat, optional Agreed Value coverage is available to protect your boat’s full insured value if it’s a total loss
- Optional Navigational Extension coverage lets you operate your boat outside our standard navigational limits
- Receive discounts if you have passed an approved boating safety courseDisclaimer2, are claims-freeDisclaimer2 and more
Claims Service Satisfaction Guarantee
You can count on 24/7 claims service from experienced insurance specialists, backed by a Claims Service Satisfaction Guarantee. This is an industry-leading promise that guarantees a cheque for the full amount of your current premium if you’re not happy with the claims service for your covered claimDisclaimer3.
Eligible Boats
The following types of boats and watercraft are eligible for coverage through RBC Insurance:
- All-purpose fishing boats
- Aluminum fishing boats
- House boats
- Jet boats
- Personal watercraft (for example, boats you can ride, such as a Seadoo or Jet ski)
- Pontoon boats
- Runabouts
- Sailboats
- Sport boats
Note: The information above is a summary only. Boats that can travel at speeds above 80 mph are not eligible for coverage. There may be additional boat types that are excluded.
Get a Quote
Protect your boat or watercraft—call us to get a quote or talk to a licensed insurance advisor.
- Call 1-877-749-7224
- Have an Advisor Call Me opens new window
Products distributed by RBC Insurance Agency Ltd. and underwritten by Aviva General Insurance Company.