How to Save Money on Your Auto Insurance
You may be surprised by the many different ways you can save money on your car, motorcycle or RV insurance. Here are some of the best tips for saving at RBC Insurance®:
Save up to 5% when you get your quote online†.
By far, the easiest way to save on your auto insurance is by getting a no-obligation quote online. It's convenient, confidential and guaranteed for 60 days††.
Save up to 14% when you insure more than one vehicle†††.
Another simple way to save on your auto insurance—and enjoy greater convenience—is to insure all of your personal vehicles with us. We offer affordable coverage for your:
- Car, SUV, Minivan or Pickup Truck
- Motorcycle
- Motorhome or RV
- Camper or Trailer
- Snowmobile
- All Terrain Vehicle (ATV)
Save up to 12% when you buy a homeowner's, condo or renter's policy††††.
Whether you own your home or rent, our multi-line discount is our way of thanking you for letting us meet your home and auto insurance needs. We can insure a wide range of properties, including your:
- House or Apartment/Condominium Unit
- Seasonal/Vacation Home
- Rental Property
- Secondary Property
- Boat and Watercraft
- Valuable Belongings
Lower your premium by choosing a higher deductible.
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Do you live in Ontario? |
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We will automatically decrease your deductibles by $50 a year until it reaches $0, for every year you are claim-free.
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You'll reduce your auto insurance premium if you select a higher deductible—the amount you pay out-of-pocket for a claim before your insurance pays. The key is choosing an amount you can afford to pay if you ever need to make a claim.
Keep your premium low by having your first at-fault accident "forgiven." ‡
Even the best drivers can have accidents. To help protect your good driving record while at RBC Insurance and keep your premiums low, consider purchasing the optional Accident Protection endorsement, which "forgives" your first at-fault accident.
Although this endorsement will add some cost to your policy, it will save you money if you ever have an at-fault accident.
Lower your premium by installing an approved anti-theft device in your vehicle.
If your vehicle's standard equipment does not include an alarm or other anti-theft device, it may be worthwhile to have one installed. An anti-theft device can reduce the chances of your vehicle being stolen and may reduce your premium. Call us at 1 877 749-7224 to find out what type of devices qualify for a discount.
Save money when you rent a car.
If you rent a car more than 2 or 3 times a year, you can save money on rental vehicle insurance. Simply extend the coverage on your personal vehicle to non-owned vehicles, and you won't need to buy insurance from the rental agency.
Lower your premium by training your teenager.
Enroll your young driver(s) in a driver education program that has been approved in your province. After they pass the course, they could qualify for a lower auto insurance premium.
Take care when you lend your vehicle.
When you allow someone to borrow your car, you also lend this person your auto insurance. If he or she causes an accident, you, the vehicle's owner, will be held responsible. What's more, your auto insurance premiums will probably increase.
All products and services are subject to the terms and conditions of the applicable insurance contract. In the event of any conflict, the terms and conditions of the insurance contract will govern.
All Licensed Insurance Advisors of RBC General Insurance Company are salaried employees.
Underwritten by RBC Insurance Company of Canada or RBC General Insurance Company.
†The Online Discount is not available in all provinces, and where available varies by province, type of insurance, renewal term, and auto plan membership. Other exclusions and limitations also apply.
††This guarantee from RBC Insurance is based on the accuracy of the information given and it remaining unchanged. Information provided is subject to verification.
†††This discount applies to certain sections of your policy and to certain classes of auto insurance.
††††Certain conditions apply. This discount also excludes endorsements (any additional (usually optional) enhancements that you add to your policy.)
‡ This endorsement is offered in Ontario only.
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